ftc
federal
trade
complaint
commission
company
file
credit
complaints
gov
please
Just reported to Nj consumer protection agency 973-504-6200 & Federal Trade Commission 877-382-4357. Please call them, they are investigating the matter and hopefully they will arrest the SOBS soon
New Jersey
 Nov 15th, 2018
866-418-3360

If you receive a call from this number, you have been called by junk debt /
collection agency that buys debt from original creditors that has been written off or settled and is beyond the statute of limitations in most states. They are trying get the money for themselves, not the original creditor.

They are reportedly a serial violator of the Fair Debt Collection Practices Act (FDCPA). They may be illegally using credit information obtained from Experian or other credit reporting agencies.

This company has been known to contact and harass people they believe may know the person they are trying to reach including distant relatives, ex-spouses and possible former co-workers.

NEVER answer these calls if you see this as a caller ID. NEVER return these calls. NEVER give them ANY information about the person they are seeking or refer them to others.

Any "positive" comments you read in these notes about the company may have been written by employees of the company.

The company is:

Consumer Recovery Associates
2697 International Parkway #4
Suite 270
Virginia Beach, VA 23452

PO Box 2916
Virginia Beach, VA 23450-2916

16719 Huebner Rd. Bl 2, Ste 201
San Antonio, TX 78248

The following is the most comprehensive information gathered about this company from various sources on the Internet.

***If you've been called by a number not on this list or by someone using a different name, please copy this list, add the number/name in the correct order and repost it in its entirety.

Company Names that CRA reportedly uses:

CIA and Associates
CC Associates
Consumer Credit Association
Consumer Recovery Associates
Court Company
CR Associates
CR Associates, LLC
CRA Associates
CR&CC Associates
CR & CC Associates
C&R Associates
C & R Associates
CS Associates
Farm CIA & Associates
J Lamb and Associates
and possibly GC Services

Phone numbers that CRA reportedly uses:
202-470-2603
215-325-1354
234-542-2874
310-601-7244
310-734-6338
310-855-3688
310-860-6293
317-536-5458
319-892-0349
323-319-5178
404-474-4884
404-963-8760
430-200-0007
505-349-0354
505-718-4945
517-879-4821
615-469-5268
617-674-2967
619-564-4447
619-564-4473
620-273-4256
702-946-0389
703-280-1121
706-417-9193
713-518-1966
757-271-2731
757-214-5892
757-271-6637
757-271-8786
757-271-8787
757-271-8788
757-271-8789
757-271-8888
757-271-8889
757-271-9269
757-368-3622
757-368-3623
757-368-3626
757-368-3627
757-368-3628
757-368-8004
757-368-8331
757-368-8335
757-368-8337
757-368-8537
757-392-1660
757-468-0169
775-293-4583
800-762-9864
800-913-4915
801-241-2616
801-349-2616
801-386-7803
805-284-9506
816-332-6242
818-870-8119
859-514-0968
864-335-7028
866-272-3041
866-367-0328
866-374-6604
866-410-9894
866-418-3360
866-442-2693
866-499-6608
866-563-9556
866-645-6269
866-645-8505
866-645-8525
866-645-8654
866-655-0659
866-656-5380
866-657-1658
866-657-3618
866-657-3620
866-657-6525
866-673-1748
866-857-3916
866-861-9257
877-213-3830
877-217-7084
877-240-5390
877-240-9350
877-241-4559
877-246-1285
877-284-6622
877-289-4690
877-298-7036
877-298-7306
877-298-7806
877-320-5615
877-326-3284
877-326-5615
877-334-2942
877-360-1616
877-407-9274
877-507-3402
877-738-4814
877-783-4814
888-253-9713
888-310-5679
888-413-8823
888-706-4381
888-816-6552
949-873-2855

Individual names that CRA reportedly uses:

Donald Adair
Mark Adair
Chris Adams / Christopher Adams
Mr. Adero
Amy
Laura Angelini
Anthony
Ms. Armanchile / Mrs. Armanchild
Charles Bambino
Ms. Beagles
Tracey Berman / Tracy Burman
Ms. Blaine
Sarah Brevard / Sara Brevard
Deagre Bronson
Peter Bronson
Mr. Cagle
Mrs. Campbell
Ms. Catasin
Kirby Chapman
Dan Chatman / Dan Chapman
Vincent Cignerale
Ms. Claine
Sarah Danvers / Sara Danvers
Raymond Davis
Debbie
Marion Dunham
Ms. Elder
Ellie Faircloth
Jennifer Feagles
Denise Flynn
James Fox
Gail
John Gibson
Mr. Gilam / Gillum
Mr. Gilbert
Bert Glenn
Laura Glenn
Sidney Albert Glenn
Carl Gray / Carl Grey
Conrad Gray / Conrad Grey
Paul Gowl
Christy Hartman
Mr. Hartman
Miss Howard
Jane
Mrs. Jenkins
Ms. Jewel
James Johnson
Mrs. Johnson
Perry Johnson
Stacy Jones / Stacey Jones
Josh
Jay Lamb / J Lamb
Mr. Lane
Tyler Lang
Mr. Ludwig
Kelly
Ms. Kitchens
Ms. Kitchum
Kristen / Kristin
Lindsay / Lindsey
Lisa
Marisa / Marisha
Stephanie Martin
Willa Mason / Willie Mason
Melissa
Monica
Chad Miller / Chat Miller
Catherine Miller
Dirk Miller
Gary Miller
Sherri Morse / Sherry Morse
Sherry Morrison
Mr. Parker
Jack Polanski
Raymond
Rebecca
Gary Reece
Gary Reison / Gary Reasons
George Reasons
Ricky Royster
Jennifer Segal
Liz Segal
Tonya Sells
Scott
Eric Scott
K C Scott
Randall Scott
Richard Scott
John Sheldon / John Shelton
Ms. Silva / Silvia / Sylvia
Michelle Silver
Mr. Sitton
Michelle Soval
Liz Spiegel / Spiegle
Christine Spruill
Stacy / Stacey
Jim Stewart
Curtis Taylor / Curtis R. Taylor
Mrs. Thompson
Tony
Vivian
Mr. Wang
Mr. Weippert
Ms. Wells
Maranda Whiten / Miranda Whitten
Gina Williams
Mrs. Yelder

If you want to take positive action:
* Report them to the Virginia Attorney General:
http://www.vdacs.virginia.gov/forms-pdf/cp/oca/complaint/oca1complaint.pdf
* Call the Federal Trade Commission at
+1.877.382.4357 and file a complaint

Voice mail transcript:
"Hello my name is Catherine Miller contacting you today in regards to a formal complaint received in my office which will result in service of process being completed. Either at your home address on record or the active place of employment for xxx xxxxx. Please contact 866-310-1658. Immediately to avoid any further legal action from being taken against you. Once again the phone number is 866-310-1658 or press one now to be connected to the operator...."

Do not return this call. Also, no idea who they are calling about.
Tennessee
 Nov 23rd, 2016
866-418-3360
1
If you receive a call from this number, you have been called by junk debt / collection agency that buys debt from original creditors that has been written off or settled and is beyond the statute of limitations in most states. They are trying get the money for themselves, not the original creditor.

They are reportedly a serial violator of the Fair Debt Collection Practices Act (FDCPA). They may be illegally using credit information obtained from Experian or other credit reporting agencies.

This company has been known to contact and harass people they believe may know the person they are trying to reach including distant relatives, ex-spouses and possible former co-workers.

NEVER answer these calls if you see this as a caller ID. NEVER return these calls. NEVER give them ANY information about the person they are seeking or refer them to others.

Any "positive" comments you read in these notes about the company may have been written by employees of the company.

The company is:

Consumer Recovery Associates
2697 International Parkway #4
Suite 270
Virginia Beach, VA 23452

PO Box 2916
Virginia Beach, VA 23450-2916

16719 Huebner Rd. Bl 2, Ste 201
San Antonio, TX 78248

The following is the most comprehensive information gathered about this company from various sources on the Internet.

***If you've been called by a number not on this list or by someone using a different name, please copy this list, add the number/name in the correct order and repost it in its entirety.

