yes this was an account from 2004 that some how missed the bk I had in 2004 seven yrs later and bouble the credit limit they are trying to collect. bloodsuckers
Thank you for your concern. Perhaps you need to check the laws regarding harassment. They have been calling a business number on a cell phone after they were told not to call since it was a business number.
Harassment, hardly. They 'requested' that I call, in the few voice messages I let them leave and that I have kept. They 'did not' request that I speak to them, only call them in the VM's. Receiving more than 100 calls FROM them, with as many as 3-4 calls in a single day, constitutes as much harassment. I have all calls FROM them documented. I now have somewhere around 10-12 of their numbers blocked. I get a single ring, caller-id, and they are blocked.
I have consulted with an attorney and am awaiting a reply from the Virginia State Attorney General as well as my states Attorney General.
As my attorney has stated, 800 numbers are public domain and as such, can be called as frequently as desired. They can also be blocked from certain callers, such as me, as I have done to them.
Predators like this need to be stopped and if playing their own game is what it takes, then so be it.
5634, I hope you had your own autodialer masked as well as your IP address both in your post here and any you used for computer making calls because you engaged in illegal harassment and can be sued for all expenses.
Uh...how about the toll free number they're calling from that these posts are listed under??
Anyone who has a toll free number for these people let me know. I have built and programmed an autodialer that calls the toll free numbers every 60 seconds. I would nbe glad to share it for free with anyone.
It burns their 800 number minutes. The number I had has been deleted since I made over a thousand calls and burnt that many 800 minutes, something they have to pay for
Payback? Consumer lawsuits against bill collectors skyrocket
By Tony Pugh, McClatchy Newspapers Tony Pugh, Mcclatchy Newspapers – Thu Jul 1, 5:08 pm ET
WASHINGTON — Shawn Traylor of Stamford, Conn. , still doesn't know what the debt was for or how much it was.
He did know it wasn't his, and he knew he wasn't going to pay it.
So when bill collectors started calling four to five times a day in March, Traylor, a 39-year-old finance officer, sent them a letter asking them to verify that the unknown debt was his.
When he got no reply, he sent another letter, this time by certified mail, asking that they stop calling his home since they never verified that he was the delinquent account holder.
Instead, Traylor said, the collection agency called the next day. "And the day after that, and the day after that and the day after that," he recalled.
Sergei Lemberg , Traylor's attorney, said the continued calls after Traylor asked in writing that they stop were a violation of the Fair Debt Collection Practices Act. The law bars debt collectors from using abusive, unfair and deceptive tactics to force consumers to pay.
Since the recession hit in 2007, federal lawsuits filed under the Fair Debt Collection Practices Act have more than doubled, while complaints about problem collectors have skyrocketed.
In addition to Traylor's lawsuit, which is in settlement negotiations, Lemberg's firm has filed about 1,500 such lawsuits in the past three years. He said the economic downturn has created a nightmare for cash-strapped borrowers and lenders now saddled with delinquent accounts.
"I think debt collectors have become more aggressive by necessity because folks just have less money. And how do you collect more from people who have less money? You have to become more aggressive," Lemberg reasoned.
As a result, consumers feel cornered. "And consumers are more likely to think legal when they're being cornered" Lemberg said.
The numbers suggest he's right. In 2007, nearly 4,400 federal lawsuits were filed for alleged violations of the law, according to WebRecon, a website that tracks the filings for the collections industry.
As the recession deepened, the number rose to 6,000 in 2008 and then to nearly 9,300 in 2009. This year, filings are on pace to reach nearly 12,000, said Jack Gordon , the president of WebRecon.
Unlike Lemberg, Gordon doesn't think the filing frenzy is rooted in the recession. He said the spike in lawsuits began years before the economy tanked. The greater culprit, he asserts, is the Internet.
"You can't type the name of a collection agency into a search engine without getting bombarded by (advertisements) from consumer attorneys begging you to call them before you pay a penny to a collection agency," said Gordon, a former debt collector who left the business over frustration with frivolous lawsuits.
Generally, debt collectors can't contact you at inconvenient places or times, such as at work or between 9 p.m. and 8 a.m. — unless you okay it. The law also prohibits bill collectors from threatening violence, using profane language, or using the phone to annoy someone. Collectors also can't lie or misrepresent themselves or the amount a consumer owes.
The law requires that collectors, within five days of first contacting a consumer, send a written "validation notice" that gives the name of the creditor, the amount owed and what to do if you dispute the debt.
