asset
acceptance
debt
aacc
collection
cell
company
person
line
old
wrong
all three branches of government are extremly concerned who and what branch of government let these paracites think they can win cases telephonically.if you lost a case telephonically to aacc go back to court and this time with a lawyer and your lawyer will get it thrown out.you know how courts state no phone call PLEASE.
joe
 Apr 10th, 2009
This number is for Asset Acceptance Corporation
sw
 Jun 18th, 2008
I got a call from this company for the very first time today. I never answer numbers I do not know and I will make no exception for these scumbags. Like most of you other bloggers,my debts are anywhere from 7 to 15 years old. They cannot garnish my wages because I am on Social Security and therefor there is no reason to file for bancruptsy. Many thanks to you all for sharing what knowledge you have obtained on this "house of cons."
Stink
 Jan 10th, 2008
I answered this call one time and the lady was rude. It was for a bill that was over 10 years old. I told her do what you got to do. Now I don't answer any call when I don't recognize the number.
Lewis
 Jan 09th, 2008
Recorded message requested that I call them back at an 800 number.
James Tyrer
 Jan 08th, 2008
Called looking for someone not living here for several years. Recorded message.
K
 Jan 07th, 2008
Micky Hart (yeah, right) called from AACC. Then gave an 800 callback number. This is Asset Acceptance Corp and they are KNOWN abusers. So far I've determined they are in Michigan.
Annoyed in WA
 Jan 04th, 2008
They keep calling, I answered a couple of times and they ask for Rosa. I told them that this was my cell phone and there's no Rosa here.
Kristen Behrens
 Dec 28th, 2007
I get this call at least once a week. I never use the phone they call. I use the line to connect to the internet via dial-up. The ringer is off on the phone. I hope they enjoy the sound of my ringing phone!
I have credit card debt like every other American. But it gets paid in a timely manner and I am FULLY aware of all debt owed.
Me in Phoenix
 Dec 27th, 2007
They call multiple times a day. If you call to get your number of the list, three days later it will be back on the list.

http://www.assetacceptance.com

Most of the reps are rude. I wish I had the reps number so I could call them at all hours of the day.
AACC
 Dec 24th, 2007
Her name is Mrs. Taylor. She is a collector.
MLK
 Dec 21st, 2007
Please report any harrasing calls these people make, yeaterday a female called spoke to my 10 year old daughter while I was outside called her stupid, ask her if she new how to read, and write, and told her her parents are irresponsible. We owe a medical bill I lost my job due to a cronic illness and my husban is in Iraq. Tricare(military insurance) will not cover the bill I have reported this person to The Fair Trade Comm. http://rn.ftc.gov/pls/dod/wsolcq$soicq.actioinsesert
The person whom claimed to be a "supervisor" at AACC was Jarred Christenson I reached him at the 480-588-0745 number, however I am unsure if he is a supervisor. I reported her to thier company as well and have had no response.
Brandy T
 Dec 20th, 2007
I don't know who called or why. I wish they would call at a decent hour instead of waking me up.
J. Hopkins
 Dec 15th, 2007
recording
vanessa
 Dec 10th, 2007
Mickey Hart was calling regarding a debt for me but as my maiden name - I've been married for 11 years!
Barbara
 Nov 26th, 2007
2 calls this week from this number.....no messages left.
shirley
 Nov 23rd, 2007
if u recieve horassing calls from AACC with an area code of 480, and you do not owe a debt, call the FCC 1-888-CALLFCC (225-5322) & the
FTC 1 877-382-4357 file complaints, then call and write the company and have them remove your number
Asset Acceptance Corp.
P.O. Box 2036
Warren, MI 48090
1.800.545.9931
san
 Nov 09th, 2007
THIS COMPANY IS VERY UNPROFESSIONAL,THEY USE A RECORDING TO CALL AND THAT IS VERY CHILDISH.
M
 Oct 31st, 2007
This is standard procedure for them -- from "re-aging" the debt on the credit history, to suing on what is probably a statute of limitations claim, to reneging on a written promise.

Watch out for the mystery $50-$75 payment you didn't' make that magically revives the account. When pressed, they claim to do an investigation and "discover" that they made a "clerical error" and mistakenly posted someone else's payment to your account.

NOTHING this 'House of Cons' does should be believed or taken at face value. They have proven over and over they are liars and thieves!

