Who Called Us

please stop calling this is a work number

hung up when I answered. Called at 8:15 am

Message left on company recorder and all i heard was what sounded like someones radio playing in the background.

Valuable reading on the federal laws which govern third party debt collectors:
ftc.gov

Black, what you first need is for someone to take away your internet access. This is a mystery caller site. Do you see the page title up there? Do you see the URL? Does the name ''Who Called Us'' match ''Portfolio'' anything? Neither this site nor this thread page are maintained by PRA and this is not a communications channel to that collector.

If that's a bank account number you've publicized you'd best close it .... right now. Any fool data harvester can see that now.

Next, if you'd taken the time to review this thread or any other consumer forum referencing PRA, you would quickly get the idea that this debt collector is not your friend and not going to help you with anything but the bleeding of your assets. Debt collectors *do not care* about your personal problems or your apologies, especially known lawbreakers like PRA. What's more, whatever circumstances put you in default are NOT defenses. Put those aside and start thinking about your rights as an alleged debtor.

You cannot blindly trust that what collectors claim is correct -- not the creditor name, not the amount, not the account number, not even your name, not even if legally they can collect at all. If PRA is chasing you by phone and you can receive US mail, you should by law have a dunning letter from them, sent shortly after the first phone contact. That needs to be answered timely with a validation request, which I briefly discussed here last November.

If you're caught by voice again from one of PRA's endless dozens of sneaky phone numbers, please refrain from any more blubbering about how you can't pay. That's a step away from admitting liability, which is not your job and makes matters worse. It's *their* job to prove *their* assertions once you demand they start digging. You want information flowing only one way, from the collector to you. If you can't handle this, stay the hell off the phone, but document each related call to you and others carefully, also for reasons discussed in this thread.

Understand I'm not trying to be cruel, just realistic. Unlucky as your current displaced life sounds now, collectors will only make it worse if you don't handle them wisely. Your instinct for despair and shame is natural, an instinct a predatory collector will gleefully use to defeat you before you can blink twice. They don't have your whole story, just a name and a few numbers. Don't go filling their blanks for them. Stay safe.

Itakled to a lady.And she said to write to you.I live with my son.I can't afford a place of my own.He helps me with my medicien or I would't have them and I would be sick.I'm sorry I can't pay you.I have two bills there.I wish i could do more.But I have to live with someone so i have a place to stay.I know that it isn't your problem.I'm sorry. Dle Black account number 0357278415405 Thanks

JoshP: There is not much excuse for a debt collector in the 21st century to be pestering everyone and the neighbor's cat to ''locate'' someone who is already found. This is done to create false shame and they know it. Excess skip tracing I would argue is deceptive and abusive, therefore illegal. Not a clear-cut path in a FDCPA case, granted, but maybe necessary until the law gets a badly needed revision.

As discussed here before, demands to PRA and any collector should be in writing, sent USPS CMRR, including a simple ''not me, quit calling'' notice. FDCPA has little reach for those third parties, but this can lay the bricks for a TCPA case.

Portfolio Recovery. The number caller IDed as 800 Service.

This is a collection agency, not a scammer. This agency specializes in "skip tracing," that is they will call everyone in your region with the same last name looking for their target debtor. I have a family member 60 miles away who owes money to several credit cards and utilities--the agency does its research and will call all the debtors' relatives looking for the person who owes money. It's totally legal. They can call you until you tell them to stop calling.

Received a call and no message left on the answering machine.

call today using another number 407-347-6414

PRA is hardly the only debt buyer trafficking cheap and aged debt accounts, some of which literally are sold for 03% of the given total. The game is pure profit at that point, and the original creditor is out of the loop. Unlike our homes and cars and other property, the chain of title in debt accounts tends to disintegrate the more they are passed around, sometimes leading to harsh threats and lawsuits over utterly corrupt data. That's one big reason it's so important to question anything a collector says.

Received a couple of calls from this number with same recorded message. I had no intention of returning the call after I came to this site and read through the other comments. However, I did go to PRA's website and saw that they buy old credit accounts other companies no longer want and collect on their own behalf, not the original creditor. Found this excellent article on about.com

You're quite welcome, Kathleen. The collected wisdom of the financially oppressed shall set you free!