Company Names that CRA reportedly uses:

CIA and Associates
CC Associates
Consumer Credit Association
Consumer Recovery Associates
Court Company
CR Associates
CR Associates, LLC
CRA Associates
CR&CC Associates
CR & CC Associates
C&R Associates
C & R Associates
CS Associates
Farm CIA & Associates
J Lamb and Associates
and possibly GC Services

Phone numbers that CRA reportedly uses:
202-470-2603
215-325-1354
234-542-2874
310-601-7244
310-734-6338
310-855-3688
310-860-6293
317-536-5458
319-892-0349
323-319-5178
404-474-4884
404-963-8760
430-200-0007
505-349-0354
505-718-4945
517-879-4821
615-469-5268
617-674-2967
619-564-4447
619-564-4473
620-273-4256
702-946-0389
703-280-1121
706-417-9193
713-518-1966
757-271-2731
757-214-5892
757-271-6637
757-271-8786
757-271-8787
757-271-8788
757-271-8789
757-271-8888
757-271-8889
757-271-9269
757-368-3622
757-368-3623
757-368-3626
757-368-3627
757-368-3628
757-368-8004
757-368-8331
757-368-8335
757-368-8337
757-368-8537
757-392-1660
757-468-0169
775-293-4583
800-762-9864
800-913-4915
801-241-2616
801-349-2616
801-386-7803
805-284-9506
816-332-6242
818-870-8119
859-514-0968
864-335-7028
866-272-3041
866-367-0328
866-374-6604
866-410-9894
866-418-3360
866-442-2693
866-499-6608
866-563-9556
866-645-6269
866-645-8505
866-645-8525
866-645-8654
866-655-0659
866-656-5380
866-657-1658
866-657-3618
866-657-3620
866-657-6525
866-673-1748
866-857-3916
866-861-9257
877-213-3830
877-217-7084
877-240-5390
877-240-9350
877-241-4559
877-246-1285
877-284-6622
877-289-4690
877-298-7036
877-298-7306
877-298-7806
877-320-5615
877-326-3284
877-326-5615
877-334-2942
877-360-1616
877-407-9274
877-507-3402
877-738-4814
877-783-4814
888-253-9713
888-310-5679
888-413-8823
888-706-4381
888-816-6552
949-873-2855

Individual names that CRA reportedly uses:

Donald Adair
Mark Adair
Chris Adams / Christopher Adams
Mr. Adero
Amy
Laura Angelini
Anthony
Ms. Armanchile / Mrs. Armanchild
Charles Bambino
Ms. Beagles
Tracey Berman / Tracy Burman
Ms. Blaine
Sarah Brevard / Sara Brevard
Deagre Bronson
Peter Bronson
Mr. Cagle
Mrs. Campbell
Ms. Catasin
Kirby Chapman
Dan Chatman / Dan Chapman
Vincent Cignerale
Ms. Claine
Sarah Danvers / Sara Danvers
Raymond Davis
Debbie
Marion Dunham
Ms. Elder
Ellie Faircloth
Jennifer Feagles
Denise Flynn
James Fox
Gail
John Gibson
Mr. Gilam / Gillum
Mr. Gilbert
Bert Glenn
Laura Glenn
Sidney Albert Glenn
Carl Gray / Carl Grey
Conrad Gray / Conrad Grey
Paul Gowl
Christy Hartman
Mr. Hartman
Miss Howard
Jane
Mrs. Jenkins
Ms. Jewel
James Johnson
Mrs. Johnson
Perry Johnson
Stacy Jones / Stacey Jones
Josh
Jay Lamb / J Lamb
Mr. Lane
Tyler Lang
Mr. Ludwig
Kelly
Ms. Kitchens
Ms. Kitchum
Kristen / Kristin
Lindsay / Lindsey
Lisa
Marisa / Marisha
Stephanie Martin
Willa Mason / Willie Mason
Melissa
Monica
Chad Miller / Chat Miller
Catherine Miller
Dirk Miller
Gary Miller
Sherri Morse / Sherry Morse
Sherry Morrison
Mr. Parker
Jack Polanski
Raymond
Rebecca
Gary Reece
Gary Reison / Gary Reasons
George Reasons
Ricky Royster
Jennifer Segal
Liz Segal
Tonya Sells
Scott
Eric Scott
K C Scott
Randall Scott
Richard Scott
John Sheldon / John Shelton
Ms. Silva / Silvia / Sylvia
Michelle Silver
Mr. Sitton
Michelle Soval
Liz Spiegel / Spiegle
Christine Spruill
Stacy / Stacey
Jim Stewart
Curtis Taylor / Curtis R. Taylor
Mrs. Thompson
Tony
Vivian
Mr. Wang
Mr. Weippert
Ms. Wells
Maranda Whiten / Miranda Whitten
Gina Williams
Mrs. Yelder

If you want to take positive action:
* Report them to the Virginia Attorney General:
http://www.vdacs.virginia.gov/forms-pdf/cp/oca/complaint/oca1complaint.pdf
* Call the Federal Trade Commission at
+1.877.382.4357 and file a complaint
Tennessee
 Nov 23rd, 2016
Rachel from Card Holders Services...Nationwide scam to get your credit card number.They keep changing phone numbers,other times caller I.D. is blocked.
Do not press any # on your phone when they call.They say press #3 to be
removed from the call list,but this will let them know your phone # is
live,and you will then get them to call you almost every other day.
You can make a complaint with www.FTC.gov or call them at 877-382-4357
Dinsdale
 Feb 03rd, 2016
Healthcare fraud is costly for everybody. If you suspect illegal or wrongful billing practices, let us know. To report suspicious incidents, Blue Shield of California's Special Investigations department maintains internal and external 24-hour hotlines.

Call our toll-free number at 800-221-2367 or send us a written report.

Individuals wishing to report a suspicious incident may identify themselves, or remain anonymous.

Blue Shield of California (Blue Shield) has become aware of a scheme that is being perpetrated against our members. Members are receiving calls from individuals representing themselves as Blue Shield employees. The callers are asking for personal information, including members' social security and credit card numbers. Although the telephone number displayed on the member's caller ID may appear to a Blue Shield number, be advised that these calls are not coming from our offices. Blue Shield does not ask members to provide this type of personal information over the phone.

To protect yourself from becoming a victim, be suspicious of unsolicited phone calls, visits or emails from individuals requesting your personal information, and do not respond to these requests. If you believe that you have been the victim of this type of scam we ask that you report it by sending an email to the Blue Cross Blue Shield Association at acafraud@BCBSA.com. You may also contact Blue Shield Customer Service's telephone number on the back of your member ID card. Calls not related to Blue Shield may be reported to the Federal Trade Commission (FTC) by calling their toll free number: (1-877-382-4357), or you may contact your local law enforcement agency for assistance.

