Credit Card offer to lower interest rates. Numbers are disconnected. They are a SCAM. Scam is to get the Zip Code first and then say that they need to verify that one account is in good standing with a balance of $4k or more. The then ask for the card number and / or the expiration date. Finally they ask for the card number. Most of the time they will ask for the last four numbers of your Social Security number. Then they put you on hold and check the card using the phone number on the back of the card. I wasted about 15 minutes of their time giving a card that had been replaced. Gave fake zip code and etc. Waste their time if you like however don't give them a real working card number. Also the following numbers should be consider as FRAUD. 401-515-4756, 850-237-4859, 407-692-2286, 860-822-7440, 731-498-4058, 517-705-1117, 302-234-8558, 281-825-4439, 765-998-4712, 416-364-1111, 631-665-8769, 503-543-5471, 731-203-5870, 406-980-2030, 620-504-7452, 860-949-6352, 703-468-4703, 203-244-7440, 701-771-9654, 337-220-9635, 256-526-9650, 726-901-8575, 763-428-4712, 601-907-8542, 501-433-8509, 202-509-5548, 207-246-8509, 304-287-4841, 303-490-7410, 678-864-7418, 916-555-0077, 765-525-9654, 813 444-5700, 207-829-6517, 301-577-6523, 256-526-9650, 337-220-9635, 203-244-7740, 701-771-9654, 620-504-7452, 703-468-4703, 860-949-6352, 908-395-8442, 404-900-5101, 305-368-8209, 726-901-8575, 601-907-8542, 207-829-6517, 301-577-6523, 256-526-9650, 337-220-9635, 203-244-7740, 701-771-9654, 620-504-7452, 703-468-4703, 860-949-6352, 908-395-8442 I'm sure this is only a partial list of the numbers used by these scamers. Typically if you call the number they are disconnected. A search on google will display numerous complaints. KEY WORDS, Fraud, ID Theft, Scam, Steal ID, Crime, Fraud Charges.
 Mar 15th, 2014
Here's a quick and free way to send these calls straight to voicemail so you don't even have to hear them ring your phone. This works for Android phones, I don't know about iPhone but I'm sure there is a similar feature.

I created a contact and named it "blocked". You can name this contact whatever you please. (Telemarketer, Scammer, Low life, etc.) While creating the contact, select your menu, and check off "All calls to voicemail". Now, any number associated with this contact will not even ring on your phone and will be forwarded directly to your voicemail. In my experience, NONE of them have left a voicemail so these callers have completely disappeared from my life :)

Now - this is important. Any time a new call comes in from a suspect number, long press and "add to existing contact". Add the new number to "blocked"

My phone used to ring from these scammers about 4 times per day. After doing this, I've reduced the number of calls that get through to me to once per week at maximum.

Here is my list of numbers that I have added to my "blocked" contact so far. Feel free to start off by adding these numbers to yours for immediate relief from unwanted callers.

 Feb 14th, 2014
cardholders AGAIN!!!!!
 Feb 07th, 2014
Hang up when you answer
 Feb 04th, 2014
They are constant callers offering to lower my rates, but I have told them many times that they have told me that I do not qualify, yet they do not remove me from the list.
S. Miller
 Feb 04th, 2014
Another card holder services call!@#$@#$%%$^!
 Feb 04th, 2014
I received another call just now. My plan was to give a false credit card number and mess with them, but the telemarketer was too interested in talking to the person next to them. She made the pitch, but had no interest in following-up even when I told her I had 8 grand in debt at 21% interest. At that point she just hung up on me. These callers are probably only interested in getting their minimum wage paycheck and could care less whether you respond or not.

Anyway here is the only solution I can offer. It will probably do no good, but at least it can make some of our voices heard. Also with the statement about the NSA below I am trying to send a message about how the priorities of our government are misguided.

I have created a petition on the White House website. If it gets 100,000 signatures the President will review it. If you agree with it please log-in to the White House website and sign the petition and let everyone you know about it. Thanks for your support.

