These arrogant collectors can insist anything they like but that doesn't prove the claim. Learn how to exercise your rights as an alleged debtor at FTC-dot gov.
 Jan 22nd, 2011
missed the call, called back, they said one of their collection agents was calling me, when I said I didnt have any debts, they insisted that I must if someone called, and asked for my number to look up my account. when I provided my number, the man insisted I was giving him a fake number and hung up on me
 Jan 22nd, 2011