agency
collection
debt
person
repeatedly
cell
mrs
privacy
asking
I have received called that said MRS so this must be another collection agency trying to get through with a "different name". I have also noticed I will receive calls from one county over from where I live as though it is someone calling from a cell phone. I am not sure if it is the same people or not but they are very sneaky. Thanks all for the privacy rights postings.
J.C.
 Oct 30th, 2009
http://www.privacyrights.org/fs/fs27-debtcoll.htm

I am being contacted by a collector looking for my former roommate, neighbor, or relative. Can I stop this?

The FDCPA says a debt collector may contact someone other than the debtor, but only to learn the location of the debtor. Usually this contact can be made only once, unless the collector has reason to believe the person has new information. If you are a relative or roommate, a debt collector who contacts you repeatedly also violates your privacy. Excessive contact may be considered a form of harassment. You should be able to stop contact by writing to the debt collector. For an example of what to say if you are the alleged debtor and want to cease calls to you or if the debt is someone else's and a collector is contacting you about it, see sample letters 4 or 6 at Attachment B, www.privacyrights.org/Letters/letters.htm#Debt.

If the collector persists in contacting you, discloses details about the other person's debt, or if the collector's actions have been abusive or threatening, you should complain to the appropriate government agency and seek legal advice. The important thing to remember is that you have the same rights as the debtor, including the right to bring an action for any of the violations described here. For further discussion, see Part 7.

A debt collector keeps leaving prerecorded messages on my cell phone looking for someone I’ve never heard of. What can I do?

This is a common occurrence and can be quite annoying. In January 2008, the Federal Communications Commission (FCC), prompted by debt collectors, ruled that autodialed, prerecorded collection calls can be left on cell phones. To fall within the FCC’s ruling, the cell phone number must have been provided on a credit application. http://fjallfoss.fcc.gov/edocs_public/attachmatch/FCC-07-232A1.txt

However, despite the limitations of the FCC’s ruling, the reality is that cell phone numbers change frequently. Frustrations are heightened by the inability often to speak to a "live" person to explain the mistake. Recorded messages often include only a toll free number without the name of a personal contact. The PRC raised these and other concerns when the FCC was considering whether or not to allow debt collectors to leave prerecorded messages on cell phones. To read the PRC’s comments to the FCC on this issue, go to www.privacyrights.org/ar/FCC-DebtCell.htm

If you find yourself on the receiving end of prerecorded collection calls to your cell phone, first attempt to stop the calls by contacting the collection agency. Written contact is always preferable to a phone call. A sample letter to stop contacts about someone else’s debt can be found as an attachment to PRC Fact Sheet 27. www.privacyrights.org/Letters/debt6.htm

If this does not work, as is often the case, complain to the FCC.

You may file a complaint with the FCC by:

E-mail : fccinfo@fcc.gov
Online : www.fcc.gov/cgb/complaints.html
Telephone : Voice (888) CALL-FCC (888) CALL-FCC , or ( 888-225-5322 888-225-5322 )
TTY (888) TELL-FCC (888) TELL-FCC , of ( 888-835-5322 888-835-5322 )
Mail :
Federal Communications Commission
Consumer & Governmental Affairs Bureau
Consumer Inquiries and Complaint Division
445 12th Street, SW
Washington, DC 20554

The FCC asks that you include the following in your complaint:

Your name, address, and daytime telephone number
The telephone number or e-mail address at which you received an unsolicited commercial message or call, or an autodialed call
As much specific information about the message as possible, including:
the date and time you received the message
the identity of the company that sent the message to you
the products or services that were promoted in the message
the sender's e-mail address and any other e-mail addresses, street addresses or telephone numbers that may be referenced in the message
a description of any contact you may have had with the entity that sent the message, including whether you have done business with that entity before receiving the message/call and any steps you may have taken to reject future messages.
Information
 Sep 18th, 2009
I have been receiving calls every two hours starting at 7am and ending at 8pm. I tried answering a few times but all I heard on the other end was dead air. I called the number after 9pm. A person answered, "hello". From the background noise, I could tell that it was a call center. I asked, "What does your company do?". He says, "We are a financial service." I asked again, "What exactly does your company do?" He replies, "Have you been getting phone calls?" I say, "Every two hours starting at 7am and ending at 8pm. What do you want?" He asks, "Do you know a Duskey McCoy?" I say, "Absolutely not." He says, "Thank you. You will no longer receive calls." I said, "Thank you" and hung up. Very odd conversation but I'm very happy to report that I haven't received one call from them since.
Solution For Me
 Sep 18th, 2009
I am sick and tired of these people calling my home 4-5 times a day!!!! I want this to stop!!!!!!!
Mrs R
 Sep 18th, 2009
This phone number calls my house 4-5 times a day starting at 8:26 a.m. ending around 8:30 p.m. They keep asking for "Regina Moore". I keep telling them that there is no one by that name living here and I have never heard of this person. I keep telling them to NEVER call my home again, but they keep on calling. This has been going on for months. I keep calling the "Do Not Call" list, but it doesn't seem to do any good. I just want these people to leave me alone! By the way, this MRS company has several different phone numbers that they use to call me every day!!!!!!!!
Mrs. R
 Sep 18th, 2009
These people call and they say they are a collection agency but they never know who they are calling. Must be nice to sit around and get paid to make spam phone calls all day.
Lily
 Sep 04th, 2009
Had 2 calls from them today. First one I didn't answer and the second call I wasn't at home. No messages left by this person.
Mrs. R
 Aug 28th, 2009
they have repeatedly called my cell phone number asking for someone who is not the owner of the phone. They are disgustingly rude.
dunbar
 Aug 20th, 2009
debt collection agency
AO
 Jul 30th, 2009
collection agency
Al
 Jul 27th, 2009
they just call, dont know why
paul
 Jul 16th, 2009
Same as Molly. I won't pick up but they call incessantly. Never leaving a message.
D V
 Jul 15th, 2009
No message - just hangs up on answering machine
Molly
 Jul 03rd, 2009

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