Revenue Discovery Systems
RDS is a wholly owned subsidiary of Portfolio Recovery Associates

(205) 396-3619




(757) 577-4188
(757) 506-0177
(757) 663-7884
(757) 963-7007
 Jun 16th, 2015
Portfolio Recovery who also has several other names they go by in order to collect past due debts which normally would have already passed the statute for collecting (according to some states, collections on certain debts can only be collected during a certain time period, after that it is defaulted as non payable, google budhibbs). Here are other numbers by which PR goes by. file complaints against them, they should be held accountable for harassment calls and annoyances.
 Mar 09th, 2013
Nobahd, the only clear observation is that, like Marie, you're too full of steam to *fully read* and comprehend what I've had to say about PRA and your rights which they enjoy violating. If, as I've advised hundreds of times on these sites, you read the FDCPA and the FTC material on debt collection you will find that you have not "called me out" on anything. I am merely condensing your best defense options when a third party collector has your name on some moldy account, *OR* when the collector wants someone who is not you.

I'm sure you did inform PRA reps "many many" times they had the wrong guy, and did so only verbally. The worst agencies think you're a liar and keep calling some more. That is why I stress using real ink and paper and Certified Mail. You might have saved yourself 35 months of grief with a single notice. The mint green receipt card makes it much easier to win a lawsuit (and not "suite") if the agency is dumb enough to ignore your written "shut up" order.

Laws can't help you if you don't understand how to use them. So sorry if my trying to provide guidance is so offensive. Call me a shill if you like, but no current employee of a scofflaw debt collector is going to carefully explain to you precisely how to ruin its plans for you and your assets. Anyway, you don't have to listen to me. Here's some newer beginner's help material on the FDCPA from the CFPB in Q&A format:
 Feb 12th, 2013
What i do with these PPL becuase they will never stop calling, and started getting these calls almost 3 years ago when i got a new cell phone number, is just troll them. They will keep talking to you while you troll them and its hilarious. I'm currently sueing this company and looking at 15k for harassment, so i advise all of you to do the same if this place keeps bugging you.
 Feb 08th, 2013
Resident47 you are a complete moron,and are clearly work for this company and are ging to defend it even thou prove is in the pudding. Ill straight up call you out, "If PRA or any other agency thinks you owe something, be sure to respond on real paper to its federally required dunning letter with a dispute and validation request, adding that you either restrict or revoke consent to call again." this is your quote well how come i live in Washington State in the city of Seattle, own my own company with a phone number you guys keep calling every 2 weeks for the past 3 years? I have told your company many many many many many many manyt many times to stop calling me, this i dont know nor am i this guy "DYLIN SOULSBERRY" and yet you keep calling? in fact i got a call from you guys this morning, and im about to win a 15k dollar law suite from sueing you???
 Feb 08th, 2013
Portfolio Recovery Associates, LLC, is a junk-debt buyer that collects on outstanding account balances. A junk-debt buyer purchases delinquent or charged-off debts from a creditor for a fraction of the face value of the debt. According to the Public Access to Court Electronic Records (PACER), Portfolio Recovery Associates has been sued about 1,300 times in the last 3 years. In fact, in 2011, Portfolio Recovery Associates was sued 700 times for harassing debt collectors. That’s two lawsuits a day, every day, for an entire year! Additionally, the Better Business Bureau processed almost 1,000 billing/collection issues regarding Portfolio Recovery Associates in the last three years. They are a fraudulent company, since half of their debts are even legitimate and were simply still on the "fiscal portfolio" they purchase in bulk, even tho the issue had been resolved.

After dealing with these scumbags several times, about how they attempted to collect on a hospital bill that was covered by insurance. It took me getting them on the phone with the hospital staff and my insurance companies to end their pursuit. However instead of chalking it up to their error and a loss, they sold off that false debt to another company based out of Mexico City. This company needs to be stopped. They hide behind loopholes in the law, use gestapo tactics, and scam people (usually elderly with memory problems) out of money every day. Only about 1/4 of their practices are legal or legit... The rest of the time these are thieves hiding behind a telephone.
class action
 Feb 05th, 2013
Tell me I owe due to the Chiefs suck! There very harassing and claim false info! Don't ever give personal info to these guys! Hang up or mess with them as I do! They will never leave voice mails chicken shits!!!
 Jan 24th, 2013
Portfolio Recovery Associates, 500 W 1st Ave, Hutchinson, KS 67501
Mr. Bill Armbruster, 620-662-2800 Fax: 620-662-2777 800-383-8013
Bill Armbruster
 Dec 07th, 2012
Marie, I have to question your reading comprehension if you think I am ''legitimizing'' PRA. You obviously didn't see that other thread I linked back in April, either. If you're sure your Mom was taken for a ride, I hope you helped her to file suit before it was too late.
 Nov 13th, 2012
To Resident47: I have to question your comment. You are the only person legitimizing this company. Multiple sites and personal experience have shown me that this company is what is known as a zombie debt collector. They stole over $1200 from my mother in law, a little old lady who lives on her social security. They convinced her she owed a debt over 5 years old from a company that she does not remember nor has any recent history of being in business. FRAUD!
 Oct 30th, 2012
??? Did not leave a message.
 Sep 19th, 2012
Well, it's not a false debt collector, but I'd agree with Kyle that PRA's practices have been historically misleading when not outright fraudulent. I've written about PRA on this site many times, but this thread should give everyone a pretty good start in raising proper disputes and deflecting this agency's abuses:


If PRA or any other agency thinks you owe something, be sure to respond on real paper to its federally required dunning letter with a dispute and validation request, adding that you either restrict or revoke consent to call again. Given the industry's documented need to break laws to get at your assets, you should dispute even if you agree slightly with its claim.

If the account is not legally collectable, or it's simply not you they want, you're free to send a full cease-comm, cutting off all contact. Send all notices via USPS Certified with return card. The FTC and many consumer watchdogs explain how to draft them. Pay close attention to all communication and document it well. If those contacts yield legal violations, you may collect from *them* through a judge or arbitrator.

Learn how to exercise your FDCPA rights as an alleged debtor at FTC-dot-gov.
 Apr 05th, 2012
Called my Cell today. Hung up. No message. :0)
 Apr 04th, 2012
Stay away from these guys! From what I understand they're pretty blatant thieves.
 Feb 23rd, 2012
This is FALSE Recovery aency. They have no facts or data but try to solicit information from whomever they call. BEWARE! This is a scamming company trying to access your personal information.
 Nov 09th, 2011
no idea who this is!
 Oct 25th, 2011