Gordon said "gray areas" of the law make it hard for collectors to follow the guidelines and do their job. For instance, the law requires debt collectors to identify themselves in messages left for consumers. But it also prevents them from telling others about a person's debt.
"So if you get a (phone) message from a collection agency, you can claim they disclosed the debt to a third party because your buddy heard the message," Gordon said.
Websites such as Debtorboards.com and DebtorsFoxhole.com, also tell consumers the ins and outs of filing lawsuits to block overzealous collectors.
"People find their way to a website like that and then they're suddenly greeted by a community of people who tell them: 'You don't have to take that, you can sue. Here's how you do it.' They provide the instruction, the legal advice and the moral support," Gordon said.
Costs are an even bigger driver in the lawsuit surge. In most cases, it's cheaper for collection agencies to settle rather than fight a case, Gordon said. A collection agency can spend $10,000 to $15,000 to defend itself in a lawsuit. If the consumer wins, the agency will likely have to pay their opponent's legal fees as well.
"Now you're looking at $30,000 to $40,000 just for choosing to fight the case and not having won it outright," Gordon said.
Violations of the collection law can provide up to $1,000 in statutory damages and can include additional "actual damages" for mental, physical and emotional suffering. Plaintiff's legal fees are often awarded as well.
A borrower's actual debt isn't automatically erased with a victorious lawsuit. How the debt is resolved, however, can become part of the settlement negotiations.
Nonetheless, collections company tactics can be aggressive.
Philadelphia attorney Brent Vullings said: "Our concern is not with the underlying debt. Our concern is how they go about trying to get it and that's exactly what the (law) is in place to assist consumers with."
It wasn't until 2008, when millions of people lost jobs and were unable to pay their bills that problems with bill collectors really took off. Awash in red ink, credit card issuers declared as losses, or "charged off," $53.5 billion in uncollectible accounts in 2008 and nearly $81 billion in 2009, according to CardHub.com.
As collection agencies hired more people to handle the bad accounts, complaints about bill collectors exploded.
Debt collectors didn't crack the Federal Trade Commission's top 20 list of consumer complaints in 2007. In 2008 and 2009, however, they logged more than 224,000 FTC complaints — second only to identity theft.
Vullings said that many complaints stem from mistaken identity, in which a collector wrongly thinks the actual debtor is on the phone.
"I've had collection agents tell people, "I know it's you,' 'don't lie to me,' 'stop skating the issue.' I get that all the time, Vullings said. "So you can just imagine what's being said and done to a person who actually has the underlying account."
Steven D. Fredrickson
3208 Stapleford Chase
Virginia Beach, VA 23452
Steve and Mara are having a party at their house. Everybody who they have scammed over the years are cordially invited to come over - bring a gift.
Hey Fredrickson - why don't you just admit your company is a total scam operation, then at least we'd have a little bit of respect for you...as it stands now, you are nothing but a thief and a liar.
Like a good little criminal, Jenna Fredrickson will one day take over the "family business" which is perhaps a slight step better than any mob run organization.
This family is a gang of arch criminals, including the mother and daughter, and they need to be either imprisoned or deported - Get rid of these filthy thieves ASAP.
Steven d Fredrickson - how many innocent people are you going to scam today punk? come on and tell us...100?, 1,000?, 10,000?,,, more??
jenna fredrickson, dearest...are you as big a thief as Daddy scammer?
Called but no message. Portfolio Recovery has been calling me for months based on a debt my ex-wife ran up. I have tried to push them to go to court but they refuse. The last time they did so, on a differnt Credit Card, I responded as required by law and they didn't pursue it because they know they will lose. Seems they add a new number every few months. With modern technology, I am able to forward all their numbers direct to Voice Mail (never rings), so they don't even bother leaving messages anymore. Here are all the number I have collected:
NEW YORK (Dow Jones)--Shares of Portfolio Recovery Associates, Inc. (PRAA) reached a new high for the first time since September 2008 on Friday, a day after the collection agency reported strong fourth-quarter results that beat Wall Street estimates.
Chairman, President and Chief Executive Steven D. Fredrickson attributed the positive results to $75.1 million in portfolio acquisitions, improvements in collector productivity and the strengthening of the companys fee businesses.
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Congratulations Fredrickson on your master fraud activities - you are a clever mother F*er ain't you, you scamming POS.
Don't worry about it - you're gonna windup in jail you arch criminal thief - only a matter of when.
Jenna Fredrickson - you are a contemptible little fraud just like your big fraud father.
