credit
card
interest
lower
machine
rate
notice
services
scam
recorded
final
Company also uses 613-616-2220 and 613-616-2229.
Control Voice
 Jul 19th, 2013
Part of message left on answering machine included: "as it relates to the financial stimulus". Similar calls have come from 616-613-2220 (on 7/9/13), and 616-613-2092 (on 5/23/13 and 6/10/13). (I never answer my phone when I don't know the caller.)
Kay
 Jul 18th, 2013
no msg
sots
 Jul 17th, 2013
We don't have or even Want credit cards why would I press 1?
Gina
 Jul 08th, 2013
Robo call about it being a final notice about reducing the interest rate on our credit card...funny, but I don't have any credit cards. Have been warned about this scam, wish they'd find some way to shut it down.
Mia
 Jul 07th, 2013
I have reported som many of these to the on-line FTC, but that doesn't do any good! Seems the calls are multiplying. I have a block with the credit agencies also.
Cher
 Jul 03rd, 2013
Tool A) Add your number to the Do Not Call Registry.
Tool B) By Lay per the FCC: Request a Name and Address to mail a request to discontinue. If they refuse then ask for a supervisor or manager to get it from. If they provide it then mail a demand notice (registered for tracking/proof) to discontinue calling your number. If they don't comply either way then report it to the FCC.
Tool C) Request to all 3 Credit Agencies to place a Block on your credit report to prevent your name to be advertised to telemarketing for interests of yours placed on them. Yes, telemarketers do not see personal information but, they can see your name and names of those who inquired info on your credit report...
There are more but, the above info is abridged so you will need to look up those options with the specific entities mentioned. Good luck everyone!!!
Doctor Who
 Jul 01st, 2013
I talked to live female, I told her I was masterbating, she hung up.
tom
 Jun 28th, 2013
When I asked the man to take me off of the list, he threatened to kill me.
Threatened
 Jun 24th, 2013
616-613-2220 showed Bank Services better interest rate again nuisance
Ried
 Jun 18th, 2013
see comments for #616-613-2225. The DNC list and FTC enforcement is as big a fraud as these creeps. If you like the way FTC enforces DNC, you're gonna love ObamaFraudCare. Cheers.
pwr
 Jun 14th, 2013
Funny! 2nd time in 2 hours. This time from #616-613-2220.
pwr
 Jun 14th, 2013
They keep leaving messages that this is our "final notice" but they never keep their promise. Instead, they call again and again with yet more "final notice" messages.
Jewel
 Jun 13th, 2013
We get multiple calls from these idiots from different numbers .there should be a way to stop,this. We don't want to talk to them!
Judy
 Jun 11th, 2013
These creeps are calling every day now using different phone numbers. It's a shame folks are stupid enough to even talk to these creeps, let alone give them access to their money to keep them in business.
pwr
 Jun 06th, 2013
Recorded message to lower my credit card interest rate - don't have a credit card. When I press 1 to speak to a "counselor" and tell them to remove my name, they hang up without verifying my information. Stupid criminals.
Not me
 Jun 06th, 2013
Recording "This is a very important message about your credit card. This is your 2nd & final notice to lower your credit card interest rates & payments. Press 1 now to find out the terms conditions & associated changes before the next billing cycle. Again this is your final notice as it relates to the financial stimulas. So press 1 now to take advantage of this today."

This is the exact same message I get from phone number 616-613-2220
xxx
 Jun 04th, 2013
Recording "This is a very important message about your credit card. This is your 2nd & final notice to lower your credit card interest rates & payments. Press 1 now to find out the terms conditions & associated changes before the next billing cycle. Again this is your final notice as it relates to the financial stimulas. So press 1 now to take advantage of this today."
xxx
 May 28th, 2013
We got the call on our answering machine @ 10:00AM on the MEMORIAL DAY HOLIDAY! They have called MANY times before over the last 5-6 years. Always a 'PARTIAL' message on the machine or even when you answer yourself.

