credit
card
company
fl
interest
jacksonville
machine
lower
rate
rates
disconnected
Company behind this: foundation financial group 225 water st suite2100 jacksonville fl32202 866-659-3200 tonya mauro reg agent paul scott CEO FL.EIN#582425019 please read other complaints 904-398-5252 for example.
mike
 Jul 01st, 2010
Company behind this: foundation financial group 225 water st jacksonville fl32202 866-659-3200 tanya mauro reg agent Florida EIN582425019 happy hunting!!
felipe
 Jul 01st, 2010
spoke with veronica elliott - advised she received a note from equifax that my credit had been shocked on 10.17.08 - wanted to know why someone pulled my credit on that day. I refused her info, requested she discontinue calling my fax machine and said she would continue to call me and then she hung up the phone. thanks.
johnson
 Nov 05th, 2008
Total Scam. When asked at the start of the call, the operator told me she worked for my c.c. company (bank). Lie #1
Promise you lower interest rates, debt relief (I don't have any debt - my bank would know that) all for no charge, "we do not require you to send us any money, cheques, or money orders" - True, HOWEVER, at the call "wrap-up" the operator (now transferred to someone new, with the exact same phone # - inc. extension - 1-800-943-3250 x 700)tries to sneak in (while recording the dialoge) "I'll just go ahead and charge to your "primary" card $500.00" U.S. I declined this, and asked for the paperwork to be mailed to me so I can better understand what I am being signed up for. The phone call ended 15 seconds later. Both "employees'" claim to be in Austin, Texas, but the call originated from Fla. - Contacts were "Cathy White", and "Mike Allan". 1-800-493-1304 is the company #, only allows you to leave a message for callback, www.mcsprograms.com is the web site. The fact that they ask for all of your info (d.o.b., c.c. #, etc.,which they obviously don't know, because I gave them an incorrect c.c #, yet the call went on) is reason enough to hang up.
MP
 Dec 04th, 2007
assholes called and i picked up. well offered me 6.9 percent interest plus charge me $690.00 for their exceptional service. boy, almost went for it. will call me back tomorrow . i will go to bank and report incident and change card number. almost duped. what a bunch of jackasses i should have known better when none of them could speak proper english. they were probaly calling from some foreign country.
jake
 Oct 25th, 2007
YES JIM --- " why don't we just start a task force and go hunt down these assholes, all of them them that invade our privacy and give them a little payback? " --- 904-398-5252 this is SCAM, They are need YOUR money first !!! "Press 1 for an operator or press 3 to be deleted"
Mitch
 Oct 25th, 2007
"Larry Rice" from MCS Consolidated Financial, offering to lower my credit card interest rate if I gave him my balance and current rate etc. When I told him that I was not interested, his reply was rude ("What, your not interested in saving money ?"). In any case, be wary of this company 1-800-943-3250 and their e-mail is savemoney@mcsprograms.com (http://www.mcsprogams.com). They reached me in Canada.
CDA
 Aug 18th, 2007
http://www.whocalled.us/lookup/239-213-1290

it is a scam: look at others who said YES to this service
http://www.my3cents.com/showReview.cgi?id=24286

I was contacted by phone on 7/11/07 and was told I could save $3,000 to $5,000 and get an interest rate reduction to MAYBE 6.9% on my high interest credit cards. When I asked if I could think about it and call back I was told NO. There were a lot of red flags I should have clued into but this guy was REALLY good. He told me there were no out of pocket expenses but $990.00 was charged to my Visa card by Debt Safe not Versa Debt. When I tried to call the number he gave me to call anytime with questions I received the "all circuits are busy" message. I have been sick for days.....

Beware of anyone calling from Versa Debt! I have a feeling I've been scammed in a big way!
http://www.my3cents.com/showReview.cgi?id=24875
scam
 Aug 17th, 2007
Jamie from Consumer Credit Services called today. At a beach house that I'm renting for a few weeks.

I kept him on the phone for more than 30 minutes by using varying delay tactics. Wrong account #s, transposing "my" SSN numbers, etc. He kept asking if he "just one more minute, I really want to do this."

