debt
recovery
portfolio
company
collection
law
associates
person
state
norfolk
good
this caller has been told "take this number off your calling list"
South Carolina
 Jul 16th, 2015
daily calls
Florida
 May 05th, 2014
Mistake number one, Susan, was entering an ''agreement'' with a scofflaw agency like PRA in the first place. Sooner or later they will do and say anything to wriggle out of the deal and then punish you for being allegedly ''uncooperative''. It's not too late to dispute the debt claim and assert some of your rights, unless you meant that you're paying toward a court judgment.

Even then you can still control when, where, and how you are contacted, and other legal protections continue to apply, but you have to demand them. Just saying ''I can't pay this much on that date'' is doing nothing to help you. The last thing you want is to hand over the keys to your bank accounts, for then nothing shy of a lawsuit will stop them from dunking a bucket in that well until it's dry. Frankly I think threatening to hassle you until you submit can be seen as violative.

I've mentioned the controlling federal law in this thread a few times but I see I've never dropped any links for homework. Here ya go:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/guidance/supervision/manual/fdcpa-narrative/
Resident47
 Sep 21st, 2012
I get calls from them everyday. I'm paying them an agreed amount monthly by check. They want to take my monthly payment directly from my checking account and state they will continue to call me until I let them .
Susan
 Sep 20th, 2012
A Mrs. Kimble called from this number and spoke
with My babysitter. I don't know why she called
as I have a perfect credit history!
Brian Frazier
 Jul 18th, 2012
rude no message left
brp
 Dec 14th, 2011
Tries at home no message. May have found cell phone numbers by skimming cell towers This should be illegal They cost minutes
Anon here
 Oct 11th, 2011
call itself came from a yonkers number 914-513-0163 but they number they left to return the call was 866-691-3568 and belongs to portfolio recovery....
donna
 Jul 11th, 2011
Noah: The ''personal'' bit of obfuscation is a nod to privacy regs in the FDCPA. You've no obligation to assist PRA's fox hunt. Since you're not the target of the skip trace, send a cease-comm notice via USPS Certified with card. The FTC and many consumer watchdogs explain how to draft one.
Resident47
 May 24th, 2011
phred: (sssiiighh ....) Here we go again. The term ''telemarketer'' means sales via telephony device. Look, it contains the word ''market''. You *sell* things if you are a marketer. Doing it remotely over a wire or via cel towers gives us the prefix ''tele-''.

Now that this is painfully clear, a debt collector is NOT in sales. He wants your money for no exchange of goods or service in return. If it had a stitched-up new word it would be ''telecollector''. If you want to play ''existing relationship'', you as an alleged debtor had one with the original creditor (OC) under a contract. The terms of that contract more than likely said that a debt buyer like PRA can stand in the shoes of the OC, having purchased the right to collect and continue to enforce the contract terms.

The ''existing relationship'' language really doesn't apply in its usual sales mode sense, but really the business relationship continues, only in new hands. We as consumers are not ''customers'' of a debt collector; we are cattle to be rounded up for the real customers, the clients who hire a collection agency.

The confusion of sales thinking with debt collection is an error of framing I see constantly. The sooner you frame the issue the way the collectors *and* the collections regulators see it, the better prepared you will be to defend yourselves when the nasty calls and letters arrive. The FTC does not define collections as ''telemarketing'', and neither should you. It follows that the FTC exempts collectors from scrubbing the DNC registry.

If anyone is ''forgetting something here'', it's that very fact of exemption of all non-sales calls which the DNC site tries to make you understand at the time of number registration. A ''smart attorney'' would be crumpled on the floor laughing at any assertion that ''debt collection effort is by definition illegal telemarketing''.

Therefore, stop looking to laws which do not apply to collectors and find the ones which DO, some of which have already been mentioned!
Resident47
 May 24th, 2011
called asking for someone that we know but doesnt live here. told them she doesnt live here. the lady, lida, was rude and insisted that i take a message. when i asked what this was about, she said personal. I should have told her that if it's so personal then get a hold of her yourself!
Noah
 May 24th, 2011
Aren't we forgetting something here? Portfolio Recovery is a telemarketer. They should be held accountable under provisions of the Do Not Call List.

Telemarketers can call providing they have an existing business relationship. But Portfolio Recovery is calling regarding debts too old to constitute an existing business relationship. Or they are calling people who are not the original debtor (new phone number, relative, divorced spouse, etc.)

As such, their entire business plan is one where they know, or should know, that the majority of people they are calling should not be called under the provisions of the Do Not Call List. I think a smart attorney could make a pretty good case that Portfolio Recovery's old debt collection effort is by definition illegal telemarketing.
phred
 Nov 24th, 2010
Gotta love when related industried rag on the bottom feeders. It's been cited a few times in this thread, but it won't hurt to make one good plug for a helpful resource.

If you are receiving repeated, misdirected, and/or abusive calls from a third party debt collector, you may find relief in the provisions of the FDCPA, the Federal law which regulates collector behavior and provides you simple tools for your own defense. It grants you control of how you are contacted, and collectors can be sued for their crimes. Learn your rights and first response tactics at FTC-dot-gov. See also your state laws for additional support.

