Nov 22nd, 2013
Get a call about 4 times a week from this number. Never answer it and they never leave a call back or say why they are calling. Put the number on the FCC Complaint list.
 Oct 02nd, 2013
Client Services - "VULTURE OF THE YEAR -20113 AWARD"

Client Services, Inc. Receives “2013 Client Satisfaction” Award

BY Brian Dooley | Posted: Friday, September 20, 2013 02:36 PM

St. Charles, MO – Client Services, Inc., a customer relationship and accounts receivable management company located in St. Charles, MO, has been awarded the Top Client Satisfaction Award by one of the largest financial services organizations in the United States.

This award, given in August, is based on internal survey results taken from all client departments. This recognition validates CSI’s reputation for delivering superior customer experience and consistent performance.

Client Services, Inc. CEO Brad Franta stated, “This is a reflection of our dedication to providing the utmost in professionalism and responsiveness to each CSI client.”

About Client Services, Inc.

CSI began in the accounts receivable management business in 1987 and over the last ten has expanded its operations to include customer care. The company currently employs close to 850 with its headquarters located in St. Charles, MO and additional facilities in Lenexa, KS and a small near shore center in Costa Rica. CSI represents a number of the nation’s most prominent and respected companies. It focuses on delivering maximum service to its clients and consumers by focusing on exceptional customer care, compliance and consumer’s privacy. CSI serves a variety of industries including financial services, government, health care and utilities.

For more information about Client Services, Inc. please visit

Posted on Friday, September 20, 2013 02:36 PM
 Oct 01st, 2013
 Oct 01st, 2013
second time receiving a call about the same people we don't know, though the first call was from a number local to us. Weird.
 Sep 05th, 2013
I'm sick of these hang up calls. Answered the phone. Waited a long time. No one said anything. In an answering machine voice, I said hello. This very stern black man announces himself and states this call may be monitored, then asks for Jane A. Doe (name changed, of course). I hung up. Then I googled. Came up Client Services, Inc, Harry Truman Blvd in Missouri, with tons of complaints about the scam.
 Jan 10th, 2013
This private caller number started calling yesterday. A lady just left a message asking for location information for a Robert Trent (we don't know a Robert Trent) and left an 800 number. After reading these posts and knowing we have nothing in collections, I don't think I will return the call.
Angela B
 Nov 08th, 2012
JP, your DoB is known to be of greater value to identity thieves than even SSN. A debt collector can cross reference to something less sensitive like a mailing address and will just have to be satisifed with that as authentication. If this was your first contact with a debt collector, you should get the ''mini Miranda'' disclosure as you thought.

The CFPB notes on the FDCPA:
 Sep 23rd, 2012
Guy claimed he was with FIA financial services for Bank of America. He called ME but then proceeded to tell me that he needed to verify it was me and asked me for my birthdate and I gave it to him. He then said yes that's what I have on file which sounded really odd to me and then HE ASKED ME FOR MY SOCIAL SECURITY NUMBER! Are you kidding me?! H3ll no I'm not giving out my social security number over the phone!!! Yes it was only my last 4 digits but that's the most important part! The other numbers are easily attainable because they're sequenced by state and year you were born which he had just gotten my birthday from me in the last question. Plus he never said the "this is in an attempt to collect a debt" like they're Federally obligated to if this is why he was calling me (I still have no idea why I got this call) but I was told that a bank will NEVER ask you for your social security number over the phone cuz they already have it and to immediately hang up so that's what I did!
 Sep 23rd, 2012
new number for CLIENT SERVICES. Block the bastards!!
 Jun 27th, 2012
Sami, the ''theory'' you cite is a favorite canard of the ''Pay Youse Bills'' trolls, ignoring the fact that runaway skip tracing is arguably the greatest problem debt collectors cause. This has been covered in better detail eariler in this thread.

To a ''not me'' case I always recommend putting the agency on notice, just as you would if you were the target and the debt claim was invalid. Send a ''cease-communication'' notice via USPS Certified with return card. This is the method promoted by the FTC and many consumer watchdogs, and the only way to set a legal landmine, as such a notice is ignored at their risk of a lawsuit from you. You may already be due some payback if you can prove you've endured abusive or misleading treatment in an effort to collect debt.

