return
hell
recovery
united
account
collection
free
toll
following
sorry
payments
Another call from this collection agency United Recovery, second one today, from two different numbers.
RThomas
 May 23rd, 2009
Ass wipes from hell and I do mean hell! Send your cease letter now and send it certified mail, return receipt. Never ever give your checking account or any other account number for payments, you'll be very sorry you did!!

the call using the following toll free numbers:
866-815-3496, 888-733-1235, 866-815-8811, 800-658-1164, 888-733-1271, 888-733-1266, 866-891-6937, 310-547-3310, 888-593-8409, 866-815-8808, 866-815-3211, 888-733-1143
BEWARE
 Aug 20th, 2008
Ass wipes from hell and I do mean hell! Send your cease letter now and send it certified mail, return receipt. Never ever give your checking account or any other account number for payments, you'll be very sorry you did!!

the call using the following toll free numbers:
866-815-3496, 888-733-1235, 866-815-8811, 800-658-1164, 888-733-1271, 888-733-1266, 866-891-6937, 310-547-3310, 888-593-8409, 866-815-8808, 866-815-3211, 888-733-1143
BEWARE
 Aug 20th, 2008
Ass wipes from hell and I do mean hell! Send your cease letter now and send it certified mail, return receipt. Never ever give your checking account or any other account number for payments, you'll be very sorry you did!!

the call using the following toll free numbers:
866-815-3496, 888-733-1235, 866-815-8811, 800-658-1164, 888-733-1271, 888-733-1266, 866-891-6937, 310-547-3310, 888-593-8409, 866-815-8808, 866-815-3211, 888-733-1143
BEWARE
 Aug 20th, 2008
Ass wipes from hell and I do mean hell! Send your cease letter now and send it certified mail, return receipt. Never ever give your checking account or any other account number for payments, you'll be very sorry you did!!

the call using the following toll free numbers:
866-815-3496, 888-733-1235, 866-815-8811, 800-658-1164, 888-733-1271, 888-733-1266, 866-891-6937, 310-547-3310, 888-593-8409, 866-815-8808, 866-815-3211, 888-733-1143
BEWARE
 Aug 20th, 2008
Ass wipes from hell and I do mean hell! Send your cease letter now and send it certified mail, return receipt. Never ever give your checking account or any other account number for payments, you'll be very sorry you did!!

the call using the following toll free numbers:
866-815-3496, 888-733-1235, 866-815-8811, 800-658-1164, 888-733-1271, 888-733-1266, 866-891-6937, 310-547-3310, 888-593-8409, 866-815-8808, 866-815-3211, 888-733-1143
BEWARE
 Aug 20th, 2008
Ass wipes from hell and I do mean hell! Send your cease letter now and send it certified mail, return receipt. Never ever give your checking account or any other account number for payments, you'll be very sorry you did!!

the call using the following toll free numbers:
866-815-3496, 888-733-1235, 866-815-8811, 800-658-1164, 888-733-1271, 888-733-1266, 866-891-6937

Best of luck
Ralph
 May 22nd, 2008
Ass wipes from hell and I do mean hell! Send your cease letter now and send it certified mail, return receipt. Never ever give your checking account or any other account number for payments, you'll be very sorry you did!!

the call using the following toll free numbers:
866-815-3496, 888-733-1235, 866-815-8811, 800-658-1164, 888-733-1271, 888-733-1266, 866-891-6937

Best of luck
Ralph
 May 22nd, 2008
Ass wipes from hell and I do mean hell! Send your cease letter now and send it certified mail, return receipt. Never ever give your checking account or any other account number for payments, you'll be very sorry you did!!

the call using the following toll free numbers:
866-815-3496, 888-733-1235, 866-815-8811, 800-658-1164, 888-733-1271, 888-733-1266, 866-891-6937

Best of luck
Ralph
 May 22nd, 2008
Ass wipes from hell and I do mean hell! Send your cease letter now and send it certified mail, return receipt. Never ever give your checking account or any other account number for payments, you'll be very sorry you did!!