"HIT EM BACK", by the way, is another alias for a tiresome chronic spammer, dumping the same covert ads for a Ventura law firm since this summer. If you have ink and paper, most of the complaints against debt collectors voiced here can be resolved without the dubious aid of misleading attorneys like them.
Resident47
 Nov 13th, 2010
They left a message for my ex father-in-law to call Danielle. I've been divorced 10 years and moved twice since then. It's not a common name so I think they call everyone listed with the same last name, casting a very wide net. I don't even know if he is still living. I work in commercial credit and we hate these companies, even loan sharks have more class.
kalola
 Nov 12th, 2010
I see responses like those from "mama of 1" frequently, and they are invariably made by people who have never been at the pointy end of a collector's accusing finger. Debt collectors don't always go away when they have the wrong party. They don't always chase legitimate debt. They don't always conduct themselves legally. In fact, sloppiness and abuse are rolled into the business model. That is why simplistic answers don't wash, and why so many forums are clogged with complaints of unjust treatment.

I could make a windy rebuttal here, but the broader debt industry issues are beyond the scope of one little forum entry. The National Consumer Law Center released a report in July which is the best summation of the problem I've yet seen, and should be required reading for anyone whose first impulse is to blame the victim. It travels end-to-end, from the banks who nurture debt to the bad-acting collectors who follow, to a court system trafficking in fraudulent judgments, and then right back to the lenders who quietly bankroll the collectors. Find "The Debt Machine" at NCLC -dot- org.
Resident47
 Sep 10th, 2010
You can get $1,000 for harassing calls originating from a debt collector. Do Not Call list does not apply to collection companies. The FDCPA federal act does.

Other sites have reported this as Portfolio Recovery Associates, a debt collection company. If you have a collection company harassing you with repeated calls (especially with an automated dialer), failing to identify themselves, or at odd times of the day, etc., they are in violation of the Fair Debt. Collection Practices Act.


It makes no difference if they are dialing your number by mistake or you actually owe money, you can collect up to $1,000 by fed. law plus any actual damage under federal law (the Fair Debt. Collection Practices Act). There is a site www.stopdebtcollectorsharassment.com with full FDCPA info and how to collect on the $1,000 under federal law. Good luck to ya.

Here is some info on them:

Portfolio Recovery Associates Inc
120 Corporate Boulevard # 100 Norfolk, VA 23502-4962
Portfolio Recovery Associates Inc
5200 Mercury Boulevard Newport News, VA 23605-1445
HIT EM BACK
 Sep 10th, 2010
Portfolio Recovery other numbers 731-215-8010 620-662-8870 757-864-0020 877-803-0008 They will try to get money from the caller which reopens past debts. Here are some other numbers

866-940-7640
800-722-1413
757-961-3547
757-961-3548
866-909-0529
866-691-3568
757-961-3546
877-803-0008
757-961-3544
757-961-3545
731-215-8010
Tennessee
 Jul 30th, 2010
Portfolio Recovery and Anchor Receivables:
205-423-4020
210-586-0050
212-000-4956
215-856-0901
239-642-5898
330-433-5996
336-552-8999
513-878-4916
603-589-7211
620-662-1492
620-662-8870
631-393-3106
661-673-4507
678-518-2904
731-215-8010
731-984-7690
757-321-6279
757-321-6280
757-321-6282
757-519-9300
757-864-0020
757-961-3544
757-961-3546
757-961-3547
757-961-3548
800-219-6295
800-383-8013
800-427-7142
800-772-1413
801-902-2414
801-902-2976
847-488-3003
847-678-9710
847-678-9723
864-268-3762
866-418-8102
866-428-8102
866-463-3017
866-463-3817
866-658-7508
866-691-3568
866-692-3568
866-940-7640
877-671-1851
877-803-0008
877-838-4347
877-857-6583
888-379-4884
954-926-5876
973-947-4806
980-939-7534

Call your local phone company to see if they have a service called "Call Intercept".. there is a monthly charge to have this service. With "Call Intercept", you can block any number in the United States. I have "Call Intercept" on my home phone thru Verizon and I am able to block 25 numbers. The person calling your number will get a recording saying "THE PERSON YOU ARE CALLING DOES NOT ACCEPT CALLS FROM THIS NUMBER, GOOD BYE." It's GREAT blocking Portfolio Recovery Associates from calling all day from different numbers. I am hoping that Verizon will extend call count from 25 to 50 numbers.
Eileen
 May 30th, 2010
Everyone is complaining about this but has anyone ever thought that if you just pay your debt, this wouldn't happen. I got calls from them and it was a wrong #, all i had to say was wrong # and they stopped. Everyone hates debt collectors but yet no one likes to pay their debt before it gets to them. If you just pay the debt, they have no reason to have debt collectors.
mama of 1
 May 08th, 2010
This is actually an HIV positive gay dating service. They worship semen and feces. While they are shockingly unintelligent, their love of the AIDS virus is pure
Ron Franken
 Apr 23rd, 2010
Called me looking for my sister - who lives in another state! How did they get MY cell phone number?
Ray
 Apr 06th, 2010
Total Scum buckets from hell! Violate every rule there is in debt collecting. They don't validate anything, they just keep sending you what on the original letter. Cease means nothing to this ass wipes. Norfolk is a meca for collection agencies as they get seasonal help that flow through the town like the bad water!
Phone No. 800-772-1413 800-654-8818 757-519-9300 877-803-0008 800-772-1413 866-691-3568
Fax 757-321-2519 757-518-1773 757-554-0586 316-662-2777 620-662-2777 757-321-2519
Ralph
 Mar 25th, 2010
The name on my caller ID is 1 800 Service, phone number 1-800-219-6295 Since January, for five days a week, someone from this company, a debt collector, keeps calling and leaving messages that if I don't respond I am "taking advantage of their time to resolve this situation." I am not going to talk to them and certainly not going to give them any money.
John
 Mar 24th, 2010
Called but no message. Portfolio Recovery has been calling me for months based on a debt my ex-wife ran up. I have tried to push them to go to court but they refuse. The last time they did so, on a differnt Credit Card, I responded as required by law and they didn't pursue it because they know they will lose. Seems they add a new number every few months. With modern technology, I am able to forward all their numbers direct to Voice Mail (never rings), so they don't even bother leaving messages anymore. Here are all the number I have collected:

