This fake payday loan garbage and the illegal threats must stop. Report these bums to the FTC, because we are dealing with overseas criminals. See discussions for these numbers: 704-200-9909, 559-823-5337, 813-441-0108, 443-451-3816

Also see just how illegal this aggressive kind of debt collection is here in the States. Learn your rights at FTC-dot-gov.
 Dec 20th, 2010
 Dec 20th, 2010
They have been calling me at work and on my cell for 3 days. I finally called them back this morning and was told I would be prosecuted for owing a payday loan. I gave them the number of the police dept. in my city and told them to call the police and discuss it with them. They hung up and haven't called back since.
 Jul 01st, 2010
This person called me twice stating I owed money on an outstanding payday loan ,I explained to him, I've already paid my loans off, he then stated ,they would be calling my job, informing my employer of what i had done, they would be contacting the police, and would have me picked up, he also stated, he was going to call my references, I too, have found out this is a total scam. I will be reporting this to the better business bureau!
 May 27th, 2010
Have received numerous calls from Kevin Kingsley regarding 'legal action' about a debt that I owe. Spoke with him today and didn't realize how thick his indian accent was! I was barely able to understand him. I kept asking for proof of debt and he wouldn't give me any further details other then 'legal action' and 'you owe a debt'. Obviously as the previous post have listed this is a scam! I have seen other websites and they say the same things. I even asked for their address and when I looked it up to confirm it was a bogus residential address! I just told them I would report them to the local authorities if they continue to call and he hung up. Hopefully this will stop their calls!
 Oct 10th, 2009
ACS - 4966567520. Scam out of Florida - call back number in message is 954.603.5038
 Oct 02nd, 2009
7 496 656 7520 is any one else getting calls from this number being threatened to have a law suit against them? also being called names? and being told that they to better get an attourny? what the hell is going on i dont even know these people so if you have any info on this please let me know thanks
 Jul 09th, 2009
i had gotten a call from this number can any one tell me who the hell this is or what this is they called and threatened me and harrassed me and its very dis appointing
 Jul 09th, 2009

This an extortion ring. They do not have any legitimate accounts.

