Nothing that you do will stop them from calling you. The major players behind this have made millions of dollars, which means that they are too big to fail.
One of the major players specializes in aiding the rich with tax evasion and shell corporations set up in Belize. You can bet that the well to do in this country are not getting lower your credit card interest rate calls and due to that fact our government just considers a few phone calls a minor annoyance.
The FCC has temporarily halted 5 of the minor non profitable boiler rooms. They will receive a slap on the wrist and be back at it within a few days. In the meantime the calls will continue since the major money is being made with what is called a CNAM revenue-sharing program through companies like
In their own words: Every day your company makes thousands of outbound phone calls. Every one of those calls generates revenue for many companies, why not yours? Our CNAM revenue-sharing program helps you make money every time a Caller ID request is made by a phone carrier. A high-traffic call center can lose hundreds to thousands of dollars a day to phone carriers by allowing them to charge for access to your own data.

You can now see why the criminals keep calling even though they know you won't fall for their scam. If someone does make the mistake of answering the phone and falling for their con then it is just icing on the cake for them. These people are the lowest form of filth on this planet. The only way to stop this is to contact the FBI and ask why this crime family is allowed to operate and facilitate the ongoing criminal operations. This is one of the reasons that the RICO act was put in place, so why aren't they using it. Is this because this isn't a high profile, news worthy operation or is the FBI too understaffed and busy with Homeland Security issues. Maybe if we were rich they would take this seriously, but then if we were rich we would be using that criminal organizations services and protecting them instead of trying to shut them down.
There is a blog site that has information on one of these operations:
Why Bother
 Dec 04th, 2012
These are criminal scammers that call from fake numbers. You cannot rely on the caller ID. They are not really calling from this number. They say "final notice" to "lower your rate" but they are really just trying to trick you into giving them your credit card number. What they do is totally illegal. They don't care about any laws, to say nothing of the do not call list or requests to be taken off their list. Do not talk to them. No good can come of it.
 Nov 30th, 2012
Amazing! How many of these "Card Services" numbers are there. I get a few weekly. I've never answered any of them and don't intend to. It's just annoying! Phone ringing all the time, constant deleting messages, deleting numbers, etc. Stupid people! After years of this crap, don't they get you ain't gonna answer! Guess they just got more time and no brains. Haha!!!!
 Nov 29th, 2012
Rachel strikes yet again. BEWARE: Phishing scheme. "Card Services" needs to be shut down permanently!
 Nov 15th, 2012
I pressed 1 and when a lady answered, I aked her to remove me from her list. She promptly hung-up on me.
 Nov 15th, 2012
Rachel is back. The FTC shut her down last week and she is back already. Why don't they put her in jail or sell her to a Russian :Master"?
Bubba Jones
 Nov 08th, 2012