RE: Robocall from Allegiance Telecom of FL, Inc. and 727-674-9999 on October 19, 2011
This is really hard for me to admit, but I am going to acknowledge all so that others can learn from my stupid, idiotic behavior.
Received a call from 727-674-9999 at 5:47 PM yesterday to my home phone # stating the following: There are no problems currently with your account. It is urgent that you contact us concerning your legibility for lowering your interest rate to as little as 6.9%. Your legibility expires shortly so please consider this your final notice. Press the #3 to discontinue further notices or press #1 to speak with a live operator and lower your interest rate. Thank you. Have a great day.
Like a fool, I pressed the #1. The first thing a young lady said to me, after waiting on the line for 5 minutes, was that I was selected because of my absolutely flawless credit card payment history, which is absolutely true. She identified herself as Credit Card Services and that she was empowered to lower high interest rate credit cards with large balances to 6.9% APR. She could do this for BoA, Citi Bank, Chase, Capital 1, etc., for MasterCard, Visa, and Discover credit cards. Did I have any that meet the criteria of credit line >$3,000 and higher than 13% APR. No, I said, but I have 2 below that rate with higher credit limits than that, but still above 6.9%. She asked for credit card #'s and confirmed expiration dates, asked for the last 4 digits of my SSN, all of which I freely gave (DUMB____). She kept me on the line while she checked stuff. Needed further info including DOB and Mother's maiden name, again which I gave (even DUMBER____). Then while waiting again for slow computers, they disconnected the call with no further explanation after about 45 minutes, which I surmise that they were isolating whom I was. As I looked to call them back, I got another call from another individual from the same company (Allegiance Telecom of FL, Inc.) 407-565-2125
who basically I believed to be a supervisor and who was familiar with my case because she could immediately talk about me. She said they could not lower the interest rate on either card because I previously had it lowered, which was not true. So there was nothing you can do, I asked. She said, yes, nothing more we can do. At which point, I said YOU ARE SCAMMERS, which she took personal offense to, and then said I know your name -- are you famous? I think I have heard your name before. Shortly thereafter, I said goodbye and hung up -- but I knew I'd been scammed. What really makes me angry is that I believed them. Most of the time I am very skeptical and would never provide information like that, but this time I was not. One hour later and after googling the telephone #'s, I cancelled the credit cards I'd compromised and placed fraud alerts on all three of my credit reports and further attempted to undo the damage I'd done by calling the cc providers. Then I changed and upgraded my passwords for my accounts. When I googled phone # for reverse look-up I found a myriad of other complaints about the same type of thing associated with that phone # and Allegiance Telecom of FL, Inc. I know they were successful in isolating me, because the supervisor was able to tell me exact balances on both credit cards and corrected me on the APR on one of the credit cards.
Now, I am going to get them -- going to hunt them down and prosecute them to the fullest extent of the law. I called the Clearwater Police Department to start and now have a detective investigating them. Let them clean up their own back yard. The FL Attorney General will also be a recipient of a later call today as well as the FTC.
No excuse for this felonious behavior even though their story is so believable. I guess I wanted to believe that here was a company doing something good for all the people experiencing such economic hard times right now. I cannot imagine how many people they have conned. They are a bunch of thieving ___HOLES, and I will get them. That is my solemn promise.