this company is scamming YOU they tell you you have a bad check that is punishible by either incarceration or jail or both they scare you into paying them DONT BELIEVE THEM (WHY) I USE TO WORK FOR THEM. there a collection agency posing as a Law Firm... they even have a system that allows them to put in any other # (ex) court house in your state , make you believe you have a court case in your county just so you can call them back. THEN THEY TRIPLE YOUR ACTUALLY ACCOUNT WITH (BS) CHARGES... THEY CANT SUE ALL THEY CAN IS IS THREATEN YOU, MY SUGGESTION IS TO RECORD YOUR CONVERSATION THEN CONTACT ANY ATTORNEY.. THERE NOT LICENSE TO DO BUSINESS IN MANY STATES.