money
block
debt
reason
ftc
portfolio
general
attorney
recovery
old
expired
Could still be a collector conducting skip tracing, Raejean, and for some reason your number is considered a target. The way debt accounts are sold and resold in bundles, it's too easy for personal data to get mixed up. You may instead be a neighbor of the intended victim. If they get ornery, throw 'em a cease-comm notice, one of many rights under FDCPA. The FTC explains further.
Resident47
 Dec 30th, 2010
I believe I have received a call from this number twice before. They did not leave a message. This time, I picked up and heard a recording saying "Please hold-I have a call for you." Several hellos and clicks on their side later, they disconnected. I don't have any reason to believe that we are being collected for anything, so it's a mystery to me.
Raejean
 Dec 30th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357
SCAM
 Dec 13th, 2010
Majority opinion here says PRA, which would make Jonathan's advice correct. Learn how to exercise your rights as an alleged debtor at FTC-dot gov.
Resident47
 Nov 17th, 2010
Don't know, don't care .... ignore! If it is Bank of America, they got their damn money being bailed out from the gov so why should I give them anything. I got nothing left, thanks to them!
T
 Nov 17th, 2010
These pests buy very old junk debts with expired statue of limitation for pennies on the dollar, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for very old debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google "Portfolio Recovery Associates Scam", send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. There
have many, many law suits pending against them. Don't fall for their scam - block their calls, or send a "cease and desist" letter [Google]. Fight these roaches!! Good luck!
Jonathan
 Dec 21st, 2009
This is a third party collection company
Samuel
 Jan 10th, 2008
They said they were an financial company. I assume collections - Not really sure.
Twyla
 Jan 10th, 2008

8 Comments