One other well of hope in the law is the part that allows you to bill your opponent for your own legal fees when (not "if" methinks) PRA loses the suit you could potentially file.

Thanks so much for your help Resident. I really appreciate your insight into this matter. I will look into everything. You have given me hope!

There are two good approaches here which will suspend the calls, on pain of retaliation from you if the calls continue. You could request validation and have a laugh as PRA fails miserably to properly respond, and/or work up an "intent to sue" letter based on any violations committed. Within that validation letter you can also restrict contact to certain hours or strike the use of voice altogether. If you're in a hurry you can give the total cease-comm, and again monitor for violation. The FTC material on debt collection describes how to do the latter, but for some reason shies from detail on validation. A few decent guides are linked below:

hubpages.com
collectorsexposed.com
debtconsolidationcare.com

My own response would be request for validation, on the theory that a collector this desperate may try to make a false entry on your credit reports. It's highly unlikely PRA would have proof of claim for an account dating back to the Reagan administration. A cease-comm reduces their options to reselling the account to some other clowns or (very stupidly) suing you. Disputing the claim frustrates that food chain a bit more, gives you a chance to kill the bug dead.

If the live caller won't divulge a mailing address it's not hard to find yourself. I wouldn't be too worried about lacking their file number or whatever. If PRA reps ask to speak to "Kathleen Whosiewhatsit" and that's your correct name they obviously have an identifier. They should have internal outbound call records they can cross-reference if you say "This number received calls on these dates and times", and so on. Whatever you send, pay the $5.54 for Certified with card and don't mark a signature anywhere. You don't want to find later you "signed" some false agreement you've never once seen.

Meanwhile I would keep careful records of all contact attempts to date. They may have done, or may someday do, something dumb (as in illegal) you can use against them. How often, what time, what was said, it all counts.

I don't have an account number to put on the letter because I won't give them the last four digits of my ss#. And they have not sent me anything by mail so I don't know how I can send the cease comm letter

I googled the cease comm letter. I am going to do that now. I have a feeling they won't go away. They are lowest scum on earth.

Yes, that's exactly what she said! Cease comm will be my next move. Thanks for your feedback. Do I do the Cease-comm through the ftc also? I live in California.

"She said I identified myself when I answered the phone."

Yeah, I'd like to hear PRA try that one in a courtroom. Technically they need an SS# to properly discuss the account by phone. Privacy for the consumer is a touchy part of the FDCPA. But you don't need to play their way and you were right to stonewall.

It's such a piddling and ancient account I can almost not believe they are wasting a rep's time trying to scare a payment from you, Kathleen. You are correct, that would be considered long expired debt by any state SoL. If PRA wants it badly enough, let someone spend the half buck mailing you a dunning letter as required. I would also consider a complaint filed with the Virginia AG, and if PRA continues jangling your phone, send a cease-comm with a few choice insults for its extreme bottom feeding.

I am getting calls from these idiots recently on a debt from 25 years ago to Sears for a couple hundred dollars. I called portfolio and they refused to give me any info unless I gave them the last 4 digits of my social security number. I refused and they got very upset and said they could not help me. I said I am not giving you any information to someone I don't know why you are calling. She said I identified myself when I answered the phone. They have a response to everything just to try and scam you for something that is too old to have any recourse. I had to turn my answering machine off and they call all weekend. It does not show up on my credit report. I filed a complaint with the FTC today.

These calls are deliberate harrassment. They can't be anything else.

I wish Jose had cited his source. I'm reading that New York's SoL for all forms of debt is six years. The case should have been dismissed on the first try either way.

Most of what "MaggotAssassin" said was correct. Where we differ is on expected behavior. Making a validation request of a third party collector automatically enacts a temporary gag order. Why tell them how to do their job? The most likely reaction, since the alleged debtor is making the agency work for a jackpot, is to quietly sell the account. But the collector may still decide to sue if the debtor is thought to have adequate assets and/or a weak case.

The critical takeaway is that this is never about Right or Wrong but whether the debtor is a profit source. The nice lady from "NYC" over three years ago began discovering that (and some typical debt buyer tactics) in one rude call. But she did something most won't; straightened her back and challenged the claim. PRA is known for desperate, dark-dwelling procedures, and sadly growing in strength because too many are uninformed and scared, the way they like prey.