Other numbers they use are:

616-613-2079
616-613-2092
616-613-2100
616-613-2220
616-613-2225

Not to mention DOZENS of OTHER numbers in different area codes and exchanges, as well.

ALL are SPOOFED (FAKE, to cover up the REAL number) NUMBERS.

Time to send the Navy Seals into JAMAICA, the DOMNICAN REPUBLIC, NIGERIA and other such places, smoke them out and ANNIHILATE these SCUMBAG THIEVES.
Caller: "BANK CARD SVCS" on Caller ID
Call Type: Telemarketer
SMARTER
 May 28th, 2013
Recording: "This is a very important message about your credit card. This is your second & final notice to lower your credit card interest rate & payments. Press 1 now to find out the terms conditions before the next billing cycle. Again, this is your final notice as it relates to the financial stimulas. So press 1 now to take advantage of this today."
xxx
 May 13th, 2013
I PITY THESE FOLKS FOR BEING UN-TALENTED, UN-INTELLIGENT, and LAZY FOLKS.

PLEASE HELP YOURSELF OUT OF THIS GOING-NOWHERE-ACTIVITY and GET-A-LIFE'S-WORK, about which you can be PROUD!
OFDU
 May 10th, 2013
We Re sick and tired of getting credit related calls and they should be stopped!
Judy
 May 08th, 2013
The usual Lower Your Credit Card rate Do-Not-Call violators who call from a variety of numbers.
Back on 4/18, their Caller ID name was LOWER INTEREST. Today they're using BANK CARD SRVCS.
Same gang, and in this case, the same phone number.
W.E. in SC
 May 04th, 2013
:p!
LB
 May 03rd, 2013
Recording was talking before my machine started recording. What my machine recorded was "....notice to lower your credit card interest rate & payments. Press 1 now to find out the trem conditions & assoc changes B4 the next billing cycle. Again this is your final notice as it relates to the financial stimulas. So press 1 now to take advantage of this today."
Card Services. Same woman's voice recording as I got from 616-613-2100
xxx
 Apr 26th, 2013
Interesting that I get a call to lower interest rates when I don't own any large sum of money anywhere. Mortgage and car are paid off, and only small amount on credit cards. No other outstanding loans.
Ralph
 Apr 13th, 2013
OK...you know it...I know it.....this is a SCAM!!!..so don't respond!don't answer,..BLOCK THEM IF YOU're phone will allow it.Report them,do WHATEVER you can,to help you deal with these fools!!!Do NOT BE A NICE PERSON!!!
RCCLL
 Apr 09th, 2013
Credit card scam
Ken22
 Apr 04th, 2013
I am on the National Do Not CaLL List and they still call me.
Diane
 Apr 03rd, 2013
Zeeland, MI
Tina
 Apr 02nd, 2013
I have been on the spam call block for 3 years, and I am still getting these calls.
The Guberment seems incapable of doing anything. File a complaint and nothing gets done.
What is the Guberment's solution? To make the process of filing a complaint harder to do.
Use to take about a minute to file a complaint, now take 3 or 4 minutes. Your Guberment
at(?) work. Guess they are getting to many complaints and they are to incompetent to do anything.
Ima Poed
 Mar 27th, 2013
We keep getting these calls. The people will not leave a message and when we do answer, their machine hangs up.
Tiffany Jisa
 Mar 27th, 2013
Recorded message. I pressed 1 to get a live person who said that she was required by law to call, and she worked for a company called Account Services. Claimed they don't have a calling list and that if I would just provide some information she would turn me over to a credit specialist to lower my interest rates. I asked for a supervisor and she claimed to be the supervisor.
After I demanded several times to be removed from their call list. she hung up.
Jim
 Mar 25th, 2013
SCAM/TELEMARKETERS/ROBO CALLS - ILLEGAL !!! REPORT THESE ASSHOLES !!!ALSO USES 616-613-2126
BILL
 Mar 19th, 2013
SCAM/TELEMARKETERS/ROBO CALLS - ILLEGAL !!! REPORT THESE ASSHOLES !!!ALSO USES 616-613-2220
BILL
 Mar 19th, 2013
hung up
Jim
 Mar 19th, 2013
Stupid reduce credit card interest recorded message
Susie
 Mar 15th, 2013
Yet ANOTHER call from these bastards.
Jorge
 Mar 14th, 2013
Someone called from that number and threatened me in a very low voice. He said my first name and told me he was going to get me. I was petrified. I slept with a weapon(long finger nail file) with me in bed. I was hysterical. I want to know how this person knew my first name and why he threatened me like that.
Linda Klopstein
 Mar 14th, 2013
Sons of bitches won't stop calling and their recorded SPAM message gives you NO options to press to get them to stop! They need a good punch in the face.
bob
 Mar 01st, 2013
I get this call on a regular basis. It always says this is your final notice. How I wish that were so.
Ltdc
 Mar 01st, 2013
Stupid idiots. What on earth is wrong with the FTC and FCC. I get SO many of these idiotic calls, from lowering my interest to credit card info, to YAZ lawsuit (I have not taken any birth control pills for over 30 years) I am sick and tired of it. This last call was a robo call with a recording and when I pressed one to speak to someone (actually to blow an airhorn in their ears) it rang and rang and someone finally picked up and immediately hung up. I hate these people.
RF
 Feb 28th, 2013
I received a call from 616-613-2220. It came up as Lower Interest. Since I knew it was probably a "This is Rachel (Heather or whoever) call, I did not answer. I have a 4-in one printer w/fax machine connected to my phone line. When I suspect that one of those calls is coming in, I hit the 'Auto Answer' key on the fax machine. It doesn't stop the calls, but if they keep detecting a fax machine, hopefully my number will be deleted.
Sasha
 Feb 26th, 2013
Got a phone call (10:41am) from an out-of-state number that I didn't
Peeved
 Feb 23rd, 2013
The FCC has temporarily halted 7 minor unprofitable boiler rooms who will receive a slap on the wrist and be back at it within a few days. In the meantime the calls will continue since they are making money with what is called a CNAM revenue-sharing program through companies like http://www.telephonemanagement.net and http://www.CallerID4U.com

