this is a credit card company collection agency either hsbc or merrick bank i get the calls all the time.
 Oct 27th, 2007
Today i got a call at 8:15,10:11,12:13,1:23,3:04
got home no messages, finally answered the 3:04 one, asked for someone said they are not home, wants to know where they are and when they will be back, wouldn't say who they were or anything.

sorry i don't give any info out if you won't identify yourself. too bad so sad.
mrs me
 Oct 23rd, 2007
4 calls in 3 hours!!
 Aug 14th, 2007
They've been calling me constantly and never would say anything when I would answer the phone, never left any messages. How is one supposed to know who the hell they're trying to contact or what their business is if they won't SAY anything?? They call and call and call and call .... no messages .... saying nothing. That's harassment, in my opinion. After emailing, I finally spoke with someone, and it turns out they were looking for someone other than myself. Bothering people like this is bad enough, but especially worse when they've got the WRONG person! Something's definitely got to be done about this. It's just not right.
 Aug 10th, 2007
has anyone ever timed them? We had them call every twenty Minutes for over two or three hours and now they call every day at least once every three annoying.
Bowman Family
 Jul 17th, 2007
I bought a Tracfone cell phone 3 weeks ago.Never did use it except to call myself from a pay phone and then call that pay phone to see if everything was working.Never gave my number to anybody.A week ago now,I started receiving calls.The first one I pick it went dead.Stupid me,I called back.That woman voice tells me blah,balh,blah...Atlanta...I hung up.I then received 4 more calls the same day.I press the button to ignore them.Then,the next 3 calls,after I ignored them right away,I did receive a voice mail.That was Moday,8 calls,3 voice mails.Tuesday,5 calls.Wednesday(4th of July)no calls.Tuesday,9 calls.Today so far,6 calls.
 Jul 06th, 2007
i have a company cell and i don't know where they obtained the number but they call 5 times a day. i'll tell them to piss off tomorrow now that i know who they are.
 Jul 02nd, 2007
these people are relentless ...i work 7-4 and they call me at least 8 to 10 times daily .SERIOUSLY GIVE UP..
 Jun 26th, 2007
I have called and reported them I was told they have to identify themselvs if you ask. I pay my bills and have no early idea why they call my phone. No one else has had this number for over 10 years and I'm single so there is no one else assiciated with this number.
 Jun 22nd, 2007
HAAAAAA! I thought so! I'd be willing to bet that this very website is created/hosted by the collectors TSYS! Probably trying to monitor and manage public outcry. They're on an information gathering mission... see how far they can push the envelope! smell a class action lawsuit before it happens so they can prepare their case.... while continuing to break the law. Schmucks!
JC Hayes
 Jun 20th, 2007
Here is "greg" listed above...also from this collection agency..!

Greg Hudgison
Public and Media Relations Manager
706.644.0528 phone
706.641.6555 fax

Understand, folks? Public and Media Relations! Trying to do damage control?! For the company's unlawful and unethical practices! I would email Tom Mason (above) and cc. to your State's Attorney General!
 Jun 20th, 2007
guess what... "peggy" and "GREG" who posted the previous messages work for TDM! The collection agency that has been calling us! Scroll up and read all the messages! I will give you the link to their company website! Find out who "peggy" really is... she works for their Marketing Dept. The prior messages are simply "damage control" here is their info...