https://www.blueshieldca.com/bsca/about-blue-shield/fraud-prevention/home.sp
info
 Nov 07th, 2014
Caller ID 585-730-6128 , Phylis Jackson from Check Systems. Says is calling to collect on a debt on a bounced check. It's a fraud. This doesn't stop unless you file a complaint with the government. Please file your complaint with the Federal Trade Commission 877-382-4357 and the Consumer Financial Protection Bureau 885-411-2372. You should also contact your State Attorney General 800-222-4444. They will not investigate until there are complaints filed nationwide! DO NOT GIVE THEM ANY INFO! SCAMMERS!!
sara
 Jan 10th, 2014
Caller ID 585-730-6128 , Phylis Jackson from Check Systems. Says is calling to collect on a debt on a bounced check. It's a fraud. This doesn't stop unless you file a complaint with the government. Please file your complaint with the Federal Trade Commission 877-382-4357 and the Consumer Financial Protection Bureau 885-411-2372. You should also contact your State Attorney General 800-222-4444. They will not investigate until there are complaints filed nationwide! DO NOT GIVE THEM ANY INFO! SCAMMERS!!
a
 Jan 10th, 2014
Caller ID 585-730-6128 , Phylis Jackson from Check Systems. Says is calling to collect on a debt on a bounced check. It's a fraud. This doesn't stop unless you file a complaint with the government. Please file your complaint with the Federal Trade Commission 877-382-4357 and the Consumer Financial Protection Bureau 885-411-2372. You should also contact your State Attorney General 800-222-4444. They will not investigate until there are complaints filed nationwide! DO NOT GIVE THEM ANY INFO! SCAMMERS!!
anonymous
 Jan 10th, 2014
Caller said that I was eligible for a lower interest rate on my cc b/c I had a high credit rating. I refused to give my CC # and I hung up. I received 6 obscene voice mails and several hang-ups. The phone rang for 20 min. I called the FCC to file a complaint. I was told to call the FTC (Federal Trade Commission) b/c this is scam. The woman I spoke with said that last year they had trouble with this company and shut down several "mobile call centers". These centers are all over the country. The FTC also filed a "class action" lawsuit against this company and got money back for consumers that were scammed. These criminals are very active again. It is very important to call the FTC 877-382-4357 and file a complaint. I also was able to block this phone # with Verizon FIOS. I also called the Fraud Alert Center 800-916-8800 and put a 90 day alert on all of my accounts. We need to stop these criminals now!!!!
Pam in PA
 Dec 15th, 2013
call from 302-995-8381. Financial Phishing scam that just started 11/7/2013.
Just hang up, and report the phishing scam to the FTC (info below) so they can stop it. (NOTE: The Do Not Call registry can do nothing against scammers like this - the scammers just call random numbers and will not honor DNC lists.)
To report Mass Marketing/Telemarketing Fraud:
Federal Trade Commission
Phone: 1 (877) FTC-HELP (1-877-382-4357)
Online Form: Mass Marketing Fraud Complaint Form:
https://www.ftccomplaintassistant.gov/Information?OrgCode=#&panel1-1
HATE scammers
 Nov 07th, 2013
If you receive a call from these people, claiming to have a $9200 grant for you because you are a good citizen who pays their bills, etc. Be aware that it is a scam/fraud. Do not send them any money. Call the Federal Trade Commission and file a complaint. 1-877-382-4357 You can also file a complaint with grant fraud at 1-800-447-8477
Jennifer Hamden
 Sep 26th, 2013
they are caller id spoofing. the telephone company, haxtun tel co, that hosts them cant do anything about this. instead call the fcc at 877-382-4357
alex
 Sep 03rd, 2013
2 calls today from these SCAMMERS. Finally called FTC at 877-382-4357 to report them. I ask anybody that is getting these calls to please call FTC and maybe if they get enough calls they will do something about these thieves.
LLA
 Aug 06th, 2013
I receive an average of 14 calls per day from these idiots, despite being on the Do Not Call list. I finally called the Federal Trade Commission. Their number is 1-877-382-4357. They only act if there are numerous complaints against a company, so call the FTC now to stop this harassment.
Results
 Aug 01st, 2013
Received call from 786-358-6691 Not In Use according to caller ID. Foreign voice (sounded Hispanic) said calling from Medicare and were sending me new card. Had my name, address and telephone number. Wanted the name of my bank for verification purposes. Asked why. Kept saying for verification purposes only. After me asking why they need that for verification 4 times they finally hung up. I then contacted Medicare (1-800-633-4227). Gave them all info. The call WAS NOT from Medicare. They then gave me number (1-877-382-4357) to report this to Federal Trade Communication Center. Talked to them, gave them all info and they gave me a reference number then gave me number for Attorney General so I could file complaint with them as well. Will have to do that tomorrow since they are only there from 8:30 am to 5:00 pm. I suggest anyone getting these calls do the same thing. Maybe if enough people file complaints these people will be found and prosecuted.



Caller: Not in Use (on called ID)
JOY
 Jul 24th, 2013
THIS IS A SCAM!!! I contacted the federal trade commission at 1-877-382-4357 and files a complaint. I was told to let everyone that had this problem to call the FTC and file their complaint too. I was told that if they get more complaints then they can shut the company down, but only if people start complaining. Also I was advised to contact my state consumer protection agency and file a complaint with them as we'll. the only way we are gonna stop these people is to report them so PLEASE REPORT THEM! My phone call took all of 8 mins!
Caller: Attny Marvin johnson
Christina
 Jul 09th, 2013
This guy is a criminal fraudster. He called from 459-459-4591 and left a message to call 215 279 5847 immediately. He identified hinmself as Department of State officer Max Williams. Mentioned that he had 3 federal investigation in his legal case file and was starting legap proceedings immediately and that he wanted a call back on 215 279 5847. when i called back he wanted personal information. - I called the FTC. If you have a complaint about any type of consumer fraud, including any type of mass-marketing fraud, you can file a complaint through a toll-free Consumer Help Line, 1-877-FTC-HELP (1-877-382-4357) or online with the Federal Trade Commission
Anonymous
 Jun 08th, 2013
I can't wait until they call again. Not only is this a waste of my time to check the phone when they have called countless times every day now for a week, but this is simply harassment. If I haven't answered by now, I'm not going to. But today I am going to make an exception. When they call again I am politely going to see what they want and then I am going to tell them that if they don't stop calling, I WILL turn them into the FTC (federal trade comission) for harassment. then I will call that number back and press 1 to take me off their list, but it could take 30 days they say. There is a nice gentelman named Ben at the FTC that helped me with a harassing phone call I had months ago. The FTC phone number is: 1-877-382-4357. Also people can call the Do Not Call Registry at: 1-888-382-1222. I have done this before, but I found out you have to update your number(s) every couple years or so. Hope this helps.
STOP CALLING
 Apr 17th, 2013
Call FTC fraud# 877-382-4357 and file an FTC complaint against this company. I did. The call starts out as a robocall informing seniors that their calls to 911 may not get prompt response and it may cost them their lives. Press 1 to talk to a rep. Press 5 to be removed from their calling list. First call used a different number and I asked to be removed from their list (even though I'm on the Do Not Call Registry). Then they called from this number 828-475-7077 so I opted to speak with their representative. From the background noise it was obvious it was a call center, so I asked the rep what telemarketing firm they worked for. Rep wouldn't answer the question and tried to obfuscate - then hung up on me. When I called the number back from caller ID it was disconnected. Probably spoofed. An Internet search shows "Senior Emergency Care" may be attempting to scam seniors offering a "free" service that they actually charge for OR may be phishing for credit cards and such.
bec
 Jan 16th, 2013
TO ALL OF YOU - THIS IS VERY IMPORTANT!

If you have received a call from this phone number [(904) 697-1008]

This is a fraudulent company. I have dealt with MANY of these phone numbers (this being one of them). Call the Federal Trade Commission at 877-382-4357. This is a toll-free call and could prevent these kind of programs from stealing your identity. Some of the phone numbers that I, and many people that I know, claim to be businesses that are in the process of suing you, some claim to be businesses that want to help you consilidate or eliminate your debt. DO NOT give them ANY of your identification or credentials, EVER. Immediately call the Federal Trade Commission and file a report with that number. The sooner you call, and the more complaints on the phone number, the sooner the FTC will shut them down and press charges.
ZC7
 Dec 08th, 2012
They called to say we had to accept delivery of a certain item (cars, money, etc.) They are looking for you to say 'YES' on the phone so they can record it and then steal your ID, money, whatever. This is a debonaire SCAM from INDIA -- If you feel the need to call them back through this line, your phone company will not complete the call unless you have a calling card, thus, because of the fake accent, INDIA. Give them this 'corporate, financial' number: 1-877-382-4357.
YouKnow
 Dec 05th, 2012
For all you people getting harrassed by this, or "ANY" number,
if you have dealt with harrassing solicitors and scammers telling you:
"Your car's waranty may be about to expire"......
"This is the Census Bureau, we need further information".....
(or whatever the latest round of annoying B.S. is)
HERE ARE SOME "OTHER" NUMBERS THAT MAY HELP:

ANNOYANCE CALL BUREAU: 800-236-5688 (7:30-3:00 PST)

FEDERAL TRADE COMMISSION: 877-382-4357

NATIONAL DO NOT CALL REGISTRY: 888-382-1222

Take a few days, make a list of HOW MANY TIMES, and THE TIMES OF DAY they call.
List ANY and ALL "versions" of the number calling you. (sometimes multiple extension #'s)
After gathering your information together, CALL AND LODGE YOUR COMPLAINTS!!

After filing with the annoyance call bureau, OR the do not call registry
(don't remember which one) the offending party has 30 days to STOP calling you!!
IF THEY CONTINUE TO DUE SO AFTER THE 30 DAY DEADLINE, AND YOU CAN
PROVE 3 OFFENSES, YOU COULD BE AWARDED A CASH SETTLEMENT FOR
THE HARRASSMENT, UP TO $10,000. (CHA-CHING!!) ........It's the LAW.
Call the Federal Trade Commission and REPORT THE OFFENDING NUMBER!!
More often that not, you will NOT be the first one to call, and may find that they are
already gathering information on the offending solicitors for a legal case against them.
File your complaints, and then put a pad of paper by the answering machine.
Keep a running log of the dates & times of ALL calls.
Wait 30 days, and then DARE these idiots to keep calling you back!!