You can get the whole thing done in one one curt paragraph. Some variant of this will do: ''These are the affected phone numbers, I cannot help you with your problem, stop calling about this matter.'' In my ''shut-ups'' I also like to briefly review when I was called and what I was told by live reps and/or canned messages. This is done in a calm ''inside voice'' without making threats or citing rules. I also print the relevant USPS tracking number someplace near the page footer. My little parts and accessories establish the background for an escalated dispute, particularly if I encountered resistance or frustration during past calls.

The federal rules again for those who missed 'em:
 May 17th, 2012
they call don't talk to you if you answer, don't leave message it is a pain. I don't have any outatanding debt so the theory that is you pay your debts you won't get calls is not true.
 May 17th, 2012
they called ten times in a dinnertime...unbelieveable!
 Apr 03rd, 2012
This is second time they called... very annoying!
Annoying person
 Mar 03rd, 2012
Unknown Didn't answer
 Mar 02nd, 2012
Client services has a new number. Time to change the block call number
 Feb 17th, 2012
what's a bastard!
 Feb 16th, 2012
Annoying debt collector
 Dec 06th, 2011
SS: If you've reviewed this thread or discussions elsewhere, you find that Client Services won't mind breaking laws to get at your assets. You do not ''work with'' lawbreaking debt collectors. You dispute their claims, make *them* do the heavy lifting of finding proof, and never, ever accept what they say at face value. Quite often all they get in your account file is little beyond a name and dollar amount. The agency reps count on bullying you into filling their blanks, and their commission checks.

Your new best fiend Boyd was correct, partially. He can call everyone and the neighbor's dog and call it ''skip tracing'' even though he has no actual trouble finding you at work and through ''near-bys'', until his office gets your Certified-mailed notice telling them of your contact restrictions. That said, the ''block party'' (described here by DLCA eleven months ago) calls and trying to snow you about deliberately ''failing'' to reach your home is deceptive practice, thus illegal.

It's not amazing you were promptly dunned by mail. This is a federal requirement, per FDCPA. Hopefully you responded by about a week ago with a written dispute and request for validation. Again by statute, after 30 days it becomes nigh impossible to make a collector validate and backstep from the appearance that you are liable for whatever they want from you. That same validation request can carry your wishes to only be called at a certain number and at specified ''convenient'' hours, or take away all permission to make any calls.

Sandra: Saying merely ''not here now'' all day long is not going to stop collector calls. SS and your boss should appreciate the special attention employers get in the FDCPA. You can and should on that alleged debtor's behalf revoke permission to ring the office. You might want to raise your volume with a cease-comm notice, as I'd described here in April.

All: If you are receiving repeated, misdirected, and/or abusive calls from a third party debt collector, you may find relief in the provisions of the FDCPA, the federal law which regulates collector behavior and provides you simple tools for your own defense. It grants you control of how you are contacted, the right to dispute debt claims, and the means to sue at low cost. See also your state laws for additional support.
 Oct 14th, 2011
They call the place I work at about 2 or 3 times a day asking for my boss. I work for a lawyer. The person will not leave their name or a message, they just say, "I'll call back". Every time they all for my boss, I say the same thing, He is not in right now.... they will never get to him as long as I answer the phone.
 Oct 14th, 2011
no name,no msg
 Oct 04th, 2011
I believe this is a debt collector.....the same one who called me at work. Brandon Boyd he told me and that he could contact me at work, call family members, neighbors etc. Claims to have mailed me information in the mail, and left several messages on my home phone which he didn't. Told him I was unable to speak with him as I was at work...but he continued to ask what could I afford to pay when I didn't even know who the original company was that turned over the debt. He still continues to call my home telephone several times a day and it was amazing that after I spoke to him 3 days later I received a letter from his outfit in the mail He even went as far to ask me for my cell phone number and email. Do any of these companies ever give you a break and work with you for real.
 Sep 21st, 2011
calls asking for "summer", dumb butt hole is a pest
 Sep 04th, 2011
In the case of a debt collector, Voit, there is one good reason to take its calls. Sooner or later a recording or live rep from a high volume firm like this will commit a federal violation on the phone, mostly of FDCPA, sometimes of TCPA. From the comments here alone, Client Services will hand out offenses like candy. A savvy call recipient with a reliable means of recording the call can gather evidence which turns into settlement checks. Getting this ammo is a matter of answering their rude questions with polite ones of your own, and never admitting to debt or discussing finances.
 Apr 13th, 2011
A thousand thanks to WhoCalled.US for this service. Your web site, together with Caller ID, make it possible to get past the most annoying of these calls by simply not picking up. After all, the call is not for me. Why should I answer?
Again, thank you.
 Apr 13th, 2011
The tactics reported by Mimi, Ms. Huxli, and Ms. Marrod may all be considered deceptive practice, punishable in court. Threats of asset seizure are even worse. The concern of "So Done" is very common. Privacy violations turn into lawsuits too easily for collectors to be more than vague when calling a recorder.

