This is the second call I received from this outfit. The first one showed SERVICEMSG on the caller ID and 202-367-9951
as the phone number. They did leave a recorded message on my voice mail. Both messages appear to be identical. In both cases I got the message about reducing by credit interest rate to 6.9%. I didn't pick up on the first call but I did on this one. I listened to the message pressed 9 to speak to a live(?) person and then put the phone down and walked off. Maybe it will cost them a little time and money to listen to dead air. Guess it's time to make another FTC report.