These people are looking for the previous owners of my house...a home I bought NINE years ago. I told them they are using old information and to stop calling me...of course being the BLEEPS they are they continue to call, breaking Debt Collections Laws....which when you point out the them they have the gall to get rude!! I would love to see the FTC hit them with HUGE fines...and I would love to have the fines donated to chairities where they would benefit others.
 Nov 24th, 2012
Left voice mail for someone who had this number when I got it years ago.
 Oct 02nd, 2012
They call me too...wont give up..they call sunday at 6am and stop at 10pm...are you kidding me!!!???!?!?!
 Oct 04th, 2011
ads - recording comes on says it is not a solicitation call - then human comes on won't give info to my spouse
 Jul 05th, 2011
Anyone who can apply their state collections laws to an original creditor should study up and beat back the hostile tactics World Financial seems to enjoy. A smidge of hope remains that FDCPA could cover WFNNB also. As a subsidiary of Alliance Data Systems, it's been alleged that the "bank" is not a bank according to SEC filings but a servicer, the front desk issuing all those retail store cards. Possibly this means it technically does not own the debt it collects on, given the way card debt is so heavily securitized.

Who are you addressing, Mr. Cabrera? Not your lender WFNNB. They don't manage this site and likely don't read all the dozens of complaints about them here. I sympathize with Ms. Finkelstein so far as calls coming in outside the hours set by FDCPA and TCPA, but collectors are not about to become clairvoyant enough to guess who is observing what holiday under which belief system. That's asking too much of almost any form of call center rep, even the rude kind in collections.
 Apr 08th, 2011
Hello I see you have been calling so many times my apologies Im waiting for some check to clear your check is ready and will be on the mail tomorrow afternoon please be patient Im doing what I can thanks Victor
victor Cabrera
 Apr 06th, 2011
We have been receiving phone calls from this phone number for the past two weeks at our offices. Our company is small, we only have three employees, and none of us are delinquent on our bills. This company continues to call five to six times a day. Whenever I answer, I say the business name and the caller immediately hangs up. I've tried to call the number back, and I only get their switchboard operating who I'm sure is tired of hearing my voice. Obviously, there are wasting everyone's time and their own.
MN Business
 Jan 28th, 2011
These guys call relentlessly. They cant leave a message as i have them blocked with phonetray! They can suck it! They can change numbers and i will block the new number too! They have to be getting very discouraged being that they keep calling and cant speak to anyone or even leave a message on my machine. How long will they keep trying? Good Luck!
 Sep 19th, 2010
To day is Memorial Day; a national holiday. I have just recieved a phone call from this ...."person", a woman. This (SAME!!!!--SAME EVERY TIME!!!) woman has been harrassing my family with exccessive amounts of telephone calls. She calls---yes,"She"--- and it is ALWAYS the SAME woman(!!!!)--- calls on the HIGH HOLY days of the Jewish Calander(!!!), which is very disrespectful, considering my last name is not a "questionable" surname regarding my Jewish nationality and heritage!!! The calls begin around 7:55 AM and the latest call was actually close to TEN O' CLOCK!!! i want this STOPPED, she is calling the WRONG NUMBER, because my name is CAITLYN FINKELSTEIN, NOT ELAINE MCARTHUR!!!! I want it stopped or I WILL take legal action, as i am a litigator. I will NOT take action against World Financial, i WILL however, take action against that rude, scathing, and completely disrespectful "person" you have as an employee. Some "emloyee"!!! She wont even give me her name so I can let her know, politely, " I'm sorry, Sally/Theresa/Deborah/Jennifer-ect. , there is no Elaine here. You have the wrong number. Have a nice day."
I am sorry for such an angry email, but I am at my wit's end.
Happy Memorial Day and be safe and have a wonderful holiday!
C Finkelstein
 May 31st, 2010
hung up the call. looks like it may have been a collection agency.
 Apr 29th, 2010
Those people are terrible......they don't care about people. They call and call and call all day long. The worst been around dinner time when families are eating. Even 3 calls in 30 minutes. I called my parents first to know how they doing then, I unpluged all phone cords OFF! Family time is precious!!
 Apr 23rd, 2010
I finally picked up the phone after this and a second number has contacted me several times a day. The rude woman on the other end got mad at me when I questioned her as to who this is and where are you calling from. She asked for a female which has no conection to my number. She then hung up on me after stating "Is she there or not". The second number they are calling from is 614-729-5609. They have left no messages at any time. Report them to that is my next stop. I hear they are only allowed to call twice a day or they are in violation of some guidelines. They call from different numbers in an attempt to hide that. A look up in google showed me who they are. They are calling my cell looking for god knows who. I am pissed and they are done.
 Feb 22nd, 2010
called after 9 o clock on a friday
 Mar 02nd, 2009
The same lady has been calling for my girlfriend for two or three weeks now usually 10-15 times a day starting at 8:00am. Im starting to lose my patience today I asked for a number to call her back and she just hung up on me so next time she calls im just gonna flip shit as soon as i pick up. Does anyone know if you can use call block feature on the numbers they use? Thanx
 Mar 12th, 2008
Not sure what this is about as I have NEVER had a card at any of the stores mentioned here. I started recieving calls from this number all of a sudden about three days ago. So far, I haven't been able to answer as the calls have all been while I've been at work, and I don't call back numbers I don't know.
 Oct 28th, 2007
If a collection agency calls you, do not feel afraid to answer, they need to validate a debt before anyone has to pay. Come to my site for sample letters:
Anthony Lemons
 Jun 09th, 2007
Next time they call, answer the phone. Just get their mailing address and send them a cease and desist letter. Come to my site for a sample letter.
 Mar 03rd, 2007
They called in the morning and left no message then called in the afternoon and all they would say is that there was a banking matter but wouldn't say what that was. I hung up as we have no connection to this company.
 Feb 01st, 2007
This number started calling me at 7:30 on Saturday and continued to call me about 15 times over the next 2 days before there was someone on the other end when I answered. They told me that I had missed two payments and upon further researching, the guy on the other end realized they had neglected to send me paper statements. He said that I had agreed to receive electronic statements only in September. Then he also noticed that I made a payment in October on a PAPER STATEMENT. Then he tried to tell me that I owed $50 in late fees for two months. Just when he was about to clear the late fees and do an automatic transaction the call disconnected. I tried calling back and got an automated message that they closed at 8pm on Sundays. He called me at 9:15!! Now it's Tuesday and they've already called me 5 more times with NO ONE ON THE OTHER END.
 Jan 30th, 2007
I just got a call from these creeps. They asked for me, I asked who was calling, the guy said "Joseph." Oh right - like that's a comforting convincing way to answer when you know someone doesn't know (or want to know who you are). He then proceeded to tell me that he needed my routing number and checking account number to pay my credit card bill (Limited) - alas, I have not received a bill...
I laughed and said "NO."
Will talk to the store about this. NEVER buy into one of those store credit cards - they are always a trap like this. Too bad I learned too late..
 Jan 29th, 2007
These idiots have been calling my business number for over 2 months now (maybe longer). They think some dead beat lives here that doesn't pay bills. After numberous calls you would think they get the hint. What a bunch of morons. I don't even answer the phone anymore since it comes up on the caller ID. Find a life, losers!!
 Jan 22nd, 2007
Annoying. Possibly the most annoying people who have ever called my phone. They call nonstop, even at 7 in the morning, which I thought was NOT LEGAL. Anyway, they are Express/VS/Limited..and I paid my bill late. They will not go away. They have their F****** money!! Dont even bother answering this one.
 Jan 22nd, 2007
I used to get calls from WFNNB 3-4 times a day, (New York & Company. Now it says ADS. I paid ONCE online, and now I don't get paper bills in the mail anymore, WTF? If they want my money, they should send me a bill!!
 Jan 19th, 2007
Won't say who they are . They asked for my husband and I told him he wasn't available and could I take a message, she said "no" and hung up. It's from New York and Co. They didn't send me a bill, but yet want to harass me/us for their stupid mistake? They suck!
 Jan 19th, 2007
They called me at 8 in the morning and asked for my daughter who doesn't live here anymore. They told me it was banking business. I told them she doesn't live here anymore and not to call again. They called two more times after that
 Jan 17th, 2007
I just bought this phone today and in less than 5 hrs I got 2 calls from this fu___ers
 Jan 10th, 2007
2nd call in a day.. I answered yesterday and they asked for someone in my household - I asked who was calling the woman said "Patricia" (BIG BITCH just to warn you all if she calls you) was extremely snippy when giving her name so I proceeded to ask what company she was with just so I could tell the person she was asking for.. she said "that is none of your business mam' I don't think that concerns you" I said well if you cannot tell me then she is not available and hung up. She called again today and we ignored the call.

