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"Denice Davis" asking for someone I never heard of. She said that she was employed by "Regional Adjustment Bureau" and refused to give their address or phone number. She switched the call to "Don Johnson" who tried to give a P.O. Box but I told him that we needed a physical address in order to serve a warrent. He gave the address as "1900 Charles Bryan Road Ste. 110, Memphis, TN 38016". and their phone number as 800-829-7204. Mr. "Don Johnson" admitted that he has no idea who he is calling.
Note to Resident47: The FDCPA is useless. It is not enforced at all. Only the state governments have been of any help; they can shut these scams down immediately. But once the state shuts down one scammer, they either change their name or they sell your phone number to another "debt collector" and the scam continues. It never ends. This has been going on for five years, with more than a dozen "debt collectors".
Matt Bieneman
 Jul 13th, 2013
"Denice Davis" asking for someone I never heard of. She said that she was employed by "Regional Adjustment Bureau" and refused to give their address or phone number. She switched the call to "Don Johnson" who tried to give a P.O. Box but I told him that we needed a physical address in order to serve a warrent. He gave the address as "1900 Charles Bryan Road Ste. 110, Memphis, TN 38016". and their phone number as 800-829-7204. Mr. "Don Johnson" admitted that he has no idea who he is calling.
Note to Resident47: The FDCPA is useless. It is not enforced at all. Only the state governments have been of any help; they can shut these scams down immediately. But once the state shuts down one scammer, they either change their name or they sell your phone number to another "debt collector" and the scam continues. It never ends. This has been going on for five years, with more than a dozen "debt collectors".
Matt Bieneman
 Jul 13th, 2013
A Toni Sims from this number left a verbal message with my mother looking for a friend of mine from college--at one point he lived with me, but not at my parents' house!
Jason
 Sep 21st, 2012
called looking for a distance relative who has never lived (and never will live) with us and I don't have any contact info. for - told the lady I can't help her, 10 minutes later she calls again - I told her and her lazy A$$ company to STOP CALLING ME and that they would be reported for harrassment if they don't stop calling

no some reason my call blocker service isn't working on this number either - GRRRRR
ann
 Aug 26th, 2011
They are calling me looking for someone who used to live here. My phone offers a call block feature, so I added them to the "%^&*off and die" list. When getting your next phone look for call blocking feature.
bob99
 Nov 19th, 2010
This thread alone demonstrates how easily Regional Adjustment Bureau will lie and break the law to make a payday. You don't have take a beating quietly or resort to stupid pranks like "BRH" once advocated. "Vin" did a smart thing in July and got educated. You can too ....

If you are receiving misdirected or abusive calls from a third party debt collector, you may find relief in the provisions of the FDCPA, which regulates collector behavior and provides you simple tools for your own defense. It grants you control of how you are contacted, and collectors can be sued for their crimes. Learn your rights and first response tactics at FTC-dot-gov.
Resident47
 Oct 27th, 2010
I received two calls within about 6 minutes from this number. It only rang twice each time and no voicemails were left. But they have been calling for the past 48 hours non stop! We have no debt nor any outstanding bills (according to below this is what they are calling for). I can hardly imagine who they are calling for!
Sue
 Oct 27th, 2010
I received two calls within about 6 minutes from this number. It only rang twice each time and no voicemails were left.
Jay
 Oct 05th, 2010
They Just called me and have nothing to do with them. they are looking for the wifes sister. I explained this to them and they were real scum bags. Just called the FTC (Federal trade commision). I explanded the situation to them. They told me I have to write a letter to stop commuications with us and have it sent cert mail. Once I recieved that they have recieved the letter then I have the right to call an lawyer If they contact me again. I will be starting a face book group to find the real names and adress and phone numbers of thier agents and Ceo. His name is steve smith. Then we will be able to call them at home and interupt them.
vin
 Jul 14th, 2010
this company could be the most unethical and unprofessional collection agency i have ever dealt with. I set up pymt arrangements with them and had to cancel payment due to lack of funds and they assured me that my transactions were canceled. i spoke to 4 of their agents to confirm the paymemt(pymt) cancelation and they still processed the payment and would not take responsibility for the NSF fees i want to take legal action
marvin
 Jun 23rd, 2010
This is how I stopped these harassing phone calls once and for all. In two easy steps you can simultaneously stop the phone calls and convince the harassing callers to report themselves. What they are doing to you is illegal. I will teach you how you can legally fight back! Protect your rights and the rights of others.

