WE DON'T OWN A CREDIT CARD!!! Calls like these are why I don't answer my phone any more. If I don't recognize the number or the name, I don't answer.
MESSAGE SAID CALLING ABOUT MY CREDIT CARDS, NO PROBLEM BUT THEY CAN LOWER MY RATE TO AS LOW AS 6.9%. PRESS "9" TO LOWER MY RATE. I PRESSED 9 AND SOMEONE CAME ON LINE AND ASKED IF I WAS CALLING TO LOWER MY RATE. I SAID THAT I PRESSED 9 TO GET THEM TO REMOVE MY PHONE NUMBER FROM THEIR DATA BASE. THEY IMMEDIATELY HUNG UP ON ME.
This is a credit card scam. Please try to keep them on line as long as possible. The more time they spend talking to people who know not to fall for their scam, the higher the labor costs for the company and the sooner they will be out of business.