Peggy Bekavac Olson
Vice President, Marketing
480.333.7462 phone
480.510.6021 mobile
480.333.7522 fax
 Jun 20th, 2007
TDM is a particulary scummy collection agency... they routinely engage in unethical and illegal practices. I did some research and have some contact info to send your complaints instead of just posing them here... email Tom Mason, Chief Operating Officer of TDM at
More info...
 Jun 19th, 2007
Use this website to look up the number 770-638-2496. It's the same company, TDM, a collection agency for Capital One. There are over 40 comments... a lot of it informative... and yes you can sue. Read Peggy's comments in particular. TDM is a particularly scummy and unethical collection agency! K.W.
More info...
 Jun 19th, 2007
This bill collector keeps calling my cell phone apx. 5 times per day looking for someone named "Robert". I have explained on 4 different occasions that it a brand new cell phone and new number. I don't know anyone named Robert!! It ticks me off particularly because I pay for incoming calls... I wonder if the State Attorney General's Office of Consumer Affairs can help me out with this one.
 Jun 19th, 2007
we are a business and they constantly call for an individual, the owner. The caller states that the individual will know what this is regarding. They don't leave reference numbers or anything. Tried calling back and gave the extension left by the caller. She asked for a name...stated we didn't have one. She then transferred me into a black one ever picked up. She left her call back number as 800-535-5650.
 Jun 14th, 2007
I have an idea, why don't every one these guys call call them back all at once and jam their phone system
Zombie Bunny
 May 30th, 2007
why would a company call 20 times a day and not say anything? i'm going to have my friends call them and their friends too. with cell phone plans having lots of free minutes, maybe we can swap them!
 May 30th, 2007
these ppl keep calling up to 10 times/ day even after 2130(9:30)cdt. very tempted to keep calling them back (do unto others, you know)
Zombie Bunny
 May 29th, 2007
The link:
 May 24th, 2007
Here's a website with links to Attorneys General for all states. This website will help you know if TDM or any other debt collectors are breaking the law, and what you can do about it.
 May 24th, 2007
These people call--no exaggeration--9 times a day. They refuse to let me call back after I check to see where my elderly mother's finances are (she is the indebted one). They will not leave a message, nor will their supervisor answer my messages. They refuse to provide an address. My mother is willing to pay, but cannot pay the entire lump sum; she needs to do so over 3 mos. They refuse anything except that she pay it all off over the phone. The message is clear: pay it all NOW, or we will harass you all day every day. I am filing a harassment complaint with the Arizona Dept of Financial Institutions. These guys are the WORST!
 May 24th, 2007
they call and ask for my dad. they call LITERALLY called so far today 22 times. in the past 2 hours. they are pitiful. and they try to get an attitude, its fucking annoying.
 May 19th, 2007
It sucks to be a debt collector and that is probably why you only know one half of the laws as a collector and it does not take any education to be a collector. That is why collection companies often break many laws because the people they hire to often work for such low pay do not have the education to know all the laws. I know collectors are doing there job but and it is a sucky job but know all the laws not just some of them or if you really hate people because of what you have to do to earn an income then find another job
 May 18th, 2007
Often, simply advising the collector that you are aware of the act and your rights under it will stop the harassment. If it doesn=t, you may want to save the messages and letters and keep a log in case you need to utilize the federal and state protections.
 May 18th, 2007
Implying or stating that the collector is affiliated or connected with the government; falsely representing the character, amount or legal status of the debt. For instance, a collector cannot falsely represent himself as an IRS agent to frighten the consumer into paying the debt. (Please note that if it is IRS debt, it is probably not a consumer debt and not protected by the Act.)
Falsely implying the communication comes from an attorney or that a person is an attorney.
Threatening to send out false credit information.
Using language or symbols on envelopes that indicate that it is from a collection agency. (This includes sending postcards.)
If your life has been made more difficult by bill collectors utilizing unfair practices, keep in mind that you have rights that protect you from abusive or harassing collection behavior. Not only should you be able to stop some of the behaviors outlined above, but you may also be able to collect money damages from the collector for willful and repeated violations. The federal act allows for a recovery of $1,000 or actual damages and the state act allows for a $500 recovery or actual damages. Plaintiffs of successful lawsuits are often entitled to recover costs and reasonable attorneys= fees. In some circumstances, punitive damages are also recoverable.
 May 18th, 2007
Using profanity, obscenities, and/or abusive language.
Placing continuous phone calls intended to harass, annoy or abuse the consumer. At least one court has held that a collector immediately calling the debtor after debtor hung up the phone, constituted harassment.
Failure to identify oneself as a debt collector. Collectors may use a Adesk name@ to protect themselves individually, but they must disclose the name of their employer and the nature of the business.
Making deceptive, false or misleading misrepresentations. For example, mass-produced collection letters not reviewed by an attorney prior to mailing are considered false and deceptive.
 May 18th, 2007
Contacting a debtor at work after the collector has been advised not to phone the debtor at his or her place of employment. Once a consumer notifies a collector not to call them at work, further calls are prohibited.
Advising third parties (friends, relatives, employers) of the consumer's debt. A collection agency should not be defaming a consumer to third parties.
Harassing, oppressive, or abusive behavior. This is a broad category, and subject to broad interpretation.
Threatening criminal acts or violence. If a collector threatens to perform "impromptu dental surgery," rest assured that he is in violation of the Act.
 May 18th, 2007
Communicating with the consumer in connection with collection of any debt at any unusual time or place. In the absence of knowledge of circumstances to the contrary, a creditor shall assume that a convenient time for communicating with a consumer is after 8:00 a.m. and before 9:00 p.m. You should not be receiving phone calls at midnight from your credit card company, or "King-Kong Collection Agency."
Contacting the consumer when the consumer is represented by an attorney, unless the attorney fails to respond within a reasonable period of time to communication from the debt collector, or unless the attorney first consents to direct communication with the consumer. Basically, if you have turned the problem over to your attorney, you should not be receiving phone calls from the collection agency.
 May 18th, 2007
You have 30 days from the receipt of the notice to dispute the validity of the debt, or any portion thereof, in writing, or the debt collector may assume the validity of the debt. If a consumer properly disputes the debt within the 30-day period, the collector must obtain verification of the debt and mail it to the consumer. Additionally, within the 30-day period, the debt collector must provide the consumer with the name and address of the original creditor, if different from the current creditor. Failure to send this notice in a timely manner can result in a violation of the Act and subject the collector to sanctions.
 May 18th, 2007
If you are contacted by a debt collector concerning a consumer debt, there are some specific statutory requirements that the collector must follow. For example, within five days of the initial communication with the consumer, a debt collector must advise the debtor in writing of: (1) The amount of debt; and (2) the name of the creditor to whom the debt is owed.
 May 18th, 2007
Do not give your social and birthday
There are laws for people that owe debt and they are called The Fair Debt Collection Practices Act for consumer rights. Go to this website when you talk to the agency and see if they are breaking any l
 May 18th, 2007
I don't know on whose behalf they are calling, but I think they are breaking the law. They call me everyday from 8:05AM - 8:55PM. Usually they will call me 12 times a day but yesterday it has increased to 17 times. I'm going to seek counsel if this continues.
 May 17th, 2007
I think these are Zombie Bill collectors. I put them on silent ring tone for my mobile, however they call about 10 times a day. They are about 60% of my calling pool making my phone just about usless when using the recent number menu.

