**********************************NOTICE**********************************

The Law Office of Philip D. Stern is presently conducting an pre-lawsuit investigation concerning Nationwide Credit, Inc.for its telephone messages, communications, and other practices that violate the federal Fair Debt Collection Practices Act ("FDCPA") and other state laws.

If you, or anyone you may know, have received a telephone message from Nationwide Credit, Inc. we ask that you do the following:

(1) Save the recorded message(s) including the time/date the message(s) were received;
(2) Save any letter(s) that you receive; and
(3) Contact our law office via e-mail or telephone. Please be sure to reference the name "Nationwide Credit, Inc." when communicating with us.

Our contact information is as follows:

Philip D. Stern, Esq.
Law Office of Philip D. Stern
75 Main Street, Suite 101
Millburn, NJ 07041-1322
Telephone: 973-379-7500
E-Mail: prelitigation@sbcglobal.net
pstern
 Jan 20th, 2008
**********************************NOTICE**********************************

The Law Office of Philip D. Stern is presently conducting an pre-lawsuit investigation concerning Encore Receivables Management, Inc.for its telephone messages, communications, and other practices that violate the federal Fair Debt Collection Practices Act ("FDCPA") and other state laws.

If you, or anyone you may know, have received a telephone message from Encore Receivables Management, Inc. we ask that you do the following:

(1) Save the recorded message(s) including the time/date the message(s) were received;
(2) Save any letter(s) that you receive; and
(3) Contact our law office via e-mail or telephone. Please be sure to reference the name "Encore Receivables Management, Inc." when communicating with us.

Our contact information is as follows:

Philip D. Stern, Esq.
Law Office of Philip D. Stern
75 Main Street, Suite 101
Millburn, NJ 07041-1322
Telephone: 973-379-7500
E-Mail: prelitigation@sbcglobal.net
pstern
 Jan 20th, 2008

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