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I received a call 7/22/2015 around 1:28 PM from this number, 808 214-1485 but was having difficulty with reception. They hung up before I could get to a good area. Tried calling back and got a error message "the number you dialed is not a working number". What the hell....
Agii
 Jul 22nd, 2015
MIDLAND CREDIT MANAGEMENT AKA ENCORE CAPITAL GROUP


Per Tamianth
MCM contact page with a location in California:
The also go by the name Encore Capital Group: http://www.encorecapital.com/contact-us
BBB Page is being updated: http://www.bbb.org/sdoc/business-reviews/fina ... diego-ca-101104
However this was previously on their page-note the government action against them:

BBB Accredited Business since 5/1/2000 (1227 complaints and a government action and they are accredited?)
Midland Credit Management Inc
Phone: 800-825-8131
Fax: 877-414-0961
8875 Aero Dr #200, San Diego, CA 92123
http://www.mcmcg.com
View Additional Web Addresses
Additional Web Addresses
http://www.midlandcreditonline.com

BBB® Accredited Business Seal
BBB® B+ Rating

Complaint Type Total Closed Complaints
Advertising/Sales Issues 5
Billing/Collection Issues 1105
Delivery Issues 1
Guarantee/Warranty Issues 3
Problems with Product/Service 113
Total Closed Complaints 1227

Government Actions

Swanson V Midland Funding
Date of Action: 12/12/2012
On December 12, 2012, Midland Funding, LLC settled a lawsuit filed by Lori Swanson, Minnesota's Attorney General, against the company last year for filing unreliable “robo-signed” affidavits in collections lawsuits and sometimes targeting the wrong people for payment of old bills that it purchased from credit card companies. The lawsuit alleged that Midland filed thousands of collections lawsuits against individuals in Minnesota courts, often supported by unreliable “robo-signed” affidavits generated at Midland’s St. Cloud, Minnesota offices. Several Midland employees admitted in sworn testimony to signing up to 400 affidavits per day, either without reading them, without personal knowledge of their contents, and/or without verifying the accuracy of the information contained in them.

The Consent Judgment requires Midland to: provide individuals with validation of the debt; verify the identity and address of an individual claimed to owe money at the outset, before any collection effort is made, investigate the matter and, if it cannot substantiate the debt, close the account; take steps to correct any adverse credit reporting, and not later resell the debt; not file affidavits w/ the court unless the person has: a) read and understood them, b) confirmed the authenticity of any documents filed w/ the affidavit, c) only based the affidavit on the signer’s personal knowledge, and d) signed the affidavit in the presence of a notary who acknowledges the affiant’s signature in accordance with law; implement standards to ensure it does not sue people on debt that is beyond the applicable statute of limitations; implement procedures to ensure it does not sue people on debt that it does not own; may not pursue a default judgment without giving the person written notice that their response does not constitute a legal answer and waiting 30 days so the person can seek legal counsel or otherwise respond to the lawsuit; include added specificity about the facts supporting its claims in its lawsuits so that individuals can meaningfully respond to the suits against them; at least 10 days before it pursues a default judgment against an individual, send a copy of the judgment request to the individual.

Under the Consent Judgment, Midland will also resolve outstanding and future consumer complaints made to the Attorney General’s Office and pay $500,000 to the State of Minnesota.
Other complaint Sites:
http://www.ripoffreport.com/reports/directory/midland-credit-management
http://collectionagencydebt.blogspot.ca/2011/ ... management.html
They are a Kansas Corporation. Information from the Kansas Dept. of State:
Current Entity Name Business Entity ID Number
MIDLAND CREDIT MANAGEMENT, INC.

0048421

Previous Names:
MERCHANTS FINANCE CORPORATION, INC.
Current Mailing Address: 3111 Camino Del Rio North Suite 1300, SAN DIEGO, CA 92108
Business Entity Type: KANSAS FOR PROFIT CORPORATION
Date of Formation in Kansas: 09/09/1953
State of Organization: KS
Current Status: ACTIVE AND IN GOOD STANDING

