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This group are calling on old debts and beware as they call from SEVERAL NUMBERS. This is a new one for me as I have them all listed on my phone to ensure I don't answer. Here are a couple: 407-347-4014, 404-592-5171, 412-282-1420, 443-313-1380, 678-262-1568, 858-346-1184, 510-355-1780 and new: 626-209-2241. DO NOT ANSWER THESE CALLS WHAT SO EVER OR THEY WILL CONTINUE TO CALL YOU AND BOTHER YOU!!! TX RESIDENT!!!
TX RESIDENT
 May 24th, 2011
Google:

'Zombie' debt is hard to kill - MSN Money

junk debt collectors

SOL debt collectors
Caller: Portfolio Recovery
Call Type: Debt Collector
Zombie dept
 Jan 29th, 2011
Junk Debt Buyers - a growing slime pit >>> GOOGLE: PORTFOLIO RECOVERY HARASSMENT -also- STOP JUNK DEBT COLLECTORS

There's a thriving industry of debt buyers who purchase very old and long-neglected debts for pennies on the dollar. They tack on fees and interest, and then try to collect the entire amount for the full amount plus interest.

They're junk debt buyers, and while their business isn't necessarily wrong or illegal, their practices often are. Problem is, a lot of debt buying firms are bottom-feeding scumbags who will resort to any sleazy tactic to make a buck, and have no respect for the law. Specifically the Fair Debt Collection Practices Act, which they regularly abuse, taking advantage of consumers' ignorance of their rights and timidity when confronted by tough collectors.

Their secret is, they purchase old, bad debts that the original creditor wrote off as uncollectable, and then pursue them years later when your credit score has come back up. See, they aren't stupid. If you're the same 420-credit score who never paid that bill for the last 10 years, they won't waste your time. But if you've gone on to purchase a home and clean up your act and you're now enjoying a 650-plus score, you're their prime target. These debtors, they (correctly) reason, are more likely to settle up these old debts now that they've achieved some financial security. Especially when the collector has illegally reaged the account and brought the debtor's credit score crashing to earth.
GOOGLE US
 Jan 29th, 2011
These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statute of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: "Portfolio Recovery Associates Scam" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don't fall for their scam - block their calls, or send a "cease and desist" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!
Junk Dept
 Jan 28th, 2011
When pra calls I never answer the phone so that I never say anything to them. I figure the only thing my talking to them will do is cause me to hurt myself because any extra information they get will give them more ammunition to use against me.
davinhan
 Jan 22nd, 2011
Ms. Gilroy, you cannot expect PRA to play straight with you if you insist on using their own tactics of deception and abuse. Their phone bills and personnel time are too low as business expenses to bother "wasting". Test their patience enough and they might just sue to make an example of you. If you want real damage, seek it in court or arbitration.

Dani, the DNC registry is for telemarketers, meaning sales, meaning all debt collectors are exempt. This fact was not kept secret from you when you registered your numbers.

Kat, when skip tracing, debt collectors must answer to privacy regs within the FDCPA, hence the obfuscation and shyness around recorders. Of course, being shadowy works in their favor to make call targets anxious. You and Dani need to send cease-comm letters. The FTC and many consumer watchdogs explain how to draft and send one.

If you are receiving repeated, misdirected, and/or abusive calls from a third party debt collector, you may find relief in the provisions of the FDCPA, the Federal law which regulates collector behavior and provides you simple tools for your own defense. It grants you control of how you are contacted, and the means to sue at low cost. Learn your rights and first response tactics at FTC-dot-gov. See also your state laws for additional support.
Resident47
 Jan 22nd, 2011
Portfolio Recovery Associates (PRA) called today at 9:50 am from 412-282-1420, then called again tonight at 8:04 pm from a different number 440-580-0720 http://whocalled.us/lookup/4405800720

They never leave a message, so I do not know who they are looking for. So far, they have called eleven times, this week, from eleven different numbers. ARG!!! I refuse to answer!!! If they want to speak to someone, they need to leave a message, and state who they are calling. I just keep blocking their numbers, and put my phone on Night Mode, so the phone does not ring, while I am sleeping. I have no Credit Cards, and no other Bills, so who ever they are looking for, does not live here.

If you are receiving repeated, misdirected, and/or abusive calls from a third party debt collector, you may find relief in the provisions of the FDCPA, the Federal Law which regulates collector behavior. File your complaint here: ftccomplaintassistant.gov Learn your rights at FTC.gov. See also your State Laws for additional support.

