Who Called Us

Donna: Like I was trying to tell Kat in December, the collections rep can't legally reveal much to you unless you identify as the targeted person. If you're not the lucky victim, send FAMS a cease-comm via USPS Certified with return card. The FTC and many consumer watchdogs explain how to draft one.

I just called one of the other numbers listed and gave the guy my phone number and he said he doesn't see it listed so it must have been a wrong number. Sure...

This number called my house last night and I called them back today and the person couldn't give me a name they were looking for and asked if anyone in the home owed a student loan, any owed taxes to Georgia or Maryland, etc. Asked if I fit any of the 4 categories she mentioned. I said no and even if I did, I'm not answering anyone who can't tell me who they want to talk to.

THESE PEOPLE ARE IDIOTS- CALLED THE NUMBER BACK AND AFTER GOING THROUGH A LIST OF WHO THEY COLLECT FOR, I TOLD THEM NEVER HAD ANY OF THOSE- THEN THEY TELL ME MY NUMBER ISN'T EVEN IN THEIR SYSTEM- THEN HOW THE HELL DID YOU CALL ME?!

Calling the workplace to apply pressure and make threats of garnishment, or threats of arrest or a lawsuit, is illegal for a debt collector. Again, read the rules, see if FAMS can be sued by *you* for the hassle.

I was happy to lie to these d-bags and tell them that my co-worker no longer works with me. They actually wanted to set up a garnishment on her as if they are actually owed something. Jack, we know you work for this company, stop defending them and find a new line of work.

Kat, the collector may have very little to go on, not even your SSN. Debt accounts are assigned and sold in bundles, often rife with faulty data, names mixed up, wrong numbers, and so on. A matching SSN pinning you to an account would release the rep from having to pussyfoot under privacy rules. You have no obligation to help anyone with skip tracing, nor do you have to say a word if you owe anything. Move the whole exchange to a paper trail if it continues, and document all calls.

All: If you are receiving repeated, misdirected, and/or abusive calls from a third party debt collector, you may find relief in the provisions of the FDCPA, the Federal law which regulates collector behavior. Learn your rights at FTC-dot-gov. See also your state laws for additional support.

Thsi company called my home at 8:57pm (annoyed that I answered but my child was just falling asleep) someone ask for a name that didn't exist (legally) I asked who's calling the guy said his name and repeated that he was looking for "name" I said no one with that name here. He proceed to berade me that he asked for that "name" and i said who's calling and now I say that person doesn't exist. the name is my first name and my husbands last name . This name doesn't exist anywhere legally I never changed my name. I said sorry i thought you ask for me (Giving my name) and no one here legally has the name he was requesting then he changed the name to somethign completely different but wanted me to verify my SS#! Absolutley not i said adn got got very rude and said he would call back later i told him not to that I would be contacting a lawyer. He hung up on me. I was curous to know where or what that call was all about and I come here and see this crzyness I have been in college since 1989 and have nothing in the name that they were requesting how do these people get this inforamtion? It concerns me that they actually have my SS# to verify?

Name Name Type
FINANCIAL ASSET MANAGEMENT SYSTEMS, INC. (fams.net)

(Courtesy of the Georgia Secretary of Corporations website)
Profit Corporation - Domestic - Information

Control No.: K321089
Status: Active/Owes Current Year AR

Entity Creation Date: 8/20/1993

Jurisdiction: GA
Principal Office Address: 1967 Lakeside Parkway
Suite 402
Tucker GA 30084
Last Annual Registration Filed Date: 1/23/2009
Last Annual Registration Filed: 2009

Registered Agent

Agent Name: MELANIE NORVELL
Office Address: 200 Ashford Center North
Suite 500
Atlanta GA 30338
Agent County: Dekalb

Officers

Title: CEO
Name: Jerry Hogan

Title: CFO
Name: John Kahn
Title: Secretary
Name: John Kahn

They will not stop calling regardless of what information you give them. I have tried but they continue to call my number even thought I am not the person they are looking for nor do I know them. They do continually violate the laws governing credit and I have reported them on a number of occasions. I'd also add that these people are not looking to help students get money for collage because NO money they collect goes back to help students.They are only interested in lining their own pockets. My guess is that "Jack" is one of these bottom feeders since he is defending people who operate outside the law. We need some strong federal regulations to be put in place to deal with these shady companies. Contact your representative and senator and see if we can get a little help dealing with these scumbags.

Financial Asset Management Systems is a legit business. They do administer wage garnishments on behalf of the department of education. If you are not the person they are looking for all you need to do is talk to them on the phone, explain it to them and give them a different DOB / lst 4 of social even if it isn't yours to get them to stop calling. Just have to be polite and not act guilty. If you hang up they take it as a sign that you are the person you are looking for. Plus, I see comments about them being bottom feeders... I went to school and took out loans. I am paying mine back. I don't understand why the people who borrowed this money can't do the same. Many of them have gone 15 + years without paying these back. They are the true bottom feeders not the people getting money back to the students who need it. Just my opinion.

P.S. From other things that I learned...they are the some of the worst bottom feeders.

