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Who Called Us

The phone is ringing, and I don't recognize the number,
All Caller ID says is, "NAME UNAVAILABLE".
Please help me figure out who is calling and what they want

Portfolio Recovery Associates
Wichita, KS

Debt collector

Portfolio Recovery Associates, LLC.
120 Corporate Boulevard
Norfolk, Virginia 23502, USA

(757) 519-9300
PortfolioRecovery.com

18 calls reported from this number. According to 7 reports the identity of this caller is Portfolio Recovery Associates

Report a phone call from 620-860-2755

Comment on calls from 620-860-2755

14 Comments

February 12th, 2013 Resident47 RI

Nobahd, the only clear observation is that, like Marie, you're too full of steam to *fully read* and comprehend what I've had to say about PRA and your rights which they enjoy violating. If, as I've advised hundreds of times on these sites, you read the FDCPA and the FTC material on debt collection you will find that you have not "called me out" on anything. I am merely condensing your best defense options when a third party collector has your name on some moldy account, *OR* when the collector wants someone who is not you.

I'm sure you did inform PRA reps "many many" times they had the wrong guy, and did so only verbally. The worst agencies think you're a liar and keep calling some more. That is why I stress using real ink and paper and Certified Mail. You might have saved yourself 35 months of grief with a single notice. The mint green receipt card makes it much easier to win a lawsuit (and not "suite") if the agency is dumb enough to ignore your written "shut up" order.

Laws can't help you if you don't understand how to use them. So sorry if my trying to provide guidance is so offensive. Call me a shill if you like, but no current employee of a scofflaw debt collector is going to carefully explain to you precisely how to ruin its plans for you and your assets. Anyway, you don't have to listen to me. Here's some newer beginner's help material on the FDCPA from the CFPB in Q&A format:

www.consumerfinance.gov

February 8th, 2013 Nobahd WA

What i do with these PPL becuase they will never stop calling, and started getting these calls almost 3 years ago when i got a new cell phone number, is just troll them. They will keep talking to you while you troll them and its hilarious. I'm currently sueing this company and looking at 15k for harassment, so i advise all of you to do the same if this place keeps bugging you.

February 8th, 2013 Nobahd WA

Resident47 you are a complete moron,and are clearly work for this company and are ging to defend it even thou prove is in the pudding. Ill straight up call you out, "If PRA or any other agency thinks you owe something, be sure to respond on real paper to its federally required dunning letter with a dispute and validation request, adding that you either restrict or revoke consent to call again." this is your quote well how come i live in Washington State in the city of Seattle, own my own company with a phone number you guys keep calling every 2 weeks for the past 3 years? I have told your company many many many many many many manyt many times to stop calling me, this i dont know nor am i this guy "DYLIN SOULSBERRY" and yet you keep calling? in fact i got a call from you guys this morning, and im about to win a 15k dollar law suite from sueing you???

February 5th, 2013 class action WA

Portfolio Recovery Associates, LLC, is a junk-debt buyer that collects on outstanding account balances. A junk-debt buyer purchases delinquent or charged-off debts from a creditor for a fraction of the face value of the debt. According to the Public Access to Court Electronic Records (PACER), Portfolio Recovery Associates has been sued about 1,300 times in the last 3 years. In fact, in 2011, Portfolio Recovery Associates was sued 700 times for harassing debt collectors. That’s two lawsuits a day, every day, for an entire year! Additionally, the Better Business Bureau processed almost 1,000 billing/collection issues regarding Portfolio Recovery Associates in the last three years. They are a fraudulent company, since half of their debts are even legitimate and were simply still on the "fiscal portfolio" they purchase in bulk, even tho the issue had been resolved.

After dealing with these scumbags several times, about how they attempted to collect on a hospital bill that was covered by insurance. It took me getting them on the phone with the hospital staff and my insurance companies to end their pursuit. However instead of chalking it up to their error and a loss, they sold off that false debt to another company based out of Mexico City. This company needs to be stopped. They hide behind loopholes in the law, use gestapo tactics, and scam people (usually elderly with memory problems) out of money every day. Only about 1/4 of their practices are legal or legit... The rest of the time these are thieves hiding behind a telephone.

January 24th, 2013 KC BS CA

Tell me I owe due to the Chiefs suck! There very harassing and claim false info! Don't ever give personal info to these guys! Hang up or mess with them as I do! They will never leave voice mails chicken shits!!!

December 7th, 2012 Bill Armbruster CA

Portfolio Recovery Associates, 500 W 1st Ave, Hutchinson, KS 67501
Mr. Bill Armbruster, (620) 662-2800 Fax: (620) 662-2777 (800) 383-8013
www.portfoliorecovery.com

November 13th, 2012 Resident47 RI

Marie, I have to question your reading comprehension if you think I am ''legitimizing'' PRA. You obviously didn't see that other thread I linked back in April, either. If you're sure your Mom was taken for a ride, I hope you helped her to file suit before it was too late.

October 30th, 2012 Marie MO

To Resident47: I have to question your comment. You are the only person legitimizing this company. Multiple sites and personal experience have shown me that this company is what is known as a zombie debt collector. They stole over $1200 from my mother in law, a little old lady who lives on her social security. They convinced her she owed a debt over 5 years old from a company that she does not remember nor has any recent history of being in business. FRAUD!

September 19th, 2012 Cindy CA

??? Did not leave a message.

April 5th, 2012 Resident47 MA

Well, it's not a false debt collector, but I'd agree with Kyle that PRA's practices have been historically misleading when not outright fraudulent. I've written about PRA on this site many times, but this thread should give everyone a pretty good start in raising proper disputes and deflecting this agency's abuses:

(9145130163) whocalled.us

If PRA or any other agency thinks you owe something, be sure to respond on real paper to its federally required dunning letter with a dispute and validation request, adding that you either restrict or revoke consent to call again. Given the industry's documented need to break laws to get at your assets, you should dispute even if you agree slightly with its claim.

If the account is not legally collectable, or it's simply not you they want, you're free to send a full cease-comm, cutting off all contact. Send all notices via USPS Certified with return card. The FTC and many consumer watchdogs explain how to draft them. Pay close attention to all communication and document it well. If those contacts yield legal violations, you may collect from *them* through a judge or arbitrator.

Learn how to exercise your FDCPA rights as an alleged debtor at FTC-dot-gov.
www.ftc.gov

April 4th, 2012 BLT CA

Called my Cell today. Hung up. No message. :0)

February 23rd, 2012 Y AZ

Stay away from these guys! From what I understand they're pretty blatant thieves.

November 9th, 2011 Kyle CO

This is FALSE Recovery aency. They have no facts or data but try to solicit information from whomever they call. BEWARE! This is a scamming company trying to access your personal information.

October 25th, 2011 x MD

no idea who this is!