Eventually truthfully informed him that I work in the fraud detection unit of a major issuer.

He wasn't a happy camper and informed me he gets paid by the hour no matter what. I said "Yep, but I bet I just ate up some of your commissions."

Informed Jamie that the call had been traced and recorded. He began yelling and screaming that this wasn't a scam.

I told him that I was enjoying my beautiful beach house paid for with $$ that I did not steal from someone else.

Best 30 min of my vacation so far.
Comfy Couch
 Jun 19th, 2007
The number is different, but the call back number given by someone here matches up 1-800-943-3250. A machine answered as MCS, I didn't check around to find out how to get a real person and tell them, AGAIN, to take me off their call list (I always press "1" just to take up their time, bark at them, and tell them to take me off the list).
Perry
 Jun 12th, 2007
This should be reported to Chris Hansen at Dateline NBC for the "Catch a Predator" show.
JM
 Apr 13th, 2007
Calls, I don't answer
Joe
 Mar 26th, 2007
Recorded message on credit card rates, did not answer. / Do not call list is symbolic feel good political gesture, but is mostly worthless, spammers can mask their actual id and originating number, called numbers are rarely picked out specifically, they are computer generated call each number in order in a set bank of numbers and see what bites.. hard to stop because cant confirm or get evidence of what the originating number or company actually is.. if they are masked they might tell you anything to divert attention or place blame on others... wait til a human gets on the line then give it a blast from one of those small can air horns.. that tends to get their attention... and deaf for the rest of their work day too.. lol..
Frederick
 Mar 05th, 2007
caller id says Pheonix az!!?? looled up "asot dearfield" found another number listed as BMG music telemarketer when account is cancelled--i just cancelled mine!!
jim
 Feb 24th, 2007
No voice mail left just on my caller ID as "Jacksonville, FL". I'm on the Do Not Call list and everyone who is should report the number to the website at https://www.donotcall.gov/default.aspx
and file a complaint. It only takes five minutes. Good luck, all.
Val
 Feb 21st, 2007
i also recieved call from this number asking re credit card apr.
dana
 Feb 18th, 2007
SUSPECT THEY ARE USING A COMPUTER DIALER ACCREDETING THE CALLS TO A DISCONNECTED NUMBER.
ROBERT
 Feb 14th, 2007
They ask for my husband, when I alert them that he is not available, they hang up on me. I going to pretend to be him next time, go along with it so I can get the company name!!!
big Fat A-HOLES
Annie
 Feb 14th, 2007
If everyone that is registered on the do not call list would please go to the gov't website and report this number maybe some action will FINALLY happen:
Go to:
https://www.donotcall.gov/Complain/ComplainCheck.aspx
GO
 Feb 14th, 2007
Caller ID showed 904-398-5252
no message left.
Steve
 Feb 14th, 2007
caller played a recording to my child "something about 7.99% rate" - my number is also on the do not call list.
CR
 Feb 14th, 2007
Jacksonville, Fl
NO message was left on my machine. My number is also on the DO NOT call list.
blm
 Feb 14th, 2007
Why cant they stop these scams. I asked them What bank they got my info from, she just repeated we have over 500 banks we use. I repeated what bank. We argued for a bit and then she said i must not have a credit card and hung up. Called number right back and phone gives me a no number disconnected msg
Mekun
 Feb 13th, 2007
called back one minute later& the number has been disconnect
Lisa
 Feb 13th, 2007
Just got a call from this # - answered, got a recorded message and hung up. Now I wish I'd stayed on the line to chew them out. Sent an email to the ftc do not call list reporting them, along with a link to this page. My caller ID displayed "Foundation Finan".
None
 Feb 13th, 2007
Same as others. No message hung up on answering machine.
Barry
 Feb 13th, 2007
Women tells me i can lower my present % on outstnading bills, i have none but tries to pass off as Card Member Services a hugh American Credit card company.. I tell the women i am on the "No Call List" and ask her name, her response, guess that list isn't working very well and hangs up..........904-398-5252 will be reported to all the Media in NYC where i just happen to live.. What them on future new programs.
Mike
 Feb 13th, 2007
Received a call from this number. Caller ID identified it as "Unavailable"; didn't answer the call; they left no message AND I have been on the "No Call" list for over a year.
Ron
 Feb 12th, 2007
Same message about lowering my interest rates on my credit card. Asked what card I wanted to lower and what my balance was. When I answered they hung up.
Val
 Feb 12th, 2007
update from earlier: i discovered a pending authorizatiion on my cc for a dentist. cc company said it was a marketing charge from bel-air, fl. can't do anything until it posts or goes away, but may have to change cc's! somehow, they may have compromised our cc and gotten our phone number associated with it. we were in atlanta airport, and that's the most likely place it happened.
karen
 Feb 12th, 2007
called i let machine pick up, but they left no mess
laurie
 Feb 12th, 2007
Got a call from this number- called redial and it said the phone was disconnected-no longer in service. I am on the no-call list!!!!!!!!!!
Cathy
 Feb 12th, 2007
Saw the number on my caller ID and as soon as my machine picked up the caller hung up.
Liz
 Feb 12th, 2007
borrowed from a posted reply--same
"Same ordeal, got the recording telling me it was my FINAL NOTICE to lower my interest rate. I spoke to the guy and asked him repeatedly what company he represents. He kept saying "cardholder services" and I kept saying FOR WHICH BANK?? He finally hung up on me... I sent a complaint by email to 'donotcall@fcc.gov'"
Colorado
 Feb 12th, 2007
some taped message about lowering cc rates for a limited time..press one to respond, two to remove. i just hung up.
karen
 Feb 12th, 2007
same rate-lowering message as everyone else, but ironically my second "final opportunity" for these rates within 2 weeks. I've filed complaints as well.
na
 Feb 10th, 2007
Left message on machine,offering to lower unamed credir card rates,
no company name ,This # NOT disconnected as of 2-9-2007
Cathi
 Feb 09th, 2007
8:04 AM EST Feb 5th, 2007
Some credit card company
Mark
 Feb 09th, 2007
Called me. Didn't pick up. Didn't leave message.

