credit
card
scam
interest
company
services
rate
cards
down
talk
lower
Caller didn't leave a message. I do not answer unknown phone numbers or IDs.
m503t907
 Apr 03rd, 2011
Sounds like a credit card scam
Tony
 Mar 26th, 2011
I answered & then was told to dial 1 for a rep. Supposedly they are offering to get your credit card rates lowered to 6.9% but I Believe this is a scam. DO NOT ANSWER this number or return their calls. When I got someone on the line I asked the company name and she said Credit Card Services but would not answer my questions instead wanted me to answer questions regarding my credit card interest. I advised I was not going to answer their questions & she said well why are you on the phone then? Before I could respond she hung up on me. The companies who do have my credit cards are not associated with these scammers & who knows what they would do once they got an account number do not talk to them!!!!!!!!!!!!!!
LJT
 Mar 24th, 2011
CREDIT CARD SERVICES; DON'T ANSWER. I HOPE GOD SMITES THESE PESTS. THEY SHOULD GET A REAL JOB!
DSC
 Mar 20th, 2011
Last chance to reduce my interest rates on my credit cards.....FOR THE 30TH TIME!!!!
Lou
 Mar 18th, 2011
Despite the fatalism expressed in this thread, in 2010 the FTC shut down several firms running this credit reprice scam. As Timbo has suggested, the rest have learned to stay ahead of regulators, much like offshore spam gangs who change internet domains like gym socks. Pile on reports to the FTC and attorneys general to boost the chance they can kill off some more scammers in 2011.

What's astounding is these criminals are still using the same faux rep names year upon year, and recycling scripts. We must have been given our "last chance" for this non-offer six times over.
Resident47
 Mar 17th, 2011
Prerecorded message from "Rachel" about lower credit card rate. Why can't these slime be shut down?
Anon
 Mar 17th, 2011
No idea what they wanted - called while I was not at home - IF it was a credit card scam - that's strange, as I perfer not to use them, and therefore don't have one. So they're barking up the wrong tree.
First
 Mar 15th, 2011
These scams all originate in Honk Kong where Mr. X buys blocks of 10,000 numbers from Verizon or Southwest Bell, then re-sells them in blocks of 100, or 1,000 to the Mr.Scammer here. So, they keep using 406-219-2378 for only 2 weeks, making thousands of calls, and then move on to their next number which is 2379, use it for two weeks, and so on. Folks, they have 1,000 numbers to go through, in the interim the Attorneys General of different states say, "We can't get to a judge fast enough to issue a subpoena, because the number is no longer being used, and the phone company can't and won't just turn off a number. What to do?
1) NEVER answer your phone if you don't recognize the number. NEVER.
2) If you do pick it up, DO NOT SAY HELLO. Instead, keep pressing the POUND KEY, 10 or 20 times.
3) This sends a signal to the robodialer that "something is wrong with the line" and it will take you off their list.

ALTERNATE SOLUTION
Tell the caller that you record all phone calls, and start listening to his spiel. Have someone pick up the extension and they know in advance to start threatening you. You start accusing the caller of making terroristic threats and that you are calling the authorities. The caller protests, but the person on the extension keeps threatening you and the scammer will hang up. Your welcome.
timbo
 Mar 13th, 2011
Left a partial message on the answering machine about last chance to reduce my interest rate...
Mike
 Mar 12th, 2011
They actually left a message - or should I say "THE" message - nothing wrong...blah blah...lower your interest/save you some money...blah blah. DELETE!
AB
 Mar 11th, 2011
Last chance to lower rating. I only have one credit card and pay it off each month. When they call me I press #1 and as soon as they answer I lay the phone aside and let them talk to thin air. When I hear the signal that they have hung up I put the phone back on the charger.
Alice
 Mar 11th, 2011
Rachel, Heather and John with Account Services have been calling for years, Google them. Anyhow, these people don't care about the law; they just don't care. People have complained about the spoofed numbers, them hanging up on you if you don't give them your credit card info etc. The only thing that is certain is that they are going to keep doing it and there is nothing anyone can do to stop them.
John
 Mar 10th, 2011
called today and lrft no messg.
ken
 Mar 07th, 2011
It's someone who says they can lower your interest rate on credit cards.

