866-614-6535 888-432-3151 410-986-0085 866-534-0248 866-372-8498 704-523-8444 866-816-1066 877-394-8289 888-804-3484 215-441-3000 888-438-6896 888-804-3488 800-735-6588 877-803-8009 800-842-0640 866-425-8131 800-979-6560 866-767-5640 800-321-7267 866-437-7403 888-841-7074 866-849-2443 800-807-7809 877-888-2043 877-793-8271 877-232-1835 888-816-1066 800-688-3370 888-675-5788 866-856-1299 888-316-3306 866-849-2439 866-776-8221 866-570-4110 800-220-2274 866-287-2543 410-846-2502 866-372-8497 800-709-8625 877-847-0092 866-401-2140 800-765-2733 800-477-1827 866-853-4965 866-429-3592 866-695-3017 888-871-6484 800-432-3988 330-782-6318 888-217-9861 800-915-3992 888-899-4778 866-889-6745 800-275-5196 404-320-0964 620-000-0000 602-000-0000 602-263-1141 866-376-1967 877-860-8153 800-816-5572 866-378-2735 416-932-4500 800-860-4200 800-233-1486 800-816-5576 866-473-9021 800-759-2224 800-213-9882 800-445-4918 866-278-1213 866-576-1447 866-220-7580 866-628-7095 800-810-0590 888-394-0494 800-786-9330 866-358-1762 800-688-7929 800-275-8105 877-273-3495 888-831-6994 888-379-4884 877-847-1486 877-899-0192 888-899-8039 215-244-4200 215-442-8300 800-621-7195 866-381-9807 800-218-1175 866-256-9096 800-477-3826 866-473-6445 866-932-6731 614-827-7500 866-506-2667 800-897-0308 800-303-1995 425-648-9467 267-519-4400 866-671-7222 866-922-1984 800-273-8616 888-858-5979 800-785-1426 800-260-5570 800-616-1171 866-711-4718 866-701-1275 800-511-8670 800-709-8623 800-974-9728 800-273-6816 877-843-7429 866-266-6318 866-319-8981 800-728-3346 866-442-0536 877-231-1251 877-349-7517 800-733-8782 888-788-7033 877-363-0954 810-588-7103 800-727-8444 650-230-1968 800-688-3390 800-480-1534 877-212-7434 866-227-9324
NCO phone
 Jul 17th, 2011
Dear Forum Crasher: There is nothing "Nifty" about indiscriminate spamming. Please get to buzzing off.
 Nov 19th, 2010
Congress needs to pass a law that once debt is past the statute of limitations, it is illegal to make phone calls to try to collect it - they could mail notices but they wouldn't because of the postage expense - that would stop these Portfolio Recovery hooligans dead in their tracks.

Enough is enough of these borderline criminals. Write or email your congress representative now!
 Jul 08th, 2009
"If you run it right, it can be a good business," said Portfolio Recovery's chairman, Steven Fredrickson.

Hey Steven you filthy stinking rat - FU and your mama.
 Jun 30th, 2009
Portfolio Recovery Rats - Do not ever communicate with these vermin, otherwise they will get worse, a lot worse.

Hopefully the government will eradicate these criminal pests.
Henry G.
 Jun 12th, 2009
 Jun 23rd, 2007
 Jun 23rd, 2007
For the last several months,I keep getting recorded messages from NCO, sometimes several times a day. The recording says they are "a collection agency and they must advice me , , ," I have called the callback number they leave and either never get anyone, or a recording that says "we're closed," even during the hours they claim to be open. I have called the callback number repeatedly. The only time that I talked to a person who said she would get her "supervisor" to take my number off their lists. I told her she must be the only person who works for that company.She claimed that neither my present number or two previous ones showed up on their records. I have no debt in collections to any one. The calls come to my cell number, which I never use for business transactions. The callback number that I get is 877-394-8289
 May 16th, 2007
I was receiving calls at my 6 business numbers. Call the number back, wait for a human, tell them to take your number off their call list.
 May 15th, 2007
Received call @ 15:10 on 7 May 07.
Caller was NCO financial Systems.
 May 07th, 2007
Frequently receive calls with the same recording. I finally called the number back and was on hold for at least 15 mins only to learn that they were trying to reach someone else on OUR number. I called back ONLY so that we STOP receiving any more calls from them at all odd hours of the day and night (evening)!
 May 02nd, 2007
Unknown man left message to return call. Number was not known so did not pick up. I am annoyed by these recorded calls and will continue to ignore them.
 Apr 27th, 2007
After three interruptions with their auto-dailer within a week, I wanted to so something that might actually help.

