weeks
company
important
business
person
agency
collection
matter
line
machine
months
harassing: recorded message
CalRobert
 Nov 02nd, 2008
harassing: hang-up
CalRobert
 Nov 02nd, 2008
Caller is a bottom feeder Collection Agency which used to be called Genesis Financial, then TrueLogic Financial Corp. and now Bay Area Credit Service (www.bayareacredit.com). Same people run the new company. Paul Konkel is the CEO with Doug Spencer second in charge. Their FAX number is 408-392-4520.

They call constantly asking for people that have never lived here that owe alleged debts.

It doesn't matter if you inform them (repeatedly) that you do not know or have ever heard of the person they are asking for; they will just call tomorrow asking for a new person. I think most of the names are made up anyway.

Other numbers BACS uses:

303-577-2765
408-392-4400
408-392-4578
480-543-1164
720-974-0386
800-454-2227
800-697-1234
866-222-2097
866-302-4761
866-471-9387
866-488-4299
866-515-3445
866-773-9877
877-337-3099
877-339-7500
Mark
 Oct 03rd, 2007
Caller is a bottom feeder Collection Agency which used to be called Genesis Financial, then TrueLogic Financial Corp. and now Bay Area Credit Service (www.bayareacredit.com). Same people run the new company. Paul Konkel is the CEO with Doug Spencer second in charge. Their FAX number is 408-392-4520.

They call constantly asking for people that have never lived here that owe alleged debts.

It doesn't matter if you inform them (repeatedly) that you do not know or have ever heard of the person they are asking for; they will just call tomorrow asking for a new person. I think most of the names are made up anyway.

Other numbers:

303-577-2765
408-392-4400
408-392-4578
480-543-1164
720-974-0386
800-454-2227
800-697-1234
866-222-2097
866-302-4761
866-471-9387
866-488-4299
866-515-3445
866-773-9877
877-337-3099
877-339-7500
Mark
 Oct 03rd, 2007
Caller is a bottom feeder Collection Agency which used to be called TrueLogic Financial Services, but is now using Bay Area Credit Services. Same people run the new company.

They call constantly asking for people that have never lived here that owe alleged debts.

It doesn't matter if you inform them (repeatedly) that you do not know or have ever heard of the person they are asking for; they will just call tomorrow asking for a new person. I think most of the names are made up anyway.

Other numbers:

303-577-2765
408-392-4400
480-543-1164
720-974-0386
866-222-2097
866-488-4299
877-337-3099
877-339-7500
Mark
 Oct 02nd, 2007
Caller is a bottom feeder Collection Agency which used to be called TrueLogic Financial Services, but is now using Bay Area Credit Services. Same people run the new company.

They call constantly asking for people that have never lived here that owe alleged debts.

It doesn't matter if you inform them (repeatedly) that you do not know or have ever heard of the person they are asking for; they will just call tomorrow asking for a new person. I think most of the names are made up anyway.

Other numbers:

303-577-2765
408-392-4400
720-974-0386
866-222-2907
866-488-4299
877-337-3099
877-339-7500
Mark
 Oct 02nd, 2007
Caller is a bottom feeder Collection Agency which used to be called TrueLogic Financial Services, but is now using Bay Area Credit Services. Same people run the new company.

They call constantly asking for people that have never lived here that owe probably bogus debts.