866-940-7640
800-722-1413
757-961-3547
757-961-3548
866-909-0529
866-691-3568
757-961-3546
877-803-0008
757-961-3544
757-961-3545
731-215-8010
Friend
 Feb 16th, 2010
leave me alone OMG they wont stopttttt.
wass mi.
 Feb 02nd, 2010
Shows Statute of Limitations by state. Good info.

Way back in the day, in my starving artist times, I did skip trace for a medical biller, in addition to repos and asset location and always found myself FDCPA savvy. After a divorce in 2004 and some unfortunate finalcial woes, suddenly in 2007 these jokers started calling me. I tried to flex and only made it worse. I have not taken a call from them since Feb 2007. They ramp up once about every fiscal quarter. I have not changed my number or address. I am in WA state, and am of all things, a PI. I think they are bonified sacks a crap.

http://www.expert-credit-advice.com/statute_of_limitations.htm
TC
 Jan 27th, 2010
They "Spoofed" the call and made it look like my own number texted me to call it. THATS desperate.
TC
 Jan 27th, 2010
They are an HIV positive gay dating service. It is owned and operated by gay men with the aids virus. Their company mission statement is to promote unprotected anal intercourse.
Malolm Suskind
 Jan 20th, 2010
John K wrote that the company collects on bankrupt customers. Well they can't if the debt was discharged in bankruptcy. It is against the law. Get debt validation, inform them of the BK, check your credit report and if they are reporting then dispute the entry with the credit bureau. If they continue to try to collect then sue.
mkd
 Dec 30th, 2009
Portfolio Recovery Associates, Inc.
120 Corporate Boulevard
Norfolk, Virginia 23502

http://www.portfoliorecovery.com/

Any collection agency that violates the FDCPA may be sued. Consumers can find more information at http://www.ftc.gov/os/statutes/fdcpajump.shtm

There is much controversy over statute of limitations in all states. Even within the states, judges don't agree on the dates which really does a lot for the whole situation.

Most of the time, if you approach these bozos with a formal letter sent certified mail, return receipt requested and tell them to cease communications until they fully validate the debt, they will sell it to another bozo collector who will proceed to attempt to collect on it. When I say fully validate the debt, I mean specifically state in your letter for them to provide documents proving you actually signed a cardholder agreement or contract for the debt they are pursuing, copies of all documents they have on file pertaining to the alleged debt and authorization from the original creditor that they as a collection agency have the right to collect upon the alleged debt. Do not accept a copy of a statement as a validation of a debt, it is worthless. They will try and use this to shun you and satisfy the requirement but it does not. That is why you must specify in detail the documents (any and all) they have pertaining to the alleged debt. Yes, it's a pain but so are they and they are relentless. In some cases, if you do not challenge it, they may turn it over to an attorney within your state and attempt to file a judgment against you for the alleged debt. They can win if you do not fight it and having previous evidence that you have fought it is necessary if it does come to that point.

Know your rights as a consumer and act against those who violate them.

The following is directly from the Fair Debt Collection Practices Act:

§ 809. Validation of debts
15 USC 1692g
(a) Within five days after the initial communication with a
consumer in connection with the collection of any debt,
a debt collector shall, unless the following information is
contained in the initial communication or the consumer has
paid the debt, send the consumer a written notice contain-
ing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days
after receipt of the notice, disputes the validity of the
debt, or any portion thereof, the debt will be assumed
to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt col-
lector in writing within the thirty-day period that the
debt, or any portion thereof, is disputed, the debt col-
lector will obtain verification of the debt or a copy of
a judgment against the consumer and a copy of such
verification or judgment will be mailed to the consumer
by the debt collector; and
(5) a statement that, upon the consumer’s written request
within the thirty-day period, the debt collector will
provide the consumer with the name and address of the
original creditor, if different from the current creditor.
(b) If the consumer notifies the debt collector in writing within
the thirty-day period described in subsection (a) that the
debt, or any portion thereof, is disputed, or that the con-
sumer requests the name and address of the original credi-
tor, the debt collector shall cease collection of the debt,
or any disputed portion thereof, until the debt collector
obtains verification of the debt or any copy of a judgment,
or the name and address of the original creditor, and a copy
of such verification or judgment, or name and address of
the original creditor, is mailed to the consumer by the debt
collector. Collection activities and communications that
do not otherwise violate this title may continue during
the 30-day period referred to in subsection (a) unless the
consumer has notified the debt collector in writing that the
debt, or any portion of the debt, is disputed or that the con-
sumer requests the name and address of the original credi-
tor. Any collection activities and communication during the
30-day period may not overshadow or be inconsistent with
the disclosure of the consumer’s right to dispute the debt or
request the name and address of the original creditor.
(c) The failure of a consumer to dispute the validity of a debt
under this section may not be construed by any court as an
admission of liability by the consumer.
(d) A communication in the form of a formal pleading in a
civil action shall not be treated as an initial communication
for purposes of subsection (a).
(e) The sending or delivery of any form or notice which
does not relate to the collection of a debt and is expressly
required by the Internal Revenue Code of 1986, title V of
Gramm-Leach-Bliley Act, or any provision of Federal or
State law relating to notice of data security breach or priva-
cy, or any regulation prescribed under any such provision
of law, shall not be treated as an initial communication in
connection with debt collection for purposes of this sec-
tion.
MaggotAssassin
 Dec 21st, 2009
973-947-4806 Portfolio Recovery Associates www.portfoliorecovery.com trying to collect an old debt