PRA is posting a huge profit increase this year and this summer hired a gang of lawyers for its stable of lawbreakers. By the dozen they are winning stealth judgments, meaning assets frozen before the alleged debtor knows what happened, and often against the poor and working class.

Do not roll over for PRA or any collector, but don't ignore one either. The FDCPA grants each of us the private right of action, but it's powerless if we don't use it. Learn your rights at FTC-dot-gov.

Recently, a judge in New York ruled that Portfolio cannt collect on debts after more than three (3) years. Portfoliois based in VA, but has offices elsewhere, so their attorney in NY state sued a debtor for a 10 year old debt. Portfolio won the first two judgements, but lost the final appeal

there trying to coleect from a 31 yr old account and have added interest penalties from 1999?

hey portfolio recovery... go fuck yourself...

to whom it may concern ,i dont have any credit cards and havent had any for at least 10 years i dont know your sending me a bill thankyou glenda smith

Got the call, called back, they had left a message on the answering machine. They wanted me to verify the last 4 of my SSN. I refused. Got heated, I hung up. I called back, talked with a Karla. A debt collect agency in Norfolk, VA. I told her I don't give out personal info on the phone and for them to stop calling. She said they could not give me info about the call until I identified myself but they would put a 7 or 10 day hold on the calls. She gave an address for me to write to to stop the calls. I told her that in Texas all I had to do was to ask them to stop and that I was recording the call. She said she didn't give me permission to record the call. I said I didn't need permission and that the call was being recorded. She promptly hung up.
Will see what happens....

i have not been getting any calls this is about my account#5291152111009490. $254.09 is suppose to come out of my checking account on the 3rd of the month and i need to stop it for the next 3 months.it can resume on the 3rd of oct. i can't call because my phone has been shut off. i hope you can help me. thanks sue anderson

I think that to receive the mortgage loans from banks you should present a good motivation. But, one time I have received a credit loan, because I was willing to buy a bike.

They seem to be looking for someone else. After reading all of these comments, it's occurred to me that they may be a "legitimate" debt collector, and just working with bad information that they've been given. If some identity thief put my phone number down on a credit card application, then they'd think it was legitimate. It wouldn't be hard for someone with the same last name (mine's fairly common) to pick an address and phone number out of the telephone directory, and pretend to be "Mary Jones" instead of "Jane Jones".

Portfolio Recovery Associates, Inc.
120 Corporate Boulevard
Norfolk, Virginia 23502

portfoliorecovery.com

Any collection agency that violates the FDCPA may be sued. Consumers can find more information at ftc.gov

There is much controversy over statute of limitations in all states. Even within the states, judges don't agree on the dates which really does a lot for the whole situation.

Most of the time, if you approach these bozos with a formal letter sent certified mail, return receipt requested and tell them to cease communications until they fully validate the debt, they will sell it to another bozo collector who will proceed to attempt to collect on it. When I say fully validate the debt, I mean specifically state in your letter for them to provide documents proving you actually signed a cardholder agreement or contract for the debt they are pursuing, copies of all documents they have on file pertaining to the alleged debt and authorization from the original creditor that they as a collection agency have the right to collect upon the alleged debt. Do not accept a copy of a statement as a validation of a debt, it is worthless. They will try and use this to shun you and satisfy the requirement but it does not. That is why you must specify in detail the documents (any and all) they have pertaining to the alleged debt. Yes, it's a pain but so are they and they are relentless. In some cases, if you do not challenge it, they may turn it over to an attorney within your state and attempt to file a judgment against you for the alleged debt. They can win if you do not fight it and having previous evidence that you have fought it is necessary if it does come to that point.

Know your rights as a consumer and act against those who violate them.