Other numbers:
303-577-2765
408-392-4400
720-974-0386
866-222-2907
866-488-4299
877-337-3099
877-339-7500
Mark
 Oct 02nd, 2007
These @#$! calls from 866-488-4299 have got to stop! They're filling up my answering machine and annoying me to no end. To He11 with telemarketers! My number is on the Do Not Call Registry!!!!!!!!!!
Dave H
 Jun 05th, 2007
I had been getting these calls too, as soon as had gotten our new house and new phone#.I just called the 720-974-0386, and asked to speak w/ rep. She asked for # they were calling, and were looking for someone who was not me! She said she would take my # off their call list; so we'll see if she does!!
Jennifer
 Mar 26th, 2007
This company has at least one other phone number they use 877/337-3099. Rings up as unknown or private.
Jared
 Mar 01st, 2007
Truelogic Financial Corporation, a collection agency. They will hound you all during all hours that they can numerous times and day after day. Rings up as unknown or private and if they leave a message it's to return a call to them as it's urgent.
Jesse
 Mar 01st, 2007
they call everyday sometimes up to six times for two months now.I registered a complaint today,since I've been on the do not call registry for some time now
stacie l
 Feb 15th, 2007
I had my number change because of so many calls from this number I be damm they got my new number asking for all kind of people from all over the world. This company needs to be stop and real soon.
Dee
 Feb 08th, 2007
This company is big fake if you type in the address of the p.o box or the fake address they give you will be shock the P.O. Box shows a wooded area in the middle of no where and the other address is a parking space. What a joke the credit report shows nothing not paid. I pay all my bills on timeandd I know that this was fraud.
Dee
 Feb 07th, 2007
calls and hangs up when you answer. I called back and lady answered with True Logic Financial then I hung up on her.
JMR
 Jan 05th, 2007
11:09am. Was on other line on my cell, so did not answer. They did not leave a message. Googled the #, found this site. Glad I didn't answer. I use Verizon for cell.
A
 Jan 04th, 2007
I Get Calls from this number that is an automated machine and alot of times the machine doesn't pick up so your rying to answer a call for nothing!
Robert
 Dec 31st, 2006
Received multiple calls from this number and from 720-974-0386...
Jim
 Dec 31st, 2006
I get 2 calls a day 7 days a week from a girl with an accent telling me to call 866-488-4299.The number that shows on my phone is 720-974-0386. Under that is truelogic Final
When I reach a collector they ask for a Judy. I tell them that I have called this number 8 times now and each time i tell you there is no Judy here. I have this number for 6 years and this Judy used my number on a loan.Its a number she just picked as her home number Please remove my number from your auto call machine. Each time they tell me they will but then the next day i get another call. At what point is this harrasment? Can I take them to small claims court to make them stop?
today is 12-30 they called today ay 2:15 pst
Kim
 Dec 30th, 2006
Got several calls in the past two weeks from this company and twice today (12-30-06). It turned out to be a debt collection agency calling to try to collect on a 13 year old debt! I told them they are not getting anything from me as it exceeds the Statute of Limitations. The caller ID said PRIVATE with the 720-974-0386 number.
Kyle-LA
 Dec 30th, 2006
Call almost every day to my cell phone! Verizon said they can not do anything about this.