Resident Agent and Registered Office
Resident Agent: CORPORATION SERVICE COMPANY
Registered Office: 2900 SW WANAMAKER DRIVE SUITE 204, TOPEKA, KS 66614
Bizapedia has this on Encore which is a Delaware corporations:
http://www.bizapedia.com/nc/ENCORE-CAPITAL-GROUP-INC.html
And this on the address these criminals are located at. Seems they have a lot of different names:
http://www.bizapedia.com/addresses/8875-AERO- ... O-CA-92123.html
So remember, when dealing with these scumbags remember that you have rights:
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office and the California AG’s Office: http://oag.ca.gov/
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
UNITED STATES OF AMERICA
FEDERAL TRADE COMMISSION
WASHINGTON, D.C. 20580
Division of Credit Practices
Bureau of Consumer Protection
~
Clarke W. Brinckerhoff
Attorney
December 22, 1993
Ms. Kimberlee Arbuckle
MIDLAND CREDIT MANAGEMENT
500 West First Street
Post Office Box #576
Hutchinson, Kansas 67504
Dear Ms. Arbuckle:
This responds to your letter dated December 2, 1993, inquiring whether Midland Credit Management, Inc. ("MCM") is a debt collector under the Fair Debt Collection Practices Act ("FDCPA" or "Act"). You report that MCM "purchases portfolios of delinquent accounts receivable for the purpose of profitable recovery, resale and cure. These accounts are owned solely by MCM . . ."
Section 803(6) of the FDCPA defines the term "debt collector" as "any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another." In our view, a party that purchases delinquent accounts from the party to which the debts were originally owed and attempts to collect them from the consumer debtors fits clearly within that definition. The party is attempting to collect debts that were "owed or due another" and the fact that title to the accounts is passed to the collector in no way changes that fact.
In the leading case on point, involving a company whose business included the purchase of large volumes of checks that had been dishonored and subsequent collection of the checks from their makers (in the same manner as MCM buys defaulted accounts and thereafter attempts to collect from the account debtors), the court wrote persuasively that the purchaser is covered by the FDCPA. It gave short shrift to the fact that the party had actually purchased the checks in question:
By use of the language "owed or due another" Congress was attempting to exclude those entities that extend credit from the effects of the Act. Congress intended to protect borrowers from "third persons who regularly collect debts for others." (Italics by court; citation omitted). (The purchaser) is a third party collecting a debt originally owed to another. . . . It cannot escape the spirit of the Act by the technicality of purchasing the debt upon default so that title technically rests in itself.
Holmes v. Telecredit Service Corp., 736 F. Supp. 1289, 1293 (D. Del. 1990)
The only theory for exclusion of a party such as MCM from the "debt collector" definition (and thereby from coverage under the FDCPA) is that it is a "creditor."(1) Section 803(4) defines "creditor" as "any person who offers or extends credit creating a debt or to whom a debt is owed, but such term does not include any person to the extent that he receives an assignment or trans-fer of a debt in default solely for the purpose of facilitating collection of such debt for another." Since the accounts that MCM buys are delinquent when purchased and are being transferred for the purpose of collection, we believe that MCM is within the class that the "creditor" definition expressly "does not include."(2) The words "for another" at the end of the clause excepting assignees from the definition of creditor in no way changes this result:
(T)he excluding factors in the exception are that the debts are the result of an assignment or transfer and that the debts were already in default at the time of assignment or transfer. With the phrase "for another" at the end of the exception, Congress merely intended that the debts should have originally belonged to another and that the creditor was therefore in effect a third-party or independent creditor. (Italics by court)
Kimber v. Federal Financial Corp., 668 F. Supp. 1480, 1485 (M.D.Ala. 1987). Accord, Holmes, supra, at 1293.
In sum, it is our view that a party that obtains consumer obligations in default for the purpose of collection is a "debt collector" under the FDCPA, even if that party actually purchases the accounts from the original creditor.
The views set forth in this informal staff opinion letter are not binding on the Commission.
Sincerely yours,
Clarke W. Brinckerhoff
________________________________________
1. Section 803(6)(A) only specifically exempts creditors' officers and employees. However, it "seems clear from the legislative history of the Act that Congress intended that this exclusion cover creditors themselves as well as their employees." Holmes v. Telecredit Service Corp., 736 F. Supp. 1289, 1291n.3 (D.Del. 1990), citing Kimber v. Federal Financial Corp., 668 F. Supp. 1480, 1484 (M.D.Ala. 1987).
2. See the comment on this subsection in our Staff Commentary on the Fair Debt Collection Practices Act. 53 Fed. Reg. 50097, 50101 (Dec. 13, 1988.)
New Mexico
 Apr 07th, 2015
They call leving messages undercovered with: surveys, political organizations, charity funding, etc, which are allowed by FTC. If you call them back or you pick up the call, they will continue offering: Credit Card Services, Lower your Interest Rate, phone services, voice networks, and many others. They sell phone services, so they can call you under many differen products, dependig on their "customers". They may appear as without name on the caller ID or: Pacifictel, Political Survey, Voice Network, Political Opinion, Political Opinion of America, Flake Wilkerson Marketing Strategies International, Outsmart Marketing Solutions, Americas Survey, Public Service Announcement, opinionology of Western Watts, The Nielsen Company Ratings, CBCS Comprehensive Collection Services, Inc., Management Receivable Services, win. winner, MN, Ohio, Won a Caribbean Vacation, Caribean Cruises, Cruises, Credit Services, and many more, depending of the generic name they are working for. I've benn following this SOABs for more than 5 years, but I never, NEVER take their calls, or call them back. I report every single call to Do-Not-Call and to FTC no matter if it works or doesn't. They have a huge network so their calls come from many number all over the country. Some of these numbers are:
202-499-1479
202-499-1485
202-552-1228
202-570-7291
202-643-1910
202-810-0643
206-397-1100
206-397-1421
206-452-0468
206-496-0417
206-496-0929
206-496-0946
206-496-0948
206-496-0950
206-496-0953
206-496-0955

