Leave it to a British visitor (Alexander commenting three years ago) to learn collection law and protocol better than most Americans. I hope Frank had the good sense to seek damages for that illegal threat three months ago.

If you are receiving misdirected or abusive calls from a third party debt collector, you may find relief in the provisions of the FDCPA, which regulates collector behavior. Learn your rights at FTC-dot-gov.
 Oct 26th, 2010
Called and hung up. Calls at different times of the day! Collections?
Hugh Janus
 Oct 26th, 2010
they call and tell me that if i dont pay up they will take my kids
 Jul 29th, 2010
They just called me and when i picked up and said "Hello?" they didnt say anything so I did it again and nothing thats the 4th time they called today so im PISSED OFF NOW!
 Mar 05th, 2010
They called me on my cellphone asking for someone I've never heard of.
 Oct 09th, 2009
Nco collection---------Tell them to shit or get off the pot, they have become boring!!!!
 Aug 07th, 2009
Called my home number three times yesterday. No one on the line. I immediately redialed the number last evening and got a live body who couldn't even find my number in the system. Asked me my name (no way) wanted to transfer me to another dept. (no way) Told her to just get my number out of their system. Had another call today and no one talks. Held on and line finally went dead. Real beauties - cease and desist going out.
 Oct 02nd, 2008
Asked for someone who has never been listed under this number.
NCO Customer NG
 Jul 08th, 2008
Apparently these people, whoever they are, called my house looking for my ex-husband. I have no idea other than that. My sister is the one who answered the call.
Megan Wright
 Apr 11th, 2008
Calls me twice every week day on my cell phone during school hours. I certainly have no debts of any half a country away in Oklahoma. Have not answered any of the calls as I pay-per-minute. They are not worth my time, and have no business calling a 17 year old kid on his personal cell phone.
 Mar 31st, 2008
NCO financial. debt collector
 Mar 19th, 2008
This group has called my number several times, and of course they never leave a message. I see this group is a credit collections agency, and from my research NCO Customer MG apparently purchases or acquires second and third party debt that was originally written off by the original source. It seems most of the debt they acquire has exceeded statutory collections limitations (in State of Texas it is 4 years) and therefore can not be forcibly collected thru legal means (unless you re-affirm the debt and/or agree to make payments - then the cycle starts over again.)

Even if these irritating calls are ignored (and no debt is affirmed) there is nothing the debtor can do to stop or prohibit efforts to collect this debt as they are perfectly within their means to call you for years and years or until hell freezes over.

I can tell you I have been here in America for almost 5 years working for an International Corporation, and I have had my current number for that same time as well. And, of course as a guest worker here- all my debt, large and small, remain in my home country of Great Britain. Assumably if I had delinquent or unpaid debt, it will be waiting for me upon my return - not passed to some local area collections company. Of course, it goes without saying that I do not owe any debts here. My efforts to convince these blokes has failed, and the calls continue.

God bless them all, and most importantly - God Bless called ID thereby allowing me to ignore future calls.

Cheers to all.
 Nov 10th, 2007
I answered the phone and said "hello"-nobody answered. I repeatedly said "hello" to no avail, and then finally heard a voice, however, it was not a live person, just a recording. It said that this was a call in attempt to collect a debt and provided me with a number to call and a reference ID number to provide to a Mr. Atkins. I have never received a call from this company or even heard from them before. Is this a gimmick? I don't owe anybody anything and have never been late on payments/bills etc. I have perfect credit, and have no idea why they'd call. They are about to get a piece of my mind!
 Oct 27th, 2007
they called and i heard nothing on the other end? who are they and what do they want?
 Jul 30th, 2007
I just got a call this morning, it was a recording and told me to hold on, then it said it is a debt collector and to continue to hold on, then it said all operators are busy and hungup on me. I then got another call an hour later same number and answered again, this time it said it was a debt collector and said for me to call a Mr. Alvarez back at the number. I don't have a clue who or what this is about and unless they want to call with a human or mail me something then I am not taking any more of their calls, I have had their number blocked from my phone now.
 Jul 27th, 2007
This company is NCO Financial & seems to have connections with Calvary Portfolio. They recently shared the number 918-280-0811 with slightly diffent addresses in AZ. Their specialty is "junk debt". We need to file everything we can think of against them.See or Budd is a consumer advocate. There are over 300 reports on NCO alone.
 Jun 15th, 2007
This is NCO who's other number 918-280-0811 is shared with Calvary Portfolio. Both trying to collect a "zombie" debt that is past the 4 yrs statue in CA.
 Jun 07th, 2007
Multiple hang up calls from 918-280-0811 on my cell phone. No business relationship with anyone on this number.
 Jun 06th, 2007
I have no Idea who these people are, I do not owe anyone anything and I have just gotten this number, I feel they are probable trying to reach someone else but how can I stop these calls. I'm a deaf person and I can't answer the phone like that, I have tried calling them back to see what this is about but their line is always busy.
 Apr 25th, 2007
 Apr 25th, 2007
Part of NCO Financial Svc - a Debt Collector
YES - They can leave msgs on your recorder within reason.
Your choices are:
1) Ignore the calls, wait for a written notice.
2) Send them a dispute validation notice making demand for all documentation that validates their claim. Warn them to cease all collection activity until
they have complied. That will stop all collection activity until they comply.
For additional info or assistance go to :
 Nov 05th, 2006
Part of NCO NCO Financial Svcs.. - Debt Collector -
 Nov 05th, 2006
Mary Ann, NCO is calling you about a debt. If they are leaving messages on your voicemail *YOU NEED TO RECORD THEM* as NCO is in direct violation of the TCPA (Telephone Consumer Protection Act). They cannot legally leave voicemails unless they have a specific prior business relationship with you. If they do not, you can sue them for up to $1500 *per voicemail* in small-claims court yourself.
 Oct 20th, 2006
This is (at least up until June '06) the automated dialing outgoing system for NCO, a debt collections company, for which would not allow incoming calls. After June '06, it allows incoming calls.
 Oct 20th, 2006
This number is on my claler ID several times a day. The only message left is to call back.
Mary Ann
 Oct 20th, 2006
There was no one on the line when I answered the phone.
 Oct 18th, 2006