Other numbers under Portfolio Recovery Associates:
973-947-4806
800-772-1413
757-961-3544
757-961-3546
757-961-3547
757-961-3548
877-803-0008
866-940-7640
757-961-3548
212-000-4956
980-939-7534
864-268-3762
866-691-3568

Never answer the phone that says on caller ID Virginia Call, New Jersery Call, unavailble, unknown, or out of area.

Please everyone Post any other numbers they call from here and everywhere else too. thanks
Paula
 Nov 28th, 2009
PLEASE CORRECT MY PREVIOUS POST BY REPLACING THE NAME "ANONYMOUS" WITH THE NAME "...". SORRY ANONYMOUS I DIDN'T NOTICE THE ... TILL AFTER I HAD POSTED.
TOM LEWIS
 Sep 04th, 2009
It cracks me up when people try to give advise under the name of: Anonymous. Whats wrong Anonymous, why are you afraid to identify yourself?
Could it be because you are employed by Portfolio Recovery? Are you that ignorant to think that all these people are not as you say "acting like adults"? For all of us that are acting like children the Missouri Attorney General, Chris Koster has filed a law suit against Portfolio Recovery for fraudulant debt collection activities. Read about it here: http://ago.mo.gov/newsreleases/2009/Fradulent_debt_collectors_scam_gets_busted/
Even though the law suit is to protect Missouri Residents, I recomend you file a complaint with the Missouri Attorney General as well as the Attorney General in your own state. If you don't live in Missouri when you file your complaint in your state make sure to tell them about the Missouri Attorney General's law suit. NOTE - IF PORTFOLIO RECOVERY IS CALLING AND\OR SENDING YOU LETTERS ON A DEBT THAT IS MORE THEN FOUR YEARS OLD, THE DEBT MAY IN FACT BE BARED BY THE STATUE OF LIMITATIONS WHICH WOULD MAKE THEIR COLLECTION ATTEMPTS ILLEGAL. (THE STATUE OF LIMITATIONS MAY VARY FROM ONE STATE TO ANOTHER AND MAY BE AFFECTED BY VARIOUS SITUATION SUCH AS INCARSERATION, PARTIAL PAYMENTS WRITTEN ACKNOWLEDGMENT OF THE DEBT, MOVING FROM THE STATE IN WHICH THE DEBT WAS INCURRED AS WELL AS A NUMBER OF OTHER SITUATIONS).
FILE YOUR COMPLAINT HERE: http://ago.mo.gov/consumercomplaint.htm
THE BEST ADVISE I CAN GIVE ANYONE IS, NEVER TAKE ADVISE FROM SOMEONE BY THE NAME OF ANONYMOUS.
TOM LEWIS
 Sep 04th, 2009
They keep calling for someone else, had my Number for 15yrs and never heard of the person they are looking for and won't stop calling
Mark
 Aug 31st, 2009
Company is:
Portfolio Recovery Services
120 Corporate Boulevard
Norfolk, VA 23502
Phone number: 1-888-772-7326 (local) 757-519-9300

Steve Fredrickson
President and Chief Executive Officer

Kevin Stevenson
Executive Vice President, Chief Financial Officer and Chief Administrative Officer

Craig Grube
Executive Vice President, Portfolio Acquisitions

PRA operates businesses that focus on the following:
Debt Purchase:
We acquire portfolios of charged-off and bankrupt consumer debt at a discount and seek to collect a multiple of our purchase price over the economic life of a portfolio. Once accounts are purchased, we sort them and attempt collection using a variety of techniques including: third party agencies, our in-house collection attorneys, and a network of third party collection lawyers.
JohnK
 Aug 31st, 2009
866-691-3568 Good old robert thomas at x45098 wouldn't disclose company name and only gave his name # and extention, said he was calling out of virginia, probably a debt collector? Might be Portfolio Recovery services? Caller ID fooled me and I answered.
Bobo
 Aug 26th, 2009
Someone from this number keeps calling for a Joe Hightower. I'm not Joe. I've had this number for 7 years, but they keep calling.
cubicleman
 Aug 20th, 2009
Receive calls from one of the following Portfolio Recovery numbers twice every day. Today they called every hour starting at 8:23 am. The person they want no longer resides at this number. How harassing!
They also call from:
212-000-4956
757-961-3544
757-961-3545
757-961-3546
757-961-3548
864-268-3762
866-691-3568
866-940-7640
877-803-0008
980-939-7534
peed-off
 Aug 13th, 2009
Received call, gentleman said it was a "business matter" and wouldn't give any information to my wife. Asked for my cell # but she wisely didn't give it to him.
Tim
 Aug 12th, 2009
It is Portfolio Recovery. And they just called an acquaintance I have talked to once in the past two years - and that time was about a week ago, now they're calling him asking for me. Which tells me they are tapping my phone records. Which I doubt is legal. Interestingly enough, they don't call me.
ej
 Aug 04th, 2009
I've sent this letter:

"In accordance with The Fair Debt Collection Practices Act (1 USC 1697c §805(c)(3) it is hereby demanded that your agencies, employees and representatives are to CEASE AND DESIST any and all contact via phone to the undersigns home or office numbers. If this is a legitimate debt you will then have all current information in your file and are to provide written validation of said debt (including but not limited to the original signed agreement/contract and relevant information) within five (5) calendar days to the address in said file upon receipt of this communication.

Failure to CEASE AND DESIST - or to attempt to take further collection actions without validation of said debt - shall subject your company, agents, employees and representatives to Civil Liability, legal fees, and court costs."

We'll see if it works.
Unidentified
 Aug 03rd, 2009
They've called about 6 times in the last two weeks. I have no outstanding deliquent debts. They are calling on cards which were settled or charged off in excess of 20 years ago and the statute of limitations is 4 years. They can suck eggs.
Refused to Say
 Aug 03rd, 2009
Just look at all these phone #'s Portfolio Recovery uses: 800-772-1413 800-383-8013 757-691-3568 866-691-3568 800-860-0644 866-428-6589 866-909-0529 877-803-0008 866-299-7422 866-879-2116 757-321-6278 800-722-1413 757-519-9300 866-532-9661 866-299-3632 866-109-93463 817-759-1364 800-803-0008 757-321-2508 866-940-7640 757-321-6277 800-320-9347 757-961-3546 757-961-3544 757-961-3548

Luckily my phone has the option of blocking calls.
877-803-0008
 Jul 28th, 2009
Please add a link to our I’m interested in Link Sharing with your website. Our Website is www.DebtWatch.com and link will be shared on following URL: http://www.debtwatch.com/Links.aspx

Please contact me at your earliest convenience.
Sincerely,

Boris Ancev
Marketing Advisor
boris@debtwatch.com
Boris
 Jul 25th, 2009
got a call to call back right away. I do not owe them or anyone else any money.
Their website says "We're giving debt collection a good name" and they trademarked
the phrase.

HA!!! HA!! HA! Idiots.
susan h
 Jun 30th, 2009
Ms. Cooper called my sister-in-laws house phone # 866 691 3568 x45124 Portfolio Recovery services.
not me
 Jun 13th, 2009
Mr. James called for our daughter who has not lived here in over 20 years, he said it was "business" .
anonymous
 Jun 03rd, 2009
bodrya4kom!!!
bodrya4kom!!!
bodrya4kom!!!
bodrya4kom!!!
Arnie
 May 30th, 2009
The reason they can have different numbers and names show up on the caller ID they are using VoIP, which is calling over the internet. They can basically call you for free and just pay a monthly subscription fee. But the good news is you can do the same thing! Services like Skype are available for about $3 a month. The basic service lets you call out but you do not get a phone number with it. The calls are routed from overseas so you will have to let them know who is calling, it wont show up on their caller ID. You can download a free program called "Skype call recorder" from
download.com, which is handy to have when you talk to them. If you want to save time by returning all of their calls at once you can use the conference call feature. Just enter in a bunch of their phone numbers and hold the control button while you select them from the list. Please spread the word on this! Technology can work both ways!
get even
 Apr 11th, 2009
Portfoliio Recovery Associates is relentless. They will chase you forever no matter what you do. They ignore cease & desist request and they will not provide proof of the debt. They did sue me, posted that to my credit report and have tied me up for several years trying to get rid of them and to get the truth established. I have a folder of letters - to no avail. I've reported to the BBB, state attorney general & the FTC - but that doesn't stop their actions, only makes me feel better for telling someone else. I've used the credit report mechanisms to challenge and request proof - with no luck. My mistake was talking to them by phone at all. I changed my phone to an unlisted number and they still tracked me down. They have called my job and left voice messages on phones of co-workers - I guess in an attempt to embarrass me. I believed all I had read on the Internet about how they could not sue if they had false or inaccurate information or if they failed to provide proof of the debt - but that did not prove to be correct - they can sue!
Jackie
 Apr 05th, 2009
PRA wanted info on a collection from a debt about 11 years ago. wanted personal info on the account. I asked them if they had the paperwork. I shouldn't need to give personal info out. they should have known it. I asked what was the collection was about thay could say or who was it from.
jose
 Mar 14th, 2009
Wow, I know this comment was made back in 2007 but I have to respond to the asshole who was listed as '......' said that one should stop complaining about unsolicited collection calls to the wrong person and should change their number if it bothers them that bad. I am one that is not on the do not call list, I just hang up on telemarketers it's easy, but still I think I speak for most when I say FUCK YOU 1000 TIMES.