the call using the following toll free numbers:
866-815-3496, 888-733-1235, 866-815-8811, 800-658-1164, 888-733-1271, 888-733-1266, 866-891-6937

Best of luck
Ralph
 May 22nd, 2008
Ass wipes from hell and I do mean hell! Send your cease letter now and send it certified mail, return receipt. Never ever give your checking account or any other account number for payments, you'll be very sorry you did!!

the call using the following toll free numbers:
866-815-3496, 888-733-1235, 866-815-8811, 800-658-1164, 888-733-1271, 888-733-1266, 866-891-6937

Best of luck
Ralph
 May 22nd, 2008
Ass wipes from hell and I do mean hell! Send your cease letter now and send it certified mail, return receipt. Never ever give your checking account or any other account number for payments, you'll be very sorry you did!!

the call using the following toll free numbers:
866-815-3496, 888-733-1235, 866-815-8811, 800-658-1164, 888-733-1271, 888-733-1266, 866-891-6937

Best of luck
Ralph
 May 22nd, 2008
Ass wipes from hell and I do mean hell! Send your cease letter now and send it certified mail, return receipt. Never ever give your checking account or any other account number for payments, you'll be very sorry you did!!

the call using the following toll free numbers:
866-815-3496, 888-733-1235, 866-815-8811, 800-658-1164, 888-733-1271, 888-733-1266, 866-891-6937

Best of luck
Ralph
 May 22nd, 2008
Giove Law Offices' legal representative BOB COLEMAN is not an attorney or a paralegal. But he'll tell you he is when he calls, just as sure as he'll tell you his name is Bob Coleman. He is a high school dropout and a racist. He is known for being proud of refusing (nor could he pass) a drug test. And he has access to your credit history and personal information. As a professional telemarketer, he has been known to steal numbers out of another company's trash for leads. He is also a con - he preys on people in vulnerable situations. He earns their trust. He makes people feel that they owe him something for being such a good friend to them. Then he convinces them to put things in their name for him and skips out on the bill. He claims that Rodney Giove will defend him if you try to seek restitution. One more thing - BOB COLEMAN is not his real name. How many more people like him work for Giove? Is Rodney Giove a real attorney? Should his unscreened employees have access to the kind of personal info that collection agents have? Would you want him knowing your address, social security number, credit history, work address and number, you relatives' and neighbors' address and phone numbers?

Don't let people like this take control of your life, and don't volunteer any information...ever. If you are being harassed by an agency and need help, call or email me, I can help you. Take care

Bud Hibbs

top

budhibbs.com
KEEP READING
 Jul 03rd, 2007
Profile of a Debt Collector

I catch a lot of criticism for the stance I take against debt collectors and the firms they work for, but I have to tell you that every day I come to work something happens that convinces me that I am doing the right thing. If there weren't so many crooked agencies breaking the law, there would be no need for me to stay on this soap box...but there is. Less than a month ago we implemented a new feature on this web site that allowed visitors to submit their own personal experiences with collectors and the response has been phenomenal. Already we have amassed more information on these agencies than I have been able to collect in the over twenty years I have been doing this. My staff and I sit at our desks reading the comments being submitted with our jaws on our spacebars. One would think that twenty plus years of being exposed to these slime balls I would not be easily surprised...think again...I am appalled at the way some of these people have been treated. If you have read much of my web site you know how I feel about debt collectors so I will not re-hash that in this editorial. However, I would invite you to read through the "Consumer Comments" left on the various agencies so you can form your own opinion about the depths this industry has sunk to. Here is a letter to get you started. My office received this recently, concerning a debt collector from Rodney Anthony Giove's firm, a firm associated with the Lenahan Group, in Buffalo, NY;
KEEP READING
 Jul 03rd, 2007
A majority of law firm collectors I have dealt with in my business are usually the ones with the "big head" syndrome. They try to impress you with titles such as 'Head Legal Assistant to Attorney Smith', or use the most intimidation to force payment with such classics as, "the paperwork is ready to send to the courthouse for suit." One of my favorites: "We don't have time to play games with you. Are you sending the money today or not?" These jerks seem to get their kicks convincing debtors that they have life and death power over them. They love to use the phone as a weapon of terror.