In their own words: 'Every day your company makes thousands of outbound phone calls. Every one of those calls generates revenue for many companies, why not yours? Our CNAM revenue-sharing program helps you make money every time a Caller ID request is made by a phone carrier. A high-traffic call center can lose hundreds to thousands of dollars a day to phone carriers by allowing them to charge for access to your own data.'

You can now see why the criminals keep calling even though they know you won't fall for their scam. They are making money even if you don't answer the phone. If someone does make the mistake of answering the phone and falling for their scam then it is just icing on the cake for them. These people are the lowest form of filth on this planet.

What To Do When You Get an Illegal Robocall; http://www.ftc.gov/bcp/edu/microsites/robocalls
1. Hang Up. Do not press 1 or any other numbers to get off the list and NEVER call them back
2. Consider blocking the number or on a cell phone add it to a contact list and assign NO ring tone
3. Report it at http://www.fcc.gov/complaints
4. Report it at https://www.ftccomplaintassistant.gov
5. People should continually file complaints with their Attorney Generals office
6. Report any criminal activity to the FBI here: https://tips.fbi.gov

This is an all out attack from these scum suckers! EVERYONE should be reporting them everywhere that they can. Since this is an obvious attempt at identity theft the FBI should be forced to get involved. (Prosecute them in criminal court instead of civil penalties).

Register your phone numbers online at http://www.donotcall.gov or call 888-382-1222 (must call from # you want removed).