With tactics like this I say, no matter what DO NOT GIVE THEM ONE PENNY.
 May 16th, 2007
Don't give anyone your info. I paid a bill over the phone with my checking account and it ended up that is was someone that had access to my phone # and some info they took all my money from my account. Bought airline tickets to Hawaii..etc. I got my money back but, what a time i had getting it.
I D stolen
 May 03rd, 2007
18 Times! 18 times they have called today. It's in my call history on my phone. 18!!!!!!!!!!!! And the message they leave has no name/contact info...only hours of availability. Plus they started off at 8:15am MST. They aren't supposed to call before 9:00am.

This is harassment. 18 TIMES in ONE DAY!
 Apr 24th, 2007
I too have been getting calls from this collection agency and others for someone I have never heard of. She must have some really bad credit. They just started calling and I finally answered, greeted by a voice recording, told to hold for operator, transfered to one, asked to speak to the person they are looking for, told them there is NO ONE BY THAT name at my number, I don't want anymore calls, that I already filed a complaint to the FTC about them repeatedly calling. She said they would remove me.
 Apr 21st, 2007
dude they call me 8 times a day i called them back they hungup the phone on me...the next day i called and the lady she wanted my SS# or my credit card number ....i told here ...she told me there is no way for her to know me....i told her that they been calling me and whene i answer it there is no one talking.......she said (i am sorry i dont know what this is happining).... so in the end i never give her any info about me (keep in mind i called with diffrent phone and hiding caller ID) any way ....its scam not give them your info
 Apr 20th, 2007
I get 3-6 calls a day from this number. They never leave a message.
 Apr 20th, 2007
This asshole keeps calling my 14 year old daughter on her cell phone. If I ever find him, he'll HOPE that the police get to him first.
Gojko Kasich
 Apr 10th, 2007
they called and asked for me, but my husband answered...they are like tellemarketers or something- he called them back and said to take us off the call list.
 Apr 10th, 2007
The company calling from this number was identified by a call center worker as TSYS Debt Management.

Their website is
 Mar 27th, 2007
they asked for my grown son who soen't live with me. They never say what they want and have called several times.
 Mar 19th, 2007
greg is correct, i called them back. Sorry no big mystery. :(
 Mar 14th, 2007
these people are scum
 Mar 13th, 2007
If you call the number back it says it's from Tesa's Debt Management.

