If you are receiving repeated, misdirected, and/or abusive calls from a third party debt collector, you may find relief in the provisions of the FDCPA, the federal law which regulates collector behavior and provides you simple tools for your own defense. It grants you control of how you are contacted, the right to dispute debt claims, and the means to sue at low cost. Learn your rights and first response tactics at FTC-dot-gov. See also your state laws for additional support.
http://www.ftc.gov/os/statutes/fdcpajump.shtm
Resident47
 Jun 27th, 2011
I'll take a few guesses here. ''Jacob'' is an alias for a collections rep. The agency might be real or an overseas fake. The collector is skip tracing repeatedly with the aid of a FDCPA loophole permitting him to consider you a liar and try again. You will obviously not talk any sense into this creep, and oh look, the end of the month is coming. The collections bosses are beating their fists to make income targets.

You need to revoke call permission. The collector does not need a reason, you just tell him to quit bothering you. If (as predicted) he won't listen, send a cease-comm notice via USPS Certified with return card. The FTC and many consumer watchdogs explain how to draft one. Meanwhile, I hope your place of employment can record calls. His foul language and any pretexting are swords you can hold over his head in court.
Resident47
 Jun 27th, 2011
A man by the name of Jacob Jones has called for over a week now from this and other numbers (sometimes blocked calls). Looking for a former employee. I've told him she doesn't work here, and yet he calls to ask how is the weather, what's our phone numbers, and has even made obscene comments.
Allison
 Jun 27th, 2011

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