You might want to revisit DLCA's little essay from November. It's mostly true, though he missed the FDCPA loophole which keeps collectors hammering at third parties. They, and not the call targets, get to decide if the info obtained was reliable. Collectors are trained to disbelieve anything which does not lead to a payment. You figure out the rest.

The surest way to change their minds is a cease-comm notice sent via USPS Certified with card. The FTC and many consumer watchdogs explain how to draft one. If your name is indeed on whatever debt account, a dispute and request for validation is recommended, again sent CMRR.

Learn your rights at FTC-dot-gov. See also your state laws for additional support.
 Apr 07th, 2011
very aggressive collection agency. they call for the previous tenant and i keep telling them that person hasn't lived here in 2 years...they keep calling. guy lied and said the dude (previous tenant) just called them and said to call him back at this number...uh yeah, ok.
Laura Marrod
 Apr 07th, 2011
This company continues to call right up to 9 pm without leaving a message. If they have something to discuss they should leave a message. Otherwise stop calling.
so done
 Mar 05th, 2011
This scumbag collection agency works for many credit card and loan lenders. Their biggest client is CITIBANK STUDENT LOANS, and they are extremely aggressive on the telephone. I am amazed that Citibank would hire these jokers. The company will threaten that they will go after your relatives, repossess your car, and start legal action to take your house away if you don't pay them. They will intimidate you. Best advice: DON'T TALK TO THEM. GET A LAWYER.
Sarah Huxli
 Mar 02nd, 2011
Very annoying. They call at all times and even on weekends. Our credit is clean and we pay our bills on time. There has to be a way of stopping this.
 Feb 19th, 2011
This is a collection agency called Client Services. They are just plain bill collectors.
 Dec 14th, 2010
Got a call from this number and the message they left said they recieved my resume and to call if I was still interested in a job. Not sure how they found out I was looking for a job. it is for Bank of America calling me on an account from over 8 years ago.
 Nov 26th, 2010
A "block party" in-deeeeed .... The fact there are nicknames for these rule-skirting practices indicates just what a lopsided game collections has become. I appreciate such clear insight from an attorney who for once is not here to trawl for clients.
 Nov 16th, 2010
What you all are seeing is what is called in the collections industry a "block party." For some of the scummier debt collectors, once they know where the target debtor lives, they locate everyone in the area ("the block") and start calling them "the party," asking them to contact the debtor. Such is totally illegal. A collection agency is allowed one attempt to call anyone other than the debtor, and that is only to find out contact information for the debtor, ASSUMING they don't already have it. Any other third-party contact is strictly illegal. So, think about it. If they are calling you, about your neighbor down the street, do they need the neighbor's contact info? Obviously not, how would they know to call you, if they didn't already have the neighbor's contact info?

Improper third-party contact is a blatant violation of the Fair Debt Collection Practices Act (Federal law). It might also be a violation of a state law in your state, depending on how good your state's consumer protection laws are. (It is a violation in mine.) Such is a basis for a lawsuit. Moreover, it is an invasion of your own privacy, and that is worth something, and in most if not all states is also a basis for a lawsuit. Being telemarketed is bad enough, being called on stuff like this is uncalled for. It is unfair to you, it is unfair to the person that is being targeted. Do you really want to know their business? Believe me, if you are getting called on this stuff, the debtors are getting 10 times or more calls. Those calls probably are also abusive, and likely violate the law one way or another.

The problem is, if someone can't pay, they can't pay, that does happen. And it happens more and more in this economy. That does not in any way prevent folks from trying to collect the debt. That is totally legal, as long as it is done legally. However, there are rules regulating debt collection, and there are many scumbag debt collectors that don't follow the rules, and make people's lives miserable.

