Call for our son who is overseas. We have told them that and they continue to call. I do not pick up or just hang up quickly.
I never answer caller IDs that I do not recognize.
Portfolio Recovery and Anchor Receivables:
Call your local phone company to see if they have a service called "Call Intercept".. there is a monthly charge to have this service. With "Call Intercept", you can block any number in the United States. I have "Call Intercept" on my home phone thru Verizon and I am able to block 25 numbers. The person calling your number will get a recording saying "THE PERSON YOU ARE CALLING DOES NOT ACCEPT CALLS FROM THIS NUMBER, GOOD BYE." It's GREAT blocking Portfolio Recovery Associates from calling all day from different numbers. I am hoping that Verizon will extend call count from 25 to 50 numbers.
Called but no message. Portfolio Recovery has been calling me for months based on a debt my ex-wife ran up. I have tried to push them to go to court but they refuse. The last time they did so, on a differnt Credit Card, I responded as required by law and they didn't pursue it because they know they will lose. Seems they add a new number every few months. With modern technology, I am able to forward all their numbers direct to Voice Mail (never rings), so they don't even bother leaving messages anymore. Here are all the number I have collected:
These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
Portfolio Recovery Associates, Inc.
120 Corporate Boulevard
Norfolk, Virginia 23502
Any collection agency that violates the FDCPA may be sued. Consumers can find more information at http://www.ftc.gov/os/statutes/fdcpajump.shtm
There is much controversy over statute of limitations in all states. Even within the states, judges don't agree on the dates which really does a lot for the whole situation.
Most of the time, if you approach these bozos with a formal letter sent certified mail, return receipt requested and tell them to cease communications until they fully validate the debt, they will sell it to another bozo collector who will proceed to attempt to collect on it. When I say fully validate the debt, I mean specifically state in your letter for them to provide documents proving you actually signed a cardholder agreement or contract for the debt they are pursuing, copies of all documents they have on file pertaining to the alleged debt and authorization from the original creditor that they as a collection agency have the right to collect upon the alleged debt. Do not accept a copy of a statement as a validation of a debt, it is worthless. They will try and use this to shun you and satisfy the requirement but it does not. That is why you must specify in detail the documents (any and all) they have pertaining to the alleged debt. Yes, it's a pain but so are they and they are relentless. In some cases, if you do not challenge it, they may turn it over to an attorney within your state and attempt to file a judgment against you for the alleged debt. They can win if you do not fight it and having previous evidence that you have fought it is necessary if it does come to that point.
Know your rights as a consumer and act against those who violate them.
The following is directly from the Fair Debt Collection Practices Act:
§ 809. Validation of debts
15 USC 1692g
(a) Within five days after the initial communication with a
consumer in connection with the collection of any debt,
a debt collector shall, unless the following information is
contained in the initial communication or the consumer has
paid the debt, send the consumer a written notice contain-
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days
after receipt of the notice, disputes the validity of the
debt, or any portion thereof, the debt will be assumed
to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt col-
lector in writing within the thirty-day period that the
debt, or any portion thereof, is disputed, the debt col-
lector will obtain verification of the debt or a copy of
a judgment against the consumer and a copy of such
verification or judgment will be mailed to the consumer
by the debt collector; and
(5) a statement that, upon the consumer’s written request
within the thirty-day period, the debt collector will
provide the consumer with the name and address of the
original creditor, if different from the current creditor.
(b) If the consumer notifies the debt collector in writing within
the thirty-day period described in subsection (a) that the
debt, or any portion thereof, is disputed, or that the con-
sumer requests the name and address of the original credi-
tor, the debt collector shall cease collection of the debt,
or any disputed portion thereof, until the debt collector
obtains verification of the debt or any copy of a judgment,
or the name and address of the original creditor, and a copy
of such verification or judgment, or name and address of
the original creditor, is mailed to the consumer by the debt
collector. Collection activities and communications that
do not otherwise violate this title may continue during
the 30-day period referred to in subsection (a) unless the
consumer has notified the debt collector in writing that the
debt, or any portion of the debt, is disputed or that the con-
sumer requests the name and address of the original credi-
tor. Any collection activities and communication during the
30-day period may not overshadow or be inconsistent with
the disclosure of the consumer’s right to dispute the debt or
request the name and address of the original creditor.
(c) The failure of a consumer to dispute the validity of a debt
under this section may not be construed by any court as an
admission of liability by the consumer.
(d) A communication in the form of a formal pleading in a
civil action shall not be treated as an initial communication
for purposes of subsection (a).
(e) The sending or delivery of any form or notice which
does not relate to the collection of a debt and is expressly
required by the Internal Revenue Code of 1986, title V of
Gramm-Leach-Bliley Act, or any provision of Federal or
State law relating to notice of data security breach or priva-
cy, or any regulation prescribed under any such provision
of law, shall not be treated as an initial communication in
connection with debt collection for purposes of this sec-
MaggotAssassin Dec 21st, 2009
Called but left no message.
Manassas VA Nov 06th, 2009
Continue to call and not leave a message. Thats why I dont pick up or return call.