Recording says the phone # to call is 720-974-0386
mai
 Dec 20th, 2006
Auto system called me and said press one. or call them at some 866 number. I pressed one to tell them to take me off their list but the dude that came on the line ask for Lenord Sphinx (or somthing like that). I said no one of that name is here. As I was asking what this call was pertaining too, sucker hung up on me. I tried calling back as I dont have time to waste with future calls. The number goes answered.
Mark
 Dec 07th, 2006
Called our business line looking for someone who's never been at this employer. I returned the call. They said this was "her" phone number 5 years ago. I informed them we'd had this number for 12 years, they said they'd remove us from the list. We'll see...
Rickles
 Dec 07th, 2006
truelogic-----
val
 Dec 06th, 2006
same company as 303-577-2765. aurora, co
Adrianne Cole
 Dec 05th, 2006
I have been called from this phone number for past six months requsting me to call back. This was a rcorded message that I have disregarded each time. If I did't answer the phone, it would leave message on my answering machine. The message never says the reason for a call. This call comes EVERY DAY including weekends, and may caller ID shows 'PRIVATE'. I am living in Saratoga, CA 95070, and would like to see these calls STOP.
Slobodan Jovic
 Dec 02nd, 2006
I just started to receive calls from both numbers. When I called with their reference nbr, they asked for my brother. I told them I will not give him the msg until I found out what this was all about. They said they wld continue to call. I said I would have my nbr changed. He said they would track me down with the new nbr, like they did with this one. I called AT&T ready to change my nbr, and they gave me their AT&T Annoyance Call Bureau nbr of 1-800-348-8727 to file a complaint on this
FresnoBeeDude
 Nov 28th, 2006
A lady name Janice or Angela called on 11/28/06 about 3;20 p.m, asking for my daughter Raychell.She sounds like a business or work call, She has been harrassing my daughter.
EDITH LIMPIN
 Nov 28th, 2006
called 11-27-06 @8:32pm
Jason was his name, he threatened my wife said he was going to keep calling looking for Leon. Leon is my son he does no use my phone I see him for about 5min a week. we also got a call on 11-13 5:11pm same thing 720-974-0386. I've asked that my # not be call and I was on the do not call list. I was told he didn't have to go by that list.
Shannon
 Nov 27th, 2006
These people are RELENTLESS! I don't owe anyone money. I'm going to change my number - end of story.
Jason
 Nov 26th, 2006
Keeps telling me it's not a sales call and to call them back.
Ernest
 Nov 20th, 2006
I went to Trulogic Financial's website the same day I posted a comment here last (11/14/2006) and I contacted them through there. And basically told them to kiss my As$. I was not nice. And since that, they have not called me! So I would suggest to anyone having "problems" with them, to contact them through their wesite as well.
Colleen
 Nov 20th, 2006
This company never leaves a message. Finally, I called them back and they were looking for someone I don't know. Since I've had plenty of calls from them in the past, I don't think it's going to stop anytime soon, so I just blocked the number. The last call was at 8:40am PST, 11/20/06, caller ID marked "Private".
Lexxi
 Nov 20th, 2006
After a month of early morning calls, even on the weekends and I work 3rd shift, I called them back. They were looking for a person who I do not know and who never even live here. The gentlemen said he would remove my number from the oust, we'll see.
Night Owl
 Nov 18th, 2006
"Truelogic Finan"720-974-0386 has been calling daily,Sun thru Sat, for several weeks now.All times of the day as well. We have no outstanding debts, don't know why they are calling. Also, if there is not a "live" person on the other end of the phone when I answer, then I refuse to waste my time waiting for someone to comeon the line. Nor will I return their "very important business call."
Cheryl
 Nov 16th, 2006
unknown name
Cheryl
 Nov 15th, 2006
kept calling everyday, i finally called back and yelled at them to stop calling. the first time, they told me to hold on and then i waited 3 minutes before the line went dead. the second time i called i told them to stop they told me they were looking for kim pong or something, and i told him that we dont know her, and he said they'd stop calling.
Miller
 Nov 15th, 2006
I also get calls from 720-974-0386 almost every day at different times. Now the number has changed to the one below how do I stop them from calling? They call on my cell phone I am on the do not call list for home phone & cell
Claudia
 Nov 14th, 2006
These people have been calling every day Sun-Sat and they have been doing so for atleast a few weeks now. Regarding "an important business matter". Business ain't important to me so I don't answer. Maybe I will next time and give them a piece of my mind.
Colleen
 Nov 14th, 2006
I have told these people that the person that they are looking for (my ex) no longer resides at this number and yet they continue to call. The last call recieved was on 11/12/06
Kelly Ingle
 Nov 13th, 2006
This is a collection agency. Their phone number is toll free: 1-866-488-4299.
Alan
 Nov 08th, 2006
These people keep calling me; they keep telling me to call some 877 phone number that is half way cutoff on the voice message...annoying and I want it stopped!
LJ
 Nov 07th, 2006
Silence than a disconnect.
Roland
 Oct 20th, 2006
This number calls me every single day (day or night) and on the weekends. The voice mail says that they have a personal business matter and to call them back.