I called the 877 394-8289 number and within three minutes spoke to a Darlene. She needed the number their machined called so I gave her my number. She looked it up and it had been listed on an account with a name I have never heard of and is not simular to mine.

Darlene said she would remove my phone number from their list. Maybe this will stop the calls.

Yes, it was NCO Financial Services (formerly Risk Management).

If I continue to get calls, I will report them to the DO NOT CALL REGISTRY as I did sign-up.
 Apr 26th, 2007
 Apr 24th, 2007
 Apr 24th, 2007
Since the recorded call immediately began when the answering machine picked up I only head a pre-recorded message requesting I call back to this number.
 Apr 21st, 2007
I have recieved calls from this number continous now fro the past month every day except for Sundays.
 Apr 20th, 2007
called a dozen times, called me about a bill for 1 day service from direct tv for $0.73 a bill that was mailed to me jan 19th, 2002 over 5 years ago. this is illegal and i called direct tv, they never put that into collection and into write off status, and directv today 5 years later wrote the 73 cents off. call your attorney general and file complaint
 Apr 19th, 2007
Been receiving constant calls from this number. I finally called them back, was on hold less than 2 minutes. Told them I was calling back b/c of message, but don't know what it is about. They said they were calling for X person. I told them I have had this number for a few years and do not know who that person is. They said they will remove number from computer autodialer. Lets hope I don't get called again.
 Apr 19th, 2007
the call is allways like this....this is an important message from n.c.l. financial systems inc. the law requires that we notify you that this is a debt collection company. this is an attempt to collect a debt, any information obtained will be used for that purpose. please return this call to #877-394-8289. thank you. this automated calling will continue, 4 or 5 times a week. sunday included, untill you call the number. i called it 3 or 4 times a female voice, again automated, thank you for calling ncl financial systems, formally risk management alternatives. tells you to wait for the next available rep, or dial thier ext#??? if you know it. 5 minutes or so and another female voice, a rep i guess, asks "what number are you dialing from?" when you give the number, she says she's looking for dan mason. nobody here by that name. sorry i'll remove you from the list. oh by the way ncl financial systems miami corporate#1-305-233-2800 i called and left a message but never heard back.
 Apr 14th, 2007
I've been getting voicemails from this number for a long time, almost every morning... going to call it back for fun.
 Apr 10th, 2007
The business I work at will get calls from this number, the same pre-recorded male voice everyone else mentions. I actually called them back to request that they remove our number from their list. I waited for the "next available representative", but no one ever picked up. All I heard was silence, no hold music, no ringing, nothing. I tried a few different times, but no luck.
 Apr 03rd, 2007
NCO Financial Systems INC.
Also NCL Financial Systems.

A person called on my cell phone saying they were repersanting Capitil One.

Since I was out of the house; and away from my coupter, I hung-up on them
 Apr 02nd, 2007
Had a recording from the same number as everyone else, but since I didn't get home until 1 AM in the morning I figured I could call and get their message to figure out who they are. The message claims they are NCO, but if you access the directory services of the phone system it stills references them as Risk Management.