Keep these numbers handy to deter future solicitors who may harrass you.
It is the fastest way to get these idiots to stop, AND GET THEM IN TROUBLE!!
Kitty
 Dec 01st, 2012
GE MONEY (Said his name was "Josh, Operator N. LR3" IS NOT JUST CALLING CREDIT CUSTOMERS! THEY ARE TELEMARKETING THEIR CREDIT CARDS! THEY ARE USING TRICKS TO TRY TO AVOID THE "DO NOT CALL LIST REQUIREMENTS BY USING FRAUDULENT TACTICS LIKE CALLING WITH COMPUTERIZED UNKNOWN NUMBERS, TO KEEP UP WITH PHONE NUMBERS THAT HAVE A RECEIVING LIVE CONTACT SO THEY CAN THEN CALL YOU BACK WITH THEIR TELEMARKETING MESSAGE! THIS IS AN ILLEGAL TACTICS THAT THEY ARE USING SO EVERYONE THAT ARE RECEIVING CALLS FROM THEM SHOULD CALL THE FCC TOLL FREE AT: (1-888-225-5322)
ALSO CALL THE Federal Trade Commission TOLL FREE AT: 877-382-4357 EVERYDAY THAT YOU RECEIVE THE CALLS AND GIVE THEM GE MONEY TELEMARKETING # 937-534-2092 AND LET THEM KNOW ABOUT THE CALLS THAT YOU ARE RECEIVING AND I GUARANTEE THAT YOU WILL GET THEM CAUGHT AND PENALIZED FOR BRAKING THE "DO NOT CALL" LIST RULES!! (I HAVE GOT THE FCC INVESTIGATING GE MONEY SO IF EVERYONE ELSE CALL THE FCC ALSO YOU WILL GET GE MONEY PENALIZED)
Mason Barre
 Nov 20th, 2012
Skip all the fuss. Get as much information you can from the caller then hang up. Next call the FEDERAL TRADE COMMISSION @ 1-877-382-4357 or 1-877-FTCHELP. Press 1 then 3 to talk to a REAL LIVE PERSON that cares.

Post the number next to your phone or put it in speed dial for easy access.
Phone Tray User
 Nov 07th, 2012
File a complaint with the Washington State Attourney General at https://fortress.wa.gov/atg/formhandler/ago/ComplaintForm.aspx and the FTC at 1-877-382-4357.
Mike
 Sep 27th, 2012
Call the NY state attorney general at 1-800-771-7744 and the FTC at 1-877-382-4357. Verizon is headquartered in NY, and neither office will do anything without a volume of complaints - let 'em have it!
Mike
 Sep 06th, 2012
Call the NY state attorney general at 1-800-771-7744 and the FTC at 1-877-382-4357. Verizon is headquartered in NY, and neither office will do anything without a volume of complaints - let 'em have it!
Mike
 Sep 06th, 2012
Its Portfolio Recovery trying to collect on some very old debt that most likely is not yours. DO NOT CALL THEM OR GIVE THEM ANY INFORMATION. CALL THE FEDERAL TRADE COMMISSION AT 1-877-382-4357 AND FILE A COMPLAINT.
Your Friend
 Sep 05th, 2012
Mine was "Hi! This is Anne From Cardholder Services..." Average about 2

So here is the deal - if you get a call from this number, do not answer. Simply deny the call (cell) or hang up. Then call the FTC @ 877-382-4357. I believe Option 3 is to file a complaint. They will take your complaint over the phone. Or you can do a yahoo search for filing a complaint online. YOU DO NOT HAVE TO BE ON THE DO NOT CALL LIST TO FILE A COMPLAINT.

At this stage, the guy I spoke with (Emelio) at the FTC said they have been getting FLOODED with calls. I hope that means that investigation is either pending or ongoing, but EVERY CALL helps establish a reason to investigate.

Remember, these guys can only keep scamming so long as they can keep running. They only keep running so long as the FTC has other priorities. These scammers only become a priority when they become the high call volume complaint at the FTC.

It'll take 6 minutes of your time. I timed it. And you get a sense of satisfaction.

Remember - thieves are cowardly rats. Not only is cowardice a sin, but these sinners hide in the shadows. It's up to you to bring them to light!

Call the FTC @ 877-382-4357.
J Andy
 Aug 27th, 2012
Guy claims he is from Microsoft and wants me to log into a website so he can fix my computer. Sure thing bud, let me give you complete access to all my files, you fraud. Called FTC on them - 1-877-382-4357 - I agree, drag it out of yopu have time and waste their time everyone (if you have time). My land line provider, Verizon, no longer offers Call-Block feature....the new fiber optic systems really are great, right????
Gary
 Jul 03rd, 2012
Mark Burton (possibly a fake name)
PHL International
836 S Military Trail,
Deerfield Beach, FL
954-426-2642

Their parent company is
Ran David Barnea, owner
American Debt Negotiators, AKA; Intercorp Services Inc, & Alloy Global Services
21955 Cypress Dr, Apt 48f,
Boca Raton, FL.
866-969-4236
DBA ASIA PACIFIC TELECOM,. INC
DBA ASIA PACIFIC NETWORKS
SBN Peripherals, Inc., and Repo, B.V.
Owners JohanHendrik Smit Duyzeritkunst, Janneke Bakker-Smit Duyzentkunst
3230 Cornell Road, Agora, California 91301
Go to the FTC and search for any/all of these
Please File a complaint with FTC 1-877-382-4357 http://www.ftc.gov/ftc/contact.shtm

They have and on going investigation
http://www.ftc.gov/os/caselist/1023060/120328asiap
Numbers the call from:
213-289-9006 303-217-1074 402-206-7411 503-563-0989 759-000-1535 909-374-9789 971-217-9515
Also See:http://sciguy.hubpages.com/hub/Cardholder-Services
Call type: Scammers/Fraudsters
Buster Scam
 May 17th, 2012
These are not legitimate debt collectors! If they were, they would be breaking so many regulations according to the Federal Trade Commission (see Fair Debt Collection Practices Act and the Fair Credit Reporting Act)! DO NOT give them any information or money, no matter how much information they know about you, or how much they threaten you! In all likelihood, they will continue to harrass you, so report it immediately. If the FTC receives a lot of reports on this, then they will do something about it.

My cousin received a call at work from a "Ray Wilson," but when I called them for her, they kept hanging up on me because I wouldn't give them a credit card number. Both the man and the woman I talked to had thick Indian accents, and would not give any information about "the debt" owed, but told me information about my cousin, including her social security number over the phone. This fits the description of a ring that was busted recently, and written about on 4.11.12, on the FTC's website.

"The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics.
Caller: no name
Call Type: Debt Collector
Rhonda
 May 08th, 2012
*****Consumer Warning*****

Please be aware that Delta Outsource Group, Inc. has been informed of a consumer scam involving representatives identifying themselves as employees of our company, or other companies with similar names as Delta Outsource Group, Inc., who are offering to lower credit card interest rates. Please know that Delta Outsource Group, Inc. does not offer any kind of interest rate reduction services. In response to this issue, our offices have contacted the Federal Trade Commission to investigate.

Delta Outsource Group, Inc. encourages you to contact the Federal Trade Commission office at 877-382-4357 to report any communications from these organizations you believe to be fraudulent.

Below is a sample of the many available publications in reference to these types of scams:

Federal Trade Commission: http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt178.shtm
Delta Outsource
 Jan 27th, 2012
THE CALLER IS A FRAUD CLAIMING THEY ARE THE DO NOT CALL LIST AND WANT YOU TO PUT YOUR NUMBER IN TO STOP CALLS.
THIS IS ILLEGAL AS THEY ARE NOT THE "DO NOT CALL REGISTRY"
CALL 1-877-382-4357 PRESS 3, THIS IS THE FEDERAL TRADE COMMISION. LET THEM KNOW THIS CALL IS A VOICE RECORDING CLAIMING THEY ARE THE "DO NOT CALL REGISTRY" (they are not). THIS NUMBER BELONGS TO A STEVE HAMILTON, he owns hundreds of numbers and the carrier of this number is PACIFIC TELECOM COMMUNICATIONS GROUP)
I spoke with Karen, who filed a report and told me to call the STATE ATTORNEY GENERALS NUMBER at - 1-866-966-7226 and file a complaint with them as well.
BABS
 Nov 29th, 2011
I have been receiving calls from this number daily for several months now. It is a credit scam! It starts as an automated call asking "if you would like to lower your credit card rate"? You are given several options so I pressed to speak to an agent to get as much info as possible. A young english speaking girl answered the phone and asked if I was paying higher than 10% on my credit card. I told her no and she hung up. In hindsight I wish I had said yes so I could get some info to try to find out what company this is. The face that she hung up without telling me that she couldn't help me leads me to believe that is a scam. There's a option that you can press to have your name removed but trust me that does not work; I did that months ago. The best thing to do is DO NOT GIVE OUT ANY PERSONAL INFO or engage them in any way. They are very rude and will curse and tell you they will continue to call. This is another clue that this is not a real company. Here's what you should do:

Call the FCC at 1-888-225-5322 and file a complaint. They will ask you a series of questions and open up an investigation. Make sure you have a pen & paper handy because they will give you a complaint confirmation number.