http://beholdaredhorse.blogspot.com/2009/09/how-to-stop-harassing-phone-calls.html
BRH
 Oct 15th, 2009
They were looking for a well known local criminal who maybe TEN YEARS ago may have had this number, or they have been frauded, told me who she was and who she was looking for and SAID she was going to take my number off the "list" Hopefully she will, have had similar problems in the past with others and took legal action to actually have it stopped. If you write a letter, notorized, and request they no longer call this number, BY LAW, they have to stop.
Brian Weaver
 Jun 25th, 2009
Regional Adjustment Bureau inc. this is directly from there website. address is www.rabinc.com they collect student debts.

Persistence is an essential trait of successful collections. Guaranteed This Contacts, a "predictive dialer", provides persistence that collectors cannot manually duplicate. Using Guaranteed Contacts enables our collectors to efficiently and quickly contact account holders.

Guaranteed Contacts dials thousands of numbers each day. Through dialer strategies selected by the computer, telephone numbers to be called are placed in a dialing pool. No-answers are called every 3 hours. Busy signals and redials are called every 10 minutes.

I guess voisemail works the same as busy!
Jessi
 Apr 14th, 2009
I received a knock on my door from a neighbor 8 houses away that I had never met. She had received a call from these low-down people who stated that they needed to get in touch with my adult child and it was a family emergency, so she walked in the cold rain to give us this "urgent" message. Turns out to be some collection agency trying to collect an old debt of my adult daughter's EX-husband and the debt is over 9 years old. They couldn't provide any proof of the debt because it was in HIS name and we weren't entitled to know the "specifics", they just wanted to get in touch with HIM. I told them not to call here any more (plus it was 9:30 at NIGHT) and was informed by some smart mouth punk that he was entitled to call when and where he wanted to. I told him I was recording the conversation and he hung up rather abruptly. I am an elderly cancer survivor. I don't need this kind of harassment, but by law, they tell me that unless I have an address to mail this creep and his company a letter to stop, that I cannot stop them from calling me any more. I think I will keep a fog horn by my phone. But what do I do about my poor neighbors?
Not Available
 Feb 10th, 2009
I got a call this morning at 8:03 am asking me about a neighbor in this apt. building whom I don't know by name. She said her name which I have forgotten but did not say the reason for calling. She said his name, but when I told her that I did not know this person, she asked if I was sure, I said lady I know who I know, she said thank you and hung up. I will inform this neighbor of this unusual incedent.
Dave
 Dec 31st, 2008
Regional Adjustment Bureau, located at 7000 Goodlett Farms Pkwy Ste 4, Cordova Tn 38016 , has violated the HIPAA Federal Law. First if they did the background checks in which they falsely say they do on their applications for employment as well as to the solicitation of business they would not have well known criminals working within the company. Now this company Collects on Government loans, and retail loans such as Citi Financial, and a many of other company's defaulted loans. Therefore, which in return gives their workers access to Social Security Numbers, Credit Card Information, Checking and Savings account information
Rita Landers
 Nov 29th, 2008
read this: http://www.hvlp.org/docs/Stop%20Harassing%20Phone%20Calls.doc
.Remedies.... The Federal Trade Commission enforces the FDCA. You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, you may recover money for the damages you suffered
This company need to be stopped.... Name: Regional Adjustment Bureau, Inc. Phone: 901-382-0250 Fax: 901-435-4856 Address:
7000 Goodlett Farms Pkwy STE 501 Cordova, TN 38016-4917 Website: www.rabinc.com
Original Business Start Date: January 1971 Principal: Mr. Steve Smith, President
TOB Classification: Collection Agencies Additional Phone NumbersTel: 901-388-7750 Tel: (800) 829-7204 Tel: 800-829-7750 Tel: 901-382-7520 Tel: 800-867-7210 Tel: 800-668-5715 Tel: 800-829-0250 Tel: 866-214-8706 Tel: 800-752-3916 Additional Fax Numbers Fax: 901-372-8138
regina
 Oct 10th, 2008
Regional Adjustment Bureau, Inc. A Hilary Hudson and a Regina Conners is calling my neighbours.. telling them that they are a Debt collection agentcy...and I owe a Debt and haven't paid my bills... they have broke a privacy act law and i'm seeking legal advice to start a class action lawsuit also read THE FAIR DEBT COLLECTION PRACTICES ACT they are in violation of
ยง 805 Communication in connection with debt collection http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf
call this number a file a complaint: 1-877-438-4338 also ask your neighbours to file one too..
I think the man i spoke to was Victor Garcia what a nice man... https://www.ftccomplaintassistant.gov/
Regina
 Oct 10th, 2008
UN-scrup collection agency trying to collect on a student loan that is in a defer status and is in a current good standing. they rep TLC for OMNITECH.
alice
 Sep 04th, 2008
RAB is a collection agency. They called me from TN but they have another office in the north. They will not tell you who they are. Got a letter from them 2/08 about a student loan paid off in 2002. They sent "proof" but they still couldn't collect it according to the FDCPA. I cc'd them a certified return-receipt letter that I sent the creditor showing under what law this debt is uncollectible. The next time RAB called, it was JOHN WALKER, an asshole manager who had left some "call me immediately" messages. The last time he called, I tried calmly to verify that he had gotten the letter and that he understood the law. He never admitted he got it (moot since I had the receipt), then starting talking OVER MY VOICE telling me that TSAC had told him to continue collection regardless. REGARDLESS OF FEDERAL LAW??? He kept talking over me so I told him to kiss my Title 8 and hung up. I made a complaint to the BBB. They ignored letters from the BBB as well. I certified them a letter quoting Title 8 (it doesn't work unless you inform them in writing). The date they signed for the letter they called me 6 times in 10 minutes. Ha. Since they figured out I had won, that same day they finally answered the BBB complaint, saying they were turning the account back over to the creditor as "still disputed." Again moot, since TSAC already knew their hands were tied - which is why they hired RAB in the first place.
Lisa
 Aug 09th, 2008
This is a very suspicious caller. I would not engage in any conversation and instead asked for whatever it was she wanted to be sent to me via the United States Postal Service. That way I have some documented evidence, and if this is a fraud, can pursue it through FEDERAL channels. Be very careful of this caller, folks. Do NOT give out any information, not your mailing address or anything. Shady lady at best.
Nick
 Jul 30th, 2008
Sneaky debt collection agency. I just received a call, mid-afternoon, from a lady with a southern accent, said she was trying to find someone with the same last name as me, gave me the impression she was doing geneological research. I didn't know the person she wanted, but she seemed so nice I gave the the phone numbers of several other folks in the area with the same last name.