You stupid bastards need to get your company's act together and start calling people that actually owe past debts and not random people, what nerve you have to be offensive to people who have issues with your bullshit and have the forthrightness to take the time to comment here. Somehow I have no doubt that these people who say you jerks are rude are telling the truth, look at how you direct comments on here. Dumbasses.
some nerve...
 Mar 02nd, 2009
Portfolio Recovery Associates, LLC
Aka/Anchor Receivables Management
Corporate Headquarters
120 Corporate Blvd., Norfolk VA 23502,
Mailing address: PO Box 12914 Norfolk VA 23541
Phone: 800-772-1413 800-654-8818 or 757-519-9300
Fax: 757-321-2504 or 866-296-0635

Offices:
4829 Hwy 45 North
Jackson, TN 38305

New Market Mall
5200 West Mercury Blvd
Hampton, VA 23666

500 West 1st Avenue
Hutchinson, KS 67501


Portfolio Recovery Associates calls from 14 numbers:
800-383-8013
800-772-1413
800-860-0644

866-109-3263
866-299-3632
866-299-7422
866-428-6589
866-532-9661
866-691-3568
866-879-2116
866-909-0529

877-803-0008

757-321-6278
757-519-9300
Kat
 Feb 19th, 2009
PRA will keep calling under ficticious caller i.d. numbers, different "toll free" numbers, UNAVAILABLE, (enter your state here) numbers, "private" and sometime Portfolio Recovers Associates legitimate numbers. Even if you ask for verification by mail, nothing will show on paper; either the company or itemized charges.

Calling your phone company is no help. They will tell you to "call the police, if you deem it a harassing or obscene phone call." Blocking will not work because of all the numbers and tricks used by PRA to contact you. If you change your phone number you are not safe either. Most of the major phone companies sell your information even if your number is paid to be unlisted. (Expect a call within 3-6 months after your number is changed).

Sending a cease and desist letter with a cc: to your Attorney General does not help either, they just keep on calling with "different people." The deceit used is ridiculous.

A perfect quote from PRA: "You may not even owe this money, but it is your responsibility to check your credit every six months or so to prevent this from happening again. They would probably take half of what you owe to settle this thing. Even though we can't put this on your credit record, please make good." What? Are you kidding me?

The debt in question, according to PRA, was in the late 1980's. When they first started to call (2003?), the alleged debt was over 15 years ago!!

Let it ring and don't answer the phone.
CLE OHIO
 Jan 19th, 2009
PRA is also Portfolio Recovery, a collection agency. Here are all the # I've found for them:
650-512-2323
687-780-3008
757.321.2503
757-321-2508
757-321-6270
757-321-6273
757-321-6278
757-519-9300
757-519-9300
800-383-8013
800-722-1413
800-860-0644
866-532-9661
866-297-5022
866-298-1447
866-299-3463
866-299-6414
866-428-6589
866-428-8102
866-532-0549
866-547-5473
866-691-3568
866-879-2116
866-909-0533
877-803-0008
888-285-9984
888-772-7326
Cat
 Dec 24th, 2008
You can get these guys to stop calling you buy getting a free letter at adviceontime.com it worked for me
adam
 Oct 28th, 2008
Hey guys i finally got these pricks to stop calling me i found a free letter you can just copy an paste on to word at www.adviceontime.com I hope this helps you guys out!
Adam
 Oct 28th, 2008
Left message to call Kinetta Williams at 866-428-6589 Ext 11294

Know your rights.
www.consumercity.org/billcollectors.html

Portfolio Recovery Associates, LLC
Aka/Anchor Receivables Management
Corporate Headquarters
120 Corporate Blvd., Norfolk VA 23502,
Mailing address: PO Box 12914 Norfolk VA 23541
Phone: 800-772-1413 800-654-8818 or 757-519-9300
Fax: 757-321-2504 or 866-296-0635

