credit
card
interest
scam
rachel
lower
rate
down
services
reduce
cell
Yet, another in the myriad of calls from Rachel--this time from a Texas telephone prefix. How cordial of Rachel to want to reduce my credit card interest rate. How cordial of Rachel and cohorts to to want to assist me by getting my private data. It's time for FTC and the FCC to make the penalities harsh enough, which of course could include a substantial fine per violation of the Do Not Call rule, prison time, and a telephone placed in their jail cell which allows for scammers to continuously call them. They deserve every peaceful moment!
Glenn
 Feb 17th, 2012
So, yea...same ole fools looking for an idiot to give them the opportunity to take some of their money. It's life in America...chill. ....Or, you can get up tight with Ms Law & Order down there, resident47...in blue no less. Oh Brother...take the remote away from that girl.
Liza
 Feb 07th, 2012
this # calls my cell phone, even though i'm on the do-not-call list.. i dont answer & no message is left.
carla
 Feb 07th, 2012
This outfit keeps calling me and when I answer, I get a recorded message about lowering my credit card interest. I pressed 1 to talk to a representative and when he answered, I told him to put me on their do not call list. The calls continue to come in.
Ken
 Feb 04th, 2012
Scam call to reduce credit card rates. Caller ID may be Credit Card Services, Card Member Services or Lower Interest. Other numbers they may call from are:

305-304-9999
407-936-9999
425-390-8192
512-247-8202
567-248-4400
630-256-1990
727-674-9999
800-847-2900
818-201-6758
856-000-7441
877-298-8855
971-217-9513
971-217-9515
971-220-1771
989-854-2368
Vicki
 Jan 25th, 2012
5122478202 called. Didn't leave a message.
G
 Jan 23rd, 2012
Same credit card scam that has been going on from various other numbers. I think I've filed 10 or more complaints for other numbers about this same "Rachel from Cardmember services" already. Keep reporting.
Gator
 Jan 21st, 2012
Received call 1/19/2012 @ 4:12pst didn't recognize and I did not respond.
KiKi
 Jan 20th, 2012
Rachel wants my credit card number.
Bubba
 Jan 19th, 2012
} "I'm on the do not call list and they aren't checking it."

Of course not. Criminals with an autodialer have no incentive to pay for access to the DNC registry.

Generally the most you can do with credit reprice scammers is file complaints with the FTC and attorneys general. Based on a mass of complaints, several such firms were killed by the FTC in 2010 and 2011. They breed like cockroaches and drive people daily to fill these forums with comments. A legit business will take a ''no-call'' demand seriously, but these schemers aren't interested in laws and may be calling from outside the U.S. and spoofing numbers.

If by a long shot you can nail down a physical U.S. address for your caller(s) or its HQ, then you might consider a lawsuit under TCPA and/or UCC and any relevant business regulations. Many appear to operate in phone scam capital Florida, and lately a flood of calls is coming through the Pacific Northwest, reportedly using entire ranges of defunct phone numbers.
Resident47
 Jan 17th, 2012
These people have been calling me for two years trying to get me to get a lower interest rate on my credit cards. The moment I try to talk to them, even after requesting they do not hang up, they hang up. I got through once and talked to a supervisor who promised I could be removed from the list. I couldn't get any information about them or their company from them, nor how they got my number or who they represented, but I was told emphatically that they would check the records and ensure my number was removed and that they would never call me again, and that they would pass around a memo educating phone callers to NOT hang up when requested to do so. The calls actually stopped for a week and now they have resumed, and they continue to hang up on me when I try to talk to them. This needs to be shut down permanently. I'm on the do not call list and they aren't checking it.
Lorelle
 Jan 17th, 2012
autodialer recording offering to lower you credit card interest rate, again.
SumGuy
 Jan 16th, 2012

12 Comments