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Another "lower your credit card rates" robocall from "Rachel" (one of at least a dozen from as many different numbers ...reported every one of them) Sometimes, caller ID displays 'Card Serv Inc', sometimes it's 'Cardservices', and other times it's 'Name Unknown' or 'Name Not Found' or 'Unknown Caller' ...sometimes there appear to be a legitimate phone number, other times it's 3 digits then 000-0000 ... and a few times the entire number is 0's. Sometimes I answer, other times the message actually gets partially recorded on my answering machine. The most recent call ... TODAY (11/1/2012) at 4:55pm. (Oh, the number displayed this time was 408-412-4097)
Gulf Coast
 Nov 02nd, 2012
Having followed postings to various sites where people post complaints about spam phone calls, I can summarize the total experience this way: Someone is making money from this whole racket, and they are being protected by politically powerful people.

How do we stop them? We are all programmed to quickly answer a ringing phone. We have to un-program ourselves so that we pause a second before we pick up that receiver. It helps if the phone has Caller ID on it. Don't answer a call from a name and/or number that you don't recognize. It is as simple as that. (Do jot down the ID information, the date and the time, and report it to the FCC or the FTC.
Cherryl
 Oct 14th, 2012
We have gotten two calls from this number in the last two days. I know that they are a bunch of crooks and I don't give any information. I have asked them at least a hundred times to stop calling. I just sent a complaint to the FTC. If this doesn't work I will be calling AT&T. The phone company stopped the scammers from calling my mother. Maybe I can get them to do the same for me. I'm sick of the bozos calling every day or sometimes more than once. I don't know who Rachel and Ann are but I don't like them.
Jan
 Oct 14th, 2012
Sarah, it is not a ''call from NANPA''. Follow the link to learn what NANPA does. You could have gotten a hint by hovering your cursor over the acronym when a NANP reference is seen on any WCU page like this one.

http://nanpa.com/about_us/abt_nanp.html
Resident47
 Sep 23rd, 2012
ANOTHER call from NANPA, for credit card. They are now calling from numbers all over the country
I am on the do not call list, but this apparently means nothing
Sarah
 Sep 21st, 2012
Gotten many calls over the years from Consumer credit card services. Have asked them not to call. Did a *69. the real number they called from is 408-412-4097. She gave me the number to call back as 800-847-2911 which I have learned is a true credit card number, not the one she was calling from. Of course I have known from the first call that this is a scam, but I did have a great time getting her frustated.

Call again, I'll tell her off again!

This should be stopped. People really do need help when credit card interest is too high and it would be easy to fall for it.
Jeane
 Sep 19th, 2012
Scam "robo-call"
Anonymous
 Sep 13th, 2012
Have 2 calls from this #. 8/27, 4:32pm & 9/6 2:24pm is credit card services recording.
jo
 Sep 08th, 2012
This is a lower your credit card rates scam. Left a message.
G.Kahn
 Sep 06th, 2012
Jim, this is a sample of all the enforcement of your ''joke'' which has been done since late 2009 to kill off credit reprice scam shops. If I paste all the relevant links here, this site will think I'm spamming and disallow my post!

FTC Action Puts Robocallers Out of the Telemarketing Business
http://www.ftc.gov/opa/2012/03/asiapacific.shtm

FTC Shuts Down Robocallers Who Claimed to Reduce Credit Card Interest Rates
http://ftc.gov/opa/2012/02/afl_financial.shtm

Jury Convicts Woman In $25 Million Nationwide Telemarketing Fraud Scheme
http://www.justice.gov/usao/gan/press/2011/11-07-11.html

Your complaints to the FTC and attorneys general DO matter. You need to be patient and recognize that:
- You were never promised a magic nuisance call shield by DNC registration.
- Phone scammers have tools like cheap VOIP and Caller ID spoofing which did not exist nine years ago when the federal DNC list went live.

As to the Truth in Caller ID Act, that won't stick when the scammer uses a neutral sort of CNAM like ''toll free'' as in the reported examples above. The CID tags have to go out of their way to fool you into thinking it's a different caller from the actual one. These credit scammers nearly always try to look legitimate as part of their ruse.
Resident47
 Aug 29th, 2012
What does it take for these people to stop calling? They have been bothering me for YEARS! I have actually filled a caller ID box capable of blocking 60 numbers with the various fake numbers they use. Looking around at this site and similar sites there are THOUSANDS of complaints against them and still they don't relent. Awhile back a law was passed saying the caller was not allowed to put up a fake idendity. I still get calls from them showing 'wireless call' which is BS. Or they show the phone number twice and no name. What an unenforced joke Do Not Call is!!!!!!!!!!!!!!!!!!!!!!!!!!!
JimH
 Aug 24th, 2012
This is the message that was left on my voice mail: "This is your 2nd & final notice to lower your credit card interest rate and payments. Press 1 now to find out the terms, conditions and associated changes before the next billing cycle. Again, this is your final notice as it relates to the financial stimulus, so press 1 now to take advantage of this today".

Do they really think that dumping "Rachel" and throwing in references to terms, changes and "FINANCIAL STIMULUS" will work anymore than Rachel did? It's an old and tired scheme. Ho Hum......on to the next "loser" call.
Sick of It
 Aug 21st, 2012
Call from credit card scam
b4n0m4n
 Aug 17th, 2012
Received a notice that this is my second and final notice to lower my credit card interest. I've had more than fifty "second and final" notices yet I keep getting them. This time Rachel called from California. That slut sure gets around.
Bubba
 Aug 13th, 2012
something about lower interest rates on a credit card. push 1 to talk to someone. pushed 1, phone rang once,someone picked up and then hung up the phone. scam and/or spam call since i have not had any credit cards in the last 8 years. wanted to talk to a human to ask why they are calling me since i do not have any credit cards.
beware of them
 Aug 09th, 2012

15 Comments