The following is directly from the Fair Debt Collection Practices Act:

§ 809. Validation of debts
15 USC 1692g
(a) Within five days after the initial communication with a
consumer in connection with the collection of any debt,
a debt collector shall, unless the following information is
contained in the initial communication or the consumer has
paid the debt, send the consumer a written notice contain-
ing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days
after receipt of the notice, disputes the validity of the
debt, or any portion thereof, the debt will be assumed
to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt col-
lector in writing within the thirty-day period that the
debt, or any portion thereof, is disputed, the debt col-
lector will obtain verification of the debt or a copy of
a judgment against the consumer and a copy of such
verification or judgment will be mailed to the consumer
by the debt collector; and
(5) a statement that, upon the consumer’s written request
within the thirty-day period, the debt collector will
provide the consumer with the name and address of the
original creditor, if different from the current creditor.
(b) If the consumer notifies the debt collector in writing within
the thirty-day period described in subsection (a) that the
debt, or any portion thereof, is disputed, or that the con-
sumer requests the name and address of the original credi-
tor, the debt collector shall cease collection of the debt,
or any disputed portion thereof, until the debt collector
obtains verification of the debt or any copy of a judgment,
or the name and address of the original creditor, and a copy
of such verification or judgment, or name and address of
the original creditor, is mailed to the consumer by the debt
collector. Collection activities and communications that
do not otherwise violate this title may continue during
the 30-day period referred to in subsection (a) unless the
consumer has notified the debt collector in writing that the
debt, or any portion of the debt, is disputed or that the con-
sumer requests the name and address of the original credi-
tor. Any collection activities and communication during the
30-day period may not overshadow or be inconsistent with
the disclosure of the consumer’s right to dispute the debt or
request the name and address of the original creditor.
(c) The failure of a consumer to dispute the validity of a debt
under this section may not be construed by any court as an
admission of liability by the consumer.
(d) A communication in the form of a formal pleading in a
civil action shall not be treated as an initial communication
for purposes of subsection (a).
(e) The sending or delivery of any form or notice which
does not relate to the collection of a debt and is expressly
required by the Internal Revenue Code of 1986, title V of
Gramm-Leach-Bliley Act, or any provision of Federal or
State law relating to notice of data security breach or priva-
cy, or any regulation prescribed under any such provision
of law, shall not be treated as an initial communication in
connection with debt collection for purposes of this sec-
tion.

They left a message on my sister-in-laws answering machine for me. When she called their number to see who it was, the intro-message explicitly states it is a collection agency. This clearly violates the federal prohibition regarding third party disclosure. Furthermore, they were trying to collected on a debt that was discharged in 1990 for GE Capital. GE must be really hard up for money!

Just got this call on my cell phone. Number on screen was 800-772-1413, pre-recorded message to call 800-860-0644 and that it was a debt collector, Portfolio Recovery. I am not calling them back - I am not late on anything nor do I have old outstanding debts.

Portfolio Recovery Associates, owned by the master scammer Steven D Fredrickson, might be the biggest scam operation on this planet. Steven D Fraud should be his name. Don't ever communicate with them and NEVER send them any money, or it will only get worse.

Steven D. Fredrickson has been known to s*"k on his mother's c**k and someone at Portfolio Recovery told me that Steven D. Fredrickson still does this to this day. What a guy and it is nice to see that he is nice to his mother.

Steven D. Fredrickson has been known to s*"k on his mother's c**k and someone at Portfolio Recovery told me that Steven D. Fredrickson still does this to this day. What a guy and it is nice to see that he is nice to his mother.

Claire Arndt from Portfolio Recovery is a stinking pig - we should call her at 757-961-3537 and irritate her the way her and her POS company irritates us, right Claire Arndt you disgusting piece of rat backside.

This is nothing more than a RICO operation disguised as a legit collection agency - they are an illegal boiler room operation, albeit a very large "room" and really...these people, including the employees who are complicit in the criminal activity, need to be arrested and prosecuted...and they will be...just a question of when.

There is a derogatory picture of Muhammad on their website. As a Muslim, I am deeply offended by that and I have contacted them and asked them to please remove this picture off their website. I hope that they will do so or I shall contact them again.

This is their despicable website:

portfoliorecovery.com

Automated phone call from a company claiming to be a debt collector. I have no late payment debts. Turned over to State Attorney General. I believe it's a scam

woman on message with no name and no company name, just said "debt collector" (from Norfolk, VA address) and to call back... which I didn't of course... I have no debts. Is there anything that can be done about this scam?

I'VE RECEIVED THE SAME RECORDED MESSAGE NUMEROUS TIMES TELLING ME THEY ARE PORTFOLIO RECOVERY ASSOCIATES AND TRYING TO COLLECT A DEBT. HAVE NO CLUE WHY I'VE BEEN ONE OF THE UNFORTUNATE ONES THEY'VE CHOSEN TO HARRASS!!

