These are not legitimate debt collectors! If they were, they would be breaking so many regulations according to the Federal Trade Commission (see Fair Debt Collection Practices Act and the Fair Credit Reporting Act)! DO NOT give them any information or money, no matter how much information they know about you, or how much they threaten you! In all likelihood, they will continue to harrass you, so report it immediately. If the FTC receives a lot of reports on this, then they will do something about it.

My cousin received a call at work from a "Ray Wilson," but when I called them for her, they kept hanging up on me because I wouldn't give them a credit card number. Both the man and the woman I talked to had thick Indian accents, and would not give any information about "the debt" owed, but told me information about my cousin, including her social security number over the phone. This fits the description of a ring that was busted recently, and written about on 4.11.12, on the FTC's website.

"The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics.
Caller: no name
Call Type: Debt Collector
Rhonda
 May 08th, 2012

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