Offer to transfer them to the local law enforcement number or the FBI. See how long they stay on. Do not give them any info. Tell them you are reporting them to local law enforcement and the FBI, then do it.
 Jul 07th, 2009
They keep calling me saying I owe a pay day company money. But the company said I paid them off. I can't get them to stop calling. They call me at work and home. They won't give me an address or web site or email. The guy's name is Frank Williams. Jason Reed & Assoc. a legal firm. When I looked it up on the web I couldn't find it. Help I want this to stop!
 Jul 06th, 2009
I received a phone call today at work similar to all these listed here. I almost did what they asked, but something told me not to. So I made them email me the form to sign off on, and when it came I was positive it was a scam, so I emailed the person back and told them unless they scanned and emailed the affidavit to me I would not talk to them. I mentioned I had called my attorney, the Attorney General in MO, the BBB, and the FBI - I mentioned in passing also that the call could be traced through my employer and they would be found (even though that isn't completely true.
 Jul 02nd, 2009
I also got 3 calls from these people who had all of my information but would not tell me who I owed. He said cash advance and I told him I never had a loan with them before. He said there are hundreds of cash advance online. They even called my two friends and left nasty messages about ss#'s and stuff. I asked a lot of questions and really got no answers. I ended up giving them my debit card number and made payment arrangements. Now that I have read all this stuff I am going to cancel my card. I am going to contact an attorney as well.
 Jun 04th, 2009
I received a call from the same people... Arnold Watson or Nick Thomas...they all sounded the same. They said my social sec. number was being investigated and that my personal information was being downloaded to the courts and that a lawsuit was being filed against me on behalf of a CashNet USA. I do have payday loans; however, I have arrangements with all of them and none of them know anything about this. They told me I had 1 hour to pay them 839.00 or I would be sued and it would cost be $5,000.00 to hire an attorney and cover court costs. They told me I had to use a debit card or buy a prepaid card to pay them. Well, unfortunately I was frightened as they sounded "real" and gave them my debit card number and they took 300- It wasn't until after I had done it that it sounded suspicious and then I looked it up and this is what I found. The number I was called from was 954-639-1313.
I don't know if I can get that money back, but I will report them to the correct authorities. Does anyone know what I can do to try and get my money back and who exactly can I contact about this?
Thank you
 May 28th, 2009
I called them back and confirmed that I know they are a scam and his reply was "Get Lost!" hahahaah
 May 28th, 2009
These guys are horrible. Some man named "Jack Watson" called saying that I owed 662.00 on a payday loan that I never activated. He sounded just like Apu from the simpson (no really he did lol). They had my information such as soc sec, name, and other personal info which really makes me upset. I did apply for some loans via the internet but never actually took them out. They would never get any money out of me but I can't get back my personal info which is way scarier. Beware of what u send over the net!!!!
 May 28th, 2009
Man called identifying himself as James Carter. He said if I did not pay $300 and charges incurred on a payday loan he will prosecute. He said he was giving me a change to make things right before he files charges and I am prosecuted. The man had a very thick Indian accent and it was obvious he was calling from a call center.
 May 27th, 2009
I rec'd a call from this company as well. They left a message on my phone at work as well as a co-workers. When I called back, I refused to give them the information and told them my attorney would contact them. I love the name that Garna Parsley gave to them! Wish there was something we could do to stop this!
 May 27th, 2009
These scammers first called me on April 17, 2009. I found out then that they are scammers as I knew that I didn't have any outstanding payday loans. I also contacted the company called Cashco (which they claimed that they represented) and was told by a collections representative of Cashco that it was a scam! They called me again this past weekend on May 25th. This time it was a woman going by the name of Lisa Johnson. She left a callback number of 786-522-0539. I called back and sked to speak with Lisa and told her that my name was ALOADA MANURE! She tried to tell me that I owed $537.00. I let her know that I KNEW it was a scam and that there were no outstanding payday loans and I was calling her to give her a load of S*%# like she was giving to everyone else!! I don't think I'll hear from them anytime soon!
Garna Parsley
 May 27th, 2009
I received a call from an indian speaking man named Kevin McClane, stating that a lawsuit was going to be downloaded upon my name. The first time he called my son hung up on him and he called again and my son told him to stop calling, the third time, mind within 5 minutes, I answered and the man was very rude and stated that he was looking for Marjorie and that someone kept hanging up on him. I hung up this time. Then he proceeded to call the house about seven more times. Which we did not anwer and forwarded our phone to our voicemail. I know it is a scam and I refuse to even talk to the gentleman.
 May 09th, 2009
Arnold Watson called my mom today and then I called him back to see what this was about. He did the same thing to me threatening me that I would go to jail and if I did not pay anything they would be forced to file criminal charges against me. He kept talking over me and would not let me talk, would not tell me anything except I took a payday loan from Cash Advance USA sometime from April to May with no exact date and I told him I wanted to check with my bank and he was in no way listening to me or telling me anything about this loan, etc. I gave him my debit card number and afterwards I started checking this out because it made no sense and I came across all of this SCAM stuff on the internet. I am so upset about all of this but I figured that it should be a civil matter not a criminal matter. I had payday loans but I paid them all off. He made no sense when he told me this stuff and I was getting pissed off because he would not listen to me at all. I was supposed to fax him a signed piece of paper as to how I would pay it back but I did not send it back and I reported my debit card stolen. Anyway I am glad I decided to read all of this and I have since placed a report with the FBI, BBB, Attorney General's office and I will put in as many complaints as I can until these Indian speaking rude, people go to jail for the exact thing they threaten us with, FRAUD!!!
 May 08th, 2009
Zack Connor of National Affidavit Processing Center claiming that I need to contact him back before he persues legal matters against me. He also states that he will send the police to my place of employment to have me arrested. He stated that 'your family will be crying" and " be a genuine person". They scammed me out of $242 and now want the remainder of the balance ($482) that they claim I still owe for a payday loan. However when questioned again about what company they were representing he stated that he had explained it to me alreaday and trasferred me to Mike Wilson who gave me no information only ATTITUDE and hung up on me. They are a SCAM!!!
 May 06th, 2009