213-289-9006
213-550-3111
213-550-3112
213-550-3113
213-607-9103
253-382-9031
253-382-9041
253-382-9074
253-382-9076
253-382-9083
253-382-9098
253-382-9904
253-382-9912
253-382-9978
253-382-9987
281-217-0241
307-274-3899
360-474-3206
360-474-3901
360-474-3939
360-474-3948
360-474-3956
360-474-3971
360-474-3989
360-529-6945
360-529-6912
360-529-6981
425-390-8101
425-390-8120
480-123-1234
480-535-5818
503-208-2008
503-457-1062
503-457-1085
503-457-1194
503-457-1350
503-457-1829
503-468-5144
503-468-5198
503-468-5531
503-468-5935
503-563-0591
503-715-0658
503-902-8103
503-902-8477
503-902-8478
503-902-8482
507-540-0492
513-201-3240
513-229-9279
612-977-2323
615-886-722
619-489-1437
619-502-7256
619-694-4665
651-565-9898
760-204-8403
801-823-2028
801-823-2030
805-357-1666
813-366-9800
850-432-3928
850-438-7434
858-412-0172
877-291-1624
877-808-9098
888-207-1231
901-896-2332
920-602-0879
971-208-9947
971-208-9955
971-217-9515
971-217-9538
971-220-1118
971-373-2931
978-570-2339
978-570-2340



Caller: Level 3 Communications, LLC

Call Type: Telemarketer
Maxwell Smart
 Nov 27th, 2012
They call leving messages undercovered with: surveys, political organizations, charity funding, etc, which are allowed by FTC. If you call them back or you pick up the call, they will continue offering: Credit Card Services, Lower your Interest Rate, phone services, voice networks, and many others. They sell phone services, so they can call you under many differen products, dependig on their "customers". They may appear as without name on the caller ID or: Pacifictel, Political Survey, Voice Network, Political Opinion, Political Opinion of America, Flake Wilkerson Marketing Strategies International, Outsmart Marketing Solutions, Americas Survey, Public Service Announcement, opinionology of Western Watts, The Nielsen Company Ratings, CBCS Comprehensive Collection Services, Inc., Management Receivable Services, win. winner, MN, Ohio, Won a Caribbean Vacation, Caribean Cruises, Cruises, Credit Services, and many more, depending of the generic name they are working for. I've benn following this SOABs for more than 5 years, but I never, NEVER take their calls, or call them back. I report every single call to Do-Not-Call and to FTC no matter if it works or doesn't. They have a huge network so their calls come from many number all over the country. Some of these numbers are:
202-499-1479
202-499-1485
202-552-1228
202-570-7291
202-643-1910
202-810-0643
206-397-1100
206-397-1421
206-452-0468
206-496-0417
206-496-0929
206-496-0946
206-496-0948
206-496-0950
206-496-0953
206-496-0955