I did some internet research on this company. Their Cooperate Office is: 2859 Paces Ferry Road, Suite 510, Atlanta GA 30339. Their operations address is 1967 Lakeside Pkwy, Suite 402, Tucker GA 30084. The 678-254-3300 number can NOT be blocked by AT&T. I have asked. It is a collection agency, and they lie.

They keep calling an employee of mine. How they even got this work number, I have no idea. This is a waste of company time, and I'm not sure how to stop it.

I don't even have any students loans. Why are they calling me? They must have the wrong me.

I got a message from Lydia asking her to call her on 888-668-6920 x3126; she gave me the same story.....she was working for the government and was trying to collect on my Student Loan - even though I have only been out of school for only two years; they even want all $39,000. She is calling me at work (very persistently, I might add, to a point where she is having me located within my office) and on my cell phone. Back on 2/19, she got in touch with one of my colleagues, and I'm now being threatened with garnishment by her and her "manager".

Called my office today said "Can I talk with attorney." She didn't even know his name. I said he wasn't in and she asked for voicemail and I told her I couldn't transfer her to voicemail(which is actually true) and that she would have to leave a message with me. Well she obviously thought I was lying and told me, "Well if he's not in the office I will call his cell phone." Be my guest! She didn't even have that number, his cell never rang. They are very rude and I am looking forward to the next call from them!

still calling. won't stop. very rude.

They called again today. They introduced themselves as the Dept. Of Education, Garnishments.
Well, we all know that they aren't actually the Dept. of Education.
I wonder if the US Dept. of Education knows that these ppl are using their name??
Anyway, they wanted payroll dept. for garnishment.
When I questioned which state they wanted, they hung up.
hmmm....they don't like to be questioned I see.
Collection services, i hate them with a passion.

OH, called back again after getting a voicemail system, instead of a live person. Wanted the name of the head of payroll so she could make a garnishment.
I told her that I could not give out that name, she hung up on me.

Called here about 10 minutes ago for our payroll department. Said she needed to speak to someone about a garnishment.
I put her through and she got the department voicemail. I saw it pick up. No message left.

They suck. I love the line of asking to call them without saying what it's for. Like anyone would do that anytime.

These people are rude!!! They called this business, ask for a person who does work here. We have asked them not to call here, they are tying up our phone line and stopping us from receiving customer calls. I told Theresa(the person who keeps calling) not to call again and she won't listen. The debt that is owed is not mine it is between Finanical Risk Management and the employee. They have his cell number and his address, call and/or write him. I am starting to get very annoyed by these jerks!

P.O. Box 81404 Atlanta, GA 30341 they are scanm they do not work for or afiliated with the dept of education. they are not legit look them up and her name was kim very rude and uninformed and wanted my ss number be smart and informed

I answered a friends phone & the person on the other end wanted me to verify information. He said all I had to do was listen and he would give me the information and I was supposed to verify what he was giving me was correct or not.I told him I would not verify anything and for him to loose the phone number. He mentioned a place of employment my friend worked at about 10 yrs prior.....why would give me an address of the person and the work address was over 3000 miles away? I hung up on him after telling him to loose thenumber and never call again...

Ever wonder where drug addicts, prison parolees, and newly released mental patients go? They become debt collectors....oh.....that's why they are BRAIN DEAD DIRTBAGS!

They keep calling asking for a Rebecca Allen and no one by that name lives with me. I don't even know a Rebecca Allen.

Also, when you recieve these calls more than once, when they ask for you put them on hold till you get yourself. Keep them waiting. I would like to see the whole call center on hold.

What I do with these calls, and I wish everyone would is to call the 800 number when you have nothing to do. Run up their phone charges as often as possible. I also stuff junk mail into prepaid reply envelopes and send those company's some junk mail. Maybe they want some pizza coupons. They have to pay more than regular rate on recieving these through the mail. Anyway let them deal with junk mail for a change.

They leave a garbled first name saying it's important to call 888-668-6020 X195 - caller id gives 678-254-3300. No one here has been a student for over 45 years & no loans from that. Probably an incorrect skip trace that is extremely irritating. These people are scum bottom-feeders.

They called my home number & my cell number. I have no student loans nor do I have any past due loans.
I suspect they are verifying contact information for some commercial lending institudion.

They are a Dept of Education student loan agency. Anybody with a common name will end up hearing from these people due to the search method called skip-tracing. It's a real nuisance and violation of privacy, since the only way they can remove you from their list is to verify your social security number.

When asked who they were they said that they were from "the Department of Education!"

called twice this evening, left no message. Out of Area.

they called and left a message that i must call back
well i wont call them back thanks

they just called me too and left a message to call them..Now i see they are a student loan collection, I blocked their number i hope it works

I can confirm that this number is indeed student loan collection company. They have been hounding me for months.

The company is called Financial Asset Management Serv. P.O. Box 81404 Atlanta, GA 30341 The toll free number is 1-888-668-6920. Its a student Loan collection place among other things.

They have called my cell phone on three different days and times, I did not answer because I did not know who it was, but they also callde my work. If anyone find out who these people are I would love to go after them for abusing the phone system

they call and ask for me, but wont say who it is then they ask for my cell phone number and if im at work, then they asked where i was..