This number has called me relentlessly, numerous times of the day, looking for someone that does NOT live here. The message they leave states "this is an attempt to collect a bad debt". They even give the personâ��s name and a file number. Isnâ��t that against the privacy laws? They are defaming a person with divulging even THAT much information. I returned the call and spoke with a representative who proceeded to 'interrogate' me to the point that I had to become rude! After repeatedly telling them that I have had this phone number over 10 years and NO such person was at this number, they yielded and stated they would remove my number from the system. I noticed from an Internet search that this is a new number this company is using... other numbers that they ALSO use are: 866-945-4969; 866-945-4973; and 866-945-4977.
I am sure they have additional numbers they call from to shield themselves from people finding out who the call is from. The following is a piece of information that I found on the internet while investigating WHO and WHAT this company was. It contains some VERY interesting points of information:
"Creditors bother you so much, because they are hoping that you WILL call them. If you do not contact them within a certain amount of time, of their purchase of your debt, then it is ILLEGAL for them to contact you anymore; but, if you do call them back and inquire, then they can hassle you for up to a year or two more. If you ignore them, they run out of time (I donâ��t remember if it is a year or two), then they canâ��t legally bother you anymore.
POINT TWO: Credit companies generally charge you MORE than what you originally owed for the debt, because they BOUGHT your debt from the company you are indebted to, and the collector that gets you to pay up, gets paid a percentage as a BONUS. If and when you have the money to pay back your debt, get a copy of your credit report. Identify the company that the account number corresponds to on your credit report, and pay off what you owe. Many times, they will settle for LESS if you can pay it off immediately. That is the smart way to do it.
"The time for collection of open debts varies from state to state. In Alabama the statute runs three years. After that, it is illegal to try and collect the debt. Look up the code in your state or go to http://www.buddhibbs.com. You also have a right to send them a â��cease and desist letterâ��, and then, take the matter up with the company to which the debt is originally owed. Also, they are not supposed to turn a debt over to a collection agency without notifying you by mail before doing so.
The fact that CCS gives out your file number on the phone, represents privacy issues. People are naturally nosey, why wouldnâ��t they be curious enough to let the message finish? When they have the web site and the file number, all they have to do is look at your private information. If you think they canâ��t get your address or phone number to verify the account, think again. It goes back toâ�¦ NEVER put anything private on the internet. These companies are NOT supposed to leave any private information on an answering machine for others to hear. And the â��hang up if you are not so and soâ��, is a weak defense at best.
Sounds to me like they have opened themselves up to a class action lawsuit if they continue this practice and enough people get together to do something about it. GMAC was sued for the same thing several years ago. I know this because we handled the lawsuit for the state of Alabama, The Plaintiffs won!!
Also, with 576,000 out of work and many of those with no income, where do they think the money is going to come from?"
I hope everyone reading this gained some helpful information. I donâ��t think this company, or at least not this collector, will call ME anymore...... Never under estimate the attitude of a senior citizen that is pissed off!!!