Vile as that discussion was, SRTD, a recording from your system could be of great value in prosecuting these payday debt thugs, a category your caller strongly suggests. Of course, to sue them you have to find them, and that's been the tough part. Individually we may have little recourse, but if the FTC can be persuaded to act it would send a clear warning to all such criminals.
I've added some more intel to number 704-200-9909 since my prior entry here. If anyone can find the rotted brains of these oufits and they turn out to be domestic we can start filing our own suits.