And, with all due respect to all the folks who have posted negatively on the original post, I am a lawyer, specializing in the consumer protection field. This stuff happens all the time. I am actually in the process of preparing a lawsuit on it (third party contact) right now. If you are a victim of this, go to, find an an attorney in your area that can handle such a case, and see what develops. If the facts hold up, you could have a lawsuit. Might not make you rich (not like McDonalds coffee in your lap), but it's worth pursuing, if you want. A NACA lawyer will give it to you straight.

 Nov 16th, 2010
It was Bank Of America? Third party clients service collection company
 Oct 07th, 2010
Will sometimes leave a voice mail with their full name (may be an alias...) asking for your help in obtaining information. They don't say who they are or exactly what they want. I called this number back in the middle of the night (to make sure that I didn't have to actually talk to anyone...)-the VM I got was from someone named Kevin and to leave my name and account number (if I had one) at the beep. I did some investigating and called my mobile phone provider. They told me it is someone called Client Services, which is based in Missouri. They are a collection agency for big companies like CitiBank (and probably lots of others). They may also be calling from 636-947-2321.
If reporting them here as well as doesn't stop them, send a certified letter demanding they cease & desist:

Client Services
PO Box 1502
St Peters, MO

If you happen to be in Missouri, you can go yell at them in person at their physical address:
3451 Harry Truman Blvd
St Charles, MO 63301-9816
 Sep 26th, 2010
Client Services - trying to reach a neighbor - I don't know her, don't talk to her - I told them to take us off their list, stop calling us. They said "We will" and hung up on me. If they call here again, I will report them to the Do Not Call registry, because we are registered on it. I am tired of getting called by collections agencies for other people's debts. This is not our problem. We pay our bills but we get called for others who don't. Irritates me - leave us alone, we're not doing your work for you!
pa mom
 Sep 15th, 2010
 Sep 15th, 2010
client services is a fucking crook right along with lab corp America.. They want you to pay for misdiagnose you on all your test.