CMH
 Oct 13th, 2006
Who are these jokers? They call at all hours of the day and night. When I answer the phone, not a sound is made and they hang up. This only started 2 months ago and I finally registered a complaint with the FTC. I have no idea how they got my phone number, as it is unlisted. I have no doubt, that whoever had this number before, had some major financial problems, as this is not the only collection agency that calls. The other agencies accept the fact that 'Mr. and Mrs. Larry and Aretta Mullins' do not reside at my home. I am going to switch to a cell, as this is getting to be a pain. It doesn't matter if a persons' line is private or not, some joker always ends up with your number. Maybe a class action lawsuit will send a message to this company. My credit rating is in the high 700's and there is not a single negative rating on my credit report.
Care Bear
 Oct 09th, 2006
I keep getting calls from "Private" or 720-974-0386 with a computer telling me to call back about an important matter to (866) 488-4299. It is pissing me off.
James
 Oct 08th, 2006
true logic-calling about a account 13 years ago-not even on my credit report no more---they cant do a thing if they wanted to-sure i owed them-----but ive payed my debts off and now have good credit-it was wriiten off-or i would have paid it-
steve
 Oct 07th, 2006
calls every morning between 7 and 9 am. have answered and told them to stop calling but they continue to do so anyway
george
 Oct 06th, 2006
This number has been appearing on my caller ID every day for three weeks sometime twice a day. I want them to stop calling. They leave a recording on my voice mail.
Shirley Corder
 Sep 30th, 2006
*Update*
I finally pickup up the phone and pressed 1, in a few seconds a man answered and asked if was a person with the same first and last name but different middle initial. I told him no, so he asked if the last 4 #'s of my social security number were ****, again they didnt match, so he said "Ok, I will remove you from our automated dialing system and it will take about 72 hours to become effective". He was faily nice and professional about the whole thing and I havent got a call in about 2.5 weeks. So maybe the best thing to do is just answer and get it over with, cause its obvious that they are randomly calling people who's name is similar to yours.
Crabby
 Sep 21st, 2006
They have been calling for two weeks. I don't owe anybody anything. There has got to be a way to stop these calls. How about a class action lawsuit?
Daisy
 Sep 17th, 2006
my machine picks up,they hang up.some times they leave a message to call back .they leave a number and a reference number.don't call back. sometimes it showes up a different number same thing.
Charlotte
 Sep 14th, 2006
They started calling back in MAY and I finally answered the phone in July. They were looking for my husband with a debt that occured in 1995! The debt didn't even belong to him but his ex-wife. I tried to explain the situation and they informed me that I was responsible for the debt now that I was married to him. I told them not to call again and they call every day and it is SEPTEMBER! I just don't even bother answering the phone.
michele
 Sep 12th, 2006
pain in the butt
they have been calling daily for 2 weeks
I am pissed
Avril
 Sep 09th, 2006
They've called daily for many weeks leaving measages on the machiene stating that I need to press 1 for a rep or call back at 1-866-488-4299 with a reference number as well. They've also used other numbers leaving the same message from 720-266-6700 and 720-974-0122 as well as a block unknown number.
Leah
 Sep 08th, 2006
These people call all the time. Most of the time it doesn't show the name or number, however today it did. It doesn't say it is a business opportunity, just that it was an important call and gave me 866-488-4299 to call back with a reference number. These people are getting on my nerves. They have no idea the sense of time. I get calls after 10pm !!!!! Now you know that is some crap!
Jackie J
 Sep 08th, 2006
I keep getting calls from this number, too. When I've answered it there's a recording that says it's not a sales call, etc, etc. then I hang up. I would wait to see if a human comes on the line but I'm afraid it's a scam and I'll be for an overseas call like what was happening a year or 2 ago. I'm on the federal no-call list so why don't these callers stop doing this? Can't something be done? The worse thing is my son is overseas and when he calls his number comes through as 'Unknown' so I have to answer every 'Unknown' call just in case it's him! Can't these people be charged with some kind of crime and fined until they stop??
Margie S.
 Sep 07th, 2006
I've been receiving several calls from this number. Messages asks me to call them and one time it told me to hold for an important call. A person came on the phone and I told her to stop calling and hanging up, as we have also received hangs ups from them. She said it is a computer, there is nothing she can do. She then asked for my brother who I told her does not live here. She wanted me to give her his number, to which I told her no, I will give him a message. Regardless of that, they still call and hang up.
Carol
 Sep 03rd, 2006
i also been getting these annoying calls they always seem to call right before 9
:00 am i dont answear these calls i found it crazy i googled the number and to my surprize im not the only one being bomb called by this number 720-974-0386
m johnson
 Sep 02nd, 2006
Tela marketer
9-2-06