Sounds more like a "Bob's Bank" sort of thing.
 Mar 11th, 2007
These people call us six and eight times a day. We have done no business with Capital 1 and don't intend to. Greg sounds pretty sure of himself when he says that paying your bills is the answer. He is absolutely incorrect about that. We owe them nothing; never have; never will
 Feb 07th, 2007
They are persistent for sure. I have software on my computer that intercepts the alls I don't want and tells the caller we aren't accepting calls! :) They can't even leave a message! LOL!
 Jan 22nd, 2007
these bastards call 5 times a day. the 770 is georgia(roswell) outside Atlanta. The cool thing is I have verizon IOBI which does not allow the call to come through but I can see date and time on my PC. Next time I'll call them from a nationwide payphone that only $1 per call to see what they want and give them bogus info.
 Dec 06th, 2006
They call me up to 8 times a day, never leave a message. When I call back after hours to hear their company greeting, it's a generic answering machine with no information.
 Nov 29th, 2006
they won't leave a message, it just plays a recording and an operator comes on the line and says hello? and then hangs up
 Nov 27th, 2006
greg sounds like he works for this company!! lol
 Nov 27th, 2006
They call several times a day. We've NEVER had any account or business with Caiptal One. We have the best credit history you can ever imagine. Go to for help about fair debt collection.
 Nov 25th, 2006
I have an update!! I was home this weekend when they called for a Mrs. Wilson. We have been getting calls for her and Mr. Wilson daily from several different people. I informed the caller (TDM) that they had the wrong phone number and they have stopped calling.
 Nov 21st, 2006
This number is account management for capital one credit cards. They cant talk about the account issues until you verify who you are, ie personal information. Its against privacy laws for them to state the nature of their call until they can confirm they are speaking with the correct person. They are not in violation for calling, all you people must have someone who used your phone number on their accounts which have gone dilinquent. They have existing business relationships with whoever used that phone number as a contact number on their credit card account. They can call you whenever they want. Don't like their calls? Maybe you should consider paying your bill
 Nov 21st, 2006
they call throughout the day. Caller ID says TDM
 Nov 19th, 2006
No idea who these people are, I have never actually been home to answer when they call but if I ever am, I will report back! They call 3-5 times daily and at first never left a message but they are now leaving messages with a standard greeting asking me to hold and then a woman says hello a few times before hanging up. Who are these people??
 Nov 17th, 2006
3-5 calls per day, never leave a message 11/10/06, 11/9/06, 11/8/06, 11/7/06,etc


Postal Code 55124
 Nov 10th, 2006
The caller id says T D M. When I answer or my machine picks it up, there is no one there.
 Nov 10th, 2006
received 2 calls so far today 11/9. i don't have a clue who it is. caller id is "TDM" only.
 Nov 09th, 2006
A recored message says hold for; then clicks off. They call 6 to 8 times a day ;even on Sunday. Who are these people?
 Nov 05th, 2006
Has been leaving voicemails with a standard recording then someone says, "Hello" once or twice and waits for the time to be up on my voicemail. I finally answered and they said they are TDM and asked for my information to verify who I am. I told them no. They said I have business with them. How can I have business with someone I don't know? They would not tell me anything about their company or let me talk to a supervisor. Now they are calling my office number as well. Who are these people???
 Oct 31st, 2006
Have been calling repeatedly for two days-thanks caller ID
 Oct 21st, 2006
This person is in violation for just keep calling and calling
 Oct 21st, 2006
yeah these butts have been calling me about 4-5 times a day for the last month. I dont even answer just pick up and put my phone on mute. And let them sit there.
 Oct 18th, 2006
comes up T D M no idea who this is
 Oct 16th, 2006
Has been leaving voicemails with a standard recording then someone says, "Hello" once or twice and waits for the time to be up on my voicemail. Called back and they would not tell me what company they are and asked for my personal information which I did not give out. Told them to not call back untill they can give me more information because I don't give out my personal information to people/companys I don't know or don't have any association with. We'll see if they call back.
 Oct 15th, 2006
they ask for my wife and i say she's not here and then they hand up they call 4 to 5 times a day and I told them to never call again and they keep calling Ms Lucia and Ms williams have given their names when I ask to speak to a supervisor they put me on hold and never come back
 Oct 13th, 2006
just says georgia
 Oct 11th, 2006