credit
card
services
interest
rate
disconnected
scam
cards
lower
rates
scammers
We get calls for the previous owner of the number (we've had it for almost 7 years now), collection agencies for a credit card we have never had and now this stuff. There does not seem to be a defense other than not having any type of credit/phone at all. We are attempting to close the local checking account we have and just use our main bank - as their security is top notch. We have one military credit card and the house mortgage, that is all. There is no defense against this for the citizens as the card companies, the collection agencies and the banks lobby Congress all the time and buy off our rights left and right. In addition with the new scammers and ID theft - we citizens are lucky to have any protection, legitimate credit or safety at all. The credit card debt management programs are worse scams than the credit card - it ruined our credit worse than we ever did ( two late payments) and finally this year we will be free of the damage it caused us.
Leslie
 Feb 11th, 2011
Jennifer, someone cold-calling to swindle you will hardly be deterred by any silly DNC registry. It's worked well on legit businesses to curb excessive promotion. In a way DNC has been a pretty good filter, exposing the outright scammers more easily.
Resident47
 Feb 10th, 2011
I had just received a phone call from this number. I was told to press 9 and would be connected to a representative, when the person answered the phone she wanted to know what department I needed to be connected to. I informed the person that my number was placed on a DO NOT CALL LIST and was a NON-PUBLISHED NUMBER. She was incredibly rude to me then hung up on me. I don't own any credit cards. I thought when I placed our Home and Cell Phone on these lists that it would prevent these kinds of calls. When I tried to call the number back it rang busy.
Jennifer
 Feb 09th, 2011
Card Member Services, same scam that has been plaguing me for years. No way to remove from dialing list, "representative" refuses to give name of company sponsoring calls, so it is nearly impossible to follow up with an FCC complaint.
Phillip
 Feb 07th, 2011
Kim's story of the credit reprice scammer's scripted patter is dreadfully common. See discussions for these numbers: 714-244-5025, 402-982-0479
Resident47
 Feb 03rd, 2011
I have no credit cards so this has to be a scam!!
Tammie
 Feb 03rd, 2011
Strange, caller called and hung up.I returned call within 30 seconds and got prerecorded message from verizon saying number has been disconnected.When I asked verizon how then are they calling us from a disconnected number,they didnt know.
Strange, the same "disconnected number" has been calling alot of folks.It originates in Lima,ohio and Toledo,ohio
GEORGE
 Jan 23rd, 2011
Picked up the phone and heard a recording from Card Services, saying that they were calling about my credit card accounts...even though there's nothing wrong with them. Wanted me to press 9 to speak to a rep about
lowering my interest rate. Purportedly, it was my last chance to get in on the lower my rates. I hung up. Getting calls from this outfit frequently, from other area codes but with the same message. Sounds like a scam.
Charlie
 Jan 21st, 2011
Card Member Services rep "named" Allen.Very polite professional explained they work on your behalf to lower your credit card rates Explained you had to have a min. of $5000 in debt and in good standing (no over limits late pmts ect) and that if they cant safe you x amt of dollars their fee is refunded, that they were regulated by...(Ive been sick in bed so didnt catch everything He asked me my balance amts, I didnt know, no problem I can look it up.. and I gave him my number off 2 cards. He told me exactly my balance and interest rate and he was right (I checked after) he advised that to help me I would have to request a credit limit increase or deposit approx. 500 to meet a requirement of granted credit/debt ratio had to be 80/20. and I was over that. He will be calling back tomarrow. I called my card companies. 1 rep had heard of them but didnt know if they were legit.he called a 2nd time (got disconnected.my phone battery) under unknown name & number. I now have put a Freeze on both cards.Will contact the 3 credit reporting agencies to flag account not to open any new credit in my name till further notice. HOW STUPID OF ME. he doesnt have the 3 digets on the back side or exp.dates,but with my name, address(easy look up), phone# probably even my birthdate off some data base..my concern is ID THEFT.if not legit..will file complaint with BBB, state attny generals office & notify my card companies..I have others. one thing bugs me- how could he pop up my balance and interest rate within seconds after I gave him the number? never asked for experation dates or the 3 digets.the guy said tomorrow we would go over all the details and it would be all recorded in order for them to get paid etc.(I know they do that with vacation time shares too)I WILL RECORD IT TOO and then say I need it in writing before proceeding.(to give to attny Gen.office)..they have a website too, looks real. but anybody can do that & if your legit-why the bogus phone #s? IF ANY ONE HAS ADVISE AS WHAT ELSE I SHOULD DO COULD YOU PLEASE SEND ME A PRIVATE MSG ON FACEBOOK THANKS.. Kim Rupp (Ohio my picture is of sheet music with yellow roses. Thanks for any help.
Kim
 Jan 21st, 2011
I got the same message as Clark - this is a scammer
suzanne
 Jan 18th, 2011
Card Services wanting to help me lower my interest rate. When I press 9 and begin to tell them not to call me I was immediatly disconnected. Calling back I got a recording from Verison saying this number is no longer in service
Clark Welborn
 Jan 17th, 2011

11 Comments