"JENNA FREDRICKSON FOR HOMECOMING QUEEN"
i nominate her for scamming queeen because that's what her dirty family is - a den of scammers.
This Portfolio Recovery Associates is a malignant scamming company. They hire drones of collectors to harass people, even at random, and they hope to find old senile prospects who are confused and give in to their harassment and pay them money, perhaps a lot of money and the drone collectors receive a commission.
Really - a very long prison sentence needs to be given to these criminal scammers...including the employees who are complicit in these crimes.
Jenna Fredrickson - I seed your pic - you are a little piggy but I likes you anyways.
How about a date? I'll take you to Burger King for Big Mac.
Merry Christmas and Happy Chanukah to the family of Steven D. Fredrickson, Mara Fredrickson, and Jenna Fredrickson as they open their greedy presents paid for by the people whose money they stole and lives they ruined.
Hi Jenna Fredrickson - Ask your papa, Steven D Fredrickson if he will sell you to me. It's just a matter of price with him. What's the asking price? I'll bid $500 - Whadayasay Steve?
jenna fraud Dec 19th, 2009
Hi Steven D Fredrickson - I heard you've been banging your fifteen-year-old daughter Jenna Fredrickson, after school in the girl's locker room at Princess Anne High School. Don't forget to share my friend.
Mara Fredrickson...you are a liar and a fraud...and judgement day is coming...sooner than you think!
Johnny Cakes Dec 12th, 2009
Steven D Fredrickson and his nazi wife Mara Fredrickson should go on trial for all the lives they have ruined. They are one of the worst scammers on this planet and I'd like to see both of them incarcerated for a very long time.
Hi, i am Mara Fredrickson, and i'd like to clear something up please. My husband Steven D Fredrickson is a good man and has done nothing wrong, and he is only trying to earn a living for his family whom he loves dearly. So i would appreciate if you all would kindly refrain from the disparaging remarks towards Steven and his legal collection company.
Thanks for your cooperation :)
Steve & Mara sitiing in a tree, s-c-a-m-m-i-n-g
Steven D. Fredrickson
3208 Stapleford Chase
Virginia Beach, VA 23452
With the change of governor in Virginia, it will be interesting to see if the new governor will do the right thing, and close down this massive illegal boiler room operation.
Steven D Fraud should be his name.
Fredrickson Sep 20th, 2009
Bitching online isn't going to get us to stop calling. You are dead beats who don't pay your bills. Pick up the phone when we call, be responsible adults and pay your fucking bill! Have a nice day!
Portfolio Recovery Associates, owned by the master scammer Steven D Fredrickson, might be the biggest scam operation on this planet - Don't ever communicate with them and NEVER send them any money, or it will only get worse.
Steven D Fredrickson is perpetrating a massive fraud with his RICO type company Portfolio Recovery Associates. This company in my opinion is similar in design and scale to the recent Madoff scandal in which Bernard Madoff is currently serving 150 years in prison. I feel Steven D Fredrickson's prison sentence, when it happens, should be longer.
Ben Wilmington Aug 25th, 2009
Steven D. Fredrickson has been known to s*"k on his mother's c**k and someone at Portfolio Recovery Associates told me that Steven D. Fredrickson still does this to this day. What a guy and it is nice to see that he is nice to his mother.
877-803-0008 Jul 28th, 2009
This portfolio recovery is a walking talking, living breathing disease that needs to be eradicated.
Ignore them and NEVER communicate or speak with them the same way as avoiding the black plague, and they are a black plague on society.
NEVER send them any money as they will only get worse like a gang of criminals that smells blood.
This number has called for the past month 866-572-8797
and do not talked. One time it said something about lowering interest rates on credit cards but did not say for whom. I want this to stop and stop now. They called and asked for our children and they have not live here in over ten years. I am sick of it.
Ruth R. Rhodes Jun 22nd, 2009
I have also been getting several calls from this and other various numbers for months and months now and they will not give up.
They never leave a message......QUIT CALLING!