What's so frustrating about this caller, they call several times a week and leave a message, spouting the number very fast. It took me a few weeks just to get to a piece of paper to write the number down. There's never a real person on the phone. Once I got the number and called it, they're never there! They say to call within certain business hours, but I've yet to reach them during those same business hours! I have no idea what or whose debt they're trying to recover, and it's driving me crazy!

ALWAYS a recorded message and wierd time of the day for debt collecters to call- sunday nights at 5:00pm weekdays at 8:00pm- we don't have any debt we owe so it must be scammers!!!! ANNOYING to get so many calls. At least 3-4 a week!!!!

This is from Portfolio Recovery Associates, a very low class collection agency.
NEVER SPEAK WITH THESE IDIOTS.
Their computer calls and asks you to call them back. The reason they do this is they have a system that when you call back, they have the phone number you are calling from including the name of the owner of that phone, they have the address of the phone number you are calling from. In other words, when you call back you are doing their work for them.
NEVER RETURN THIS CALL.
NEVER SPEAK WITH A DEBT COLLECTOR AND NEVER GIVE THEM YOUR BANKING INFORMATION - PERIOD.

Just send an email to qualityservice@portfoliorecovery.com and ask them to stop calling. They will comply.

My dad got this scam call and they said he owed money. They said they were a debt collection agency and they were trying to get his personal info. He told them to send him something in writing because he does not own a single credit card. They didn't believe him and he hung up on them. Later my sister checked my dad's credit report and he had no such debt that they claimed he had. Watch out for this phone call.

I believe this "Portfolio Recovery Associates" is involved with Bank of America (BOFA). My annoying calls started right after I opened an account there. Is there anybody out there that has an account with or noticed the calls started after getting a Bank Of America credit card?

left a message with company name and address in VA. THEY CALLED ME ON A SUNDAY AFTERNOON. asking to verify my SSN. i wouldnt tell them and they got mean and hung up. not very professional.

Recieved call on office phone. Called back and was told their computer system was down and asked to call back in 1 hr. Called again and asked them what this was regarding. I gave the lady the phone number (which they already had) and she told me it must have been taken out of the database as an error because there was no record. She did not ask for money or more information. Mysterious.

Same as others have reported, however, the voicemail also mentioned company name Portfolio Recovery Associates and their address 120 Corporate Bvld Norfolk, VA 23502

I found free letters on adviceontime.com that you can mail to this a@@holes to get them to stop calling you. They also have an article on how to deal with them. Fight back, they have to respect your legal rights.

PORTFOLIO RECOVERY ASSOCIATES SEND A 1099C FORM TO YOU?
debtconsolidationcare.com

This number has been calling me for weeks. When I answer, there is no one there. When I let my machine pick it up, they leave no message. This is getting extremely annoying. I am on the do not call list.

Calling all the time. Same as others. Recorded message about debt collection. Not sure what good it does to post about it here, but there it is.

If you get a message saying to call them back do NOT do it. There is a machine you attach to your phone that sends junk calls to your answering machine or out to oblivion so your phone doesn't ring. If you answer the call you are letting them know yours is a "live" number and you will continue to receive calls plus they will sell your phone number to other scammers. Be Patient, Do not answer and in three to six months the calls should subside.

Thank you SN for that information. They just called me and I just got this phone number yesterday. Heck I don't even know my own number so I know they shouldn't have it.

please stop calling my phone

If you get a call regarding a debt from Portfolio Recovery, you will be harassed on the phone. They will deny you any proof of the said debt. Please file a complaint with the FTC (Federal Trade Commission). Here is the website for the complaints:
rn.ftc.gov. Fill out all information on their form. File a complaint for every call that is made to you. Portfolio also does unauthorized credit checks on your credit report. Go to freecreditreport.com get a free credit report. Put a fraud alert on your credit report so that nobody can run a credit check on you without your authorization. Good luck.

