card
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Here's the only way to stop these calls (only you can stop them).

Waste as much of their time as you can stand. Commission salespeople hate that worse than anything. While they're dinking with you, their paycheck is shrinking.

Tell them you're really interested, but your card is with your spouse. You can go get a statement. Take 10 minutes to find one, tell them it's a year old. You'll go find a newer one (10 minutes again, but you never find the 'newer one'). Give them a fake 16-digit number (VISA starts with 4, M/C starts with 5) that you've written down (so you can repeat it when it fails). Expiration date is next year, your name is (some fake name) and the name they have in their 'files' is for people who moved out.
Tell them your rate is 15.9%, you owe $8,000 dollars. When they question the 'wrong' number, tell them sorry, it's an old statement and that card was canceled. The new card is with the spouse who's visiting next door. You'll be right back. Don't come back.

They'll stop calling. Or, call their "Orlando" office at 321 332-0990 and ask the calls to stop, but no promises on that one.
Handy Andy
 Jul 30th, 2009
Received a call from the "consolidation company" that contacted me and offered to lower debt and interest rates with credit card companies. We called several of my credit card companies and later after I researched this # I realized that I may have released sensitive information to an unknown party; BE AWARE and do not release any person information.
Cynthia
 Jul 29th, 2009
This is a credit card scam. asked for confirmation of credit card info to lower my interest rates. I called the real credit card company immediately after and closed account. This guys called me back for more info 20 minutes later and I told them I knew it was a scam. They said "you better close them out quick because I'm charging to your card right now." They called back at 321-332-0990.I've given the two numbers and info to police. I've seen multiple other hits for this number on the internet with the same scam. I hope they go to jail soon.
Doug
 May 20th, 2009
I unfortunately fell for this scam; only problem is they fooled my credit card company as well. I called my credit card company while I was on the phone with this guy (Omar, with a heavy accent) and they said it was legitimate. When he finished with his portion of the "deal" I was to receive a call from someone else in about 15-20 minutes to confirm my lower interest rate. I received a call from another person (David Berkley) who rattled off a bunch of figures just to confuse the crap out of me. He called my credit card company and he did as promised & got my interest rate lowered. After that was done I find out he is with a different company not affiliated with visa/mastercard and that I will be charged $800 for his services. After hanging up with this company immediately called my credit card company to close the account & have the charges disputed. Turns out that the $800 charge was credited to a software company in New York.
Dani
 May 13th, 2009
Received the call 4/9/09 at 11:51 am. Recorded message "from your credit card company" offering to lower interest rates. "Press 1 to speak to someone, 2 to no longer receive these messages." I pressed 2 and was connected to a man with a thick accent. I asked his name: "Andrew". I asked what company he was working for, he said "Visa and Master Card." I pointed out they were two different companies and he said that his company supplies credit cards to both (!). Then he asked if I had a credit card. I told him we are on a no call list to which he responded, "I'm calling from your credit card company." He asked me to confirm my account. I told him I would if I could call him back. The phone went dead and he called me again from a new number, 321-332-0990. He then gave me a number to call him at, 1-877-212-3634 extension 227.

This is a phishing scheme. Note that telling you what the first 12 numbers on your credit card is takes little or no skill so do not be fooled by the statement "I have your credit card number here".
J3ns
 Apr 09th, 2009
Received the call 4/9/09 at 11:51 am. Recorded message "from your credit card company" offering to lower interest rates. "Press 1 to speak to someone, 2 to no longer receive these messages." I pressed 2 and was connected to a man with a thick accent. I asked his name: "Andrew". I asked what company he was working for, he said "Visa and Master Card." I pointed out they were two different companies and he said that his company supplies credit cards to both (!). Then he asked if I had a credit card. I told him we are on a no call list to which he responded, "I'm calling from your credit card company." He asked me to confirm my account. I told him I would if I could call him back. The phone went dead and he called me again from a new number, 321-332-0990. He then gave me a number to call him at, 1-877-212-3634 extension 227.

Thanks Terrell for writing the first one.
J3ns
 Apr 09th, 2009

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