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Who Called Us

The phone is ringing, and I don't recognize the number,
All Caller ID says is, "NAME UNAVAILABLE".
Please help me figure out who is calling and what they want

Bank Card Srvcs
Grand Rapids, MI
147 calls reported from this number. According to 27 reports the identity of this caller is Bank Card Srvcs
Who CalledCaller IDDate
V052214470700862013-05-23
unknownbank card srvcs2013-07-08
UnknownBank Card Srvc2013-06-27
unknownBank Card Srvcs2013-05-24
unknownBank Card Serv2013-05-15
unknownv032215254100932013-03-22
UnknownLower Interest2013-03-13
UnknownLower Interest2013-03-14
unknownunknown2013-03-08
unknownV030511345700602013-03-05
unknownv03511345700602013-03-05
unknownLower Interest2013-02-15
telemarketerZeeland, MI2013-05-07
SCAMMERS 5:23pm SHITBAGSBANK CARD SRVCS2013-05-21
SCAMMERCROOKNAME NOT FOUND2013-04-08
scammerbank card srvcs2013-05-08
scammerlower interest2013-02-17
SCAMBank Card SRVCS2013-07-09
ScamBank Card Srvcs2013-07-02
ScamBank Card Srvcs2013-07-02
ScamBank Card Srvcs2013-07-02
scamBank Card Servs2013-06-21
ScamBank Card Srvcs2013-05-26
ScamLower Interest2013-03-07
PHISHING SCAMMERLOWER INTEREST2013-02-21
phishing scamlower interest2013-02-18
PHISHING SCAMLOWER INTEREST"2013-02-05
no ideanone2013-03-08
n/alower interest2013-02-21
LURCELUCRE2013-02-16
Lower Interestunknown2013-03-29
IS THE SAMELUCE, INC.2013-02-16
I don't knowVO31213255100932013-03-12
Douche NozzleZeeland, MI2013-03-14
Don't know2013-03-21
CROOKLOWER INTEREST2013-04-10
Credit Card Solicitor616-613-20922013-04-02
CREDIT CARD SCAMBANK CARD SRVCS2013-05-02
card servicesBank Card srvcs2013-07-09
card servicesLower Interest2013-04-11
card serviceslower interest2013-03-16
a cheeky shameless scammerBank Card Srvcs2013-05-24
??????no name2013-01-29
?????BANK CARD SRVCS2013-07-06
?????Bank Card Srvcs2013-06-03
???Lower interest2013-03-18
??2013-07-04
?bank card srvcs2013-06-13
??2013-03-26
?Indiana0000-00-00
?5700000002013-03-20
?v032113543400912013-03-22
61661322262013-06-02
6166132092unknow2013-03-06
20245499992013-06-20
992-833-64810000-00-00
Bank Card2013-07-16
Bank Card Srvcs2013-07-09
v070811204600002013-07-08
bank card srvcs2013-07-05
Bank Card Srvcs2013-07-02
bank card srvs2013-07-02
Bank Card SRVCS2013-06-29
Bank card svcs2013-06-26
Bank Card Srvcs2013-06-26
Bank Card Srvcs2013-06-24
bank card srvcs2013-06-20
BANK CARD SRVCS2013-06-18
V061716074100072013-06-17
Bank Card Srvcs2013-06-17
V615152650000832013-06-15
Bank Card SRVCS2013-06-15
bank card srvcs2013-06-14
v061414060200112013-06-14
BANK CARD SRVCS2013-06-13
bank card srvcs2013-06-13
bank card srvcs2013-06-13
bank card0000-00-00
Bank Card Srvcs2013-06-13
BANK CARD SRVCS2013-06-11
Bank Card Servs2013-06-07
Bank Card Srvcs2013-06-05
Bank CARD sRVCS2013-06-05
BANK CARD SRVCS2013-06-02
BANK CARD SRVCS2013-06-01
BANK CARD SRVCS2013-06-01
UNAVAILABLE2013-05-31
BankCard Srvs2013-05-30
Out of area2013-05-30
bank card svcs2013-05-25
V052515330600992013-05-25
Bank Card SRvcs2013-05-23
Bank Card SRVCS2013-05-21
bank card srvcs2013-05-21
no name2013-05-20
unknown2013-05-15
Bank Card Svc2013-05-15
unknow2013-05-14
BANK CARD SRVCS2013-05-12
Zeeland MI2013-05-02
ZEELAND, MI2013-05-08
Bank card srvcs2013-05-08
Bank card svcs2013-05-08
Bank Card Srvcs2013-05-06
BANK CARD SRVCS2013-05-03
Lower Interest2013-03-18
Bank Card Serv2013-05-01
Zeeland, MI2013-04-15
lower interest2013-04-08
Zeeland, MI2013-04-06
Lower Interest2013-04-02
616-613-20922013-04-03
LOWER INTEREST2013-04-02
LOWER INTEREST2013-03-20
unknown2013-03-27
Lower Interest2013-03-27
lower interest2013-03-20
LOWER INTEREST2013-03-19
V03181514325712013-03-18
unknown2013-03-15
Lower Interest2013-03-15
Lower Interest2013-03-15
LOWER INTEREST2013-03-14
V031212345600192013-03-12
Lower Interest2013-03-08
v030810332500632013-03-08
none2013-03-07
no name2013-03-06
zeeland2013-03-04
none2013-03-04
Lower Interest2013-03-04
[No Name]2013-02-21
Out of Area2013-02-26
Lower Interest2013-02-16
lower interest2013-02-18
V021611033900172013-02-16
Lower Interest2013-02-15
lower interest2013-02-14
Lower Interest2013-02-13
unknown2013-02-06
No name2013-02-01
no name2013-01-24
V012614002000102013-01-26
UNAVAILABLE2013-01-30
012914290900132013-01-29
v01281414090052013-01-28
UNAVAILABLE2013-01-26

