Hi, this is Dave Brooks calling on behalf of a certified non profit agency. You may recall receiving a letter stating that you hve been approved to consolidate your credit cards down to low as 1.5% intererst and this is not a new loan. Again, you have been approved by a non profit agency. In order to lower your interest rate before the next billling cycle, I do need to find out what your cuirrent balances are so if you can, please have your statements ready when you call. My number is 1-800-321-2907
and again my name is Dave Brooks and you can reach me here until 10:30 PM.