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Who Called Us

The phone is ringing, and I don't recognize the number,
All Caller ID says is, "NAME UNAVAILABLE".
Please help me figure out who is calling and what they want

Portfolio Recov
Norfolk, VA
23 calls reported from this number. According to 6 reports the identity of this caller is Portfolio Recov

Report a phone call from 757-321-6270

Comment on calls from 757-321-6270

15 Comments

December 21st, 2009 MaggotAssassin FL

Portfolio Recovery Associates, Inc.
120 Corporate Boulevard
Norfolk, Virginia 23502

www.portfoliorecovery.com

Any collection agency that violates the FDCPA may be sued. Consumers can find more information at www.ftc.gov

There is much controversy over statute of limitations in all states. Even within the states, judges don't agree on the dates which really does a lot for the whole situation.

Most of the time, if you approach these bozos with a formal letter sent certified mail, return receipt requested and tell them to cease communications until they fully validate the debt, they will sell it to another bozo collector who will proceed to attempt to collect on it. When I say fully validate the debt, I mean specifically state in your letter for them to provide documents proving you actually signed a cardholder agreement or contract for the debt they are pursuing, copies of all documents they have on file pertaining to the alleged debt and authorization from the original creditor that they as a collection agency have the right to collect upon the alleged debt. Do not accept a copy of a statement as a validation of a debt, it is worthless. They will try and use this to shun you and satisfy the requirement but it does not. That is why you must specify in detail the documents (any and all) they have pertaining to the alleged debt. Yes, it's a pain but so are they and they are relentless. In some cases, if you do not challenge it, they may turn it over to an attorney within your state and attempt to file a judgment against you for the alleged debt. They can win if you do not fight it and having previous evidence that you have fought it is necessary if it does come to that point.

Know your rights as a consumer and act against those who violate them.

The following is directly from the Fair Debt Collection Practices Act:

§ 809. Validation of debts
15 USC 1692g
(a) Within five days after the initial communication with a
consumer in connection with the collection of any debt,
a debt collector shall, unless the following information is
contained in the initial communication or the consumer has
paid the debt, send the consumer a written notice contain-
ing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days
after receipt of the notice, disputes the validity of the
debt, or any portion thereof, the debt will be assumed
to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt col-
lector in writing within the thirty-day period that the
debt, or any portion thereof, is disputed, the debt col-
lector will obtain verification of the debt or a copy of
a judgment against the consumer and a copy of such
verification or judgment will be mailed to the consumer
by the debt collector; and
(5) a statement that, upon the consumer’s written request
within the thirty-day period, the debt collector will
provide the consumer with the name and address of the
original creditor, if different from the current creditor.
(b) If the consumer notifies the debt collector in writing within
the thirty-day period described in subsection (a) that the
debt, or any portion thereof, is disputed, or that the con-
sumer requests the name and address of the original credi-
tor, the debt collector shall cease collection of the debt,
or any disputed portion thereof, until the debt collector
obtains verification of the debt or any copy of a judgment,
or the name and address of the original creditor, and a copy
of such verification or judgment, or name and address of
the original creditor, is mailed to the consumer by the debt
collector. Collection activities and communications that
do not otherwise violate this title may continue during
the 30-day period referred to in subsection (a) unless the
consumer has notified the debt collector in writing that the
debt, or any portion of the debt, is disputed or that the con-
sumer requests the name and address of the original credi-
tor. Any collection activities and communication during the
30-day period may not overshadow or be inconsistent with
the disclosure of the consumer’s right to dispute the debt or
request the name and address of the original creditor.
(c) The failure of a consumer to dispute the validity of a debt
under this section may not be construed by any court as an
admission of liability by the consumer.
(d) A communication in the form of a formal pleading in a
civil action shall not be treated as an initial communication
for purposes of subsection (a).
(e) The sending or delivery of any form or notice which
does not relate to the collection of a debt and is expressly
required by the Internal Revenue Code of 1986, title V of
Gramm-Leach-Bliley Act, or any provision of Federal or
State law relating to notice of data security breach or priva-
cy, or any regulation prescribed under any such provision
of law, shall not be treated as an initial communication in
connection with debt collection for purposes of this sec-
tion.