Just because they didn't leave a message doesn't mean they are not BREAKING THE LAW. I am on the DoNOTCALL list. A ringing phone is still harrassment. REPORT THESE PEOPLE.
NA
 Feb 09th, 2007
I didn't answer because I didn't know the number. There was no voice mail left so I called the number back and got a message that they were DISCONNECTED. Not even 5 minutes after they called me! How does that happen?
Tara
 Feb 09th, 2007
904-398-5252 - Jacksonville, picked up phone - no one there. I called the # back & message says # is disconnected. 2/9/07
Kay
 Feb 09th, 2007
Same number just called 11:45am. I didn't answer and let the machine pickup. Listenend to half of our message and then hung up...I also made a complaint to the do not call registry...this is getting ridiculous
Melissa
 Feb 09th, 2007
02/09/07, 10:28 a.m.
Called ID read "JACKSONVILL, FL". Hung up on my answering machine.
Tim
 Feb 09th, 2007
Identifed themselves as Consumer Services offering lower interest rates on credit cards. Asked how they got this number "Debbie" used obscenity and hung up.
Ray
 Feb 09th, 2007
Rec'd the call on 2/6/07 shows unknown on my caller id no msg because I don't have an answering machine. I cld the phone back and the phone number has been disconnected. Check google and shows location in Jacksonville, FL
Stephanie
 Feb 09th, 2007
Same ordeal, got the recording telling me it was my FINAL NOTICE to lower my interest rate. I spoke to the guy and asked him repeatedly what company he represents. He kept saying "cardholder services" and I kept saying FOR WHICH BANK?? He finally hung up on me when I asked him why he was soliciting do not call numbers. I sent a complaint by email to 'donotcall@fcc.gov'
Sharon
 Feb 09th, 2007
I tried calling it back because I have a niece in Jacksonville. I received a "no longer in service" message, which seems to mean that they are somehow spoofing this number.
Ken
 Feb 09th, 2007
no message hang up call
na
 Feb 08th, 2007
I would love to get a company name so we help them spend some money on fines.
cash only
 Feb 08th, 2007
didn't answer the phone because I checked here first! Caller ID says Jacksonville, FL
Logansport IN
 Feb 08th, 2007
have a friend that's in the FBI, they can trace and do some amazing things when it comes to annoying calls like this. time to put stop to this BS.
K Fed
 Feb 08th, 2007
the crank call is probably is from the people at U.S. Search...they need business so bad that they created this number so they can charge you $15.00 a pop to find out whowver this nincompoop is always calling us.
jonyredkorn
 Feb 08th, 2007
they say they can reduce credit card interest rate
wph
 Feb 08th, 2007
scam caller said she was from card services. when questions who are you she hung up this number is disconnected some how they are using a bogus number to show up on caller id scam scam scam
steve
 Feb 08th, 2007
I pressed the button to talk to a *human* and was able to get the name of the company MCS and an 800 # 800-943-3250. When I asked for more company information he said they were in lake wales fl. As I prompted more he told me to "F" myself and hung up.
Angie
 Feb 08th, 2007
The number on called ID was 904-3985252 But when I called the number has been disconnected. I still filed a complaint since I am on the do not call list in NY
jeff
 Feb 08th, 2007
Well, finally tracked down company behind this number:

http://www.onlineffg.com/

a$$holes
Polo
 Feb 08th, 2007
Received a recording saying my low interest rate is about to expire and if I want to continue the low rate to press 1. When I did I received some jackass that ask me if I owe $2,500 or more on a credit card. When I said no she hung up. What a waste of time. Just hang up.
bb
 Feb 08th, 2007
I received the call today and picked up the phone. When I told them I owe on one credit card around 7000 and another 0 they put a busy signal on and I hanged up.
jf
 Feb 08th, 2007
This is likely a "spoof" caller id. I have activated call block but this call comes through anyway. I rechecked to verify that this number is on my blocked list.
Dan
 Feb 08th, 2007
"Cardmember Services" credit card rate scam.
Mark
 Feb 08th, 2007
Card holder services. I don't even have any credit cards.
Robin
 Feb 08th, 2007
I am on the Do not call list in indiana.After asking to speak to a person in charge they hung up on me.I am processing charges against this company.This stupid co.works off of lists supplied by your credit card co.
srduncan
 Feb 08th, 2007
I am also on the do not call list. I received this yesterday and today and it was a message saying they wanted to lower my interest rate on cc.
Dawn
 Feb 08th, 2007
2/7 11:46am
Jacksonvill, Fl
A recording telling me about credit card rates and how they can help.
"Press 1 for an operator or press 3 to be deleted"
It's bs.
Jer
 Feb 07th, 2007
got a call from this # several days ago saying he was going to get me. this creep should be put in jail
anon
 Feb 07th, 2007
This # belongs to Laurence Halpern. He is known for harassing anyone he can call.
Allison
 Feb 07th, 2007
I just got the call, it said something along the lines of. " this is your credit card company calling, nothing is wrong, but you should refinance,blah blah blah, now before this expires...... at the end of the call it said press 1 to refiance, press 2 to be removed from list
JJ
 Feb 07th, 2007
I received this call several times over the past month or so. I never answer it 'cause it's just a bunch of useless jo's sellin' credit card crapola. Hey joiks from Jacksonville...get a life!!!
Steve
 Feb 07th, 2007
Got a voice mail that was really weird. Couldn't understand most of it but did catch that they said, "this is your boyfriend", and "got you now". Really a little scary don't you think! Am going to investigate this as much as possible without spending a lot of money!
Carol
 Feb 07th, 2007
we need a "NATIONAL I DO NOT ANSWER" Registry!
Figment
 Feb 07th, 2007
some dumb ass calling me but I didnt pick up the call.
USC
 Feb 07th, 2007
These jokers (being very polite!) have called a number of times. I've reported them to the FTC every single time. Every single time, it's my "final notice". I checked South Central Bell website (it's BellSouth) and got the number for their Annoyance Call Center 205-714-5355 and I'll be calling them. Not sure it will do anything, but who knows...
Jon
 Feb 07th, 2007
9043985252, Get lost rubberhole!!
John
 Feb 06th, 2007
We weren't home. No message left. Googled # and found you. We are on do not call list and will file a complaint. I have relatives in Florida and this also scared me.
Barb
 Feb 06th, 2007
Same as the rest!
J
 Feb 06th, 2007
same here.. called.. I'm on the no call list..