Report a phone call from 616-613-2092

Comment on calls from 616-613-2092

63 Comments

July 16th, 2013 Robyn Eiler NC

Stop Calling us! We are on the Do Not Call Registry! Remove us from your lists!

July 9th, 2013 Frederick TX

I've asked these guys to stop calling on more than 3 different occasions and their response is to hang up immediately. I am on both state and national "Do Not Call" lists, however they persist in calling. At what point is it time to call a lawyer?

July 8th, 2013 John MD

I ordered them to stop calling me or I would call my lawyer and file suite. They asked me if I was asking them or telling them. I said ordering and I hung up. THEY CALLED ME BACK!! callerid said privat caller and the same girl asked the question again. I told her that in this state it is considered phoine abuse and I will file charges. She told me it is not illegal and I told her that in my state, yes it is.

July 6th, 2013 Diana KY

Got so tired of the repeated calls that say this is your second and final notice to lower your interest rates that I finally answered. I said "how many final notices do you give?" They just hung up. They sure are a pathetic bunch!

July 5th, 2013 Tom MD

I picked it up, and dialed 1. Told them to f**k themselves. They hung up. May not stop these calls but it felt good!

July 2nd, 2013 Tim TX

Do not provide any information to this company!! This is a SCAM!! I am now a identity theft victim as a result of falling for their scam. They called me offering to lower my interest rates on my credit cards. They knew my card balances and some other basic information so I thought it was ligit. They had me verify some personal security information similar to if you were talking to your credit card company so I didn't think much about it. However, they told me they would call me back in an hour to confirm all of the offer details but they never called back. When I attempted to call them back, it was just a recording stating if you wanted to be removed from their call list. A week later, I had an unauthorized charge using my checking account debit card. I had to file a police report, fraud alert on my credit and sign up for Lock Life. My life will never be the same again because of this mistake. Please learn from my mistake and never give out personal information to someone who calls you.

June 29th, 2013 ajg NY

They call several times a week. We don't pick up the calls and they never leave a message. Wish we could get this to stop.