The text:

We petition the Obama administration to:

Crackdown on fraudulent telemarketers and Do Not Call List violations

Request the Federal Government make a stronger effort to crack down on telemarketing operations who make fraudulent offers, attempt to steal credit card numbers and frequently violate the Do Not Call list. If the NSA is capable of tracking the phone calls and e-mails of individual American citizens, certainly the US Government has the resources to discover and prosecute call centers making millions of phone calls a month from a small number of locations. Please Mr. President put a stop to these criminal organizations and end the harassment of law-abiding American citizens!
 Jan 31st, 2014
620-504-7452 - Come on is to lower your credit card interest rates. They ask a series of questions about your debt total across how many cards. The which card do you think has the highest rate. Then they ask your Zip Code. They will say for security please only provide the last 4 of your SS number. Then they ask for the credit card number and exp date. They put you on hold and call the automated system for the card. I gave them a card for Capitol One that was no good. Been replaced. I wasted as much time as possible. Said I had to go out to car get card. When I finally gave them the number they put me on hold and came back saying that the card had been replaced with a new card. I said oh yea that's correct, I grabbed the wrong card. Hang on while I go out and get the new one. He held for a while and then I came back and started to give him 4 numbers, and then stopped. I ask him why he was calling from a disconnected phone number? He said not sure what is up with that. Said I'm just the call taker. Then I ask why his number has SCAM all over it when searched online? He finally hung up. I like screwing with these jerks. Wast their time and pisses them off. Tell next time. I get 1 to 2 of these call per week. Then publish their number on every site possible.
 Jan 31st, 2014
This time this number called I played along & pretended to be old. This jerk asked for my cc#. This is a GIANT SCAM!!!!!Please remind your elderly family mambers & young adults to NEVER give out their personal info to people who call.
 Jan 30th, 2014
I think is a ripoff they want your social security number and your card number BE CAREFULL
 Jan 16th, 2014
Pitch: Credit Card Reduction
Company: Credit Card Services (many names are used)

Below are details of the companies used by the registered owner Kimberly Marie Coarse. Kimberly has a long history going back to at least 2009 in this behavior of deception. The details below is the paper trail left behind.

Offender: Kimberly Marie Coarse (Website/Business Owner)
Social Sites: --

Current Address: 14508 Michener Trl Orlando FL 32828 (House is blurred out in google maps)
Parcel #: 08-23-32-1037-02-010
Rental Unit: Owner Castro Steven : 63 Fountainhead Dr Apt 205 Westmont, IL 60559-2419

[Companies - Validated]
The Green Power Group, LLC - Florida State ID: L300-005-3783
Address: 728 W. ave #188 Cocoa FL 32927 USA / 14508 Michener Trl Orlando FL 32828
Phone: 888-580-7979 (busy signal)

Premier Marketing International, LLC - Florida State ID: L200-005-1527
2472 LAKE UNDERHILL ROAD SUITE 127 ORLANDO (PO BOX) / 14508 Michener Trl Orlando FL 32828

Auto Guardian USA, LLC. - Florida State ID: L200-002-7885
14508 Michener Trl Orlando, Florida 32828-6460

First Priority Solutions LLC - Florida State ID: L090-000-47914

First Class Resorts International LLC Florida State ID: L090-000-67566
151 Crown Colony Way, Sanford, FL 32771 (Kimberly's Prior Home Address)

Premier Services Plus LLC - Florida State ID: L000-012-9326
12472 Lake Underhill Road Suite 127 Orlando, FL 32828 (Kimberly's Prior Home Address)

[Websites Owned]

Known Associates:
William (Bill) A. Meagher -
Rafeal Fernandez - 631 Brookhaven Drive Orlando Fl 32803 - 407-276-5155 (Owned Premier Services Plus LLC)

Prior Home Addresses
1044 Chatham Pines, Winter Springs, FL 32708 407-699-2128
1108 Castle Wood Apt 208, Casselberry, FL 32707 407-695-2682
14421 Paradise Tree, Orlando, FL 32828 407-440-8534 (Shared with Bill Meagher)

Mailing Locations
1969 S. Alafaya Trail Orlando FL 32828
5703 Red Bud Lake Roadb Suite 367 Winter Springs, FL 32708

[Phone Numbers Used/Spoofed] - Known Thus Far


[Technical Webhosting Data] - FOR ALL SITES ABOVE
Hosting Company: Endurance International Group
DNS Provider:
IP address:
Site Owner: Kimberly Coarse
Address: 14508 Michener Trl Orlando FL 32828

A little about the information posted above. This has taken quite a bit of time to collect. All the information is publicly available, such as WHOIS, Florida State Department, and Zilliow to name a few,

This person has a long history of creating new businesses and using them for credit type scams. This has been going on since at least 2009. In addition person also move around quite a bit but has stayed within the Orlando area. There is a high use of UPS stores for a PO BOX. Generally one is used within proximity of the current home address, many have been used.

