I didn't get the whole message, but recorded message said we could get a better mortgage rate. Calling back the number to demand them to take us off their list only resulted in "the number you have dialed is not in service" message. My guess is that that was recorded by the people so they can see who calls them, then they'll probably call us again. Anyway, they've been reported to the Do Not Call site.
The FTC shut down several "Rachels" and "Heathers" in 2010 based on complaints to them and state AGs. These characters can be slippery and seem to breed like roaches. The cleanup will stall if people do not keep pouring on the complaints each time these criminals call.
Resident47 Jun 13th, 2011
They call and call and call. Why isn't something being done about these annoyances?
} "you called me I didn't call you"
Please ... These criminals will say anything to confuse you. When you revoke call permission, that ends the argument. It hardly matters who dialed first! Some of these credit reprice scammers are likely calling from outsice the US and know citizens can't sue them, so they think they are entitled to curse and abuse.
Resident47 May 31st, 2011
Company calls every 24-48 hours always from a different number with same recording saying that I can lower my credit card interest rate, press 3 to stop the calls (gets beeping sound), press 9 to speak to a rep. In the past when I pressed 9 I got a rude person and when I asked to be put on the 'do not call' list they replied "you called me I didn't call you". The company says they are cardholder services and tries to trick you into thinking they are calling from YOUR credit card company but they ask YOU to tell THEM who your company is. Lastly they are breaking the law by not abiding by the FCC 'do not call' law. Very annoying.
When one of these "scammers" call, I always say something surprised like "is this about my Chapter 11 filing this week?" It stops them for a few months. These are not legit callers so there's no way to report them. Rather than get mad, just imply that you are broke and have actually legally filed for bankruptcy. They won't bother you for awhile.
This was another call, the forth in a week, from the famous Rachel at Cardmember Services. They did not respond to the "Press 1" prompt, and disconnected. I have reported the Do Not Call List total lack of enforcement against these people to Senator Chris Dodd (much good that will do). Since each bogus call is supposed to bring a $10,000 fine, enforcing the law against these people could pay off the National Debt.