June 25th, 2013 j SC

I pressed "1" to get live person and asked what the name of the company was; she said "we're a pre approval debt services company" I asked again what was the name of the company she represents and she hung up

June 21st, 2013 ju KS

Called but hung up before machine picked up. Noted caller ID said Bank Card Srvc. Think it is probably a scam. Can't understand why they don't even wait until machine picks up. Probably think if they don't catch an answer on the first few rings it won't work.

June 18th, 2013 steph NC

When i told him i have no CCs he hung up on me. This is after calling me for months.

June 17th, 2013 Gordon OH

These people call at least once a week. When I did talk to someone, I asked to be placed on the "do not call" list, but I still get these calls.

June 9th, 2013 LB GA

Message got cut off but said something about this is the, "last chance to take advantage of the stimulus..." Guess this will go on the block list too.

June 7th, 2013 ju KS

Called at 12:19 p.m. during lunch hour. Rang 5 times and hung up before answering machine clicked on. From caller ID saying bank card servs I imagine it is a telemarketer or scam call so didn't pick up.

June 2nd, 2013 G.b. MI

left no message..called before on 5/3...going to block this number but suspect they call from others....probably worse than a telemarketer, likely is a scam

May 25th, 2013 CHERYL GROGAN IL

HOW DO I GET THESE ASSHOLES (PARDON MY LANGUAGE.....FOR LACK OF A BETTER WORD!!!) TO STOP CALLING ME?? I'VE CALLED THE DO NOT CALL LIST, I'VE CALLED AND CALLED AND RETURNED THEIR CALLS AND THEY EITHER HANG UP ON YOU WHEN YOU'RE FORTUNATE ENOUGH TO GET A "CUSTOMER SERVICE REP"...PFFFFFFFFT!!!!! THEY ARE MOST DEFINITELY THE WORST SCAMMERS!!! I'VE ALSO LEFT COUNTLESS NUMBERS OF MESSAGES ON THEIR VOICEMAIL....AT FIRST, NICE, CONSIDERATE VOICEMAILS....NOW I HAVE RESORTED TO LEAVING THE NASTIEST, MOST VILE MESSAGES TO THESE BOTTOM FEEDERS....AND ALL I GET IS "YOUR NUMBER WILL BE DELETED FROM OUR CALL LIST....UNFORTUNATELY, IT WILL TAKE UP TO 48 HOURS TO DO SO".....I'M A 64 1/2 YEAR OLD, WIDOWED, DISABLED WIDOW WHO HAS ABSOLUTELY NO CREDIT CARDS (EXCEPT FINGERHUT) AND YET I HAVE TO DEAL WITH THESE VERMIN AT ALL DIFFERENT TIMES OF THE DAY AND NIGHT.....PLEEEEEEEASE TELL ME WHAT TO DO!!!!

May 24th, 2013 Victim PA

I received a call from this number without leaving any message last month when its Caller ID was "Lower Interest". I recived a call from this same number without leaving any message again this month but its Caller ID had changed to "Bank Card Srvcs" this time. Apparently, its Caller IDs were fake and I am very sure the caller is a scammer.

May 18th, 2013 Pat AZ

When this number called, they quickly hung up, when my voice message said, "This caller does not accept solicitations, please hang up"! It works everytime. I recommend this message on your phone. It is free from the phone company.

May 15th, 2013 Debra Weaver RI

Offered lower interest on credit card accounts. Wanted me to read cc account number over the phone. I refused and hung up.

May 9th, 2013 Anna Davis MI

Has anyone noticed their incorporated name? Lucre, Inc., as in "filthy lucre" ( dirty money) ? LOL ! The b@$+@%€ A$$[]!€s have a nasty sense of humor.

May 9th, 2013 Anna Davis MI

Calls all the time. I'm sick of it. I've asked them to remove my number. The other end slams down. Bunch of damned thieves.

May 8th, 2013 Jayne AZ

Another scammer making an illegal call to a number on the Do Not Call list. AGH !!!!!!

May 8th, 2013 ticked lady MA

Really? !@#$%&! sos of these fools! government sucks again!