Dialing "**n" when you get the voicemail will allow you to get extentions and names of actual employees to talk to.
 Mar 29th, 2007
This has to be a scam. I am tired of these calls and NCO Financial Systems, Inc are NO HELP! The guy claims he represents their company.
 Mar 28th, 2007
DEbt Collector
 Mar 28th, 2007
same story
 Mar 26th, 2007
I got these guys to stop calling me by using a free letter on i want to thank mark for giving me the website.
 Mar 13th, 2007
Same story. However, I had the same problem with PORTFOLIO RECOVERY ASSOCIATES LLC., and I do believe that it is the same recording. I wrote a letter of complaint to my state Department of Justice, Consumer Protection Section. Portfolio replied that my number was removed and sorry for the inconvenience. Now THIS number and name starts calling!! UGH!!!
 Mar 13th, 2007
Update -- I have been removed from their list and here is the trick. There is a little-known calling feature called "distinct ring" that you can set. It actually utilizes a different phone number than your primary number. This other number is the one they were calling and why they couldn't find my number in their system. If you keep getting calls from them, ask your local phone company to disable the Distinct Ring feature and it should stop. As much as this was a pain in the butt and cost me literally a full day of my time, NCO was helpful in tracking down the problem and did return my calls (once I got through to the corporate office).
 Mar 06th, 2007
I have been receiving calls from this number for a while. The message identifies the caller as NCO Financial Systems, Inc. I finally called back and they were trying to collect a debt from someone, though not me. They said they would remove my name from the list. We'll see if that happens. I did a little research on-line and it seems that there have been many problems with this company and their debt collection practices.
 Feb 28th, 2007
They called this morning around 8:39am same story, did not identify who they wanted to talk to by name, and it was a prerecorded message. This is the 12th post ive made about about this caller and will be my 5th complaint to
Unlisted Number
 Feb 22nd, 2007
Have been receiving a "Call this 800 #" for about a year now. This AM received call from same voice saying it was a collection call and to return call to 877-394-8289. We have no debts and use no credit cards. When we buy something, we pay for it then and there else we don't buy it ...
 Feb 22nd, 2007
Received unidentified call from this number on 2/14/07. When I answered, there is never anyone there.
sharon Delaney
 Feb 14th, 2007
Its a bill collection service. :(
 Feb 13th, 2007
Same call as others referring to a debt collection. After waiting for over 10 minutes on hold I was connected to a person that after asking my phone number said they were trying to locate a woman I have never heard of. I was assured that my phone number would be removed from the system
 Feb 01st, 2007
They called again this afteroon, this is now the 11th documented call on this website and the 4th complaint to and have also been on the do not call list for over a year, and have a unlisted telephone number. This is starting to get very old.
Unlisted Number
 Jan 25th, 2007
They called again this morning, this will now be the 3rd complaint after months filing with
I very mad about all these calls early in the morning or late at night, and hope that our complaints are being heard. To recap, I have have no negitive credit history whats so ever and excelent credit scores that was checked from all 3 credit reporting agencies within the past month.
Unlisted Number
 Jan 23rd, 2007
I am on the phone with NCO Financial as I type. They obviously have some type of system problem, as we all are getting the same unwanted and in many cases illegal phone calls. I hope to help them figure out why this is happening so that it will stop. What a waste of time and money this is. Thanks to whoever put up this web site. It's the only resource I have on this issue.
 Jan 17th, 2007
Calls from the above number are getting tiresome. We have no debt that is in collection. I called the number tonight, got a recording to wait for a customer service rep,and she answered. I asked her name, she said one moment, put me on hold with music, and disconnected in one minute. I called again and went through the same rigamaroll. No answer after the recording, only music and five minutes waiting. I hung up. My husband said this has been going on for several months.