So fuck you both you crooked bastards
fuck you
 Sep 02nd, 2010
Caller ID stated UNKNOWN. Really means, UP TO NO GOOD. Thxs to you guys I am informed. Best way to fight harassment and scamming. Most often these bill collectors aka bottom feeders do not have the debtor's correct ph. #. Trying to convince them your not the debtor is frustrating. I gave up.
Texas T
 Aug 18th, 2010
Got a call from some guy who knew my last name. He asked if I knew ML at an address across the street. I told him that I did not know the guy and he hung up. I don't know how he knew my name and address or my unlisted phone number!!!!!!!
 Aug 13th, 2010
They called me today asking for B******* G*******. The caller said that BG listed herself as my relative and used my address and phone as her own. I told the lady that not only is BG NOT a relative, but she never lived at my address and I never met her. I explained that BG is a friend of my cousin, and that BG tried to pull this shit last year. I gave the lady BG's last known REAL address & number, and she told me she would remoce our info from BG's file. If you're reading this, BG: pay your ***damn ****ing bills, b****!
 Aug 10th, 2010
This is a bill collector. Client Services purchases written-off debts (like unsecured credit card debt) for pennies-on-the-dollar and tries to collect whatever it can. They are rude, abusive and try to scare you into paying something. The people who work there do not have the intelligence to acquire normal or conventional employment, so don't expect to have a courteous and friendly conversation with an agent. You would be better off simply hanging up on them to avoid getting yourself upset and aggravated!
 Aug 02nd, 2010
This man has called me 37 times in the last 4 days. I have told him I need time to try to figure out what is going on with my credit card, he refuses to listen. I have threatned harrassment against him. He has even call my husband several times which I know is against the law. He can call a 3rd party ONCE, and only once. This man is causing me so much damn stress, all in the last 4 days! I have requested corespondence only being through mail now, but he continues to call!!!!!!!!!!!!!
 Jul 22nd, 2010
It's a collection agency called "Client Services" - for me, they are trying to collect on a credit card for Citi Cards. His name is Gordon Wood and he IS very rude. Stand your ground, it's just an intimidation tactic.
 Jun 07th, 2010
why are you keep calling my home please stop calling here
rachel briggins
 May 26th, 2010
Few days back, I got a call from the number 636-947-2321 which was an unknown number for me. The concerned person was telling me regarding solving my existing debts. The person gave me few effective ways to reduce or settle my debts with my creditors. On that day, I was is a hurry, so I could not take further details from him about the company and yesterday, I came to know that the number belongs to CLIENT SERVICES INC and I got the information from from I am really very grateful to debt consolidation care as I am currently looking for a good collection agency to settle my debts.
 May 21st, 2010
i received a call from this number every day for a week. no one answered or no recordings. finally last call got a real person that was looking for someone else even after i told them they had wrong number they still pushed me. i had same last name. i told them to stop calling.i reported them to the national do not call can do this free.
 May 20th, 2010
These scum bags say: "This is client services. We were hired to find you. Is this your current address?" They are actually some collection agency in violation of the fair Debt collection Practices Act for not indicating they are a collection agencey. Collection tactics are becoming more aggressive as the economy begins its last gasp in 2010. The bailout bubble is crumbling in europe and the student loan bubble is the next domino to crash. For example, Goldman Sachs invested in Education Loan Services' (TERI) securitizer First Marblehead, right before TERI filed for bankruptcy in the Spring of 2008. Goldman Sachs packaged up the garbage and sold it to idiot investors. get ready for the 2010 crash.
 May 14th, 2010
I received a phone call from these people I guess (by a different number that I reported today) and they were trying to threaten me into paying all at once on my Sears card. They acted like I wasn't going to pay at all just because I said I wouldn't give my bank info out and would only pay in store as usual. Then they sent a two page letter as well! I got into a verbal spat with the caller and that triggered me. I have no business with Client Services at all; only Citicard.
 May 13th, 2010
They are collecting for either Capital One or AT&T
 Apr 14th, 2010
Client Services was calling me 1-4x's almost daily, leaving no messages, it was really pissing me off. They called again while I was home, I picked up and they asked for someone else!!! I never engaged the prick in conversation, but what I did say was that I will negotiate for free via the mail,but I charge $1000.00 a minute over the phone and we were at $500.00...would he like to continue? I took his response as acceptance. I also told him that I was recording the conversation for quality control purposes and that we were at $1000.00, would he like to continue.. He tried to sway me from what I was doing, and nastily he accused me of knowing the party and I must be a relative or something...I did not answer him but,I told him I took his response as acceptance, and then asked him for HIS full name, SS# and his mailing address and guess what? HE HUNG UP!!!! The best part is that slimy Client Services has never never never called back! If any of these MFer's call me...I got them, bring it on!!!! I have the power and it feels so good.
The Vanquisher
 Apr 04th, 2010
When they call next time answer the phone with the receiver away from your ear and hit the # key. Hold it down continuously for about 30-45 seconds. #1 It hurts their ears as they have headsets. #2 If it is the automated system "pre-dialing" you it may mess up the computer as the # tone is used to manage many data ♠based auto-call systems. Make their life fun for a change.
Hurt Em Back
 Apr 01st, 2010
We've begun to get these calls- they are automated, no people, looking for someone we don't know. We keep selecting the numbered answer for "they have the wrong number" and then the msg says "sorry to bother you" and then THEY CALL BACK THE SAME DAY! Very frustrating.... I've reported it to the FTC, maybe that will help.
 Mar 15th, 2010
The number calls me 3 to 4 times in the early am just after the legal time. The number will then call 3 to 4 times daily at night also just before the legal time frame to end calls for debt collection at night. The phone ringing constantly has become such an anxiety ridden experience. ARG! Beware of this company. They wont even speak when i answer.. HOW IS THAT DEBT COLLECTION? i dont even know who to call to tell them to stop calling me.
 Jan 29th, 2010
I answered the phone and the man asked for a specific person. I told him he had the wrong number. He continued to question me asking if I knew this person and his whereabouts etc. He had a very unpleasant attitude and I certainly felt I was being harrassed.
 Jan 09th, 2010
I thought these idiots were suppose to send something in writing to you if you requested or for them to even call you at all. I don't owe any debt and I have always had excellent credit. Got a brand new cell number and it wasn't even a day that I had this new number, I started getting calls from them. But they would not give me information on the debt just that I have to pay $250.00 THIS SECOND!! They didn't even verify that I was the person they wanted. The second I answer the phone I always get an excessively rude person demanding money. Obviously they have brainless wonders working there. I have even asked for them to send me in writing what I owe. Been 4 months still nothing. They asked for my address I told them you called me you should have it. They still have not verified if I am the person they are calling.
Fed Up
 Dec 16th, 2009
Fed up with the calls? Capitol Hill is responsible for this mess.
(Our crusty politicians).
Check out the link and see what I did to these credit card collections hogs.
 Nov 17th, 2009
Called here and saked for X WIFE ,, what is this her love go on that one.. stop calling me.. and this number and now.. told you we are divorced..
 Nov 14th, 2009
This number calls my cell over and over EVERY SINGLE DAY! When I answer, no one is there. This is using up my cell minutes and is very, very irritating!
702 Bill
 Oct 31st, 2009
These people keep calling and leave no message. Having a new total knee replacement, I about killed myself trying to get to the phone only to have them hang up before I could get to it. Now I just let it ring. We don't recognize this number BUT WHEN YOU TRY TO CALL IT BACK........the recording says that it is a disconnected number!
702 Bill
 Oct 28th, 2009
It is Client Services, they collect for Home Depot, which is also Citicard. If you tell them they have the wrong number, they will continue to call 10 times a day and from many different numbers. Hey Citicard, there is no Cheryl here!! For the 5,000th time!
 Oct 27th, 2009
Oh yeah, forgot. They do like to do prank calls -- I suppose it's part of their 'psychological warfare' doctrine on debtees. So they call, don't answer, and this repeats ad nauseum.
 Oct 20th, 2009
They've been dialing me at 8 - 10AM almost every day for two weeks. Apparently they were looking for a "Mr. XXX", and despite previously (to some other company) pointing out that I never heard of the guy, they've kept at it. Supposedly I'm 'removed' from their system, but I'm blocking the number just in case.