File a complaint with the FTC @ WWW.FTC.gov. You can call them at 1-877-382-4357 but they will redirect you to their web site.

Call your State's Attorney General and file a complaint.

If you're on the DO NOT CALL LIST and you have asked them to remove your name and not call & they continue you can collect up to $1500 for each time they call. THIS IS WHY WHEN YOU ASK THEM TO TAKE YOU OFF THE LIST THE IMMEDIATELY HANG UP.

There have been a lot of complaints thus far! Hopefully, the government is close to closing in on them. My guess is that they will continue to change phone numbers so keep a pad of paper & pen near your phone.

Good luck!
AnneD
 Nov 23rd, 2011
LEAVE THIS AS TOP MESSAGE FOR THE NEXT PERSON TO READ dont waste time typing here.
do call federal trade commisson NOW to file complaints FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. also add your personal land and cell phone numbers to be listed on the DO NOT CALL LIST if you havent yet, if you have and its more than a month ago that will also help in gov agencys going after these folks who violated your rights(auto messaging). plus if you did talk to these people on phone and gave any personal info out call any of the 3 credit reporting places and ask for a 30-90 day protection on your credit report and all 3 will do so. call all your credit cards and beg for a hold on all activity on any card you gave them ASAP. do all that right NOW.
even though the calls may start out from several dozen or so phone numbers coming from Location: TILLAMOOK, OR or SEATTLE, WA it links to a company in florida many names bla bla - this group has been around atleast 3 years and very busy recently and use dozens of numbers (and names even) to do auto messaging (big no no not allowed) that if you speak with them will promise you the moon on lower card interest and you could have stepped outside most nights and seen the moon for free. get my drift? you need financial help. get your yellow pages out and start calling local CPA / accountants and have a cup of coffee face to face when you find one that will work with you.
p.s. in life a person has choices to be a nobody and do nothing but complain and wait for somebody to solve the problems or decide to be a somebody and do what can be done to make things right and save others not just yourself.(i give my full permission to copying, reposting or emailing this message fully intact - to warn people. anyone have a friend that works at a newspaper? maybe they can help)
i am now going to post this message to the several numbers that link to this auto call/ card interest reduction game that i have collected so far .(heres a few 206-496-0401, 503-457-1819, 503-457-1836, 877-748-2626, 206-496-0414, 772-408-1300 ,pacifictel, client services, card service, check services, a+ financial/finance, payment reduced, operator, unknown name number, out of area, accelerated financial, excelerated fin, )

red alert to :
A+ Financial Centers, LLC aka accelerated financial ( per discovery card fraud department spelling)
1679 SW South Macedo Boulevard
Port Saint Lucie, FL 34984
gee guys i am on the DO NOT CALL LIST(since 2007) the only calls i get on my 3 lines are friends or law skiders and scammers. so if you bug me i will waste your time! also collect info and keep turning you in with each new number and name you call from. if it saved 1 other person from being bothered that sounds like a good use of my time. i have the time to waste and they (victims of illegal auto calls and finacial debt concerns) might not have the $500 to $1,000 to waste.
you do not represent, nor sent by - my bank, my card companys nor any credit reporting company, i have checked with each new twist in the spiel thats said - i just cant stand people that lie. i do not wish to recieve calls from your group but i will answer my phones to play and fact gather.
sincerely ANGEL GORDON.
angel gordon
 Nov 18th, 2011
fake call, represents itself as the national do not call registry. THEY ARE PHONY! Fake. Scam. The true FTC national do not call registry is at ftc.gov, 202-326-2222, or 877-382-4357.
akzr
 Nov 16th, 2011
State Processing Service: Will call and state that he has Service of Process to serve upon you (Subpoena) Will either state State Process Service (Rick Douglas) or push the issue claiming to be Law Enforcement. If you are not home will leave what sounds like an official sounding message about the subpoena and supposedly a court case number. In my case they called a relative which is a violation of the Fair Credit Reporting Act and even if I had an account as they allege the court case number was bogus. When I called back a Julie Answered. When I pressed for more information it became apparent that it was a fishing expedition. When I asked for a physical address where I could send a letter, she immediately became agitated and started to make threats. Anyone that has received calls from this reported company needs to call their State Attorney General Office and the Fed Trade Commission 1-877-382-4357 as they are clearly operating illegally and need to be stopped. By calling the day that you receive the phone message allows them to act upon the complaint before the company changes the number again.
Cal Dude
 Nov 15th, 2011
Well, aren't we all in for a little luck! I began doing some research on this number...according to my research, Global Crossing Local Services, Inc. is the carrier. I filed a complaint with the Federal Trade Commission 877-382-4357). The FTC wanted to know if my number was registered with the National Do Not Call Registry 888-382-1222 or www.donotcall.gov). The FTC employee also suggested I send the company a
complainNow
 Oct 27th, 2011
I don't know if this help but i called the Federal Crade Commission at 1-877-382-4357 filed a complaint.
Larry E
 Oct 25th, 2011
Recorded call to decrease credit card rate
Caller ID Desjardings Security:

COPYING FROM OTHER SUGGESTION:
First - make sure you are on list at donotcall.gov
Second - File complaint with donotcall.gov
Third - Call the FCC at 1-888-225-5322 and make a complaint
Fourth - Call the Federal Trade Commission at 1-877-382-4357 and make complaint
Fifth - Call the Attorney General of the state you live in and make complaint.
Very annoyed
 Oct 04th, 2011
.....Months of calls from 877-298-8855......
First - make sure you are on list at www.donotcall.gov
Second - File complaint with www.donotcall.gov
Third - Call the FCC at 1-888-225-5322 and make a complaint
Fourth - Call the Federal Trade Commission at 1-877-382-4357 and make complaint
Fifth - Call the Attorney General of the state you live in and make complaint.

I did all these. They write all the information down. The more complaints made this way...the more they will pay attention and do something. So please don't just complain on here. And besides...it made me feel darn good calling in my complaint to every one of them.

I got mad at the phone call today...no way you can cuss or insult them enough to quit calling. He ended up telling me he is going to call me twice as often now.
avalonfox
 Sep 21st, 2011
Did not anwer this because it was an 800-type number and caller ID said "UNAVAILABLE."
G.S.
 Aug 11th, 2011
Debt Collection FAQs: A Guide for Consumers

If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.
What types of debts are covered?

The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.
Can a debt collector contact me any time or any place?

No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.
How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.
Can a debt collector contact anyone else about my debt?

If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.
What does the debt collector have to tell me about the debt?

Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.
Can a debt collector keep contacting me if I don’t think I owe any money?

If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.
What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

* use threats of violence or harm;
* publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
* use obscene or profane language; or
* repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

* falsely claim that they are attorneys or government representatives;
* falsely claim that you have committed a crime;
* falsely represent that they operate or work for a credit reporting company;
* misrepresent the amount you owe;
* indicate that papers they send you are legal forms if they aren’t; or
* indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:

* you will be arrested if you don’t pay your debt;
* they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
* legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:

* give false credit information about you to anyone, including a credit reporting company;
* send you anything that looks like an official document from a court or government agency if it isn’t; or
* use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

* try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
* deposit a post-dated check early;
* take or threaten to take your property unless it can be done legally; or
* contact you by postcard.

Can I control which debts my payments apply to?

Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.
Can a debt collector garnish my bank account or my wages?

If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.
Can federal benefits be garnished?

Many federal benefits are exempt from garnishment, including:

* Social Security Benefits
* Supplemental Security Income (SSI) Benefits
* Veterans’ Benefits
* Civil Service and Federal Retirement and Disability Benefits
* Service Members’ Pay
* Military Annuities and Survivors’ Benefits
* Student Assistance
* Railroad Retirement Benefits
* Merchant Seamen Wages
* Longshoremen’s and Harbor Workers’ Death and Disability Benefits
* Foreign Service Retirement and Disability Benefits
* Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
* Federal Emergency Management Agency Federal Disaster Assistance

But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.
Do I have any recourse if I think a debt collector has violated the law?

You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.
What should I do if a debt collector sues me?

If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.
Where do I report a debt collector for an alleged violation?

Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.
For More Information

To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.

The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
February 2009
Joseph
 Apr 22nd, 2011
1-877-495-0400
JUNK DEBT BUYER - FDCPA VIOLATOR

1) Never assume they have a VALID DEBT OR LEGAL RIGHT TO COLLECT

2) Debt collectors MUST FOLLOW your STATE laws regarding licensing. Check your Secretary of State for licensing requirements for ANY collection agency that contacts you

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/ NEW URL!

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx


Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm

Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn’t; or
use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans’ Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members’ Pay
Military Annuities and Survivors’ Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen’s and Harbor Workers’ Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices. HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list. You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0
Martha
 Mar 29th, 2011
Portfolio Recovery Associates (PRA) is AKA "Anchor Receivables Management" and less commonly known as "Revenue Discovery Systems. They NEVER give up, and keep calling from over a hundred numbers. Just do a search for Portfolio Recovery Associates here on whocallus, to see the other numbers they call from.

The never leave a message, so do not know who they are calling for. Others have reported. even after answering the phone, and telling them they have the wrong number, they still call back numerous times.

Just forward all unknown numbers to the Federal Trade Commission (1-877-382-4357). What ever you do, do NOT answer the phone, or they will reset what ever date they have, to begin all over again. Check with your State Laws about their Statue of Limitations. Your credit rating is always harmed by paying collectors of charged-off and bankrupt consumer debt. Nothing of substantial good for the debtor ever comes from interaction with Portfolio Recovery Associates. Ever!
Kat
 Jan 25th, 2011
Portfolio Recovery Associates (PRA) called today at 9:50 am from 412-282-1420, then called again tonight at 8:04 pm from a different number 440-580-0720 http://whocalled.us/lookup/4405800720

They never leave a message, so I do not know who they are looking for. So far, they have called eleven times, this week, from eleven different numbers. ARG!!! I refuse to answer!!! If they want to speak to someone, they need to leave a message, and state who they are calling. I just keep blocking their numbers, and put my phone on Night Mode, so the phone does not ring, while I am sleeping. I have no Credit Cards, and no other Bills, so who ever they are looking for, does not live here.

If you are receiving repeated, misdirected, and/or abusive calls from a third party debt collector, you may find relief in the provisions of the FDCPA, the Federal Law which regulates collector behavior. File your complaint here: ftccomplaintassistant.gov Learn your rights at FTC.gov. See also your State Laws for additional support.

Also, just forward all unknown numbers to the Federal Trade Commission (1-877-382-4357).
Kat
 Jan 21st, 2011
The calls from Freeman Randall 302-747-7777 and 360-742-1886 are very aggressive telemarketing calls. I spoke with the AT&T call annoyance bureau and they referred me to the FTC - 1-877-382-4357. I made a complaint to the FTC and they told me that they don't investigate individual complaints but if enough people register complaints for these numbers then their lawyers will investigate. I would recommend calling the FTC and making a complaint.
JEFF
 Dec 15th, 2010
Find out about their illegal harassment, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission and your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
Junk Debt SOL
 Dec 14th, 2010
Find out about their illegal harassment, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission and your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
Junk Debt
 Dec 14th, 2010
If you get a call from these people, call the Federal Trade Commission ASAP at 877-382-4357.
This company appears to be attempting identity theft and fraud.
Jim
 Dec 14th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
Scam Alert
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
SCAM ALERT
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
SCAM ALERT
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
SCAM ALERT
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
SCAM ALERT
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
SCAM ALERT
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
SCAM ALERT
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
SCAM ALERT
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!

SCAM ALERT
SCAM ALERT
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!

SCAM ALERT
SCAM ALERT
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
SCAM ALERT
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357
SCAM
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
Portfolio Scam
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission, Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357
Portfolio Scam
 Dec 13th, 2010
Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357
Portfolio Scam
 Dec 13th, 2010
i've gotten the same calls for weeks!!!!
automated message saying: "are you one of the millions without health insurance?..."
tried to call back and the # is unreachable.

bring these guys down!!!!!!

call the Federal Trade Commission to file a complaint @ 1-877-382-4357

and

call the Federal Communications Commission to file a complaint @ 1-888-225-5322
complain
 Dec 06th, 2010
The solution to getting these harassing jerks to stop is to forward their phone calls to the Federal Trade Commission at 877-382-4357. Let them bother someone who can do something about it.

Once the FTC starts getting hammered with their calls, they'll do something about it.
THE SOLUTION
 Dec 02nd, 2010
Must be a new number for Portfolio Recovery... just forward all unknown numbers to the Federal Trade Commission (1-877-382-4357). If these scumbag junk-debt vultures are going to be bothering someone, at least they'll be bothering the people who can do something about it.
NOYB
 Nov 23rd, 2010
Ok, guys, here's the solution that'll get them to stop (or at least moderate) calling you, at least on your cell phones.

For all calls that aren't recognized (i.e.: all telephone numbers that aren't in your contacts list), forward the calls to the Federal Trade Commission, at 1-877-382-4357. Once the FTC looks at all the times Portfolio Recovery Associates is calling them, they'll start looking into why, and discover that PRA is harassing a lot of people who don't owe anyone anything.

These scum used to call me about a half-dozen times per day (the maximum was 11 times in one day), despite the fact that I don't have any debts, and don't owe anyone anything. They also used to harass my family (who I haven't seen in decades), even telling my sister that they'd sue to take her house away from her if SHE didn't pay them.

All because some other scumbag committed identity theft against me. Despite the fact that PRA has been notified (over the phone and in writing) that this was a case of identity theft, despite the fact that they looked up the police report and sent me a letter telling me that they were no longer going to try to collect from me, because they now realized that it was an identity theft, they STILL called me non-stop.

That is, until I started forwarding their calls to the FTC. Now, they call about once every month to month-and-a-half, and they still get forwarded to the FTC.
THE SOLUTION
 Nov 19th, 2010
By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357
NOYB
 Nov 12th, 2010
I have repeatedly received calls from this number since June 2010. Because they are recordings, vague (they never say what company they're calling from, the messages they leave are:'I have received a file from another party...'), and incredibly rude, I have never acted on them. I tried contacting the Federal Communications Commission to complain about this, they directed me to file a complaint with the Federal Trade Commission as they have jurisdiction over debt collection calls: 877-382-4357. The only reason why I know the name of the company who called (Regency Alliance) is from googling and looking up this number online.
John
 Nov 02nd, 2010
The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a new video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
report here ima.. and the numbers are listed
employee
 Oct 28th, 2010
You can call the Federal Trade Commision and file a complaint on the callers. The more people that call can start an investigation on the company. FTC number is 877-382-4357.
Annette
 Oct 25th, 2010
Ok, I have received MULTIPLE calls from this number and another number 877-591-7730. Same thing from a Mr. Freeman, Mr. Liken, etc..."we have tried to reach you, you MUST call by 6pm, we will move forward with or without your imput, blah, blah, blah."

I called the FTC & reported the number, and even played the message. They said it is ridiculous. They do not say any specifics, they are just harassing. If it is from a debt collector they ARE REQUIRED to say that, their name, the company name, etc... they should also send a letter.

I filed a complaint, it took two minutes. I urge you to do the same.
FTC phone number is 877-382-4357, select 2...you get a real person immediately.
cln
 Oct 06th, 2010
We (AVPS) have actually had our company caller ID spoofed by a telemarketing company called Security First out of Birmingham, AL. It is NOT us who is calling, but it is our company information in the caller ID. The telemarketer is doing this so that he does not receive ANY complaint calls or requests to be removed from the do-not-call list. We have opened cases with the Alabama Electronic Security Board of Licensure, the Federal Trade Commission, and their telephone provider, Deltacom. If you keep receiving these calls PLEASE call the following numbers to file your complaints directly with the agencies involved.

Alabama Electronic Security Board of Licensure: 334-264-9388, AESBL@aol.com
Federal Trade Commission: 1-877-382-4357
Deltacom: 1-800-372-8390, option #5

Thank you for all your help!
AVPS
 Sep 30th, 2010
YOU MUST REPORT THEM EITHER TO FTC.GOV OR DONOTCALL.GOV.

If you get a recorded message when you answer - you can file complaints with DONOTCALL.GOV even if you are not registered on the donotcall list.