There has been a solid effort to make connections between all of the sources and types of data. The person behind the companies is certainly the same, yet there remains a question if person Kimberly Marie Coarse on facebook is in fact the same person. On facebook she indicates a friend by the name of Bill Meagher. This is important because one of the addresses listed for several of the companies was 14421 Paradise Tree Dr Orlando, FL 32828 owned previously by a William A Meagher, Bill is often used instead of William. It would seem unlikely that this is not the individual, how many people could be in Orlando Florida with the name of Kimberly M. Coarse associated to a William (Bill) Meagher?

It could be possible that Kimberly's identity has been compromised. Although this seems unlikely as individual would probably need legal documents from Florida State Department, and such documents would be mailed to a valid address. I mention this because a few of the legal documents from 2009 had to be physically signed, there are PDF/TIFF documents singed by her that are available from What is interesting is that signatures are different, and sometimes different enough within the same document, this would indicate possible fraud.

Letters to the FCC and other government organizations have not been fruitful. Hopefully at some point a agent of the government will see these posts. There is plenty of information here to begin an investigation. Simple inquiry into Kimberly's IRS tax filings should be enough to confirm the data provided. Subpenas to her banks, 800 providers, and internet service hosting companies should yield enough information to start litigation.
 Jan 15th, 2014
Said they were from cardholder services about my accounts. I hung up. I've received previous calls from them (altho don't know if it was from same number), and asked to be removed. Yeah, right!
 Jan 13th, 2014
Another marketing call? Who is Rachel anyway? Why hasn't Gov done anything about these people by now? "Rachel" must be on the top 10 most wanted by now!
 Jan 08th, 2014
Another marketing call? Who is Rachel anyway? Why hasn't FCC done anything about these people by now? "Rachel" must be on the top 10 most wanted by now!
 Jan 08th, 2014
this time it was account from account ervices.. they just keep calling. what the heck can we do to stop them
 Jan 06th, 2014
A scam called Credit Card Services. Don't fall for it. They hung up on me when I told them to stop calling and take my number off their list. I've tried to press "3" for remove and it doesn't' work and telling them in person also does not work. Best thing to do is keep reporting the number to FTC They call from about 6 different numbers.
 Jan 04th, 2014
Marc Daniel
 Jan 02nd, 2014
Got 2 missed calls from this number. No message. When I called it back i got a recording that said "The number you have dialed has not been allocated."
 Dec 31st, 2013
It's another scam from Credit Card Services. I tried to get a hold of the customer rep but I got transferred to a recorded message. The message said to call a 1-800 number, which I did but it was a wrong number. The people at the wrong number told me that they've been getting a lot of calls like mine. They also stated that they have contacted Credit Card Services, so they can fix the problem but it still persists.
 Dec 20th, 2013
Rachel from credit card services sure has a lot of phone numbers! Total spam. Why can't the justice Dept do their jobs and stop these scammers??
 Dec 19th, 2013
Called on my cell phone. When I answered they hang up. Scammers..
 Dec 19th, 2013
Credit card scam. Says they want to lower my interest rate, but I have NO credit cards.
 Dec 16th, 2013
some type of fraud
no name
 Dec 12th, 2013
telemarketers won't leave me alone.
Dane Stack
 Dec 12th, 2013
I use a portable air horn that you can hear two miles away. Auto parts store about $13, runs on a can of compressed air, included. When they start talking, I give them a blast that will destroy their hearing for a few hours. They usually wear a headset and cannot get it off fast enough. I enjoy their calls, but they never seem to call back. Wonder why???
 Dec 06th, 2013
this stupid pedophillic motherfucker actually took the time to hide himself and his number, but being the turd that he is, he is unaware that there are "vays of finding you". When I get all the info on these dumbass dune coons, there will be a Jihad like no other, and we use pictures of Mohammed to do our work.
 Dec 05th, 2013
Dont call back
 Nov 11th, 2013
they called and I did not answer, no message left
 Nov 11th, 2013
They hang up when you answer but the caller ID displayed McPherson KS
 Nov 11th, 2013
Called while I was away from phone but left no message.
 Nov 11th, 2013
 Nov 11th, 2013
They hung up on me when I answered the phone too.
 Nov 11th, 2013
They did not leave message
 Nov 11th, 2013
Please block this call it is continuous and annoying
M Hook
 Nov 08th, 2013