Offices:
4829 Hwy 45 North
Jackson, TN 38305

New Market Mall
5200 West Mercury Blvd
Hampton, VA 23666

500 West 1st Avenue
Hutchinson, KS 67501


Portfolio Recovery Associates calls from 14 numbers:
800-383-8013
800-772-1413
800-860-0644
866-109-3263
866-299-3632
866-299-7422
866-428-6589
866-532-9661
866-691-3568
866-879-2116
866-909-0529
877-803-0008
757-321-6278
757-519-9300
Oklahoma
 Oct 03rd, 2008
called looking for my sister who has a different last name as i do....both of us are married with our husbands names, yet they found my number and are harassing my kids and myself saying well be accoutnable if they cannot reach her. tried sending a letter yet they keep calling.
anonymous
 Sep 08th, 2008
The company was called for my brother, who has a different last name. We haven't spoken for 5 1/2 years. They wanted a phone number that I could not provide.
DeAnn
 Jul 07th, 2008
Check out www.creditinfocenter.com for advice on how to handle these guys and any other debt collection co. By law (FDCPA) they have to stop calling if you send them a letter telling them to. They don't have to stop calling just because you verbally tell them to stop. Also, debt collectors are not supposed to call before 8:00 a.m. or after 9:00 p.m., and if they call you at work and you tell them not to, they are not supposed to do that any more either. If the company continues to break the law, you can file suit against them (small claims court, no atty. needed) and each violation will cost them as much as $1000. Get to know the laws on this, folks. That's our best defense!
cm
 Mar 20th, 2008
keeps calling will not stop weekends sundays nights...have NO clue who they are looking for...what do i do??? they harrass my kids trying to find their mom and saying things like get her out of the shower because i know she is right there!!! Help
ann
 Feb 04th, 2008
asked to speak to someone who does not live here, but related to me. would not tell me the nature of the call. expects me to track this person down to give message for them to call. i trust this will be the first phone call of many. when will these recovery companies realize they cannot get blood from a turnip. company is portfolio recovery.
b
 Jan 14th, 2008
Obviously "..." is a "shill" for Portfoliio Recovery. Sounds like a "new hire." Very enthusiastic and "gung-ho!" Anyway, the fact of the matter is, Portfolio, like so many other "distressed debt purchasers" buys old debt for pennies on the dollar. More times than not, these debts are already out of, or close to the limit of the statute of limitations. These vermin (Portfolio and others like them) hire their local drug addicts, alchololics, dropouts and whoever else they can scrape up of the streets to call and harrass people legitimate or not. Just look into their employee turnover rate. Don't try reasoning with these dingleberrys, they are for the most part, in it for their minimum wage (or slightly above)paycheck and could care less whether or not they have a wrong number, person, etc. The "shill" mentioned that they are "trained" that way because "no one lies, right?" Funny how most DECENT people in the world think that people are good for the most part and these "cow plops" at Portfolio (including the "shill") and places like that all have the opposite view. Like I said, don't even give these morons the time... send them a "cease and desist," one of the FEW things they understand.
RS
 Dec 10th, 2007
to "Harassed in Fl", you should look into different online directories, these collectors get their info off of them, if the debtor at one time had that #, and a directory has not updated the info, they'll assume that your lying, (but noone lies right?) they are all skeptical by nature, they're trained to be cuz some people out there refuse to tell the truth... but anyway, if something like whitepages.com or 411.com or something similar shows someone elses name still, that could be the underlying cause of why they continue to call, something they're seeing is making "having a wrong number" hard to believe
...
 Oct 26th, 2007
To "..." - you are incorrect, even if you calmly tell the collector that they have reached THE WRONG PERSON, they continue to call and harass. I'll be reporting them to the VA Attorney General.
Harassed in Fl
 Oct 20th, 2007
These fools called my number 13 times the other day! Thirteen!They have been calling for a long time on a debt I do not owe. I have tried "being an adult" with them and telling them they have the wrong person. They just call using a different telephone number for a while and then revert to the dozens of calls in a day. Sometimes they will call at 8:01AM. Sheesh! Don't they have better things to do?
Atilla The Nun
 Oct 12th, 2007
it's been a while, no issues, but i see some anonymous writer says that i don't know what i'm talking about, trust me i do. when i say communicate like an adult i mean stop cussing, yelling, saying wrong number and hanging up, etc, etc... all those things do is arouse suspicion in a collector... as an "attorney" i think anonymous might know that a written cease and desist to a collector for any number always works.. and changing the number if indeed someone is constantly being bombarded by phone calls is common sense, but maybe common sense was not part of passing the bar exam to determine whether or not anonymous is actually capable of practicing law in any given jurisdiction
...
 Oct 09th, 2007
These people are looking for my brother. I have a different last name than he does and have been married for over 20 years. They call my sister and my mother but no one else with the same last name as him. They will not give me any information whatsoever saying it is private and against the law for them to do so. I tell them that it is against the law to call someone and harrass them about something that has nothing to do with them. It is starting to scare me since thay they may somehow get my financial information too.
M
 Jul 27th, 2007
to the person who uses ... as a screen name on several different pages: Do you honestly think that everyone who complains about these calls is stupid? Most of the people who are reporting complaints have spoken to the entity calling and have explained that the person they are looking for does not live at the number being called. It is not as simple as you try to make it: "ALL YOU HAVE TO DO IS COMMUNICATE LIKE AN ADULT AND YOU'LL GET THE RESULT YOU'RE LOOKING FOR." As an attorney who represents people who are being hounded by companies like this (bottom feeders is actually too kind) I would say that you have no idea what you are talking about.
Anonymous
 Jul 13th, 2007
IF U ALL TOOK THE PROPER STEPS WITH THEM, WHETHER IT BE A WRONG NUMBER OR WHAT EVER THE CASE MAY BE, YOU'D GET WHAT YOUR ASKING FOR... THE CALLS WILL STOP IF YOU DIRECTLY TELL THEM THAT THEY HAVE THE WRONG NUMBER, YOU DON'T KNOW THE DEBTOR, AND DO NOT WANT TO BE CONTACTED AGAIN ABOUT IT, SINCE THEY DO NOT HAVE A CALL LIST, IT DOES NO GOOD TO TELL THEM TO TAKE YOU OFF IT. THEY HAVE NUMBERS ONLY BECAUSE THEY WERE AT ONE TIME AFFILIATED WITH THE PERSON THEY'RE ASKING FOR, OUTDATED OR NOT, ALL YOU HAVE TO DO IS COMMUNICATE LIKE AN ADULT AND YOU'LL GET THE RESULT YOU'RE LOOKING FOR.
...
 Jun 25th, 2007
This is what I reported to the BBB and you can to! Good luck!

http://www.norfolk.bbb.org

This company continues to call me at 7:00 AM in the morning. This is agansit the law to contact anyone before 8:00 AM for any business reason. They do not know how to look at a time zone map as I asked the supervisor, she was rude and ugly and would not listen to anything I had to say. I want them to cease any and all phone calls to my number!!