May 8th, 2013 David AL

They've changed their "name" to "Bank Card Srvcs (Services)". I guess they think that will get more poeple to answer. By the way...the Do Not Call registry never worked. Just another gov't created bureacracy that doesn't accomplish anything other that paying salaries.

May 6th, 2013 Janet VA

The National Do Not Call list doesn't work anymore!

May 6th, 2013 Janet VA

This number repeatedly calls saying its about my credit card. I do not have a credit card and when i tried to tell the rude female (dog) not to call me again, she hung up on me.

May 3rd, 2013 G.b. MI

got recorded message about lower rates or something similar...suspect it is a scam

April 10th, 2013 OFDU TX

I PITY THESE LOW LIFES, WHO BRING NOTHING TO SOCIETY... TO BAD THEY HAVE NO VALUE TO SOCIETY OR THEMSELVES...

April 6th, 2013 Judy MD

We get numerous calls from Lower Int and never answer them . We are tired of being annoyed by many unwanted calls. The government should make this illegal! They take advantage of people who don't know they are being scammed.

April 3rd, 2013 samothrace AZ

Did not answer; message they left was about lower interest rates.

April 2nd, 2013 Ken22 MA

Credit Scam

March 24th, 2013 Sue FL

Recorded announcement said, "Do you want to lower your interest?" I hung up. They've called several times, and called today again. It went to my voice mail, but they hung up. I put them on the do not call list.

March 22nd, 2013 John IL

Ask to be put on their do not call list and they hung up

March 22nd, 2013 MC

No message

March 18th, 2013 AG NY

I'm on the DO NOT CALL list

March 18th, 2013 Lani

They are going to lower my interest. Interest in what? Answering the phone? Even better are the ones that say they want to lower the interest on our (paid for in full) house.

Most answering machines come on after the 4th ring, so, most of the robo calls are programed to hang up with the 4th ring because most people will answer before that. Our machine is programed for 6 rings. If it rings 5 or mor times and I don't have my glasses on, so can't see who is calling, I will then pick it up. Most have hung up by then.

March 18th, 2013 Victor MA

Caller ID comes up as V031810042000180294. When I pick up no one answers.

March 14th, 2013 Cherryl Walker LA

Here again are the charming Rachel, Ann, and Heather of Pacific Telephone infamy. The information, as I have gathered it over the years since 2007 (from various complaint sites), is that the original recordings were made in 2006 for a bank in California. The machine was sold to PacTel. PacTel has been making money off of the recordings ever since. The original Rachel, Ann, and Heather are probably long retired, and probably they swear at these junk phone calls the way the rest of us do.

March 14th, 2013 Craig ME

This is you second a final notice to lower your interest rates. I've lost count on the number of calls that state that this is the second and final notice. Guess it won't be my second and final complaint to the FTC. Somebody must be making big bucks at this otherwise they wouldn't keep calling. I will admit the frequency of the calls has decreased but that's probably because some of them have been shut down. Won't be long before the daily calls will start up. Oops, I'm a little off. They did call me two days in a row this week. I'm a little behind in my FTC complaints. Going to their site now.

March 14th, 2013 outnaboutnc NC

I have caller ID and don't pick up the call but they keep calling and calling.

March 12th, 2013 chip WI

i told them the owner cant come to the phone he is tide up in the basement they hung up ha ha ha ha

March 8th, 2013 SIERRA VISTA_AZ

called back and told them if they call again i will blow their building up! I live 10 minuites from tombstone arizona where wyatt earp ran things and things are done differantly around these parts!

March 7th, 2013 J. Martin LA

Educate everyone you can about WhoCalled.Us and similar sites that field complaints about spam/scam/phishing phone calls.

Your best defense is Caller ID. If you see a name and/or number you do not recognize, don't pick up the call!

March 7th, 2013 SickOfThis TX

I'm soooooooooooooo tired of getting these phone calls. The numbers change, but the message, scam, and rudeness stays the same. I am not behind on credit card payments. When I select to be deleted from the list, it doesn't do anything, because they'll call again a few more weeks. If I select to speak with someone to ask them to delete me, they either scream at me, say something rude, and hang out. I seem to place my numbers (they call both my mobile and home numbers) on the DNC list every other week. This has got to stop. These scammers not only suck, but they are rude. At least play nice when your'e trying to scam me...