213-289-9006
213-550-3111
213-550-3112
213-550-3113
213-607-9103
253-382-9031
253-382-9041
253-382-9074
253-382-9076
253-382-9083
253-382-9098
253-382-9904
253-382-9912
253-382-9978
253-382-9987
281-217-0241
307-274-3899
360-474-3206
360-474-3901
360-474-3939
360-474-3948
360-474-3956
360-474-3971
360-474-3989
360-529-6945
360-529-6912
360-529-6981
425-390-8101
425-390-8120
480-123-1234
480-535-5818
503-208-2008
503-457-1062
503-457-1085
503-457-1194
503-457-1350
503-457-1829
503-468-5144
503-468-5198
503-468-5531
503-468-5935
503-563-0591
503-715-0658
503-902-8103
503-902-8477
503-902-8478
503-902-8482
507-540-0492
513-201-3240
513-229-9279
612-977-2323
615-886-722
619-489-1437
619-502-7256
619-694-4665
651-565-9898
760-204-8403
801-823-2028
801-823-2030
805-357-1666
813-366-9800
850-432-3928
850-438-7434
858-412-0172
877-291-1624
877-808-9098
888-207-1231
901-896-2332
920-602-0879
971-208-9947
971-208-9955
971-217-9515
971-217-9538
971-220-1118
971-373-2931
978-570-2339
978-570-2340



Caller: Level 3 Communications, LLC

Call Type: Telemarketer
Maxwell Smart
 Nov 27th, 2012
Caller ID (Louis Baker) (Telehhone # 971 - 220 - 1485)
Recording about roof damage from wind - hail - rain - recent storm damage. Probably a scam.
Why would someone from Oregon be calling someone in Pennsylvania about roof damage?
pumpkin
 Apr 30th, 2012
202-499-1485 called my cell prepaid phone (cost me) left no message - I looked them up and apparently they are calling to start a friendship of some sort. I belong to both the Texas & National Do Not Call. I will report them.
Patrick
 Nov 29th, 2011
it is a scam, the same as 1485 who bever listen to the answer NOOOO
bloggs
 Mar 25th, 2010
Part 2 from the Lee Wydal Ex poser

This company simply calls outbound for collection other location such as Nuvell(a finance company)
they also have an early out department that does billing for the following hospitals

Cook Medical Center in Fort Worth Texas
Titus Regional Medical Center in Mt Pleasant Texas
Arlington Cancer in Arlington Texas

if these companies received direct complaints about the disrespectful treatment brought on by its employees and owner Lee Wydal then this companies would loose it clients and eventually go out of business here are the REAL COMPANIES information to complain to!

(682) 885-1485 Cook Medical Center in Fort Worth Texas
903-577-6000 Titus Regional Medical Center in Mt Pleasant Texas
817-261-4906 Arlington Cancer in Arlington Texas

When calling cook medical center in Fort Worth ask for Nancy Si'ko!!!!
The Exposer
 Dec 16th, 2008
Received a call on my cell phone from this number at 4:22pm on 10/17/08. Not recognizing the number, and having received several similar calls in the last month, I simply opened and closed my flip phone, disconnecting the call. As long as they are going to annoy me and waste my minutes, I will keep hanging up. Caller id showed 623-932-1465, which, when googled, shows up as a listing for Monica Alverze (623) 932-1485 at 525 E Harrison Dr, Avondale, AZ 85323
Frank
 Oct 17th, 2008
received a phone call informing me i was preapproved for a pay day advance and/or a car loan . I am on the national no call list. This company had a automated message that want me to key in my checking account routing number. I have received three call of this type. It is my understanding that no reputable company will ask for such information. This morning I, after getting another automated call I was contacted by a live sales person. when I informed him of the No Call status and asked not to be called again he refused to make a notation and said he would call me again. He would not tell me where he was calling from or let me talk to a supervor. I got angry and he still would not hang up. I hit * 69 and this was the number:989-455-6755 this could possibley be connect to this company:
YourBalanceCheck.com
Payday Loan Cash Advance.com
3031 Woodward St. Apt.#D
Springfield, Illinois
United States
Phone: 217-361-1485
check out comsumer complaints at:
http://www.complaintsboard.com/complaints/its-a-scam-c88553.html
larry i
 Aug 22nd, 2008
one of the many numbers that pops up on my called ID...1323 is the latest. Sometimes it is 1412...1485. Phone will ring twice. And disconnect.
kathleen
 Mar 22nd, 2008
...these past 3 days I have been induntated with strange phone calls...called ID simply says '1485'. WIll ring twice, and hang up. I don't take calls from unknown numbers. I have also received several from a '1320' and a '1412'. What kind of numbers are these?..I've tried to *69 and the phone wont' return the calls since they think it is an incomplete number.
kathleen
 Mar 20th, 2008
caller offered to loan me money if I wired them $1485 to hold for 3 months and then return it if first 3 payments are made on time.
Kevin Zink
 Nov 05th, 2007
the first part of the message seems to cut off and it says call back number: 1800 606 1485 and it was imperitive to call back... hum... what's this about?
tom
 Mar 17th, 2007

14 Comments