Under federal law, the Fair Credit Reporting Act (FCRA) an account may ONLY stay on a credit report for seven years. One of the cons being used by Asset Acceptance is to claim you made a $50 payment, which would have re-started that clock. Unfortunately this is a 'bogus-claim' by AAC, is illegal and violates your rights.
KEEP READING
 Oct 12th, 2007
****CONSUMER NOTICE***
ARE YOU A VICTIM OF ASSET ACCEPTANCE CORP? HAVE YOU BEEN SUED BY THEM? WAS A JUDGMENT OBTAINED? ARE YOUR WAGES BEING GARNISHED, BANK ACCOUNT LEVIED? IF SO, PLEASE GET IN CONTACT WITH ME.

Asset Acceptance Corp. (AAC) is a publicly traded company. (Nasdaq: AACC)

They purchases old portfolios of mostly worthless charged-off accounts for pennies on the dollar. Once owned, they appear to inflate the value of the portfolio, send out dunning notices and try to collect at a ridiculous profit.

Don't be surprised if you notice the date of last activity on your credit report, as stated by AAC is WRONG! Deliberately changing the date of last activity is a way to scam consumers into thinking they are entitled to money they would not legally be allowed to collect.
KEEP READING
 Oct 12th, 2007
Asset Acceptance Corp has earned the distinction of one of "AMERICA'S WORST COLLECTION AGENCY'S". They lie, steal, cheat, misrepresent, file bogus claims, create phony documents and commit perjury in the court system JUST to increase their bottom line.

budhibbs.com
JOHN
 Oct 12th, 2007
VERY RUDE PEOPLE!!!!!!!!!
JOHN
 Oct 12th, 2007
Lady called trying to get me to verify my ss# by giving her the last four #'s. I wouldn't give it to her and when I had her give me the last four she had, I told her they didn't match and she said, "Oh, you would say that." BEWARE!!!
Liz Tungate
 Sep 21st, 2007
never answer the call, I never answer out of state calls
D
 Sep 20th, 2007
I did not know the number and did not answer. Found this site. Glad I did!
E L Davis
 Aug 16th, 2007
didn't answer, i let my machine get it - no message left.
j z
 Aug 16th, 2007
This is a Scavenger Debt Collection agency trying to pass themselves off as a litigation firm. They pay pennies for time-barred debt that legally can't be collected. Micki Hart, Asset Acceptance, AKA AACC. They ask for a return call to 800-213-8040. I spoke to a Ryan Fountain who would not hear me out on my frustration for the constant calls. He went as far to tell me I had never called before. I wouldn't be doing all this if I hadn't already called and asked for them to remove my number from their list at least 3 times over the last 1 1/2 years. They continually disobey the FDCPA. Once they are informed this is a business and the person they are trying to locate is not here they should not call anymore but they are so arrogant they still call. Legally they must stop after they are told to remove your number and that you don't even qualify as a third party. Write a Cease & Desist letter telling them to stop calling and that you are reporting them to the Federal Trade Commission and the Attorney Generals Office. If you own a company never use them for collections they are unorganized and do not follow the laws. Here is their website, http://www.assetacceptance.com and address
Asset Acceptance Capital Corp.
P.O. Box 2036
Warren, MI 48090-2036
United States
Steve White
 Aug 01st, 2007
These guys call me all the time. The best solution for me (since I have VOIP from Lingo) is to set up a conditional forward for this phone number that forwards the call back to them. I never even hear it ring. They basically end up calling themselves. Usually after about a week of that, they will stop trying altogether. If call is from 480-588-0745 forward call to 480-588-0745. hahahaha. I win!!!
BP
 Jul 31st, 2007
"Thank you for calling Asset acceptance...". I'm not accepting anything. I hung up. 4 calls to my cell phone. Also 480-588-0704
M
 Jul 28th, 2007
Have been calling me daily with no message, finally they said they were a collection co, looking for some guy. I picked it up and told them they had the wrong number. Hopefully this will end it.
M
 Jul 25th, 2007
This company continues to call and leave messages (I dont answer unless I know who is on caller ID). The messages are always for different indivduals.
NY
 Jul 21st, 2007
this agency calling me for four year!!! One time was transferred to agent who was laughing and conversing with another agent in background, then when I asked too many questions in her opinion, she told me I was "wasting her f***ing time" - who the heck are these collectors who think they can talk to people this way & think they'll succeed at collecting from them???? HORRIFYING BUSINESS PRACTICES FOR SURE!@@#!#@$@%$#
CF
 Jul 08th, 2007
got a call 07/03/2007 2x's in the AM...ugh
s
 Jul 03rd, 2007
Got a message when I picked up saying to call them back...I called them back and they knew it was me calling, although they didn't know my married name of 4 years...asked if it was me by my maiden name...refused to give them any info and told them they obviously don't know me that well if they don't know I got married and not to call me again.
Anna
 Jul 03rd, 2007
They've been calling for a couple months now, I've never answered, and saying "by listening to this message you are ensuring that you are Michael Pedilla" they leave that on my voice mail (They call on my cell) and it's getting pretty annoying.
Leah
 Jun 30th, 2007
*******CONSUMER NOTICE********
ARE YOU A VICTIM OF ASSET ACCEPTANCE CORP? HAVE YOU BEEN SUED BY THEM? WAS A JUDGMENT OBTAINED? ARE YOUR WAGES BEING GARNISHED, BANK ACCOUNT LEVIED? IF SO, PLEASE GET IN CONTACT WITH ME. ***********************************NOTHING this 'House of Cons' does should be believed or taken at face value. They have proven over and over they are liars and thieves!