 Jan 08th, 2007
They called again, now making 2nd complaint after months filling with
P.S. I have checked my credit report with all 3 credit report agencies and ALL show NO late payment, NO bad remarks, and all my scores are over 750. I hope something can be done againt this company, and hope somebody is listening to our complaints.
Unlisted Number
 Jan 08th, 2007
They blew it and called me again after a few weeks of silence after registering a complaint months ago on Will now proceed to next step and hope they get fined. How can they still be in business when they don't ask for a person by name saying that I have a debt?
Unlisted Number
 Jan 03rd, 2007
Male's voice called saying it was the law to inform of debt collection and to call back at 877-394-8289
 Jan 02nd, 2007
I thought something fishy was up I am not behind on anything I owe for and have a good credit score. I just glad to see I am not alone.
Paul D
 Dec 27th, 2006
I got their message, the same message as everyone else. I tried to call this phone number and were put on hold for 15min and finally a real lady said "could you please hold for a second?" which put me on hold for another 5min and finally I given it up. Those guys are trash, don't even try to contact them. If there is anything important you will at least get a mail from somebody.
 Dec 19th, 2006
Like everyone else here, I have received numerous calls. Knowing I didn't have anything outstanding I ignored it, but after reading messages here I wanted to call in case they had purhchased some AT&T debt that was long since paid. The person I talked to was actually very professional (after I was hung up on once though). It turns out, the person they were trying to reach had my phone number many, many years ago and the operator helped get my number off their call list.
 Dec 14th, 2006
Sounds suspicious. Recording said that they were required by law to report that they are a debt collection agency, but they didn't actually use my name or say for whom they were collecting the debt. I called back, but it said that all circuit were busy. Phishing?
 Dec 05th, 2006
this number has been calling often...877-394-8289. have no idea who they are or why they say they are collecting a was on 12-4-06.they claim to be collecting a debt.06118 is our zip..
joan markstein
 Dec 04th, 2006
Received call at 3:43 PM,12/4/06. It is the 6th call from the same number, stating they are a collection agency. I have no idea what they are talking about since all my bills are current and never late.
 Dec 04th, 2006
Automated call. Never listen long enough to hear the message. Will not respond to a tape.
 Dec 01st, 2006
2nd message from this recording. I don't owe anyone. Never returned call. If they don't know who they are looking for too bad, I'm pretty sure it's not me.
 Dec 01st, 2006
Same message as all the others. I get the messages a couple times a month - have never returned the call.
Unlisted in MD
 Nov 30th, 2006
Same as everybody else; Owe no debt, but call says it is a collections agency. Have received no letters in the mail, etc. I'm ignoring it.
 Nov 29th, 2006
Rcvd msg 11/29/06. Recorded Male voice states it's a debt-collection call from 877-394-8289. No company name and no specific info provided. This outfit is making "debt-collection" calls to everyone in the WHOLE WORLD!
 Nov 29th, 2006
They keep calling wanting me to call back. Sounds like a collection agency but just get put on hold. I don't owe anyone. Must be a prank call. Can I block them somehow? Called several times over 2 year period.
 Nov 24th, 2006
They called again today, same as my earlier post they dont ask for a specific person by name, and its a pre-recorded message. Tomorrow is Thanksgiving and it will also be the 30th day from when I filled the compaint from
Will keep you posted if they breach the complaint.
Unlisted Number
 Nov 22nd, 2006
let me try that again-- sorry
 Nov 21st, 2006
I have registered this violation twice with "Do not call". Hope they can stop this! Is there anything else we can do?
 Nov 21st, 2006
Rcvd msg 11/20/06 at 10:57AM PT; their second call to me. Male voice states it's a debt-collection call from 877-394-8289, NCO Financial Systems, Inc.

