Left several "Last Messages" for a chance to lower my interest rate to "as low as 6.9%" but 99.99% falls into the "as low as" category. They don't care about DNC list. And they tell you.
They leave a message on answering machine that says something about having a limited amount of time to have my interest rate lowered.
To Lisbon and everyone else. My general rule of thumb has always been (for many years now)....if you don't recognize the name or number, DON'T ANSWER THE PHONE. I pay good money for phone service for my own convenience, NOT so that idiots all over the world can contact me in an attempt to scam me out of my money. So, to all you bastards in Texas, Florida, the islands, Nigeria, or wherever else you're operating, you can keep calling for the next 10 years...no one here will EVER be answering your calls.
Generally the most you can do with credit reprice scammers is file complaints with the FTC and attorneys general. Several such firms were killed by the FTC in 2010, but they breed like cockroaches and drive people daily to fill these forums with complaints. A legit business will take a ''no-call'' demand seriously, but these schemers aren't interested in laws and may be calling from outside the U.S. besides.
If by a long shot you can nail down a physical U.S. address for your caller(s) or its HQ, then you can consider a lawsuit under TCPA and/or UCC and any relevant business regulations. Many appear to operate in phone scam capital Florida, like the carrier source of this call.
Resident47 Jul 05th, 2011
This automated call came in@12:41PM on Tuesday, July 5, 2011. It's an offer (scam?) to lower interest rates on your credit cards.
DOES ANYONE KNOW HOW WE CAN STOP OR BLOCK THESE CALLS? They seem to come in under many different numbers.