Bottom feeding asshats. Told not to call again then called 1 minute later like he never spoke to me. Some idiot named Byron I believe. I will be sending a cease & desist letter.
Jan 22nd, 2008
Hope this helps someone. If you are receiving calls from this lowlife collection agency, under the Fair Debt Collection Practices Act (FDCPA) you must write a Cease and Desist Letter to the company stating that they are not permitted to contact you via phone and that all correspondence must be sent via mail with proof of the debt that is supposedly owed, including original creditor information. Send this letter return receipt with signature receipt.
Make sure you keep all documentation, including call list of the time and date of the calls, messages that were left, whom you spoke to, etc. Once you have this information and the debt is yours or not, you can still sue the company for violation of the FDCPA, since you have written the Cease and Desist Letter and specifically stated that the calls were to stop.
For more information, look up the Fair Debt Collection Practices Act and know your rights under the law!!
You can find copies of Cease and Desist Letters on the net to help you write your own.
Jan 08th, 2008
Bottom-feeding debt collector... Totally disregards FDCPA consumer laws... You can look them up on the FTC website and see that they were finded $240,000 for repeadily violating the Fair Debt Collection Practices Act. Violations include:
(A) Discussing details of the consumers' alleged debt with third parties, such as the consumers' parents, children, employers and co-workers;
(B) Communicating with consumers at all times or places that the company should have knew or known to be inconveinent, including at the consumers' place of employment;
(C) Using language the natural consequence of which is to harass, opress, or abuse;
(D) Falsly stating or implying that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages; and
(E) Threating to take action - such as filling a collection suit against the consumer - when the company did not intend to take such action.
Dec 01st, 2007
Get 2-3 calls per day for MANY months! From "unknown". I NEVER answer "unknown" numbers.