Pretty slick how they say to press the #3 on your voice mail when they obviously know that deletes the message!
Cork
 Mar 05th, 2011
Press 1 to talk to an agent. Did that to tell them not to call. They hung up after about 3 words from me. Complaint filed with do not call registry. They won't, but someone needs to put these people out of business!
Darrell
 Feb 26th, 2011
Everyone get on your twitter and facebook and spread the word. If Egypt can change their government through facebook, why can't we get this company shut down?
Leslie
 Feb 25th, 2011
I think everyone should press #1 and talk to a live operator and sound interested in their program and keep them on the line as long as you can. That ties them up and they wont make their quota for the day. Maybe they will be mad enough to take us off their list.
Leslie
 Feb 25th, 2011
These rude jerks call at LEAST three times a week & I just got two calls from them in the last hour!! Can't ANYONE do any thing to shut them down?!?!
Mary
 Feb 25th, 2011
This is for credit card interest reduction. I tried talking to someone to get my number off their list and Stacy, the girl I talked to, hung up on me! So now I'm calling the national do not call and turning them in
Leslie
 Feb 25th, 2011
went to voicemail
Lois Zerbe
 Feb 23rd, 2011
They call once a week, either the office or home. "Card Services".
Judy
 Feb 22nd, 2011
"Credit Card Services" They use several different numbers. I stuck around to talk to a Live Person and told them to stop calling and I am on the Do Not Call List- yup, your right,as expected- he laughed and hung up.
DJ
 Feb 22nd, 2011
Just got my 3rd call from them in under 2 weeks. Each time, I file FTC and FCC complaints. This will go nowhere. Next, I will write to my congress critter and state attorney general.
Tom
 Feb 21st, 2011
Didn't think the phone would ever quit ringing. I finally picked it up and put the receiver back down, to stop the ringing.
BG
 Feb 18th, 2011
SAME MESSAGE AS REPORTED BY ANON BELOW. DID NOT ANSWER AND NOW HAVE THEM BLOCKED DUE TO WRITEUPS. THANKS.
SK
 Feb 18th, 2011
Caller named "Rachel" offered a new rate for my credit card, problem is, I don't deal with credit cards.
BigSky
 Feb 17th, 2011
They use Ph. # 406-219-2378 as well. Hang up when machine picks up. When I did answer they had a electronic voice say something about my Credit Card. When live person came on and I questioned all the calls made to me, she hung-up!
DJ
 Feb 15th, 2011
They use Ph. # 406-219-2389 as well. Hang up when machine answers. When I picked up and questioned them about all the calls they hung up on me!
DJ
 Feb 15th, 2011
Left a partial message on my machine. Robo call, recorded voice saying that this was my last opportunity to have the percentage rate on my card lowered to 4.6%...did not say what card they were allegedly with, did not identify themselves, their company, nothing. They said to press 1 to speak to a representative or press 3 to be removed from their list. Sounds like a scam, especially since I have no credit cards.
Anon
 Feb 15th, 2011
This is a complete scam and against the DNC list. The government was supposed to be looking into this because Congressmen and Senators were getting these calls, too. I have not heard anything since so apparently their efforts have fallen by the way side.
E
 Feb 12th, 2011
THIS IS A SCAM. This is a version of the advance-fee-for-something scam where something is a grant, loan, lottery winnings, interest rate reduction, gift card, refund, doggie, cruise, vacation, free gas, etc., and the advance-fee is for tax, shipping, registration, insurance, secure handling, processing, etc. They may send you a fake check, may want your credit/debit card or bank account number, or tell you to wire cash via Western Union, Moneygram, etc. They can put recurrent difficult-to-cancel monthly charges or a 1-time charge on your card or bank account, and sell account info to other criminals and you'll have to replace accounts altogether. Wired-cash is irretrievable - once it's picked up at the other end, it's untraceable and gone. If they want you to call them up for instructions, they may tell you not to discuss the wire with Western Union desk clerks but the real reason is WU clerks are familiar with these scams and will warn you not to wire the money. Report to US Postal Service Inspectors https://postalinspectors.uspis.gov/forms/MailFraudComplaint.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate. Copyed from another site.
Warsun
 Feb 11th, 2011
This company calling themselves, "Credit Card Services" apparently fictitious, has been calling me 2-3 times per month since June 2010. Caller ID always shows a different number, but the message is always the same. Each time I have politely informed them that this number has been on the DNC list for years and please mark it as such, but they persist
WJ
 Feb 07th, 2011
I have been getting these calls for months. I always press 1 in an attempt to have myself removed, but each time I try they hang up on me. Today I asked for a supervisor. The operator asked if he could say what it was in reference to and I explained how I always get disconnected when I ask to have my name removed. His answer... "Oh yes, just like I'm about to do." Something needs to be done about this company, and others like it, that prey upon people and harass them.
Chris
 Feb 04th, 2011
don't know who called but suspect profrollio recovery calling again.
p
 Feb 03rd, 2011

35 Comments