Portfolio Recovery Associates is relentless. They will chase you forever no matter what you do. They ignore cease & desist request and they will not provide proof of the debt. They did sue me, posted that to my credit report and have tied me up for several years trying to get rid of them and to get the truth established. I have a folder of letters - to no avail. I've reported to the BBB, state attorney general & the FTC - but that doesn't stop their actions, only makes me feel better for telling someone else. I've used the credit report mechanisms to challenge and request proof - with no luck. My mistake was talking to them by phone at all. I changed my phone to an unlisted number and they still tracked me down. They have called my job and left voice messages on phones of co-workers - I guess in an attempt to embarrass me. I believed all I had read on the Internet about how they could not sue if they had false or inaccurate information or if they failed to provide proof of the debt - but that did not prove to be correct - they can sue!
called recieved from this number but was recording mailbox full couldnt leave message
I've been called every day for 2 weeks every half hour, first by an unknown name unknown number then almost to the exact 5 minutes later by this number. I'm so tired of them calling. They call for someone who doesn't live here then tell me that someone has used my phone number. I've had this number for 8 years. I'm so tired, they wake my kids up from their naps, i can't keep them from calling. Their has to be some repremand for these jerks
I received an answering machine message from a person who identified themselves as 'Lisa Flauter' from Portfolio Recovery Associates, said 'this is an attempt to collect a debt', and to return the call to 866-428-6589
, extension 11103. No need to repeat the information from the other postings, but this company has many (MANY) different 800, 866 & 877 numbers as well as many different ficticous caller's names they use to dupe individuals into returning their calls. Just be aware that anytime you call an '800' number, your number shows up on their caller ID.
IT appears to me reading responces last week regarding this matter that BRADSHAW is concocting accusations where no substance exist. Clearly the concern is BRADSHAWS hiring practices. If true that is most inappropriate. Creating positions for friends and in one instance assingning one friend 3 cars?, Certainly misuse of public funds, you Mr Bradshaw know firsthand what is inappropriate, YOU patice it.Abuse of office, misuse of public funds,and more. Perhaps someone needs to file a complaint with the States Atty. Office regarding you. If you had exercised any comunicatve or management skills this issue would be nonexistent.
KITTYKADOODLE May 24th, 2008
Receive SEVERAL phone calls a week from this company requesting to speak to a former brother-in-law who hasn't been in the family for 7 years. We have had our phone number for 5 years and he has NEVER had permission to use this number for contact purposes. The operators are very, VERY rude and won't even let us explain that he has never lived with us or even had permission to use this number.
I just got a recorded call from these crooked bastards saying it was about an effort to collect debt. They called on Sunday afternoon, 5/04/08 @ 4:04 p.m. I have no past due debts. We should get together, get a class-action lawyer, and put these crooks out of business. Congress sure won't do it. They're crooked, too.
Speaking of crooks, just before that unsolicited and unwarranted call, I got another, this one from former Va. Gov. Mark Warner. He's doing 'robocalling' because he's running for the U.S. Senate. So long as he makes automated and unsolicited phone calls to a business number, he'll NEVER get my vote. In fact, I'll do everything I can to get everyone I know not to vote for him or ANY idiot politician who does this crap. They have purposely exempted themselves from the provisions of the 'Do Not Call' legislation. That's what crooks do.
I finally Googled "800-722-1413" after several formal complaints to the FCC. All I see is other victims of this automated harassment and vendors who want to sell us the I.D. info which we should get for free. Doesn't the FCC have an internet connection?
The telecommunications industry and the Federal Government are the enablers who allow these selfish, greedy bastards to harass the public with unwanted or automated dialing systems.
another number to annoy me with but guess what i am not going to be answering and i will call trace your number to the phone co every time you call me! is that ok with u! what u stop calling from those other annoying numbers u were calling from! 918-280-fuasshles! i will also pull the phone cord out of the wall too! and if you are typing this message at the same time i am you are a 1}A HACKER 2} A HI JACKER 3} JUST A PERSON WHO WILL END UP IN HELL ONE DAY! GOOD LUCK THERE AND BRING SOMETHING SUMMERY
wellwellufind Apr 14th, 2008
DO NOT CALL OUR NUMBER AGAIN
Recd a call from Kim at Portfolio Recovery on my cell, during work hours. She left a number of 866-909-0529
to call her back. I don't have any outstanding debts, so why are they calling me?
I have at least 2 call per day from this #. No Messages.
Thanx Bill the stuff from www.adviceontime.com worked!!!!!
Claimed husband stopped paying his Bank of America Visa and he should call 866-428-6589
and ask for Kamillia.
Talked like she knew who she was talking to. Very rude.
Portfolio Debt Recovery - junk debt collection from 12 years ago. Tell them never to call you again.
Bogus collection agency. Called the energy company who supposedly put me in collections and I never used them and have no balance. Scumbags, runined my dinner tonight.
Call twice everyday for nothing. Like a harassment call. Extremely annoying. Don't know how to terminate this kind of call. Is the telephone company supposed to terminate their phone service? or any punishment to these guys who are repeatedly doing bad things in public?