March 5th, 2013 Paige Snyder VA

The person told my daughter I owed $3,000 and this was the last call in an attempt to collect the debt. When she told them she was my daughter, they said they would call back so they could talk to 'me'.

March 4th, 2013 Mickie GA

When you inform them that they are calling someone on the Do Not Call List they just hang up on you.

February 23rd, 2013 Samantha FL

This caller takes the cake in terms of crooks. The message starts before the phone's recorder kicks in so it doesn't disconnect. Their recording starts out saying "There is a problem with your credit card". I manually disconnect the call because it's a trap. This company needs to be stopped now.

February 21st, 2013 Why

The FCC has temporarily halted 7 minor unprofitable boiler rooms who will receive a slap on the wrist and be back at it within a few days. In the meantime the calls will continue since they are making money with what is called a CNAM revenue-sharing program through companies like www.telephonemanagement.net and www.CallerID4U.com

In their own words: 'Every day your company makes thousands of outbound phone calls. Every one of those calls generates revenue for many companies, why not yours? Our CNAM revenue-sharing program helps you make money every time a Caller ID request is made by a phone carrier. A high-traffic call center can lose hundreds to thousands of dollars a day to phone carriers by allowing them to charge for access to your own data.'

You can now see why the criminals keep calling even though they know you won't fall for their scam. They are making money even if you don't answer the phone. If someone does make the mistake of answering the phone and falling for their scam then it is just icing on the cake for them. These people are the lowest form of filth on this planet.

What To Do When You Get an Illegal Robocall; www.ftc.gov
1. Hang Up. Do not press 1 or any other numbers to get off the list and NEVER call them back
2. Consider blocking the number or on a cell phone add it to a contact list and assign NO ring tone
3. Report it at www.fcc.gov
4. Report it at www.ftccomplaintassistant.gov
5. People should continually file complaints with their Attorney Generals office
6. Report any criminal activity to the FBI here: tips.fbi.gov

This is an all out attack from these scum suckers! EVERYONE should be reporting them everywhere that they can. Since this is an obvious attempt at identity theft the FBI should be forced to get involved. (Prosecute them in criminal court instead of civil penalties).

Register your phone numbers online at www.donotcall.gov or call (888) 382-1222 (must call from # you want removed).

There is a blog site that has information on one of these operations: telemarketerspam.wordpress.com
Please read the blog and report violations to the proper authorities.
telemarketerspam.wordpress.com

February 21st, 2013 Why Not

Many of these calls are coming from Costa Rica and India and they are using spoofed (false) numbers, which in itself is illegal. They do cold calling for or sell the leads to numerous companies in this country and they all know that what they are doing is illegal. Tomorrow this same number may be selling Cruises, Timeshares or Security Systems but if you follow the money it usually ends up in the hands of an American LLC.
Most of the inbound robo call numbers are spoofed, as most of the bolierhouses, both off and on shore, are using Voip SIP Trunks services. Throwaway DID numbers are also used. Some of the robocalling is operated by the end use scammers directly. Others are contract services who earn a referral fee once you are transferred to the scammers.

The criminals behind this operation aren't going to pay attention to you asking to be removed from their list. Their calls cost them almost nothing and they make millions of them so they have no intention of ever removing someone. When you press a key to talk to them all that is accomplished is to verify that they have a working number.
Unfortunately blowing an air horn or whistle doesn't work either. Their headset have noise dampeners plus they are expecting it. However with that said if it makes you feel better then by all means give it a shot.

The banking system is also at fault here, without merchant accounts and ACH processing these criminals could not collect the scammed funds. Though the criminals use obfuscation, layered corporations, multiple bank accounts and offshore stashing, patterns of obvious fraudulent activity become apparent after a very short time.