I got a call saying I opened a credit card in 1993 in a name I have used in over 20 years. Barbara Crum was the name of the representative that I spoke to. She asked for my business number which I flat out refused to give her. I actually *67'd Portfolio on my cell phone but they still got my number and called me back. I told her that was not my name in 1993 and that I would not have opened an account or credit card in that name. She said I owed $2,100 but would take $1,075 as a settlement. I find this odd that a company would take 1/2 of what you really owe. Well, I do not have a credit card in that name nor would I have opened one in that name. I tried to explain this to Barbara Crum but she keep talking over me to the point where I had to tell her to SHUT UP!! Finally, she stopped and let me speak, unbelievable. Is this how you get people to pay a debt, by bashing them and screaming at them? She even offered me her home phone number, which I said "no thank you" to. I asked for backup of the original debt owed and was told that they do not have it. So, I said you get nothing, not one penny unless you can prove I owe the said debt. I finally hung up on her and filed a complaint, excuse me, I filed two complaints with the FTC (Federal Trade Commission). If you want to file a complaint go to: ftc.gov and file a complaint. This harassment must stop. They also illegally do credit checks on your credit report without your authorization too. BEWARE!!!!!

They even call on Sundays mornings before 8:00am. Voice says to call 800-860-0644 about a debt.

Lady called twice in one day for person unknown. Called again and said "uh uh" and hung up. Would not give name, but, phone number did appear on caller ID. Found this website. I have a phone software zapper, they will not get through again. They have been ZAPPED.

We've received about 4 of these automated calls according to my wife. We may have received more but our answering machine was offline for a while. After this last automated call, I called the 800-860-0644 number and got a recording saying they are Portfolio Recovery Associates and telling me their working hours. When I called they were closed and I was offered to leave a message but I didn't. I'm going to look into blocking their number.

I called these people back to give them a cease and desist with the phone calls. When I gave them my home number they tried to match it with a woman that rented my house from the previous owner. I have lived at this address and have had the same phone number for over 10 years. There must have used her old address and matched it to mine to find MY number. There is no way this woman had the same phone number. This woman must have owed someone money because we used to get postal mail from connection agencies address to her.

Thanks David adviceontime.com still has that free letter and it worked. Thank you so much i was getting so pissed.

constant calls with recorded messages, doesnt leave company name which is a violation

THIS IS A SCAM. This company makes cold calls leaving messages that you owe money. You call back and they first demand your name and address. They apparently then sell this information as a database, such as for reverse phone number lookup directories.

Suspcted scam - DO NOT CALL BACK OR GIVE ANY INFORMATION !
They claim to be collecting a debt owed by someone not at this address.

I have these incessant messages. Now I know I'm not the only one and will ALSO be reporting them to the FCC or whatever division supervises these people.

I just talked with them, and had a fine interaction. I called - they answered. I said "you keep calling and leaving messages, and I'd like you to stop". They said - what number are you calling from. I gave them the number. They said - looks like we are looking for "Bob". I said I don't know who that is. They said - Ok - thank you. Not positive that the calls will stop. But otherwise it was a prefectly professional call.

called on a sunday night ... was a message ..

This company is NCO Financial & seems to have connections with Calvary Portfolio. They recently shared the number 918-280-0811 with slightly diffent addresses in AZ. Their specialty is "junk debt". We need to file everything we can think of against them.See buddhibbs.com or ripoffreport.com Budd is a consumer advocate. There are over 300 reports on NCO alone.

Got the same message as everyone else. If this co. was legit it would identify itself on the message. I am so sick of junk like this. It must be a scam if everyone else had a bad expereince with them. Like I don't have enough to do already...I have to field calls from people like this!

I had also been getting this message on my machine. I called back, asked the name of the company--she wouldn't say (refused--"There's lots of companies in this building. Which one are you calling?" I responded, "The one who called me." She knew what # I was calling from; she then told me who they were trying to get a hold of (not me), and then said they would take me out of their computer. I mentioned I saw on a website that a lot of people seemed to be getting called by them, and to make sure they got rid of my #. She thanked me (sincerely--I'm sure.)

Woman was rude and hateful but dont want to give info or id themselfs.

Woman was rude and hareful but dont want to give info or id themselfs.

a woman telling us to call back and talk about settling a debt from a bill collector

Please return my call. This communication will be with a debt collector and any information obtained will be used for that purpose.
No name or mention of company.