The automated message using a female voice said,"Please return my call. Phone number...." That's it. I hang up before I get the entire number. They call every week, sometimes more than once. No identification, name, nothing. Could this be a phishing scam?
I get a daily call from Portfolio Recovery Associates. I never get an actual phone call, it's always a message from a woman on my business voicemail DAILY. Nothing shows up on my caller ID. How do they do that?
They want me to return their call at my earliest convenience. Yesterday I started charting the date, time & # they want me to call. It's been different phone numbers, same company. I finally called the # yesterday & told the guy that this is a place of business & I have no outstanding debts - I don't. I'm informing him to take me off the call list. I haven't given him my name & he hasn't asked for it. He says my phone number doesn't show up on their list so they can't take me off unless I give them my SOCIAL SECURITY NUMBER. The guy's got to be joking. He finally put on his supervisor who told me the same thing. When I told him I wouldn't give out my ss#, he slammed the phone on me. I called my phone company & they told me to report it to the Do-Not-Call agency since I'm registered with them. I'm saving all the messages from now on & will report to the phone company again after a couple days of this. The 2 numbers I've taken down (that they want me to return on are 877-803-0008
Received call from this place today. Recorded message stating they were trying to collect a debt & to call back @ 800-860-0644
. I called back to find out WTF & all I got was weird ringing in my ear till they hung up on me!
calls my house all the time 7 or 8 times per day
i have hired a lawyer and i am sueing for 4 million i hope one of the son of b@#*es from the company reads this. they continually call at horable hours after 9pm mon-sat on sundays.
they are looking for someone with same last name as mine, different first name and insist she is my sister and i better let them know where she is. I don't have a sister
pissed off Aug 18th, 2007
I called these people back to give them a cease and desist with the phone calls. When I gave them my home number they tried to match it with a woman that rented my house from the previous owner. I have lived at this address and have had the same phone number for over 10 years. There must have used her old address and matched it to mine to find MY number. There is no way this woman had the same phone number. This woman must have owed someone money because we used to get postal mail from collection agencies address to her.
I got these idiots to stop calling me using a free letter i found on www.adviceontime.com
Constant messages trying to collect debt from non-existent resident at this address. HAVE FUN! Call them back and just give them dead air, doesn't cost you a dime, they get charged for the call, plus wastes someones time! Junk Debt Collectors are scum.
Some fruit from a crooked Collection agency.
Lady called trying to collect on old credit card debt. Pulled a copy of my credit report without my permission. I yelled at her and told her that I was going to file a report.
Message on my voice mail said to call back on 866-909-0533
, as this was an attempt to collect a debt. (I have no past-due debts.) The female did not leave her name nor the company name.
Called several times and left automated messages.
My phone filter shunts calls line this to the answering system. Never any message. About 1 call per wek for the last 4 months.
Ima Friend May 11th, 2007
Do Not Talk to these idiots. They are spam phone callers. They claim to be collecting debts. However, they are just fishing for Social Security Numbers, Address, Phone, etc. Most Like an ID-Theft Organization.
Yep..call me to in N.C.
food stamp Apr 19th, 2007
man called acting like he knew me, and was an old friend, said he was in living in kansas now, i hung up fast.. very odd....said name was jordan
Some guy calling my name on the answering machine. Trying to collect on a US Cellular debt that does not belong to me. I've always been with Verizon. Haven't ever been to a US Cellular store and never done business with them. Caller said Toll Free Number. They use another number as well. I don't think they care who's responsible for a debt. They try to get anyone to pay it.
Portfolio Recovery Associates
P.O. Box 12914
Norfolk Virginia 23541
Junk Debt Collectors
Automated message was left answering machine instucting me to call 800-860-0644
about a debt collection.
Called number after hours. Company is Portfolio Recovery Associates.
An automated message was left in my voice mail telling me to call 800-860-0644
about a debt collection. It wasn't for me, and the woman I called at that number said she took my number off the list.
Call once or twice a week, looking for a relative who does not live with us and never has. Told them I would take a message but please do not call here again. They keep calling, though. Definitely sounds like a collection agency.
Said they were looking for someone named Laura. Asked why I stopped paying my Providian Visa card in 2001. I said I had no such card. Person they were looking for had different last name, but same first name. Different last 4 of social security.
Called 9/14, 9/16, 9/18, 9/21, 9/25, 9/29, 9/30, 10/3, no messages, just calls