Side note: Anyone who falls victim to their 'strong arm' tactics has to be pretty pathetic, since they are too.
 Oct 20th, 2009
just has been callind me.
 Oct 09th, 2009
A search on this number brought me to this web site. We are also being called continuously looking for someone else. It fails me to understand why they think calling us for someone else’s bills will scare us into paying that person’s bills. Anyway, we also saw the news program but it was a special on FOX News. They had tons of victims of these people calling in telling their stories. Two stories burned into my brain because they tell exactly how dangerous these people are. The first was where they called the neighbors to a person they were hunting down and told the man that answered to go next door and tell them to call. Problem was the man they called had Alzheimer’s and was killed walking down the 4 lane to his next door neighbor to do like he was told to do by these people over the phone. The second was where the family of a returning desert storm female veteran that had a leg and an arm blown off had installed a new phone in her room so she could talk with friends while undergoing rehabilitation. No more than a few minutes after the line was activated, these thugs started harassing her for someone else debt. It made no difference that they had the wrong number, they just kept calling. The mother of the girl told the news people that she told them that it was a new line and the phone was for a severely wounded desert storm veteran and the thug on the other end replied that she should have been killed over there and save us all the trouble. That is what kind of people are on the other end of the line when this company calls. I hope their pending litigation bears fruit and puts these thugs in prison where they belong before they kill someone else.
 Oct 06th, 2009
Just saw a whole half hour special on Headline News (HLN) where these bastards are being sued for murdering a man by terrorizing him to death after he had had open heart surgery. They played recordings where these terrorist bastards told the man "Why didn't you have the life flight that took you to the hospital drop you off at our office so you could make a payment". They played a lot of recordings where these bastards threatened him & called him names. The Terrorist organization Client Services refused to comment as did the Terrorist organization Chase Bank who hired the terrorist organization Client Services to terrorize the man into paying.

The wife is suing for wrongful death and terrorizing the family against the terrorist organization Client Services and against each and every one of the terrorist they have recorded (voice prints will track those Cell Members down real easy). Her state attorney general is also looking into the possibility of murder charges since the Terrorist organization Client Services knew the man was under traumatic health problems and could be terrorized into a heart attack.

I hope they get them all and burn these terrorist bastards in the gas chamber.

If you are being terrorized by the terrorist organization Client Services or their mother ship known as the terrorist organization Chase Bank, call Headline News. They are doing an ongoing investigation into these terrorist organizations. Especially if you are being terrorized for a bill you don't owe or are being terrorized for someone else’s bill like we are.

And remember; do not deal with these terrorist bastards. They are Murderers!
 Sep 21st, 2009
These are Domestic Terrorists consigned by the tax payer bailed out failed criminal organization known as Capital One. According to the evening news, the FTC has received 136,878 complaints about these terrorists and the tax payer bailed out failed criminal organization known as Capital One over the past 6 months.