January 1st, 2009 Bubba Don

This call started with a msg asking to call a number but before the number was read completely a person came on the line. They advised they spoke to a person with a name containing parts of a relative and the ex's maiden name. I spoke to them and advised them of the ex's real name and also advised them its been over 15 yrs since I've seen her. They said they would take my number off the list but it sounds to me that this collections company just has a computer spit out all variations of contact info to seek a potential alias for the person they want. Thing is, they claimed they spoke to her at my number just five days earlier. Now any serious business would have electronic ID on any number that called them. Just another cheap business using folks to cover the cost of doing real business. The woman I spoke with was polite and sounded mature. Said she was from Tenn. I'll bet she answered one of thos ads in the tv guide or star to earn extra income.

January 23rd, 2008 Very Mad CA

Finally I found this Portfolio Recovery toll free number 18007721413... I spoked to this lady and she told me they were looking for Cong Tran... no such person.... I told her the calls are very annoying and she told me she will take my number off thier list. hopefully today will be last time... If not I will report them to the PUC since I am on the do not call list.
FYI... call the toll free number and to be remove from thier list. Hope this help.

January 23rd, 2008 Very Mad CA

Very annoying. Every 7:09 pst called and when answer it will hung up. Calling them back and it said about Anchor Receivables... ?

December 26th, 2007 Texas TX

Called at 8:45 AM (I guess that's legal?) and asked for someone who doesn't live here...never heard of them. Asked them to take my number out of their list & hung up on her.

November 20th, 2007 Dan CA

I have received a couple calls from this number. I have not answered. My cell phone number used to belong to a guy named Kenny who apparently is a deadbeat. I have had the number for over a year and creditors are still calling for him.

October 27th, 2007 Sky OH

They called this morning, bright and early at 8:30am stating that they were calling for "Crystal Profit", and no this is not me,, and they are collecting a debt owed. Said to call a 1-800 #, which I didnt have anything to write with,, they just woke me up. The automated machine said I need to call THEM or there would be ACTION taken. Since I didnt have anything to write the 1-800 # down, when call was over I *69 em and it gave me this number 757-321-6270. I called it, and listened to a bunch of jiberish saying they were "Anchor Receivables Management", and funny enough even though they called me,,, I got a answering machine telling me to leave a message...!!!!! And no, I didnt. I dont know much more about this number, but yes, I will be looking into this one...

August 2nd, 2007 Kramer PA

These fools at Anchor receivables call me every day - actually every hour on the hour - for someone else. They've been informed they have the wrong number and persist.

I've used select call forwarding to forward their hourly calls back to their own main switchboard, carry on Anchor - my family & I are having a ball watching you waste your time!

July 3rd, 2007 GMc

I have been called by this number for months on end. I answer, say hello at least twice, then I am hung up on. This is grating on my nerves...

May 23rd, 2007 ETD GA

This number calls all tumes and hours of the day asking for the wrong person.
Very annoying.

May 14th, 2007 AMH NC

Left a message from someone whose last name was ortiz and a contact name for a company they were seeking payment from. On my cell phone on Mother's day evening. Get that. First call will see what's up.

March 22nd, 2007 TH NY

Company calls my phone and asks for someone (not me) and I tell them they have the wrong number, and they still told me to have him call them back.

January 27th, 2007 JLB IL

Annoying. Calls 2-3 days a week.

December 9th, 2006 Mike MA

I got this call this afternoon. It just said it was from Virginia. I didnt pick up cause i didnt know who it was. Very annoying.

October 17th, 2006 EOJ AL

This number called me at 6:00 in the morning and then hung up. Turns out it's a debt collection agency (Anchor Receivables) that is calling for someone named Jim Lefurno (not me). They have now called me twice more, from different numbers.