Under federal law, the Fair Credit Reporting Act (FCRA) an account may ONLY stay on a credit report for seven years. One of the cons being used by Asset Acceptance is to claim you made a $50 payment, which would have re-started that clock. Unfortunately this is a 'bogus-claim' by AAC, is illegal and violates your rights.

Asset Acceptance Corp has earned the distinction of one of "AMERICA'S WORST COLLECTION AGENCY'S". They lie, steal, cheat, misrepresent, file bogus claims, create phony documents and commit perjury in the court system JUST to increase their bottom line.

budhibbs.com
LAWYER
 Jun 29th, 2007
Recorded message to call about a debt and a private business matter to resolve. It was for a past tenant.
Keith
 Jun 29th, 2007
Called several times - I answered they said nothing.
M
 Jun 28th, 2007
This caller left a message saying they want to talk to my lawyer, HUH ? FOR WHAT ?.... No identity left nor reason for thier call at all... They can talk to my behind!!!!
Pissed Off
 Jun 28th, 2007
Now they say if you are "so and so" and you continue to listen to this message you are acknowledgeing this debit . What is up with this ? I fly almost free ... I am sure that there is a Walmart or Target in phoenix ...... read here baseball bat ..... taken to a phone will render it inoperable !
Dam I am tired of these worthless scum sucking pieces of shi* !
Called the PD there another bunch of worthless donut eating storm trooper wanna bee's ! We can't do anything unless you file a formal complaint ...... in person ! I want to place my vote as #1 for open season on debt collectors that use these methods ! I have people that owe me money and have never used these tactics to get paid .i suppose if the cops there saw any "value" in the case they would pursue it , but according to a little birdie here in Denver .... these cases aren't pursued as they do not generate either money or publicity !
What a crock of shi* !
Oh well .... if anyone on here is from Phoenix,AZ let me know thier [ AAC ] address and I'll make a personal request that they cease and desist ! Guarntee you would want to be a mouse in the corner when I show up .........
Mike
 Jun 19th, 2007
They call all time, and I never know who they are... and it is to my cell phone.
CL
 Jun 13th, 2007
Recorded voice asked me to wait for next rep. Nothing but dead air. After several minutes phone went to inactive.
N
 Jun 06th, 2007
they keep calling me every morning at the same time. dont pick up these calls
cindy
 May 31st, 2007
They called me collect today 5-30-07
James
 May 31st, 2007
called my cellphone. Is'nt that illegal?
no response to hello.
wombat
 May 29th, 2007
frequent calls, no response to 'hello', never leaves voicemail
MKR
 May 25th, 2007
PS: i've had the same phone number for 20 yrs. Hard for me to believe that all of a sudden they call looking for someone I've never heard of!
007 vicki again
 May 21st, 2007
these peeps keep calling my house, won't lv vm. when we answer, nobody there. finally called them and asked why they keep calling my number. said they had the wrong number.
vicki
 May 21st, 2007
no name and no message
b
 May 18th, 2007
i'm in 323 area code i have gotten 4 calls from this number...no message...i call back from an unlisted number but there always busy...i'm not sure what they want?
geo
 May 15th, 2007
Just got the call but ending as 0746 instead. A debt long charged off from 11 years ago! Come on, I paid my dues, fixed my life and 11 years later they start again? I know the law, too old to collect. Bugger off.
DK
 May 08th, 2007
Heard message about "Don't hang up. This is not a solicitation." Then I heard someone laughing and seemed to be in mid conversation. Then the line went dead. After reading what I see here, I'll never answer it again. I'm not in debt and have no need to go through this hassle! I'm glad I googled it. Thanks for this site!
D
 May 05th, 2007
they call several times a day and no one is there if I answer, once someone was laughing - it's harrassment for sure
Kathy
 Apr 30th, 2007
Left no message
C
 Apr 29th, 2007
SEE MORE COMPLAINTS ABOUT
ASSET ACCEPTANCE IN THIS GREAT FORUM OF DEBT CONSOLIDATION CARE.
http://www.debtconsolidationcare.com/forums/about305.html
TSACGIV
 Apr 27th, 2007
They're asking for bank account information. Dangerous scam!!
Carl
 Apr 19th, 2007
480.588.0745 has called and left meassages for someone I have never heard of. They say they are Asset Acceptance Corp! I dont answer calls from #'s I wont answer calls from Unknown #s
Mike
 Apr 18th, 2007
called. no message left.
v
 Apr 13th, 2007
Harrasing phone calls all hours of the day. Not even the right person they where looking for.
Leroy
 Apr 13th, 2007
I have no idea who these people are but they call my cell phone all the time.
AM
 Apr 12th, 2007
Same message, only number was 0746 instead of 0745
DC
 Apr 10th, 2007
The number they leave to "call back" is 800-398-8814, saying that this is not a solicitation, etc. web search indicates AACC
Caroline Adams
 Apr 09th, 2007
when i picked up the phone rang as if it was i was calling out
annom
 Mar 27th, 2007
Caller ID said AACC. Person asked for "Markesha." I said they had the wrong number. She hung up.
K
 Mar 23rd, 2007
I got these guys to stop calling me by using a free letter on www.adviceontime.com i want to thank mark for giving me the website.
Kevin
 Mar 13th, 2007
Called several days in a row--We finally picked up and they asked for "Kelly". We told them there was no Kelly here and they said Kelly had given this number as a reference, apologized for bothering us and said they wouldn't call again. We'll see!
R in MD
 Feb 13th, 2007
2/8/07 (Thursday) I received a call from 480-588-0745 on my answer machine. I returned call, and customer rep stated she was calling for “Asset Acceptance” a well known disreputable collection agency. She then asked me for “My” phone number!! I told her that if she does not know the phone number her company calls, then I am not going to provide my number. She angrily hung the phone up on me!!! I hope she never calls back!!
B. Williams
 Feb 08th, 2007
Everyone who's had a call from AACC, in my case 480-588-0745....go call 800-545-9931 and get yourself taken off the list.
J
 Jan 25th, 2007
Keeps calling everyday, random times. I've picked up phone once, but no one is on other line...
J
 Jan 25th, 2007
this guy Tony called, said he was with asset acceptance agencies. He identified an account which has gone off of my credit report, and which is TOO OLD TO COLLECT (7 years max.) this is an illegal business practice. I graduated law school, so I'm going to try to get them busted.
m in us
 Jan 12th, 2007
Has been calling during business hours in the morning for the past year. When a msg is left, it is always for the wrong person.
Tom H-town TX
 Jan 03rd, 2007
this number has called before - never leaves a message.