Here is the info about the court order
FTC 1, Robocalls 0
(Monday, May 24, 2010)
At FTC�s Request, Court Stops Deceptive Telemarketing Calls Pitching Credit Card Interest Rate Reduction
At the request of the Federal Trade Commission, a federal judge has put a stop to three companies� allegedly deceptive telemarketing calls, including robocalls, that promised to reduce consumers� credit card interest rates; frozen their assets; and appointed a receiver to take control of the business.
According to the FTC�s complaint, over the past two years, the defendants made or authorized calls to consumers nationwide, claiming that they could negotiate with credit card issuers to substantially lower the interest rates on the consumers� credit cards. They also allegedly delivered prerecorded �robocalls� that consisted of urgent-sounding messages from �Card Services� or �Financial Services,� stating that consumers needed to �press one� to speak to a representative about their credit card interest rates. Many consumers believed the calls were from their credit card issuers.
Consumers who signed up for the defendants� services were charged from $499 to $1,590 up-front and promised their money back if the callers failed to deliver at least $2,500 in interest rate savings, the FTC alleged. Instead of arranging reduced interest rates, the complaint states, the defendants sent consumers instructions to pay down their credit card debts early, thus saving money on interest. Consumers who complained and demanded refunds allegedly were denied outright, got the run-around, or had a $199 �nonrefundable fee� deducted from their refund.
�The last thing debt-ridden consumers need is to be deluged by illegal robocalls � especially when all the calls are offering is a scam,� said FTC Chairman Jon Leibowitz.
The FTC�s complaint alleged that AMS, Rapid Reduction, PDMI, and their owners violated the FTC Act and the Do Not Call and other provisions of the Telemarketing Sales Rule by:
� deceptively promising consumers they could reduce their credit card interest rates;
� misleading consumers about their refund policies;
� illegally calling numbers on the National Do Not Call Registry;
� failing to honor consumers� requests not to be called again; and
� making pre-recorded telemarketing calls to consumers without their express written consent. Nearly all such calls have been illegal since September 1, 2009 (see press release at: http://www.ftc.gov/opa/2009/08/robocalls.shtm).
U.S. District Judge Lonny Suko has issued an order appointing two receivers to take over the businesses, and freezing the assets of Advanced Management Services NW LLC, doing business as AMS Financial, Rapid Reduction System�s [sic] LLC, and their principals Ryan Bishop and Michael Rohlf, all of Spokane, Washington, and PDM International, Inc., doing business as Priority Direct Marketing International, Inc. (PDMI) of Bedford, Texas, and its principal William Fithian, of Colleyville, Texas.
The FTC vote approving the complaint was 5-0. It was filed under seal in the U.S. District Court for the Eastern District of Washington on May 10, 2010. The court granted an order temporarily barring the alleged conduct on May 10, 2010. The seal was lifted on May 11, 2010, the day the Commission served the temporary restraining order.
The FTC acknowledges the assistance of Better Business Bureau of Eastern Washington, Northern Idaho, and Montana, and the BBB of Fort Worth, Texas, the U.S. Postal Inspection Service; the Bedford, Texas, Police Department; and the attorneys general of Illinois, Minnesota, North Carolina, North Dakota, Washington, and West Virginia. The FTC also acknowledges that the Internal Revenue Service, the Federal Bureau of Investigation, and the U.S. Secret Service are conducting a separate but parallel criminal investigation and that they executed search warrants on one business and one individual�s home when the FTC served the temporary restraining order.
NOTE: The Commission issues a complaint when it has �reason to believe� that the law has been or is being violated, and it appears to the Commission that a proceeding is in the public interest. The issuance of a complaint is not a finding or ruling that the defendant has violated the law.
Copies of the stipulated final order are available from the FTC�s Web site at http://www.ftc.gov and from the FTC�s Consumer Response Center, Room 130, 600 Pennsylvania Avenue, N.W., Washington, D.C. 20580. The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, click: http://www.ftc.gov/ftc/complaint.shtm or call 1-877-382-4357. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure, online database available to more than 1,800 civil and criminal law enforcement agencies in the U.S. and abroad. For free information on a variety of consumer topics, click http://ftc.gov/bcp/consumer.shtm.
MEDIA CONTACT:
Mitchell J. Katz
Office of Public Affairs
202-326-2161
STAFF CONTACT:
Mary T. Benfield
FTC Northwest Region, Seattle
202-326-4472
John
 Sep 14th, 2010
Yeah. I just received a call from them, they said that cash partners of america was sueing me for $5000.00. When I asked for some paperwork they wouldn't send it to me. They wouldn't give me a contact to cash partners of america, which if you google nothing comes up for that, and told me when I ask for the number to contact who was sueing me. They said I wouldnt be able to find it and I can't talk to them, I have to go thru them. Spoke with suporvisor, Brad Smith, which for a foreigner is not a right name. I contacted who I had a loan with and they said they had a couple people call saying that they called them, he told me it was a scam and they do not outsend any info. I got number to report this place to the FTC 877-382-4357, there are people that have fell for it but dont. I called Brad back and told him if he showed up at my job to take me to court bc he wouldn't tell me where it was, then the cops would be here waiting for him. THIS IS A SCAM DONT PAY THEM!!! DONT FALL FOR IT, THEY HAVE NO REAL WEBSITE, THERE IS NO LLC LAW FIRM IN NEW YORK!!! THEY WILL GET CAUGHT EVEN IF THEY DO USE FAKE NAMES!!
Jenny
 Aug 25th, 2010
After receiving two calls this week in the middle of the night from ILD COMM (214) 969-5489 I decided to check into it. I called the FCC. Here is the deal. This is a scam company probably calling through the internet. If you receive an unwanted call, you should call your phone provider to see if they can block that particular number from calling you. Next, you should call the Federal Trade Commission at 1-877-382-4357 to report it. If you have been fraudulently charged anything, call the FCC as well at 1-888-225-5322. Apparently the FCC can't do anything unless you have been charged. No matter what, do not give you credit card info to these people.
Steve
 Jul 29th, 2010
About GReach call the ftc they take the complaint over the phone 877-382-4357 and make sure you register your number with the FTC Do not call list https://www.donotcall.gov/register/reg.aspx?panel=3
joyce
 Jul 21st, 2010
9:09 AM Jul 14, 2010

I received this call from Credit Services 435-645-9767 with a recording that sounded like it was my bank calling about my credit card security. Then they made the pitch about lowering my interest rate. I hit 1 and told the person answering that I am on the national do-not-call list. He muttered with a heavy foreign accent and hung up.

I reported it to FTC 1-877-382-4357.
RG-8U
 Jul 14th, 2010
This is not the "real" company that has the Medical Alert pager system. It is a marketing company that "thinks" people will subscribe to it, using the real company as a template. Do not fall for their sleasy and frightening phone scenario. Report it to the FTC and/or your State Attorney General. The actual company is located in Turlock CA and does not resort to these tactics. Try calling the FTC hot line and file a verbal complaint at 877-382-4357.
CO Ombudsman
 Jul 02nd, 2010
Report to-
FTC: 877-382-4357
Attorney General: 850-414-3600
Consumer Protection: 727-464-6200
Bob
 Jun 16th, 2010
I am on the Do-Not-Call list and I still get a call from this number daily and
sometimes more than once a day. Based upon the comments below, I assume that
I am being solicited for a donation, so I plan to call the FTC and report them.
The FTC Do-Not-Call complaint number is 877-382-4357.
Ray Walborn
 Jun 15th, 2010
This collection agency has violated Federal Trade Commission guidelines for debt collections while attempting to collect a debt from me. You can file a complaint at 1-877-382-4357 (Federal Trade Commission help line) if you feel your rights have been violated. It takes about five minutes, and they will give you information on how to stop harassing calls. Also, making this call will help prevent others from being abused by unfair collections practices by this company in the future. Here's a general FAQ from the FTC website. It also contains the number I have provided. Thank you, and best of luck. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
JJ
 May 28th, 2010
Alliance One debt Collectors6565 Kimball Dr Ste 200
Gig Harbor, WA,
98335-1206

corporate number is 484-531-5000, The president of the company is Andrew Case 651-255-2003, Roy Bucchold at 651-255-2001, John Boquist 253-620-4320

Call Government to file complaint 1-877-FTC-HELP (1-877-382-4357) give information and file a complaint if harassed.
Zach
 May 28th, 2010
Please take a moment to report your experience to the Federal Trade Commission @ 877-382-4357. I have already done so but was informed it will take numerous complaints to trigger an investigation
Mike
 May 05th, 2010
I have had several calls from Larson Parker that have been nothing but hang-up calls. This has gone on for almost a month. I contacted the F.T.C. and registered a complaint as I am on the 'do not call' list. If this company is bothering you contact the F.T.C. at 1-877-382-4357 and register a complaint against Larson Parker.
L Booth
 Apr 27th, 2010
http://www.ftc.gov/opa/2009/08/robocalls.shtm

For Release: 08/27/2009

New Rule Prohibiting Unwanted "Robocalls" to Take Effect on September 1, 2009

Telemarketers Must Obtain Prior Written Approval from Consumers Who Want to Receive Such Calls
Beginning September 1, 2009, prerecorded commercial telemarketing calls to consumers – commonly known as robocalls – will be prohibited, unless the telemarketer has obtained permission in writing from consumers who want to receive such calls, the Federal Trade Commission announced today.