This is an all out attack from these scum suckers! EVERYONE should be reporting them everywhere that they can. Since this is an obvious attempt at identity theft the FBI should be forced to get involved. (Prosecute them in criminal court instead of civil penalties).

If you want to stop these calls then you need to dry up their revenue source. Your phone company is charging you a fee for Caller ID. Your phone company pays the scammer for sending their Caller ID information. Your phone company pays only a fraction of a cent per call and you pay your phone company to have the Caller ID displayed. The scammers send out millions of calls which amounts to a significant amount of money however your phone company is charging a large amount to millions of customers. This may have something to do with the phone companies inability to stop these calls.
In order to stop this we need legislation making it illegal to charge for caller ID. If a phone service wishes to operate it would need to provide the Caller ID at no charge as part of the service. Here is the $50,000 solution that the FCC is looking for and it doesn't cost anything.

There is an excellent blog site that I found that explains how one company is getting away with this activity.
telemarketerspam.wordpress.com

February 20th, 2013 Gina MN

Press '3' now to stop these calls. But when I pressed 3, I am still getting calls from these folks. And, I'm on the Do Not Call Registry. Go figure.

February 18th, 2013 Edward CA

lower interest under the stimulus last chance

February 18th, 2013 Edward CA

this is the last call regarding eligibility for lower interest under the stimulus

February 14th, 2013 Raymond TN

Same call as always from these CROOKS. "Last chance" to "lower your interest" under the "economic stimulus" law, blah, blah, blah. NO OPTION for removing our National DNC-listed home landline from their call list.
We get this call constantly, just the Caller ID number changes, that's all.

February 13th, 2013 ___ VA

Recording: "This is your second and final notice to lower your credit card interest. Press 1 to *mumble* *mumble*." Pressing 1 got me a few seconds of silence then what may have been a busy signal.

The number they called is on the do-not-call list.

Bastards.

February 5th, 2013 SMART MA

Also have received calls from 616-613-2220 and 616-613-2079 in the last 5 days with "LOWER INTEREST" on Caller ID. WILL NOT ANSWER any of them.

February 1st, 2013 Annoyed

Got a phone call (2:36pm) from an out-of-state number that I didn't

February 1st, 2013 jermainiac WA

Wardialer - left no message

January 30th, 2013 Donna Plank LA

Didn't get to phone in time to answer or see what called ID said so I wouldn't have answered anyway. I'm ill right now so getting out of bed really made me angry when I see it's just another cr@p call. I called it back, pressed 1 to speak to a customer rep but all of them were busy (of course they were) so I left a message if they call again they will hear me begin to tell them all the "wonderful and exciting" things I've done that day - I won't stop until they hang up on me and I WILL NOT BE INTERRUPTED. Then if there's a voice mail, I'll leave a message that takes up all available space for that one message and keep calling until I get the message their voice mail is full. Done with these fake telemarketers who pretend to NOT be telemarketers then in the end, they want to sell you something.

January 30th, 2013 mk NC

idk

January 29th, 2013 Michael GA

This number just keeps calling... I wont answer it

January 28th, 2013 Megan V WI

I live in Wisconsin, I have no credit cards, and when i called to have them remove me from their list the customer service rep said, "no i cannot, nobody gives a shit" and hung up on me. I'm furious. they call several times a day and this is harassment and then to treat me that way when all i was doing was asking to have my name removed because i don't even have a credit card? EFF YOU! I'm reporting this to BBB. how unprofessional!!!!!

January 26th, 2013 Angry tired man CA

I know it's useless to post here about these miscreants, but I need to vent.

QUIT CALLING ME YOU, YOU... &$)(@@&&&$$)$$&&))!!!!!!!

Ahhhh! I feel better! Thank you whocalled.us!

January 23rd, 2013 m WA

I believe it is yet another telemarketing call.

January 18th, 2013 tired of calls MI

I am on the NO CALL list....stupid credit cards..you answer and press 1 (only to be hung up on) wanted to tell them to take my number off their list.grrrrrrrrrrrrrrrrrrrrrrrrrrr