They call our house multiple times a day from multiple numbers. They're calling about an old credit card debt that my mom had that's at least 15 years old and was discharged through bankruptcy. Usually it's just a recording asking to call back, but not saying who the call is for, but one time a live person was on the line, so my mom talked to them. Once they said what it was about, she hung up on them. Now I just pick up and hang up the phone when they call. I was going to just let it ring, but they'll let it ring 20+ times, so I just hang up on them.
They keep on calling, and calling, and calling, and calling........Ha, ha, ha...........the check is in the mail........waht a bunch of a__holes
i got calls from them gave them the number to telemarketer looser number /from rejection hotline 973-474-9051
tell them to call that its funny as heck lol
heavensrose Nov 03rd, 2009
Called but left no message at all. Not even who they were looking for.
Manassas VA Sep 11th, 2009
Portfolio Recovery Services
120 Corporate Boulevard
Norfolk, VA 23502
Phone number: 1-888-772-7326
They call from multiple numbers.
President and Chief Executive Officer
Executive Vice President, Chief Financial Officer and Chief Administrative Officer
Executive Vice President, Portfolio Acquisitions
PRA operates businesses that focus on the following:
We acquire portfolios of charged-off and bankrupt consumer debt at a discount and seek to collect a multiple of our purchase price over the economic life of a portfolio. Once accounts are purchased, we sort them and attempt collection using a variety of techniques including: third party agencies, our in-house collection attorneys, and a network of third party collection lawyers.
I now make it a practice to let all calls go to the answering machine from unfamiliar callers. These people are relentless low lifes. They call as much as 6 times a day, weekends included anywhere from 8AM to 9:30PM and never leave a message. Maybe someday they will take the hint. Until then I just started leaving a fax machine on auto answer. Hope it ties them up a little longer and they also enjoy the fax tones!
877-803-0008 Jul 28th, 2009
Every time they call I tell them "honey go get the checkbook so I... well where is it?" (i don't have a wife) and then I put the phone receiver down and go back to what I was doing. They hang up and try to call back for a couple of hours while the phone is off the hook.
When they sometimes call at work I just stick them on hold and let them listen to Michael Bolton. He's so relaxing.
Luv Portfolio Jul 27th, 2009
Answered one time. All I got was a lot of clicking sounds. Well, gave them a chance at least once.
Don't answer the phone! There a collection agency who buy old debt half the ones are well over the time limit. But if you do answer that get quite rude with you.
.....catsdad....I get worried when they miss a day ....I keep the land line just for them....
bubbabowden Jul 22nd, 2009
Don't leave messages or say anything when they call. Dont know what they want. If its that important, then tell me about it.
Been calling for 2 years now. Haven't answered in that time nor will I ever answer. I swear if they miss a day I feel like calling them to make sure everything is OK
Assuming it is Portfolio Recovery. They've been trying to call many times, probably from different phone numbers. Don't usually answer and if so, just take a message but disregard it after. They shouldn't even waste their time, would anybody ever call them back, I really don't think so.
anonymous_CA Jul 21st, 2009
Answered phone but quiet line, no response. I hung up
From comments below this appears to be Portfolio Recovery. They do use several numbers. No messages. I never answer their calls even though I do not owe any money.
We have been harassed by Portfolio Recovery for nearly a year. They refuse to provide any copies of documents. It's the law that they must provide requested proof of charges, including signature, date of purchase, etc. If they can't or won't, you are not liable for the debt.
There is a Statute of Limitations of seven years.
PORTFOLIO RECOVERY, THEY HAVE A COUPLE DIFFERENT OFFICES AND A WHOLE LOT OF DIFFERENT PH#'S CONSTANT HARRASSIING CALLS. UNSUBSTANTIATED CLAIMS OF OWING DEBTS. ALSO LOVE TO SCHOOL YOU ON PHONE ETIQUETTE; RUDE; AND THREATEN YOU W/ ALL SORTS OF ACTIONS. SOME OF WHICH ARE QUITE LUDICROUS IF YOU KNOW ABOUT THE LAWS. DO NOT CALL THEM . HAVE NOONE CALL THEM. WHETHER OR NOT YOU OWE. DO ALL RESPONSE BY MAIL. AS WELL AS ----DO NOT SEND THEM ANY INFORMATION BY MAIL; THAT OF WHICH THEY DON'T HAVE. IF YOU SEND INFO. THEN THEY HAVE MORE TO GET TO YOU. AS WELL AS THEN HAVE ABILITY TO REGENERATE THEIR CLAIM AGAINST YOU; WHETHER OR NOT IT IS VALID. YOU ARE NOT GUILTY TILL PROVEN INNOCENT YOU ARE INNOCENT UNTIL PROVEN GUILTY; THAT IS WHAT THIS COMPANY DOESN'T PLAY BY. STAY AWAY FROM THESE BOTTOMFEEDERS!!!!!!!!!!!!!!!!
This is a number used by Portfolio Recovery in Norfolk, VA (a debt collection agency/junk debt buyer)