if we don't recognize the number we don't answer and we don't call them back
Bea
 Dec 29th, 2006
caller was rude didn't want to tell me who they where or the last name of who they wanted to talk to. i tried to tell them they had the wrong # but they didn't want to hear that " when should i call back" is all he said. so i said "NEVER" "call some other number" "like what " he asked. "like...." click!. end !
P.
 Dec 27th, 2006
Called my cell phone. I called back, and the person who answered asked for someone I'd never heard of. Sounded like a collection agency, never identified who they were.
Sandy W
 Dec 27th, 2006
Debt collector using skip tracing software that inaccurately identifies my husband x4 years. They have been sent a return receipt notification to cease contact by phone. Have had to follow with calls to BBB and DA with similar agencies over this debt. FIGHT FIGHT FIGHT, and don't pick up the phone.
CA
 Nov 24th, 2006
This is Asset Acceptance Corporation's Mesa, AZ office.
D
 Nov 01st, 2006
Left no message
Clif
 Nov 01st, 2006
Never leaves a message - always hangs up once my cell goes to voice mail. (Phone says Disconnected). Calls have just started increasing in frequency to 3-4x per day.
S in SD
 Oct 26th, 2006
This number is for Asset Acceptance Corporation, a bottom-feeder sleazy collection agency. Check out this website for great information fighting this and other collection agencies: http://www.budhibbs.com/
CT
 Sep 12th, 2006
called, no message left
S
 Sep 11th, 2006
recording saying not a sales solication and i should stay on the line since it was important. I hung up
Z
 Sep 07th, 2006
It was a recording saying it was not a sales call and to wait on the line for the next representative. I hung up
B
 Aug 25th, 2006

82 Comments