Pinnacle Financial. Collection Agency. It's an Auto Dialer. Which you have to say Hello 5 times and then finally a rep will get on the phone. They will call you everyday. I am being called for 3 school books that were returned to EVEREST but they are still calling me. I have contacted the school everyday they call me. I've never known a company to use so many different type of phone numbers. Here's my list so far.