You almost never are allowed to speak with the attorney who sent you the letter because he is always "in court." You are told that they never take calls from debtors. Well that's not correct. The law states that if an attorney places their name and/or letterhead on a collection notice, they MUST make themselves available to talk with you and they MUST have some knowledge of the debt. Don't be intimidated by these over-bearing jerks. THEY CAN BE HELD ACCOUNTABLE UNDER THE LAW! If you feel that your rights are being abused by a debt collection attorney/law office, file a complaint with your State Bar Association, the Attorney General, or the Federal Trade Commission, or contact me for a confidential referral to a consumer law professional in your area.

CONSUMER HELPLINE 1-817-589-4284
KEEP READING
 Jul 03rd, 2007
THE LAW IS UNFAIR:

Federal law, The Fair Credit Reporting Act, requires that the original creditor must 'Charge-Off' which means, it must act as if your account is non-collectable no later than 180 days from the date of your last payment. This information is then forwarded to the three credit bureaus for insertion into your file. Once there, derogatory entries are allowed to remain for up to seven years from the date of first placement, provided there are no further payments. (If you resume payments, the seven-year clock starts over.) At the point of 'Charge-Off' the account is usually turned over to an outside collection agency and/or law firm that collects debts. The agency/attorney collectors are paid commissions ranging from 15-25% of what they collect. When the agencies get your account, they will sometimes contact you immediately and start making demands for payment and, depending on the varied intelligence level or training of the collector (??), make varied threats, innuendoes, or attempt to intimidate debtors into sending them money. I have never heard of an attorney directly making collection calls, so beware, if you are contacted by anyone claiming to be an attorney. It's illegal under the Fair Debt Collection Practices Act (FDCPA) for anyone to misrepresent himself or herself in the collection of a debt. However, working as a debt collector has never required much intelligence or social skills, so don't be surprised with the level of low life's the industry produces.
KEEP READING
 Jul 03rd, 2007
COLLECTION AGENCY CONS:

Should you decide to go "underground", quit answering the phone, get an unlisted number, refuse to return calls, screen your calls or in any way avoid the collector, collectors will use other means at their disposal to contact you. Typical collection methods include contacting you where you work, (which is legal unless you properly notify them to stop), contacting your family and neighbors with some type of phony communication such as, there is an "emergency message." My favorite is the Mail-Gram notification ploy, which is a bright yellow letter, mailed by desperate agencies such as The Credit Store, Sioux Falls, SD. The mailer includes instructions for you to call their special 800#, inputting the special pin number contained in the notice which causes a recorded greeting such as "be sure and drive careful out there this week- end." You can put in any number you like because the call is only a con by agencies to capture your telephone number in their computers. The captured numbers are used by collectors to call you back. Whenever you call a number that starts with 800, 888, 877, 866, 855, the party at the other end can legally capture the number you are calling from. Another trick used by desperate collectors is to contact your place of employment and speak to your boss or the human resources department, asking to confirm employment. This method of harassment is used to help an agency begin the (illegal) threat of wage garnishment. Why do collectors lie and engage in this deception? ...$$ MONEY $$
KEEP READING
 Jul 03rd, 2007
****** IMPORTANT CONSUMER WARNING ******

There are good and bad debt collectors, then there are the debt collectors who give the impression they would steal from anyone. This is one of those kind.

If you have ever been contacted by this agency, check your credit report to insure that the dates of last activity are correct. The DLA is the start of the seven year clock which governs how long an item can remain on your credit. United Recovery Systems is NOT to be trusted in ANY aspect of debt collections.

Their contact information is:

United Recovery Systems
Glenn P. Osuch, President
Douglas B. Schultz, Chief Executive Officer
5800 N Course Dr
Houston, TX 77072-1613
Phone: 713-977-1234
Fax: 713-977-0119
Web site: www.ursi.com
BEWARE
 Jul 03rd, 2007
didn't leave a number
jfrack09
 Feb 14th, 2007
Someone trying to reach my ex-husband
Gigi
 Nov 07th, 2006

21 Comments