Thank you for your assistance
Peggy
 Jun 21st, 2007
just another victim, or potential victim since i didn't pick up or call back; there's really nothing you can do with these people and, since what they do is illegal, they don't follow the donotcall list; of course , just ignore them, as annoying as their calls may be, they cannot do anything to you since you're clean, they are the crooks!
alan
 Jun 14th, 2007
these people called and when asked the company name they said by federal law they could not give that info out without my consent. Is this true or not and they would only say it was a personal matter. the thing is the only outstanding debt I have I send directly to the company I woe the money to so I have no Idea what they are talking about.
CherylAnn
 May 24th, 2007
THEY ALSO CALL FROM 1-800-219-6295 BILL COLLECTORS NATIONA ACTION FINANCIAL SERVICES 165 LAWERANCE BELL DR. WILLIMSVILLE NEW YORK
JOHN
 May 15th, 2007
PORTOFOLIO RECOVERY ASSOCIATES 18666913568 PHONE NUMBER.
LTD FINANCIAL SERVICES AMND PORTOFOLIO RECOVERY ASSOCIATES CLIENT HARASSED
ANON DEBTOR BLIND AND MENTALLY ILL(MY POOR HUSBand is the victim of this people.account from1991 and last activity
in 1995,charged off account with no original creditor.SEE FORUM COMPLAINTS
.MY NAME IS TANIA ALVAREZ

http://www.debtconsolidationcare.com/ltdfinancialservices-10.html
TSACGIV
 Apr 29th, 2007
Spoke with a Southern accent; said that I owed money to "Bayview Medical Center". All B.S.
Jim
 Apr 27th, 2007
calls daily
bailey
 Apr 25th, 2007
PORTOFOLIO RECOVERY ASSOCIATES.
PLEASE SEE COMPLAINTS IN THIS FORUM.

http://www.debtconsolidationcare.com/collection-agencies/portfolio-recovery.html
tsacgiv
 Apr 22nd, 2007
Portfolio Recovery Associates are bottom feeder debt collectors, the worst of the worst. Never talk to them. Search Bud Hibbs and look them up on his website.
Sam
 Apr 09th, 2007
Just reporting the call.
Alan
 Mar 20th, 2007
These people are calling everyone within a 20 mile radius. They have called people that there is no way they should know is assoicated with the person they are trying to reach.
Marilyn
 Mar 16th, 2007
hey portfolio recovery
you can kiss my ass!
can you hear me now or
are you "unavailable"
;) LOL
cheryl v.
 Mar 09th, 2007
Who is this?
Steph
 Mar 08th, 2007
They use three different numbers to try to reach u..I answer the phone, put it on mUTE until they hang up..It's so funny!
Bailey
 Feb 27th, 2007
Here is the CEO. I think he has enough money.
http://www.zoominfo.com/Search/PersonDetail.aspx?PersonID=42187857&pc=A9
Bob
 Feb 09th, 2007
I have contacted by this company. to call my job is a no no because it cause me to lose my job.
sam mopkins
 Nov 07th, 2006
These people called my mother-in-law, and it isn't even my debt - it is my sisters debt. They were obviously mining for information and trying to get my mother-in-law to give out enough details to track my sister down. They even tried to imply it was some type of emergency which got my mother-in-law very concerned. Very under-handed.
Sue
 Oct 27th, 2006
Go to: http://www.ripoffreport.com
search "Portfolio Recovery" for information and possible remedies..
d
 Oct 07th, 2006
Portfolio Recovery Associates LLC
120 Corporate Blvd. Ste. 100
Norfolk, VA 23502


General Information:
Original Business Start Date: March 1996
Type of Entity: Limited Liability Company
Principal : Ms. Judith Scott General Counsel
Phone Number: 757-519-9300
Fax Number: 757-554-0586
BBB Membership: This company is a member
Type-of-Business Classification: Distressed Debt Purchaser
Website Address: http://www.portfoliorecovery.com
d
 Sep 28th, 2006
Had message that this is personal call from "Larry"
Portfolio Recovery Services-please return call-time of call was 11:50am-around that same time I got a call at my job from "Larry"-as soon as he identified himself I told him to never call my job and hung up the phone-They buy old debts that have been written off and then try to harrass people into paying-I'm consulting an attorney as this debt is at least 10 years old and has been off my credit report for several years and they just showed up as an inquiry and creditor on my credit report and I never spoke to them or gave them permission to access my credit report.
Ginny
 Sep 28th, 2006
Would not identify themselves on the answering machine. It's a debt collection service. Call twice and got disconnected. Call back and said I would not call again if I got disconnected. The person they were looking for was not me, not my address, not my social.
Mary
 Sep 09th, 2006
The people callin are Portfolio Recovery this is a Debt Collection Company located in Norfolk VA. There website is portfoliorecovery.com
Mike
 Aug 29th, 2006
These people are calling my mother in law in a different town and state to try and get to me. It is Portfolio Recovery, although they always appear as "unavailable" on the caller id
Vanessa Collins
 Aug 24th, 2006

94 Comments