Also, just forward all unknown numbers to the Federal Trade Commission (1-877-382-4357).
Kat
 Jan 21st, 2011
Portfolio Recovery Associates (PRA) called today at 9:50 am from 412-282-1420, then called again tonight at 8:04 pm from a different number 440-580-0720. They never leave a message, so I do not know who they are looking for. So far, they have called eleven times, this week, from eleven different numbers. ARG!!! I refuse to answer. If they want to speak to someone, they need to leave a message, and state who they are calling. I just keep blocking their numbers, and put my phone on Night Mode, so the phone does not ring, while I am sleeping. I have no Credit Cards, and no other Bills, so who ever they are looking for, does not live here.
Kat
 Jan 21st, 2011
Portfolio Recovery looking for someone who used to have my phone number, which I just got last week and is already on the Do Not Call registry. This is the 8th call I've gotten from various collection agencies for the previous owners of this phone number.
Dani
 Jan 20th, 2011
none
na
 Jan 13th, 2011
These people are really fun to talk to. I actually tied one of their goons up for over 35 minutes on the phone, really verbally abusing them...while recording them at the same time. It will make a great party tape. I said do not call...they said...yes, we will...I said...no you won't...etc. Next time we use the old Freon Boat Horn on them, or answer in Korean or Japanese. These people are sleaze personified...and they could care less about the law. I told them I wasn't the person; then told them I was, and went back abd forth. I asked who they were, she said that she couldn't say. I kept pressing, she told me they were a collection agent...so I said, you just disclosed that information to a person that you do not know to be the person in question. If you have the time, keep them on the phone...it will take up a good portion of their time that they could be collecting from real accounts. They are paid by commission, so every second they are on the phone with you costs them money...out of their own pocket and out of their families pockets. You do NOT need to take crap from them. I must have told this woman to GF herself at least 200 times. They will spoof, but the balances are usually too small for them to file a small claims case...so they will try to scare you. If you want, just tell them that you are considering bankruptcy...that always changes their tune. Just toy with them, or hang up and never answer again. They love zombie debts, by the way. Look up your rights...you may owe a debt, but you don't need to take crap from anyone.
Zelda Gilroy
 Jan 13th, 2011
Don't know why they are calling. They call once or twice a day. I picked up once just to hear their excuse for calling but there was no one on the line. Just don't know why they are stalking me. Harrassment for whatever reason.
george
 Dec 30th, 2010
These fine folks call 4,5,6,7,8 times per day. They use multiple phone #s - 412-282-1420, 404-592-5171, 205-588-8181, spoof their id to "unidentified" several times a day, and probably use many other numbers I don't know about. Best solution: use caller id. If you don't recognize the number or if it's "unidentified", just don't answer. No legitimate business EVER has a need to hide or spoof their phone number. If it is a legitimate call, they will leave a message. Telling PortRecoveryScum nicely that they have the wrong number does no good at all. It simply encourages them to call more. Don’t waste time trying to be nice or help them. They won’t stop calling.
pwr
 Dec 23rd, 2010
These fine folks call 4,5,6,7,8 times per day. They use multiple phone #s - 412-282-1420, 404-592-5171, 205-588-8181, spoof their id to "unidentified" several times a day, and probably use many other numbers I don't know about. Best solution: use caller id. If you don't recognize the number or if it's "unidentified", just don't answer. No legitimate business EVER has a need to hide or spoof their phone number. If it is a legitimate call, they will leave a message. Telling PortRecoveryScum nicely that they have the wrong number does no good at all. It simply encourages them to call more. Don’t waste time trying to be nice or help them. They won’t stop calling.
pwr
 Dec 23rd, 2010
These fine folks call 4,5,6,7,8 times per day. They use multiple phone #s - 412-282-1420; 404-592-5171; 205-588-8181; spoof their id to "unidentified" several times a day, and probably use many other numbers I don't know about. Best solution: use caller id. If you don't recognize the number or if it's "unidentified", just don't answer. No legitimate business EVER has a need to hide or spoof their phone number. If it is a legitimate call, they will leave a message. Telling PortRecoveryScum nicely that they have the wrong number does no good at all. It simply encourages them to call more. Don’t waste time trying to be nice or help them. They won’t stop calling.
pwr
 Dec 23rd, 2010
Well, merely taking the call should not reset SoL, but anything sounding like a payment promise should be avoided. Better yet, stay off the phone and create a paper trail.

If you are receiving repeated, misdirected, and/or abusive calls from a third party debt collector, you may find relief in the provisions of the FDCPA, the Federal law which regulates collector behavior. Learn your rights at FTC-dot-gov. See also your state laws for additional support.
Resident47
 Dec 23rd, 2010
just another sum that buys old old bills for penny's on the dollar....if you acknowledge them they will start the debt clock back to zero.......if you answer them by accident.....the most you should tell them is to f--k off then hang up......give them no more...
ironhead73
 Dec 23rd, 2010
Portfolio Recovery Associates, a debt collector. I wasn't home, and wouldn't pick it up if I were. They've got lots of numbers.
Got One Too
 Dec 10th, 2010
Portfolio Recovery
Me
 Dec 09th, 2010
Debt Collection: Portfolio Recovery
jim
 Dec 02nd, 2010

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