There is a blog site that has information on one of these operations: http://telemarketerspam.wordpress.com
Please read the blog and report violations to the proper authorities.
http://telemarketerspam.wordpress.com/2013/02/07/callerid4u-inc-moves-to-silence-critics-of-illicit-robocalls
Why
 Feb 21st, 2013
Many of these calls are coming from Costa Rica and India and they are using spoofed (false) numbers, which in itself is illegal. They do cold calling for or sell the leads to numerous companies in this country and they all know that what they are doing is illegal. Tomorrow this same number may be selling Cruises, Timeshares or Security Systems but if you follow the money it usually ends up in the hands of an American LLC.
Most of the inbound robo call numbers are spoofed, as most of the bolierhouses, both off and on shore, are using Voip SIP Trunks services. Throwaway DID numbers are also used. Some of the robocalling is operated by the end use scammers directly. Others are contract services who earn a referral fee once you are transferred to the scammers.

The criminals behind this operation aren't going to pay attention to you asking to be removed from their list. Their calls cost them almost nothing and they make millions of them so they have no intention of ever removing someone. When you press a key to talk to them all that is accomplished is to verify that they have a working number.
Unfortunately blowing an air horn or whistle doesn't work either. Their headset have noise dampeners plus they are expecting it. However with that said if it makes you feel better then by all means give it a shot.

The banking system is also at fault here, without merchant accounts and ACH processing these criminals could not collect the scammed funds. Though the criminals use obfuscation, layered corporations, multiple bank accounts and offshore stashing, patterns of obvious fraudulent activity become apparent after a very short time.

This is an all out attack from these scum suckers! EVERYONE should be reporting them everywhere that they can. Since this is an obvious attempt at identity theft the FBI should be forced to get involved. (Prosecute them in criminal court instead of civil penalties).

If you want to stop these calls then you need to dry up their revenue source. Your phone company is charging you a fee for Caller ID. Your phone company pays the scammer for sending their Caller ID information. Your phone company pays only a fraction of a cent per call and you pay your phone company to have the Caller ID displayed. The scammers send out millions of calls which amounts to a significant amount of money however your phone company is charging a large amount to millions of customers. This may have something to do with the phone companies inability to stop these calls.
In order to stop this we need legislation making it illegal to charge for caller ID. If a phone service wishes to operate it would need to provide the Caller ID at no charge as part of the service. Here is the $50,000 solution that the FCC is looking for and it doesn't cost anything.

There is an excellent blog site that I found that explains how one company is getting away with this activity.
http://telemarketerspam.wordpress.com
Why Not
 Feb 21st, 2013
We didn't bother to answer this call
Juanaquena
 Feb 20th, 2013
this is a very important message about your current credit card account.
how can it be when i have no credit cards? not a one for 4 years.
2/13 3:43PM
called id shows
V021-316-43490018
616-613-2220
VERY ANNOYED
 Feb 13th, 2013
Yet another "final notice" to lower my credit card interest rates. All they do is call your card issuer and ask for a lower rate. And charge you anywhere from $50 to $300 to do this. You can do it yourself, and have just a good (or bad) a chance as them to get a lower rate.
As for stopping them, never answer an unidentified number, or one you don't want to talk to. Let it go to voicemail/answering machine. IF it's legitimate they will leave a message. If they persist, add them to your blocked list. Don't get your blood pressure up over nothing.
daleinaz
 Feb 13th, 2013
I am so damn tired of these people cALLING ME.i PAY MY CRDS OFF MONTHLY. i DO NOT CARE WHAT THE SERVICE CHARGE IS. QUIT CALLING ME 912-826-2255
SUSAN SMITH
 Feb 12th, 2013
I'm so tired of getting these calls. Isn't there something we can do to stop the calling.
Laura
 Feb 09th, 2013
I called back and there was an alert message "your call did not go through, please try your call again" Um, I re-dialed from the number that called me! How can we get them not to call us again?!?!?!?
Penny
 Feb 06th, 2013
Card Services. I've gotten now that I play with them. Have a disposable visa with 20 cents on it. You get the hint.
Larry
 Feb 06th, 2013
Also have received calls from 616-613-2220 and 616-613-2079 in the last 5 days with "LOWER INTEREST" on Caller ID. WILL NOT ANSWER any of them.
SMART
 Feb 05th, 2013
The FCC has temporarily halted 7 minor unprofitable boiler rooms who will receive a slap on the wrist and be back at it within a few days. In the meantime the calls will continue since they are making money with what is called a CNAM revenue-sharing program through companies like http://www.telephonemanagement.net and http://www.CallerID4U.com
In their own words: 'Every day your company makes thousands of outbound phone calls. Every one of those calls generates revenue for many companies, why not yours? Our CNAM revenue-sharing program helps you make money every time a Caller ID request is made by a phone carrier. A high-traffic call center can lose hundreds to thousands of dollars a day to phone carriers by allowing them to charge for access to your own data.'