Said "Private"
James Brown
 Sep 02nd, 2006
Called every day for two weeks. Left the same message for "Sara" from "Elaine". Made it sound like they were friends, but when I called the number she left to tell her I was not Sara, she asked me a million questions about my name (and any previous names) and my family members, etc. I guess thinking I was really this Sara person. Very annoying.
Stephanie
 Sep 01st, 2006
So, here's what we've learned:

Once True Logic "matches" your phone number to a debt they purchased their auto-dialer will call every day until you call them. So, you might as well call.

I just called and sure enough, they had a debt for someone with the same first initial and last name as mine--as a woman, I used to use just the first initial in the phone book. I stated that wasn't my first name, that I've never been married (they asked alternate last names), didn't recognize the name (true) and that I've had this number for over ten years. The operator said they'd remove my number. (I'll post back if they don't.)

Aside from having to give up and call them, this wasn't as strange as the last few collections calls I've gotten. One guy wanted me to go knock on my neighbor's door and give her "a message."
triad
 Aug 31st, 2006
Calls all times of the day and night, always hang up on my answering machine. I never answer. Calls usually 6-8 times each and every day for several months now.
Julie
 Aug 31st, 2006
Hi says her name. I am calling about an important bussiness matter Please press 1 for the next rep ( something to that effect)or call back @ and gives another number then what shows up
Nikki
 Aug 31st, 2006
Third day in a row....told them I'm not who they're looking for, take my number off, and "Sir, you're an idiot"
Pete
 Aug 30th, 2006
Kept calling and asking for another person, they agreed to take me off the list and keep calling, no they deny that they called
billh42641
 Aug 30th, 2006
I do not answer numbers I do not know. So I see this number and they leave no message.
Jfivester
 Aug 29th, 2006
Called two days in a row....if this is "legitimate" collection agency, they can't call again (I spoke with them yesterday.....didn't know what they were talking about
Pete
 Aug 29th, 2006
Called everyday for several months. Finally pressed "1", got a rep who asked for someone that doesn't live here. She said she would remove my number. HOpe it works.
B
 Aug 27th, 2006
SAID IT WAS NOT A SALES CALL AND TO CALL BACK AT AN 866#. I HUNG UP ON THEM
ODELL
 Aug 26th, 2006
We get calls from this number almost everyday. We either don't answer or hangup. We'll follow recommendations on other comments and post another one. I see we're not alone in this one. Lots of folks getting call from this same company (Truelogic Financial Corporation).
Joe.A
 Aug 26th, 2006
How do i stop this guy to call me? it's super spam!!
need help...
 Aug 26th, 2006
They started calling yesterday 08/23/2006. I don't remember for sure, but I believe the phone number appeared but I was busy and just answered the phone. I am being harrassed by another caller 720-974-0386-a scammer from Denver. I don't want another caller to start. I am on the national do not call list.
Barb
 Aug 24th, 2006
This voice recording call my home between 7 - 8 am every morning. It has been going on for well over two months.
Margie
 Aug 18th, 2006
Oh, I almost forgot, Read about the newest form of Identity Theft here:

Phone Phishing:
http://www.microsoft.com/athome/security/email/phishing_with_phones.mspx
Crabby
 Aug 16th, 2006
I have been getting these calls for about a month now, maybe 8 in all. I looked up the number on google and found out that this is 1)A very incompetent collections agency, 2)100% Phishing operation using automated dialers or 3) All of the above. I checked my 3 bureau credit report yesterday and no negative activity was listed for any of them. If anything was past due to the point that a collection agency was retained then that would show up on these credit reports. This has scam written all over it.
Crabby
 Aug 16th, 2006
Excellent information about this phone number:
http://badtux.net/2006/01/bizarre-phone-calls.html
TrueRock
 Aug 16th, 2006
They called every day for about a month and would leave a message on our answering machine.
My wife would try to call them back, but she would always get an answeing machine that said to leave your name and phone number.
Finaly, they called and my wife answered the phone. They said they were looking for someone we we had never heard of. My wife asked them to stop calling us. Then they said they thought they were looking for someone with our last name. My wife hung up. They stopped calling us.
TrueRock
 Aug 16th, 2006
Calls once an hour with noone there or a message. ARGH!
MelM
 Aug 12th, 2006
Important message from "Michelle Thomas" or something like that, and asks to call back.
J Flinchbaugh
 Aug 10th, 2006
IT IS A CRIMINAL WHORE TRYING TO SCAM, JUST FILE CRIMINAL CHARGES W/ LOCAL POLICE AND WWW.FTC.GOV
PISSED OFF
 Aug 09th, 2006
They keep calling
Pete Garza
 Aug 09th, 2006
This is a collection agency called True Logic Financial (formerly Genesis Financial Services Corporation). I get calls from "Michelle" and "Stephanie" staying it's important I call back (same scam as the infamous Ken Hughes messages at Merchants Credit Guide). I've found accusations of fraud on other web sites reading about them. Once they faked their caller ID to be a local number (but it started with a 1 so it couldn't possibly be valid, duh).
Robert
 Aug 02nd, 2006
I'm calling about an important business matter, please return the call.
Jim
 Aug 01st, 2006
Message says it's a business opportunity and to call 866-488-4299.
Jeff B
 Jul 27th, 2006
Keeps telling me it's not a sales call and to call them back.
M. Cook
 Jul 04th, 2006

86 Comments