due
stupid
Translation: We want to get you sued for some old debt, or at least make you think that's imminent.

The extreme secrecy is due to a long running legal conflict between the twin mandate for both privacy and disclosure. It is a stupid message, but it's meant to keep the collection agency from getting sued itself.


Whether you are called a debtor or some collector thinks you can flush one out, you have rights and options. Most are simple to exercise if you only learn how. The FTC and the CFPB can start you on your homework. See also if your state laws grant additional or stronger rights.

official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm

CFPB reiteration of the Fair Debt Collection Practices Act
http://www.consumerfinance.gov/guidance/supervision/manual/fdcpa-narrative/
Resident47
 Aug 29th, 2012
“My name is Ms. Allen. I've been trying to get in touch with you regarding these preliminary documents is been my office for a number of days. I like to at least establish a line of communication with you before I have to make a recommendation on how to proceed. Due to the nature of this matter I cannot go into detail on recording device. I do encourage you to take the time to return my call. My number is 5714824733. Again that's 5714824733.”
Update Required

I'VE GOTTEN A NUMBER OF THESE STUPID CALLS. NO ID OF WHO THEY ARE OR WHAT THEY'RE ABOUT. I SCREEN THEIR CALLS
BUT THEY KEEP USING NEW NUMBERS
SOTS
 Aug 28th, 2012

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