Recording has called me at least once a week for over 6 months. I do not owe anyone and my number has been on the "do not call list" for years. I will pursue reporting.
Thanks for all the other comments, now I know what it is and can make a plan.

I got the same message on the machine as everyone else here.

Same story. A recorded message ask me to call back regarding some debt collection on a Sat night. It is just stupid to call ppl to call back.

PORTOFOLIO RECOVERY ASSOCIATES -SEE FORUM COMPLAINTS.

debtconsolidationcare.com

Hey guys there is a free website that someone posted on here earlier that really does work to get rid of these annoying people. go to adviceontime.com they have a lot of useful info. hope this works for you too.

We have received these calls several times. Same as others. Very annoying. We have no debts. What recourse do we have? Can we file a complaint with the FTC? I don't care if I get anything out of it, as long as they are fined or punished in some way.

Same people. Same message. It goes directly to my voicemail and the phone doesnt even ring. Checked with all credit bureaus I owe no debts, I asked who they were they said Portfolio Recovery Associates. I reported them to the FTC also b/c they are violating Fair debt collection act.

Portfolio Recovery. Jerks. Sent them a cease and decist letter via certified mail Saturday (4/7). Apparently they haven't rec'd yet (it's 4/10). If they have, they are violating the Fair Debt Collection Act.

Just reporting same story as everybody else. I have no debts. Sounds like a scam for sure.

Recording of a woman's voice, "calling to collect a debt". Then gives this 800 number: 800-8600644.
Very strange, too, our caller ID did not show the number where it was calling from. It must be some sort of spamming junk! What creeps!

Called my place of business. Woman's pre-recorded voice asking to call 800-860-0644 at the earliest convenience. End of call. I did not call back, as this is a business and do not want these calls here.

As stated above, this is for a junk collection recovery service. They apparently call whatever phone number they have on record without verifying who it belongs to - even if the phone number has had a new owner for years.

See this thread:
groups.google.bs

Pre-recorded message left on my answerine machine: "Please return my call. This communication will be with a debt
collector and any information obtained will be used for that purpose".
You think anyone is going to return a call like that?

I got called 9 times. I finally called, they asked about some lady I've never heard of. Then they said, "thank you".

Weird

We get the message on our
answering machine several times per week, the same as others report here: call the 800 number about a debt collection, but no details. We don't owe any uncollected debts.

Has been calling our home number and leaving messages for someone we don't know. Some debt collector who's been pestering us for about 3 months now. Really annoying.

Continued calls for a debt I don't owe, nasty people harrassing me.

When I called to ask what this s about the person asked for some name that I never heard of nor has ever lived here. They have called before and left messages about trying to collect a debt.

Portfolio Recovery Associates
P.O. Box 12914
Norfolk Virginia 23541
Junk Debt Collectors

I keep getting these voicemails about calling this number and it's for debt collection. No company name is given, or a persons name to contact/ask for. I don't owe anyone. It's obviously a scam, but wish they'd stop calling me. I've had over 20 calls in two months.

Calling for a debt. I don't owe any money, so I know it is a scam. The man verbally harrassed me, called me names, then hung up on me after threating to see me in court. Would not give company name, or who I was suppose to owe.

Calling about debt collection or something. No campany name or anything. Obviously a scam.

i called the number, asked for the company, no response, advised them to stop calling me, the person proceeded to argue with me, asked me for my name ... refused to give and asked what name they had ... convo deteriorated from there ... told them to stop calling and i'm reporting to the FCC and FTC

I've gotten this call around 30+ times now at my work number. Assume it's a scam as I'm not in debt (and the message leaves no company name)

We've been called several times this week and don't owe money. I am not going to call, but am glad to hear that I'm not the only one who is experiencing this.

I work for a bank. We got a voip number two weeks ago and they continue to call us. I called and announced I was recording the call and ask for the name of their company and the lady hung up after telling me to get over it wrong numbers happen. Anyone know who I can report this to?

Dept collection call with no name. I just got the number through a voip service for my business. I owe no man.

same as others. The woman says to call back and talk to a debt collector. No mention of the company or debt.

Called 4 times on 12-18-06. Same message call back and talk will be about a debt

Some woman telling us to call this number has been calling us constantly. Says it is for a bill collector collecting a debt. We don't owe anybody anything. Must be a scam.