That's a complete scam and a violation of my listing on the DNC registry.

Thank you for providing this service. OTOH, since I don't know who YOU are, I will not provide my phone number to report this call via your site. I, too, have filed a complaint with
 Nov 20th, 2006
This is the third time I have received this call. Same as others report...recording of a man asking for a call back at this number. I want to know how to stop this from occurring again!
Bugged in VA
 Nov 20th, 2006
caller id "not provided" Guy said he was from a collection agency. Nov 18 @ 9:30 Wanted me to call back this number, it seems like some kind of scam.
 Nov 18th, 2006
These people called me yesterday, left a message saying they were trying to collect a debt. Like some others have already said, I do not owe anyone anything. I even checked my credit report, and owe them nothing!!
I've done some research, and it appears they say they are a collections agency for AOL, who I haven't had an account with in 5 years.
 Nov 18th, 2006
I received the call at 3:57 ET. Said to call back and that it was from some sort of collections place. Ignored them.
Kristy K.
 Nov 17th, 2006
same male left a message on my machine, saying to call 8773948289. I called back, judging by the accent of the people on the phone the place is obviously from the US, I told them my number and then they said oh are you "Marc Goodman", I said no and she appologized and said she would remove my number,,, very strange
 Nov 17th, 2006
Looks like we're all getting annoying calls from this number. I have the same reaction, I have no outstanding debts, so I can't figure why I got this call.
 Nov 16th, 2006
Pre-recorded message directing us to call 877-394-8289 back. I have no idea who it is.
 Nov 16th, 2006
Male voice telling me I need to call this number. Did state it was a collection call but never said who they were. I have received several calls from this number. They don't call my main number but keep calling my Fax number. The Fax was off line this morning and that is the only reason I got to hear the message.
 Nov 16th, 2006
They have called me again, same deal, they don't ask for a specific person by name, and its a prerecorded message. I have already filed a complaint with on October 23rd and today is the 14th of November. If they still call me on or after the 23rd of November, I look forward to taking the next step toward legal action.
Unlisted Number
 Nov 14th, 2006
Some one keeps calling saying it is in refer to a bill collection I called back and was passed to someone named tiffany and was left on hold for about 2 minutes I hung up
annoyed in GA
 Nov 08th, 2006
We recieve atleast 2 calls a week from this person. We will not return the calls. We owe no debt and we are tired of the calls and we are reporting it to the authorities as we are on the do not call list both federal and state.
 Nov 08th, 2006
Did a quick internet search for NCO and found the attached "fact sheet" about the company.

NCO's home page is

 Nov 07th, 2006
My experience is the same thing that everyone else has reported. The best info on this company is provided in the link that Al gave in his posted commments from October 20th. If you have not tried that link yet, scroll up (or down) to find Al's comments. There are a couple of "Al comments" so be sure you review the right one. Thanks very much Al for the info.
 Nov 07th, 2006
I hav received calls for a couple of months now; and when I answer no one is there. I have registered this number on the "Do not call" website recently, and hopefully this will stop it. It's very annoying.
 Nov 07th, 2006
Recording from man asking to return the call to this number. Received this call on my cell.
 Nov 06th, 2006
Unknown name. I don't answer these calls because it's a waste of my time.
Roger Pyle
 Nov 03rd, 2006
Sounds like this company is calling random numbers and hoping anyone in the household or person has a debt sence they call and never ask for anyone by name. Scam
 Oct 31st, 2006
Have received two calls.Message is it is related to debt collection & to call 877 394 8289
Michael L King
 Oct 31st, 2006
Same story - recording of a man saying call NCO Financial Services. We don't have any collections of any kind nor have we ever; this is some kind of a scam.
 Oct 25th, 2006
Oct. 25th morning. Name unavailable -- recorded message (male) saying they are a collection agency and want to be called back- they leave no name or company name. Scam...This needs to stop. Who can we report this to?
 Oct 25th, 2006
Recording of a man says to call back his number. Today there was FINALLY a little bit of information about the fact that it was a collections call. I've heard it's an agency that tries to collect on the Target Card, which I don't have. I've never bothered calling back to confirm, either, since the calls come to my cell phone.
 Oct 24th, 2006
Same story as everybody else. They've called 3 or 4 times in the past couple of weeks, and whether we actually answer or let it go to voicemail, it's still only a recording. It's not a live person, nor do they ask for us specifically by name, so I figure it's some kind of scam.
 Oct 24th, 2006
Received another prerecorded call from them today, same new recording that they are trying to collect a debt. I too have filed a complaint with
Enough is enough
Unlisted Number
 Oct 23rd, 2006
Those idiots keep calling my cell phone. They call about 2-3 times per week. I have A-1 credit, I've never been behind on anything. I have had the same number for 3 years. Why are they calling me?!!
 Oct 23rd, 2006
gto call at 5:47 pm 10/20/06
Same recording as those already mentioned. Info left by male voice was that call was from NCO Financial Systems and that they were required by law to inform 'you' that they are a debt collection agency. Further, they are calling about a debt collection. whose debt? it's all designed to get people to call back in FEAR. i called back TOTALLY PISSED OFF to tell them i'm saving the message and sending to FTC and whoever else can take some action against this. the full name of company on their outgoing message: NCO FINANCIAL SYSTEMS, formerly RISK MANAGEMENT ALTERNATIVES. here's an interesting link:

i also reported to donotcall
 Oct 20th, 2006
Same voice as many other messages except like most of you, this now identifies the company as NCO Financial and that it is an attempt to collect a debt (I'm like, WHAT debt?!?!) Like others, I am going to right now to file a complaint.
 Oct 20th, 2006
Same with me,I got one today 10/20/06,from # 877-394-8289. I got one before from #877-394-1829. If we find out who these people are let's do a class-action suit!
 Oct 20th, 2006
The same male recording left a message on my phone at 5:30.They've calle dme several times before. No company or name left. If its a financial comapany, I don't know why they'd me after me. I'm not old enough to even own any credit cards.
 Oct 19th, 2006
Today received prerecorded call from them again, and this time heard a new intro stating they were from "National Financial Systems Incorp." And that they were a debt collection company, and the call is an attempt to collect a debt. Like another caller stated if its not importaint enough to use a real live person to call me, then its not importaint enough for me to call them back. I have no outstanding debts and excellent credit, in fact I checked my credit score this morning and it has gone up 12 points from last month! Has anyone tried to call them back and got a real human to speak with?
Unlisted Number
 Oct 19th, 2006
Received call 10/19 11:54am - message left on answering machine - male voice. Identified call from NCO Financial regarding debts.
Important that I call this number back.
Of course, I didn't!!!
 Oct 19th, 2006
This number has been calling my phone a lot and I do not recognize it so I do not take the call. Sometimes I take the call and the voicemail tells me to call a 1-800 number saying it is an important call and not a sales call. If it is that important, then it should be in writing because I do not conduct business over the phone. The latest call left a message saying they are a Financial systems company and they are doing a collection call. I do not have any overdue debts from anyone. I did not conduct any business with this phone number nor this company. I have filed a complaint with the DO NOT CALL REGISTRY.
 Oct 19th, 2006

Another one of many messages left by this company, tried to call back at 5:30 when I got home, stayed on hold, got disconnected, called back, found out they were closed via voice mail-I have reported them to the DO NOT CALL REGISTRY and sent them an email on their website.
 Oct 18th, 2006
10/18/06 Have received several calls w/same info as others on this list. No past due debts are owed. VERY ANNOYING!!
 Oct 18th, 2006
Today (10/18 @ 12:34) is about the 4th or 5th message I've received from this # and same exact recording as others have mentioned. I've always ignored them because they never said who they were or what they wanted. This time they at least said who they claim to be-NCO Financial. I have no debt so came to internet to see if I could find anything out on this. Not happy to have been getting such ridiculous messages but good to see there are others out there who have acted with the same rationale.
 Oct 18th, 2006
Receive calls from 877-394-8289 with recording of man asking me to call back; I don't and won't. I have no credit debt so it can't be collections. I am also on the no call list.
 Oct 18th, 2006
I don't know if this is collections or not, never have nor never will call them with such an unprofessional message left on my machine countless times. If it helps my credit is good almost 800, so why would they call me? Maybe its a scam?
Unlisted Number
 Oct 17th, 2006
Received call at 2 pm on 10/16/06. Some random guy asking me to call back at the 877 number. This is 4th time I have gotten a call from this number this month.
 Oct 16th, 2006
We keep receiving calls with the same message. Male voice asking us to call back. Called back, only to be put on hold.
 Oct 16th, 2006
9am Call. from 877-394-8289.
If this is a collections agency. Be upfront.
 Oct 13th, 2006
9 am message from a recording says call 877 394-8289. If this is a collections agency why can't they be upfront about it?
 Oct 13th, 2006
We have just received a 2nd call from this number. We tried calling back & were put on hold for 15 minutes when someone finally answered - so we hung up. In looking company up (found out it is NCO formerly Risk Mgmt from calling them) they supposedly buy junk debt. However, some of what they call for is paid off.
 Oct 11th, 2006