“American consumers have made it crystal clear that few things annoy them more than the billions of commercial telemarketing robocalls they receive every year,” said Jon Leibowitz, Chairman of the FTC. “Starting September 1, this bombardment of prerecorded pitches, senseless solicitations, and malicious marketing will be illegal. If consumers think they’re being harassed by robocallers, they need to let us know, and we will go after them.”

The new requirement is part of amendments to the agency’s Telemarketing Sales Rule (TSR) that were announced a year ago. After September 1, sellers and telemarketers who transmit prerecorded messages to consumers who have not agreed in writing to accept such messages will face penalties of up to $16,000 per call.

The rule amendments going into effect on September 1 do not prohibit calls that deliver purely “informational” recorded messages – those that notify recipients, for example, that their flight has been cancelled, an appliance they ordered will be delivered at a certain time, or that their child’s school opening is delayed. Such calls are not covered by the TSR, as long as they do not attempt to interest consumers in the sale of any goods or services. For the same reason, the rule amendments also do not apply to calls concerning collection of debts where the calls do not seek to promote the sale of any goods or services.

In addition, calls not covered by the TSR – including those from politicians, banks, telephone carriers, and most charitable organizations – are not covered by the new prohibition. The new prohibition on prerecorded messages does not apply to certain healthcare messages. The new rule prohibits telemarketing robocalls to consumers whether or not they previously have done business with the seller.

Under a previous rule that took effect on December 1, 2008, telemarketing robocall messages by businesses covered by the TSR must tell consumers how to opt-out of further calls at the start of the message, and provide an automated opt-out mechanism that is voice or keypress-activated. Prerecorded messages left on answering machines must also provide a toll-free number that connects to the automated opt-out mechanism.

After September 1, consumers who receive prerecorded telemarketing calls but have not agreed to get them should file a complaint with the Commission, either on the donotcall.gov Web site or by calling 1-888-382-1222.

The Commission’s 2008 press release announcing the changes to the TSR’s prerecorded telemarketing provisions and a link to the related Federal Register notice can be found on the FTC’s Web site at:http://www2.ftc.gov/opa/2008/08/tsr.shtm.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 1,500 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s Web site provides free information on a variety of consumer topics.

MEDIA CONTACT:
Mitchell J. Katz
Office of Public Affairs
202-326-2161

(FTC File No. R411001)
(Prerecorded Telemarkerting.final.wpd)
LegalEagle
 Apr 14th, 2010
This number has called several times a day in the last 2 weeks if you pick up the phone no one speaks. The first week they called about twice a day. This week they have been calling about 3-4 times a day and they are also calling with no number showing a few minutes after the first call. I have seen reports on this number on other websites as being from caller who is a telemarketer trying to sell a program for a company selling educational materials The College Network I also found some unfavorable information on this company at Consumeraffairs.com from several people who are very unhappy consumers. This is a real eyeopener and a must read for anyone receiving these phone calls. I suggest going there and checking it out. I personally do not accept any sales phone calls because I don't buy anything over the phone or the internet and I am on the do not call list but I guess these scammers will stop at nothing to get money from people who are just trying to better their income potential and provide a better life for their famiies. I don't have anything against salespeople in general because they also have to make a living but when their tactics are such that it could financially ruin or cause irreparable harm I have a big problem with that. If you are getting these phone calls I would recommend that you file a complaint with the www.donotcall.gov or call 1-888-382-4357, www.ftccomplaintassistant.gov or 1-877-382-4357,www.fcc.gov FCC Abandoned calls complaint form, www.bbb.org Better Business Bureau and of also your states attorney general.
LIN
 Mar 18th, 2010
As for the Do not call list. If your registered on it no Legitimate Company will call you. As for unlisted numbers they just pick an area code and an exchange then start at 0000-9999 so it won't help prevent getting calls.As for toll free numbers if you can pay for it you can get one.As for your name and number they just buy lists from all the greedy little people you do bussiness with.But you can call the Federal Trade Commission at 877-382-4357 and file a complaint.These folks are good but you need to call them.And seeing as how you do have their number you to can call and ask them for a something like directions to the nearest 7-11.People who are busy answering calls can't make calls can they...
Bugs
 Feb 06th, 2010
call the Federal Trade Commission at 877-382-4357
Me Myself
 Dec 30th, 2009
So here is what I can tell you..... after doing about an hours worth of research.... all of these phone#'s are owned by the following Company(s).

TM Caller ID - you can reach them at the following 1-866-225-1956 or 503-226-4444 have fun they answer; talk to David he is not much help :)
or call them at
Wildgate - 310-861-6100
last but not least is
Digitcom Services, Inc. 866-225-1956 doesn't that number look the same as the one above? So if you want to do something....

Register your phone# on the do not list WWW.DONOTCALL.GOV or call toll-free, 1-888-382-1222.
then make sure you report the number that called you and then reference all 3 of the above companies with the Federal Trade Commission
there phone # is 1-877-382-4357. Oh yeah don't forget to call your attorney generals phone and report it there also. I figure someone has to listen if everybody complains.
Emily
 Nov 20th, 2009
Caller claimed their "Debt Elimination Service Company" had been referred to US by the three credit bureaus. I jumped through the phone, telling him we're on the DoNotCall registry, that they would have heard that if I hadn't picked up the phone, and I knew they were a scam. The guy kept at it, trying to intimidate me, saying, "Well, YOU may not think you need us, but the Credit Bureaus think you do!" Any idiot knows it doesn't work that way. I told him to shut up (he didn't), told him I was reporting him immediately, and called the DoNotCall Registry. When I told the woman that we were still receiving calls after registering last March, she told me that we should assume that ANY company still calling is a scam. She gave me the number of the FTC: 877-382-4357. I actually talked to a person, filed a report, got a reference number, and was told they were prosecuting a lot of companies for this type of thing. Here's hoping!
Mary
 Nov 02nd, 2009
Have received repeated calls from 866-938-8060 (Source RM) asking for "Gilbert." I told them twice they have a wrong number and would report them to the Federal Trade Commission if they did not stop calling me. They were very nasty and said "What is the Federal Trade Commission going to do?" I hung up and called the Federal Trade Commission at 877-382-4357 and they were very nice. I filed a formal complaint. The lady at FTC suggested having my phone company block the number. The FTC has lawyers who will go after these morons for harrassing innocent people. Do NOT put up with these fools at 866-938-8060. Report them to the FTC. No one deserves to be harrassed like this, especially when they have a wrong number.
S in NYC
 Oct 29th, 2009
PLEASE call the FTC to report this. 1-877-382-4357
do it
 Oct 29th, 2009
PLEASE call the FTC to report this. 1-877-382-4357
do it
 Oct 29th, 2009
PLEASE call the FTC to report this. 1-877-382-4357

The FTC won't open a case for an individual call, but will take action if many people call them about a scammer.

I have been on the other end: people have received a call, call the number back, but if they are in my area code, they get my cell phone number! I've been polite and have explained the situation (an all have been happy to have avoided a scam call) but this has been going on since August and I'm tired of being polite. I'm on the Do Not Call list, but it doesn't matter - I'm getting calls from individuals responding to scam calls.
Kristin
 Oct 19th, 2009
PLEASE call the FTC to report this. 1-877-382-4357

The FTC won't open a case for an individual call, but will take action if many people call them about a scammer.

I have been on the other end: people have received a call, call the number back, but if they are in my area code, they get my cell phone number! I've been polite and have explained the situation (an all have been happy to have avoided a scam call) but this has been going on since August and I'm tired of being polite. I'm on the Do Not Call list, but it doesn't matter - I'm getting calls from individuals responding to scam calls.
Kristin
 Oct 19th, 2009
and another # 941 866 7923. Think a key it is to find WHO are giving those numbers away. Already reported it to FTC FEDERAL TRADE COMMISSION. Please If you got a phone call from them do the same.The FTC # is 1 877-382-4357.I strongly believe that together we can stop it.
awake
 Oct 10th, 2009

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