I REASERCHED THIS NUMBER ON THE WEB AND THIS IS WHAT I FOUND (This is just one of many instances I found):
CONSUMER ALERT: Feb. 2007
CONSUMERS ARE WARNED NOT TO FALL FOR THEIR SCAM OF ATTEMPTING TO COLLECT ON TIME BARRED DEBTS FROM VERIZON/GTE ACCOUNTS THAT DATE BACK TO THE EARLY 90'S. AFNI CANNOT SUE ON THESE DEBTS, THEY CANNOT REPORT THEM ON YOUR CREDIT FILES. AFNI IS HURTING FOR COLLECTION ACCOUNTS & PAID PENNIES FOR THIS WORTHLESS PORTFOLIO, HOPING TO CASH IN. THIS IS A SCAM -- YOU DO NOT HAVE TO PAY ON THESE OLD, OUTDATED ACCOUNTS!
FAX A LETTER TO AFNI AT
STATING: I REFUSE TO PAY THIS DEBT! (Get a receipt it was received)
This used to be a decent operation with a good name and reputation… not anymore. They have slithered down to the lowest point a bottom feeder can stoop to, collecting on old, worthless, out of statute accounts, especially on a VERY old Verizon Wireless portfolio. Our friends at Rip Off Report www.ripoffreport.com have been inundated with complaints about these sleazy vultures, take a look at:
We have ben aware of the fact that junks debt buyers are running out of paper as the market has far too many collectors looking to make a fast buck at the expense of unsophisticated consumers, however collecting on 1994-1995 debts is a sign that AFNI and it’s debt collecting owners may be somewhat desperate to keep their ship afloat? Are things that bad at AFNI that collectors are harassing and threatening consumers over debts that are more than ten years old?
I will not be surprised when I learn that AFNI is changing dates of last activity on credit reports, such is the scam of these bottom feeders. They do this to inflate the net worth of their portfolios, so they can borrow more money to buy junk debts. These are the lowest of the low life’s, which collect debts.
Many other bottom feeders such as NCO, Portfolio Recovery Associates, Asset Acceptance Corp. and almost anyone with a Buffalo, NY area address are out there collecting on VERY old debts. Their argument is they purchased the accounts and have a right to collect. My argument is they paid pennies for them and are gambling consumers can be intimidated, threatened and in some cases monies extorted on false threats of legal actions and/or credit reporting. Consumers are urged o demand validation of all debts from a bottom feeder because the majority of them have nothing to back up their claims.
2007 looks to offer a lot of surprises in the collection industry. AFNI is giving themselves and Verizon a bad name by collecting and threatening on these old, worthless debts. Consumers are urged to NEVER pay them a cent until/unless they can validate them legally. These parasites are preying on old, dead carcasses to earn a living, make them spend a LOT of money in the validation process.
If you are being harassed, intimidated or threatened by AFNI, we urge you to contact us. Record their collector calls (where legal) as a good tape can put money in your pocket. Contact me for assistance and referral to a local consumer law professional. If you suspect information on your credit reports by AFNI is bogus, talk with an attorney with; www.myfaircredit.com who can offer you assistance
http://www.budhibbs.com/debtcollectorpages/AFNI.htmCaller ID: 866-633-4384
Call Type: Debt Collector