You can now see why the criminals keep calling even though they know you won't fall for their scam. They are making money even if you don't answer the phone. If someone does make the mistake of answering the phone and falling for their con then it is just icing on the cake for them.

What To Do When You Get an Illegal Robocall; http://www.ftc.gov/bcp/edu/microsites/robocalls
1. Hang Up. Do not press 1 or any other numbers to get off the list and NEVER call them back
2. Consider blocking the number or on a cell phone add it to a contact list and assign NO ring tone
3. Report it at http://www.fcc.gov/complaints
4. Report it at https://www.ftccomplaintassistant.gov
5. People should continually file complaints with their Attorney Generals office
Register your phone numbers online at http://www.donotcall.gov or call 888-382-1222 (must call from # you want removed).

There is a blog site that has information on one of these operations: http://telemarketerspam.wordpress.com
Antone Bacardi
 Feb 05th, 2013
Block this number
JR
 Feb 04th, 2013
Man on other end of line said "**** Services". I asked him to repeat as I could not understand him. He then said "Card Services". I asked for his name. He immediately hung up. We're on do not call list. They continue to call from several phone numbers.
Tim
 Feb 02nd, 2013
Calls my cel. I pay for minutes. Just hit SEND---END, don't let it go to VM. Then enter the number as a contact and name it SPAM. If you see it come in again, hit SEND-END.
Botheracious
 Jan 31st, 2013
Did not answer, but betting on Card Sercices
David
 Jan 30th, 2013
Card Holders Services again. The FTC just shut down a bunch of these companies at the end of last year. Hard to believe there enough gulible people out there to make this scam worthwhile. Well guess it's time to start another batch of complaints to the FTC. Maybe they will find the root company this time.
Craig
 Jan 29th, 2013
Who cares about having a credit card, gives a hoot about the antiquated credit score...cash is king!
LowCreditScore
 Jan 29th, 2013
I got the call on my cell phone as an incoming call. I thought i reconized the number, hit redail and got a message. I didn't hear the first part , purposely vague, It told me press "1" to talk to a rep , "2" to put my number on thier do not call list ( yeah right ) and "3" for other options, I pressed "2" and it dawned on my they got a live number, dang it . I should have just ignore .
scpapa
 Jan 25th, 2013
I've received several calls from this number, with the same spiel (my last chance to lower my credit card charges), and it has really gotten to be a nuisance. Today I stayed on the line to listen to the entire message, and then I pressed "1" (not because I was interested in their offer, but because I wanted to ask them to please remove my phone number from their calling list). When someone came on the line after I pressed "1," I made my request, and the person on the other end of the line hung up immediately. I hope they won't continue calling.
B Baud
 Jan 24th, 2013
This number is calling my cell phone every 5 minutes
Debra Le
 Jan 22nd, 2013
they call everyday for over 3 months when asked them not to call again young lady hung up on me.
bob
 Jan 21st, 2013

65 Comments