File your complaints with the FTC (for whatever good it does) and never answer your phone from any of these Terrorist’s numbers. Remember, you are on your own. There will be no help out of Washington because all the Thugs & Crooks in Washington are in bed with these Terrorists while they divide up the tax payer funded bail out money and live life to the highest.

Caller ID: 636-947-2321
Caller: Terrorist is afraid to show it
 Aug 06th, 2009
You need to report the call to




You need to write a letter, (NOT AN EMAIL) a letter with 44 cent stamp to


and tell them about this company and print out the comments above to them

Tell them you want this company to be shut down or investigated for FDCPA violations

WRITE LETTERS, you will get a letter back from the MO ATTORNEY GENERAL telling you they got your letter,

The more letters the more things will get done.



Missouri Attorney General's Office
Supreme Court Building
207 W. High St.
P.O. Box 899
Jefferson City, MO 65102
Phone: 573-751-3321
Fax: 573-751-0774

Dont forget to also file a complain on the calls every time to


The FTC handles that.


Never pay a bill collector any money, NEVER. NEVER.

Once its out of the original CC company hands, its been written off by them as a tax write off.

Client Services bought it for $100 bucks and trying to make thousands on it.

Send them a verification of the debt letter to them and to stop calling you as per the FDCPA.

If they sue you, make sure they have all the original written signed applications to show you.

Also, it's their case to present to the judge, not yours, dont help them any.

dont be dumb
 Aug 05th, 2009
they asked is this ( then said my address) i asked who do you want to talk to, they said my address again. i just moved here so i just hung up.
Dial tone
 Jul 23rd, 2009
i love to suck on big black cock while another extra large black bastard is fucking my tight white ass...oooooooh it feels so fucking good. give it to me hard nigger !!!
will smith
 Jul 08th, 2009
It is a recording, for --- --- and if I am --- --- press one, if not press two. When I press two, the recording says it cannot understand...I get this call two and three times a day. I know we do not owe any money so I am not going to answer it anymore.
 Jul 06th, 2009
What idiots. Scammers
 Jul 01st, 2009
These people are a nuisance. What can be done to stop this? Sometimes when I answer, there is no one on the line. I told them they had the wrong person but they just keep calling.
 Jun 30th, 2009
Client Services Collection Agency
 Jun 28th, 2009
Here's the info on that number:

In case you can't bring up the page on the Better Business Bereau, the give this company a C- score. Also, this company is not registered with the BBB.
Diamond Dazzle
 Jun 09th, 2009
Patrick Davis [complete JERK] and Anthony Wolf from Client Services for Chase Bank. Will call your neighbors, relatives, employer...
Pissed off
 May 28th, 2009
 May 07th, 2009
They just called me trying to get me to take a message to my neighbors. Weird.
 May 04th, 2009
I am receiving calls from these people for someone else. I have requesed several times they stop calling as they have the wrong number. I have been told I will be removed and other times hung up on...
 Apr 29th, 2009
I received a call from "Client Services" regarding my profile on Since I am currently job-hunting, I thoght it may be legitimate at first. However I also have someone trying to serve me a summons for a minor accident-so I think I'll pass on returning the call. I've also recently received calls for a numer out of Ohio as well.
 Apr 09th, 2009
What Tom Said
 Apr 07th, 2009
Client Services is a Missouri-based Bill Collector for various companies.
 Mar 30th, 2009
i love to suck on big black cock while another extra large black bastard is fucking my tight white ass...oooooooh it feels so fucking good. give it to me hard nigger !!!
Tom Cronen
 Mar 17th, 2009
This number just called a neighbor to get a message to our daughter. Not happy with that. We don't even talk to these people who they called but they did get us the message. What a bunch of jerks! They do call all the time and she doesn't even live at home now. Thinking of putting that she no longer lives here to see if it will calm the calls down. It's her bill not mine.
 Feb 18th, 2009
hi im Tom Cronen , im an asshole that just loves to call people at every hour of the day.thanks.
Tom Cronen
 Jan 28th, 2009
suck my balls....andy's the man and ur a jerkoff !
hey god
 Jan 28th, 2009
this outfit knows i'm being represented by someone but they refuse to contact them.
 Dec 09th, 2008
Bunch of idiots, no wonder they can't collect money, they don't bother to call people who owe them money. I don't.
 Nov 18th, 2008
Their calls never cease! I've told them I am not who they are trying to contact, nor do I owe any money. Asked politely to stop calling and to please take my telephone number off their calling list. Never happended. My request fell on deaf ears. I've done some research on this telephone number and found the following:

: - Select - Last Name First Name Age City State

Client Services Inc
3451 Harry S Truman Blvd
Saint Charles, MO 63301-9816
(636) 947-2321
Job title: unavailable
Company: Client Services Inc

John Kestner
2116 Campus Dr
Saint Charles, MO 63301-1050
(636) 947-2321
Job title: President
Company: Credit Concepts
 Sep 12th, 2008
This call was to my cell phone, which I have had the number for about two years, and we have recently (within last couple of months) been receiving calls from Chase Card Services and now this debt collector. Below is the text I filed with the FCC:

I asked the person calling for her name (Jennifer Hargrave), the company (Client Services), and phone number (636.947.2321). Caller ID showed "unavailable". I spoke to a supervisor/manager (Shane Wallace) and explained to him that I was not or did not know "Diana Raymond" who they had asked for. He accused me of being "Paul Raymond", presumably her husband. I told him I'd be happy to fax him my Verizon wireless bill that showed my name and this phone number. I asked him to place this number on their do not call list and after he got beligerant he relunctantly said he would. I feel this call stems from others received on my cell phone from Chase Credit Services, which I have filed complaints against in the last couple of weeks.
 Aug 08th, 2008
Got many calls from Jeff Speckman at Client Services ext. 2377 while working out of town. Didn't return his calls as due to lack of time and patience. Eventually called my parents and left a message for them on their answering machine. When I finally got in touch with him he was fairly polite and helpful, despite sounding like Bill Lumberg from Office Space with his repeated annoying messages.
 Aug 05th, 2008
I received their call. They got my fax machine. (loud tone in their ear) LOL. I'm 232k in debt. I get a lot of calls from everybody and their mama. I have no money to pay them. I'm broke. I'm filing bankruptcy next week. These collectors will go bye bye then. If they don't I will have my lawyer sue them. When I do take their calls, I open with this call is recorded if you don't wish to be recorded then hang up now, if you continue with this call it is being recorded. These folks get pissed and can't stand it. I've yet to file a law suit about their harrassment but when my lawyer says lets do it I have the tapes. Y'all keep this in mind. This is how they treat us. I know I'm in debt. It's not all my fault. These banks need some of the blame too. Trust me it'd their fault to because of their greed.
 Jul 11th, 2008
Keep getting calls from Tom Cronen. He even calls my 81-year old mother constantly!
 Jul 01st, 2008
They called several times a day and the person they were looking for no longer had this number. I told them that several time and to please remove the number from there system. I still continued to get the calls. I spoke to a manager named Micheal and had some words with him (I wasn't very nice but I understand the law). After hanging up on me three times he said he took the number out of the system. We'll see.
 Jun 30th, 2008
Called and left me a message regarding my resume on STL will not be calling them back, who would want to be associated with this place!! BAD NEWS!!!!!!!
 Jun 03rd, 2008
This number was left with my neighbor! They are bill collectors for Capital One and they will call your neighbors if you do not respond to their other collection efforts.
 May 20th, 2008
First they called three times from unknown name and no number showed up. Finally on the last call they said who they were and they were calling on behalf of Capital One. I told them I had filed bankruptcy and that they were not to call me again. Within two minutes the number 636-947-2321 calls showing Client Services and left a message to call them at 866-415-1991 about my Capital One account. I called and told them again that I had filed bankruptcy and to not bother me again. She informed me that she could bother me any time she wanted to because I owed Capital One and I told her look I filed bankruptcy so leave me alone and hung up on her.
 May 10th, 2008
First they called three times from unknown name and no number showed up. Finally on the last call they said who they were and they were calling on behalf of Capital One. I told them I had filed bankruptcy and that they were not to call me again. Within two minutes the number 636-947-2321 calls showing Client Services and left a message to call them at 866-415-1991 about my Capital One account. I called and told them again that I had filed bankruptcy and to not bother me again. She informed me that she could bother me any time she wanted to because I owed Capital One and I told her look I filed bankruptcy so leave me alone and hung up on her.
 May 10th, 2008
Client services they are debt collectors ,
 May 01st, 2008