Is it legal for these people to harass you like this?
 Jan 07th, 2007
They call constantly for my step daughter. It is 9:15 in the morning and they called twice already. My step daughter is 18 and real bad with money so I don't see her paying them.

I think it serves them right for bouncing on 18 year olds to give them credit cards.
 Jan 03rd, 2007
This number has called me repeatedly over the last couple of weeks. They called me three times on New Year's Day - these people do not rest.
 Jan 02nd, 2007
these people keep calling for our daughter she was late on a small bill (under 25 bucks) by about a week she had trouble paying the bill on line and had to wait for the next cycle (since she had thrown away the hard copy) it seems that this company approves credit cards to young and inexperienced customers then proceeds to hassle them on the smallest of infractions. advice: if you lose your bill-go to the store that you are a card holder of and pay at the register-and keep your receipt!!! if you continue to receive harrassing calls this website is excellent in reporting the incident and informing others.
 Dec 31st, 2006
i asked what the matter was about and since i wasn't the person she asked for she said, "none of my business" then hung up before i could say anything back.
 Dec 30th, 2006
I answered this call and the gentleman on the other end just said "I'm sorry I have a wrong number" then he hung up.
Ben Carter
 Dec 26th, 2006
These guys suck. Said they were calling with a "banking matter" I hung up.
Fuck these Guys
 Dec 07th, 2006
Stop calling!
 Dec 04th, 2006
They don't stop call me and i never answered once. this morning they called me 6 times in 2 minutes. they dont stop harrasing me and everyone else. what is their problem?!?!?! They have mental retardation i guess!!!
 Dec 03rd, 2006
I forgot about my bill and I paid it online about 5 days late and they are still calling me. I haven't even talked to them. Can they do anything to you?
 Nov 27th, 2006
They called for my husband 3 or 4 times yesterday and already once today. I found this and we do have a credit card for the Limited and Express, but I sent the payments in only like a day or two late. Man, what jerks! They said it was a "private banking matter" and wouldn't tell me who they were. Very snippy on the phone towards me.
 Nov 25th, 2006
I got a second call from these people. They refuse to leave a message. Caller ID says "ADS"
 Nov 24th, 2006
Yeah, they are a collections agency.
 Nov 24th, 2006
asked for my stepdaughter and would not tell me who they were. i then proceeded to *69 to call # back and it is "world financial" or something to that effect. they do collection for the Limited Co. Harrassers.
 Nov 22nd, 2006