When I tried to call her back soon after to provide her with a geneological website in Vermont, the person answering the phone said she was answering phones for 37 companies in the building, but wouldn't give me any info about what kind of companies they were. I finally got her to connect me with a supervisor who said that there were over 20 departments for the Regional Adjustment Bureau, but wouldn't tell me what kind of company it was. I found on the internet that it is a debt collection agency,with lots of complaints against it. I called and left another message with their litigation office complaining about the misrepresentations made.
Alex
 May 09th, 2008
i live in a apt complex in tucson.lots of unemployed drunks,child support moms etc.skip trace neighbors (supplimental income in collections) more than willing to inform and record your where abouts,when you leave the apt etc. so the call can come in to voice recorder.the voice on recorder message does not give who or what call is about,still calls everyday.
rki
 May 09th, 2008
Lady wanted me to give personal information to "verify" who I was but would not tell me why she was calling. I told her I wouldn't give her any information and to stop calling my cell phone. She told me it didn't matter that she was calling a cell phone, that she will call when she wants and the calls are going to keep coming.... but she won't tell me why she's calling or who she is calling for. ???
James
 Apr 02nd, 2008
Asked for my nieghbors contact information
ss
 Dec 26th, 2007
No message left; called back, and they told me they have no record of my name or telephone number.
JP
 Dec 14th, 2007
no message
maggiemoo
 Oct 09th, 2007

27 Comments