they left no message..

Time to file a complaint.. if enough of us file. ..then maybe they will get the message..
Beth
 Feb 06th, 2007
Recording about lowering my credit card interest (I pay in full each month)I pressed one and started asking questions: "what card are you calling about?" "all of them" is this a consolidation service? and she hung up
margaret
 Feb 06th, 2007
Saw this on caller ID. Scared the crap out of me as I have elderly relatives in Fla. I thought something had happened to them. Didn't see it until late at night when it was too late to call. After thinking about it, realized their children would have left a message. Glad I checked here.
Betty
 Feb 06th, 2007
no message - hang-up

Greenville SC
Anon
 Feb 06th, 2007
No voicemail left. Called it back & squak in my ear then msm stating thqat I'd recahed a # that was no longer in service
Lisa
 Feb 06th, 2007
Didn't answer - on Do Not Call List. Message concerning credit cards. Did not call back, but have seen this number before.
Betty
 Feb 06th, 2007
This number calls a lot and hangs up when phone is answered.
Bruce
 Feb 06th, 2007
Same as some others - caller ID said Jacksonville FL. they left no msg. I am on do not call list as well
John
 Feb 06th, 2007
Husband answered phone...recording saming the same as ANON's. He pressed 3 and hung up. I called back and it was disconnected 10 minutes later? I called the Sheriff and will be making a report!
Sondra
 Feb 06th, 2007
Called on my cell phone. I didn't pick up. No message was left.
Joy
 Feb 06th, 2007
904-398-5252 called me about credit card, I hung up. ID showed Jacksonville, FL
2/6/207 at 10:25 AM, EST
Big Daddy
 Feb 06th, 2007
Message said I needed to press one in order lower the interest on my credit card...I do not have a credit card!
Darlene
 Feb 06th, 2007
Jacksonville, FL
904 3985252
I didn't answer & no message left.
juan
 Feb 05th, 2007
904-398-5252 left a voicemail about lowering my mortgage rate. They did have the courtesy to let me know that I should consider this my final opportunity to take advantage of this great rate.

Yeah, great. Thanks.
P3G
 Feb 05th, 2007
no message
Barry
 Feb 05th, 2007
did not leave message
anon2
 Feb 05th, 2007
They called didn't answer but glad i checked this number out on here. Thanks for the tips
Matt
 Feb 05th, 2007
I put the call through and as soon as i asked for the company name and address they hung up
sky
 Feb 05th, 2007
didn't ans. didn't recognize # got to this web site from google---thank u hope this is ligit...
m smith
 Feb 05th, 2007
DO NOT CALL AGAIN
Shannon Hecht
 Feb 05th, 2007
Johnathan 'no problems with your credit card but if "call soon and we can lowere your credit card intreset"' sounds like a scam.
Bob
 Feb 05th, 2007
Same message as the rest of the people here.guy's name was Johnathan.Asked me if I want to be removed from their calling list.Doubt it will actually be removed.
Anononymous
 Feb 05th, 2007
This is about credit card rate reduction??????? Stupid moron people, get your facts straight about the people you call, I don't owe on a credit card so why call me???????
brenda
 Feb 05th, 2007
Caller Id said "Florida Call". Left a message starting out by saying it is credit card services but it not concerning a problem with your account. I deleted the message.
JAS
 Feb 03rd, 2007

100 Comments